Posts tagged with "United States"

Community created by Mina Tocalini at 360 Magazine used by 360 Magazine

Plexus Worldwide’s Global Giving Day

Employees, Brand Ambassadors, and Customers volunteered to combat food insecurity on September 22. Plexus Worldwide (Plexus®), a leading direct-selling health and wellness company, motivated people around the world to step up and volunteer during the Plexus Global Giving Day, held on September 22. Brand Ambassadors, Customers, and employees in five countries were encouraged to support local nonprofits that provide assistance to families affected by hunger.

“Plexus cares deeply about children and families in all the communities we serve worldwide, so we mobilized our teams and encouraged our Brand Ambassadors to join forces with customers and serve together as a united community. We are so appreciative to everyone who took time out of their busy day to contribute to those in need. The outpouring of support gives me tremendous pride because it reflects a shared sense of responsibility.” said Tarl Robinson, Plexus CEO and Founder.

In addition, Plexus donated 15,000 USD to food banks in Canada, Australia, New Zealand, Mexico, and the United States where Global Giving Day participants volunteered.  At the corporate headquarters in Scottsdale, over 140 employees, including company leaders and the executive team, packed food boxes and distributed food at St. Mary’s Food Bank in Phoenix.  Collectively, Scottsdale team members volunteered 580 hours to St. Mary’s Food Bank the week of September 20. This annual Week of Service event is something team members look forward to as yet another way to promote a One Plexus spirit.

“In our mission to ignite Hope, Health, and Happiness, we support all efforts to combat food insecurity, so families don’t have to choose between paying the electric bill and putting food on the table,” said Alec Clark, President, and Founder. “Making a difference is ingrained in our culture because we share a commitment to help those in need through financial contributions, volunteer efforts, and in-kind donations to community nonprofits that give families a helping hand during difficult times.”

Plexus encourages a culture of giving, providing 16 hours of paid volunteer time to every team member. But many employees give far more of their time and participate in donation drives that support a variety of nonprofits and community groups. 360 Magazine is proud to be associated with brands that volunteer worldwide to help the community.

Illustration by Reb Czukoski for use by 360 Magazine

Columbus/Indigenous Peoples’ Day

By Reb Czukoski

Today is Columbus Day, October 11th.

Columbus day is a U.S. holiday celebrated on the second Monday of October each year to mark the landing of Christopher Columbus on October 12, 1492. This holiday is oftentimes associated with days off for most schools and businesses, and in some areas parades and street fairs are held. 

Columbus was born in Genoa, Italy in 1451. Given his nationality, the federal holiday created in the 19th century was intended to honor Columbus’ discovery as well as Italian American heritage because of the persecution that Italian immigrants were facing during the period in which it was made. The day is a reminder for Italian Americans of their culture and to remember that the United States is an immigrant country. 

The reasons that Columbus day is renowned are also the basis for criticism. Columbus did land in the Bahamas, but he was not the first to find it. Believing he reached East Asia, Columbus actually landed on an island in the Bahamas that he called San Salvador, disregarding its name from the native Lucayan inhabitants of the island, Guanahani. The identification of the holiday, as mandated by the government, fails to acknowledge the native populations that were displaced and decimated. 

During his lifetime, he completed four voyages across the Atlantic Ocean and paved the way for future European exploration and colonization of the Americas. His first expedition, to what is now known as the Caribbean, he placed his men to settle down, kidnapped a great number of Native Americans, and took gold, native birds and plants to bring back to Spain and his financiers upon his return. The abduction and maltreatment of the Native people were only the beginning of the transatlantic slave trade and genocide, which is why many people nowadays reject the endorsement of Christopher Columbus on this day. 

Although the appreciation of Indigenous people on Columbus Day is slower to be incorporated in youth education, many higher institutions such as Colleges and Universities are conscious of the historical significance of the day and their curricula are reflective and validating of Indigenous awareness. 

Beyond schooling, the discussion on whether or not to change the values of Columbus Day extend to corporate. Companies and retailers are open with their stances on the holiday, choosing whether or not to support Columbus Day or as it was previously and informally recognized, Indigenous Peoples’ Day. Their contributions come from choosing to keep their stores open, posting their views on social media, or using their platforms to boost Indigenous voices and businesses. Brands such as Sephora, Ben & Jerry’s, Patagonia, and Vogue Magazine, are known supporters for Indigenous Peoples’ Day on Twitter and used their accounts to amplify their principles. Equally, there are retailers that support Columbus Day causes for Italian American legacies.

On October 8th, the 47th president of the United States, Joe Biden, issued the first ever presidential proclamation of Indigenous Peoples’ Day to be observed on October 11th. The objective of this domestic pronouncement was to shift the focus from a holiday celebrating the controversial efforts of Columbus and instead to appreciate Native folk, “On Indigenous Peoples’ Day, our Nation celebrates the invaluable contributions and resilience of Indigenous peoples, recognizes their inherent sovereignty, and commits to honoring the Federal Government’s trust and treaty obligations to Tribal Nations” (Joseph R. Biden Jr.).

Indigenous Peoples’ Day does not replace Columbus Day and his statement does not condemn the celebration of Columbus day. However, for Indigenous people, the affirmation that there have been systemic inequalities because of the annexation of their ancestral land is a positive move in the direction of keeping the existing native land autonomous and protected.

Headphones illustration by Alex Bogdan for use by 360 Magazine

X Ambassadors Release New Song – Adrenaline

Multi-platinum-selling rock band X Ambassadors share a new song called “Adrenaline.” Released via KIDinaKORNER/Interscope Records, “Adrenaline” follows last month’s release of “Okay” and the June release of their darkly cinematic track “My Own Monster” whose black-and-white visual finds Harris performing a choreographed routine with his own shadow. All three songs will be featured on the band’s third studio album The Beautiful Liar which is set for release on September 24th. Fans who pre-order the album will receive “Adrenaline,” “Okay” and “My Own Monster” instantly. Watch the pseudo video for “Adrenaline” here.

In the making of the ineffably catchy “Adrenaline” the band set their sights on redefining the parameters of the prototypical arena-rock anthem. “In the past we’ve done songs like ‘Jungle,’ which is a very aggro rock song where I’m shouting the whole time,” says lead singer Sam Nelson Harris, referring to their platinu X Ambassadors Release New Song “Adrenaline” Todaym-certified 2015 hit. “With ‘Adrenaline’ I wanted to see if we could make something that felt just as anthemic, but where I’m whispering for most of the song.”

Tickets are on sale now for the band’s The Beautiful Liar tour which kicks off October 15th in San Diego, CA at HOB, and will hit North America this fall with dates planned for Europe in early 2022. Scarypoolparty and Taylor Janzen will open the show on all North American dates. See below for a complete list of dates and to purchase tickets visit X Ambassadors.

2021
*Scarypoolparty direct support, Taylor Janzen will open the show.
October 15 San Diego, CA – HOB
October 16 Phoenix AZ – Marquee
October 18 Tulsa, OK – Cain’s
October 19 Austin, TX – Emo’s
October 22 Nashville, TN – Brooklyn Bowl
October 23 Louisville, KY – Mercury Ballroom
October 25 Asheville, NC – Orange Peel
October 27 New York, NY – Webster Hall
October 28 Boston, MA – Big Night Live
October 29 Philadelphia, PA – TLA
October 30 Washington, DC – Lincoln Theater
November 1 Toronto, ONT – Danforth
November 2 Detroit, MI – St. Andrew’s
November 4 Chicago, IL – Vic
November 5 Indianapolis, IN – Deluxe
November 6 Milwaukee, WI – Rave
November 8 Kansas City, MO – Truman
November 9 Minneapolis, MN – Varsity
November 11 Denver, CO – Ogden
November 12 Salt Lake City, UT – The Depot
November 13 Boise, ID – Revolution Concert House
November 15 Seattle, WA – Showbox
November 16 Spokane, WA – Knitting Factory
November 17 Portland, OR – Roseland
November 19 Sacramento, CA – Ace of Spades
November 20 Los Angeles, CA – Belasco

2022
February 22 London, UK – eARTH
February 23 Manchester, UK – Club Academy
March 7 Krakow, POL – Klub Studio
March 9 Gdansk, POL – B90
March 10 Vilnius, LITH – Loftas
March 11 Riga, LAT – Palladium
March 15 Kiev, UKR – Caribbean
March 17 Moscow, RUSS – Izvestia Hall
March 18 St Petersburg, RUSS – Morze

“Adrenaline,” “Okay” and “My Own Monster” mark the start of a compelling new lyrical direction for X Ambassadors and is the first new music from the band since their hyper-creative multi-part project (Eg). A three-song effort released in early 2021, (Eg) found the band collaborating with a series of similarly forward-thinking artists, including Earl St. Clair, Terrell Hines, and Jensen McRae.

About X Ambassadors
X Ambassadors made their full-length debut with VHS, a 2015 release that saw the band transition from Ithaca alt-rockers and Brooklyn-indie-scene outsiders to Billboard stalwarts. Now certified platinum, VHS provided an intimate look at Sam Nelson Harris and his brother Casey Harris’s youth, delivering the genre-defying hits “Unsteady” and “Renegades” and leading to a three-year global touring odyssey as well as a string of high-profile festival performances. VHS was followed by X Ambassadors’ 2019 sophomore album ORION, which they supported with an extensive headline tour of the U.S.  A project inspired by ’60s and ’70s soul and R&B, the band’s Belong EP arrived in March 2020.

X Ambassadors – The Beautiful Liar eAlbum Pre-Order

Basketball illustration by Heather Skovlund for 360 Magazine

Top International Undrafted NBA Players

The top 3 international undrafted players playing in the NBA today

Typically, teams in the league would use the Summer League to evaluate drafted or undrafted talent to make roster decisions. With the pandemic, the franchises were not given that opportunity. 

Even with the chances to watch those games, some teams strike out on undrafted prospects and allow other teams to swoop in and make a deal. That’s why you never seed betting sites, like BetMGM Indiana, set odds on undrafted players signing with teams. There have been some pretty solid undrafted international prospects in today’s league that have come to the NBA and made a difference in the league. These are currently the top three. 

Tacko Fall-Boston Celtics (Honorable-Mention)

Fall enjoyed a four-year college career at the University of Central Florida; however, he didn’t move to the United States from Senegal until he was 16 years old. The 7-foot-6 big man is a recent member of the All-Defensive Team for the G-League after being undrafted in 2019. Fall has only played seven games in his NBA career, but he is still learning. 

Joe Ingles – Utah Jazz

When it comes to international awards, the Australian has racked up quite a few. He is a former EuroLeague champion (2014), Israeli League champion (2014), two-time Spanish League champion (2011, 2012), and Catalan League champion (2012). In 2009, he started his trophy case by winning the NBL with the South Dragons. 

Today, Ingles is a key contributor for the Utah Jazz, the No. 1 seed in the Western Conference. Ingles is shooting over 44% from the three-point range and averaging 11.7 points per game. After playing five games with the Los Angeles Clippers in 2014, he was shipped to the Jazz, where he has spent his entire career up to now. 

Maxi Kleber-Dallas Mavericks

Kleber entered the 2014 NBA draft after spending three seasons playing professional ball in Germany. He went undrafted and then spent the next three seasons playing for German and Spanish Clubs. In 2015 and 2017, he was a German League All-Star, which led to him joining the Dallas Mavericks in 2017.

Kleber’s breakout season came last year, where he averaged 9.1 points, 5.2 rebounds, and shot 37.3% from the three-point range. He has gone back and forth starting for the Mavericks this season. This year, he is spotting an impressive 47.5% clip from the three-point range.

Chris Boucher-Toronto Raptors

Boucher hails from Canada and is having a breakout campaign with the Raptors. Boucher has spent the last three seasons with the Raptors after starting his career with the Golden State Warriors in 2017. Currently, he is averaging 13.2 points per game and 6.8 rebounds. 

He was a member of the Warriors championship team in 2018 and then won a title as a reserve in 2019 with the Raptors. In 2019, he was the G-League MVP. In what has been an early career, he has accomplished more than some veterans have ever achieved. 

"Best Driving Song" Survey Result image by Rita Azar for use by 360 Magazine

Drunk Driving Prevention Technology

10 Things to Know About the Drunk Driving Prevention Technology Provision in the Infrastructure Bill

Congressional approval will result in state-of-art smart technology in all new cars to eliminate drunk driving

A key provision in the U.S. Senate’s bipartisan Infrastructure Investment and Jobs Act, if passed, would lead to a new national safety standard requiring state-of-the-art smart technology in all new cars that would ultimately eliminate drunk driving. A similar provision is included in the U.S. House-passed INVEST in America Act.

This comes as the National Highway Traffic Safety Administration (NHTSA) reports alcohol-related traffic deaths rose by 9 percent in 2020 despite vehicle miles traveled plummeting by 430 billion miles. Additionally, drunk driving is costing the U.S. economy $120 billion a year.

Passage of this legislation would be the most significant, lifesaving public policy victory in MADD’s 41-year history,” said MADD National President Alex Otte. “It would mark the beginning of the end of drunk driving.”

Here are 10 things to know about the drunk driving prevention tech provision:

  1. The National Highway Traffic Safety Administration (NHTSA) would initiate a rule-making process.

The legislation gives NHTSA three years to evaluate technologies and set the standard for impaired driving prevention technology on all new vehicles.

  1. Automakers would be given two to three years to implement the new standard.

New cars equipped with the NHTSA-directed technology could start rolling off the assembly line in 2026-2027.

  1. Advanced passive technology systems to prevent drunk driving already exist or are in development. 

MADD documented in a Request for Information (RFI) response to NHTSA in May 2021 that 241 advanced drunk and impaired driving prevention technologies exist. Many of them could be deployed today.

  • Driving performance monitoring systems that monitor the vehicle movement with systems like lane departure warning and attention assist;
  • Driver monitoring systems that monitor the driver’s head and eyes, typically using a camera or other sensors;
  • Passive alcohol detection systems that use sensors to determine whether a driver is drunk and then prevent the vehicle from moving.

Driving performance and driver monitoring systems could be beneficial not only to prevent drunk driving, but to detect other dangerous behaviors that lead to crashes such as drowsy driving, distracted driving, and even medical emergencies.

  1. Passive alcohol detection systems are not simple breathalyzers or ignition interlock devices.

This smart technology has no relation to police breathalyzers or to ignition interlock devices that require a motorist to actively blow into a device. Advanced alcohol detection systems use sensors integrated into a car that passively determine if the person behind the wheel is drunk.

  1. Research supports technological solutions to end drunk driving.

More than 9,400 lives could be saved annually if all new cars have drunk driving prevention technology as standard equipment, according to the Insurance Institute for Highway Safety.

  1. The technology should be mandated, not voluntary, as standard equipment in all new cars.

The auto industry has the resources and expertise to make safety advancements like drunk driving prevention a reality, much the same way it has used its R&D prowess for self-driving vehicles, electrification and many safety innovations.

Some examples:

Volvo

Volvo has been adding in-car sensors and cameras to its vehicles, aimed at enhancing safety by monitoring drivers for signs of intoxication and distraction, then intervening to prevent crashes. It made the following announcements in March 2019.

Nissan

Nissan unveiled a new concept car in 2007 with multiple preventive features against drunk and impaired driving. It used alcohol odor sensors, facial monitoring and vehicle operational behavior to detect driver impairment.

Toyota

Toyota announced a drunk driving prevention system in 2007 with hopes of having it in cars by the end of 2009. The technology was described as a fail-safe system using sensors to detect the bodily presence of alcohol or impaired behavior.

  1. The timeline is reasonable.

MADD is confident the timeline can be met with existing technologies and those currently being developed. For example, one technology entity that is pursuing DUI-prevention technology, The Driver Alcohol Detection System for Safety (DADSS), states that their current timeline for use in consumer vehicles is by 2024 for the breath system and 2025 for the touch system. This timetable for installation in cars is well within the statutory and regulatory timeline specified in the pending congressional legislation.

  1. MADD is neutral on the technology options.  

As MADD documented in a Request for Information (RFI) response to the National Highway Traffic Safety Administration (NHTSA) in May 2021, there are many potential technologies to prevent drunk driving. As soon as any one solution is proven effective, it must be introduced and implemented immediately as standard equipment in all new cars. If additional drunk driving prevention technologies are proven effective, they should be implemented subsequently.

  1. MADD is spearheading this bipartisan effort.

The House bill is championed by Reps. Debbie Dingell (D-MI), David McKinley (R-WV) and Kathleen Rice (D-NY). The Senate bill is led by Senators Ben Ray Luján (D-NM), Rick Scott (R-FL), Gary Peters (D-MI), and Shelley Moore Capito (R-WV).

Provisions from the Senate bill are now included in the bipartisan Infrastructure Investment and Jobs Act that the full Senate is considering now. Similar provisions are included in the House-passed INVEST in America Act.

  1. American consumers strongly support Congressional action.

According to a recent nationwide poll conducted by Ipsos for MADD, 9 of 10 Americans support technology that is integrated into a car’s electronics to prevent drunk driving (89% say it is a good or very good idea), while 3 of 4 (77%) back Congressional action to require this technology in all new vehicles. More broadly, 8 of 10 (83%) believe that new auto safety features should be standard in vehicles as they become available, not part of optional equipment packages.

About Mothers Against Drunk Driving
Founded in 1980 by a mother whose daughter was killed by a drunk driver, Mothers Against Drunk Driving® (MADD) is the nation’s largest nonprofit working to end drunk driving, help fight drugged driving, support the victims of these violent crimes and prevent underage drinking. MADD has helped to save more than 400,000 lives, reduce drunk driving deaths by more than 50 percent and promote designating a non-drinking driver. MADD’s Campaign to Eliminate Drunk Driving® calls for law enforcement support, ignition interlocks for all offenders and advanced vehicle technology. MADD has provided supportive services to nearly one million drunk and drugged driving victims and survivors at no charge through local victim advocates and the 24-Hour Victim Help Line 1-877-MADD-HELP. Visit MADD or call 1-877-ASK-MADD.

About The Survey
The poll was conducted March 5 to March 7, 2021, by Ipsos using their KnowledgePanel®. This poll is based on a nationally representative probability sample of 1,016 general population adults age 18 or older, with a margin of sampling error of +/- 3.3 percentage points at the 95% confidence level.

Marijuana illustration by Heather Skovlund for 360 Magazine

Dodi Blunts × Last Prisoner Project – Apprenticeship Program for Justice-Impacted Individuals

Dodi Blunts and Last Prisoner Project (LPP) are excited to announce the Dodi Blunts/Last Prisoner Project Apprenticeship Program. This program is designed to help LPP constituents take their first step back into working society and offers them the mentoring, training and hands-on experience needed for a career in the cannabis industry. For 90 days, the apprentice will work with Dodi Blunts, gaining valuable experience and industry connections needed for a flourishing career in cannabis.

“Having a cannabis felony on your record makes it very hard to earn gainful employment,” said Jeff Goldenberg, Co-Founder of 2nd and Goal Ventures, the company behind Dodi Blunts, “Helping LPP constituents gain a foothold in the cannabis industry makes a ton of sense, given what the industry has taken from the community.”

The program starts in consultation with the apprentice – to determine their skills sets, experiences and interests – and determine an area of focus. The apprentice is also rotated through several different areas and functions to gain a wide variety of experience. Finally, once the program is successfully completed, the apprentice will continue their employment with Dodi or another company in the cannabis industry.

The apprenticeship program is the first initiative between Dodi Blunts and Last Prisoner Project since the launch of Dodi in April. Dodi Blunts is the brand of former NFL superstar Marshawn Lynch, who recently signed on to become a Last Prisoner Project Ambassador. The two organizations have plans for many more initiatives over the coming year.

Last Prisoner Project is not just talking about second chances but really being about it. It only makes sense that those affected by their cannabis past have a chance to let it play a part of their futures too,” said Marshawn Lynch.

“We are beyond excited to team up with Dodi Blunts in this way,” said Last Prisoner Project Managing Director Mary Bailey. “It’s so important that these justice-impacted individuals are given a path forward and Dodi has really stepped up to the plate in a way that we at Last Prisoner Project are so appreciative of and we hope other cannabis companies will follow suit.”

The first apprentice under the new program is Katree Saunders who, in 2011, was convicted on federal charges of possession and intent to distribute cannabis during a federal effort to crack down on Nevada marijuana dispensary operators before retail sale of weed was legalized in the state. Almost a decade later, she’s still working to rebuild her life.

“Being the first LPP constituent in the program, I am excited and thankful at the same time,” said Katree Saunders. “This opportunity with Marshawn and the Dodi brand means a lot to me after being a justice-impacted individual. Having recently graduated Columbia Business School for Entrepreneurship and being accepted to the apprenticeship program, I feel like I can be a shining example of what is possible after being affected by the collateral damage of this failed War on Drugs. It’s the chance to be resilient, while making a positive impact on the community. Just because you have been formerly incarcerated, doesn’t mean you have no goals or dreams you would like to accomplish. It has given me inspiration.”

About Last Prisoner Project:

The Last Prisoner Project (LPP) is a non-profit organization dedicated to cannabis-related criminal justice reform. As the United States moves away from the criminalization of cannabis, giving rise to a major new industry, there remains the fundamental injustice inflicted upon those who have suffered under America’s unjust policy of cannabis prohibition. Through intervention, advocacy, and awareness campaigns, the Last Prisoner Project works to redress the past and continuing harms of these inhumane and ineffective laws and policies. Visit the Last Prisoner Project Website or text FREEDOM to 24365 to donate and learn more.

About Dodi Blunts:

Dodi Blunts invites fans to unite their love for sports and cannabis through high quality, high potency cannabis products, that elevate communities, support social equity issues and represent the Bay Area vibe. The brand is the brainchild of NFL superstar Marshawn “BeastMode” Lynch who professes to “having a love-love relationship with Dodi.” Dodi aims to provide the most innovative, highest potency products while exporting Oakland weed and strains to the rest of the state and the world. Dodi isn’t just a weed brand – it’s a community, a vibe and a revolution. Learn more by visiting Dodi Blunts.

Kaelen Felix illustrates wildfire article for 360 MAGAZINE.

Innovating Wildfire Insurance

The Innovative Finance for National Forests grant program, supports partner organizations developing out of the box financial solutions to some of forest management’s most vexing challenges. One partner, The Nature Conservancy, focused on using insurance premium reductions to incentivize forest conservation.

Property insurance premiums for communities, businesses, and homeowners are based on numerous factors and inputs of actuarial science. Some of those inputs include the quantity and history of claims in an area, the location itself, property value. Global warming? While not directly, studies have linked climate change to another risk factor considered in calculating property insurance premiums: wildfire.

Trends in wildfire activity show that fires are growing bigger and more intense across the western United States, destroying more structures with increasing associated costs. In 2020 there were 58,950 wildfires, affecting 10.1 million acres, in contrast to 18,229 wildfires and 1.3 million acres affected in 1983. The ever-growing risk to companies, communities and private landowners has drastically increased insurance premiums for properties at risk of wildfire, and it is expected that those premiums will only continue to rise, making insurance policies unaffordable for many.

But that doesn’t necessarily need to be the case. Recently,  The Nature Conservancy, supported by an Innovative Finance for National Forests grant from the USDA Forest Service, the National Forest Foundation, and U.S. Endowment for Forestry and Communities, focused its efforts on proving that ecological forest management could lower insurance premiums.  

“Forested lands in the west and adjacent communities are at risk of increasingly severe wildfires,” said Dave Jones, senior director of environmental risk at The Nature Conservancy and prior Insurance Commissioner for the state of California. “Wildfires are taking more lives, causing more injuries, destroying more homes and other structures, and at the same time, insurers are declining to write insurance policies for those facing substantial wildfire risk.”

State and federal land agencies and conservation organizations such as The Nature Conservancy already employ proven methods of ecological forestry management practices – such as prescribed burning and forest thinning – to reduce the risk of severe wildfires. These treatments increase forest health and productivity while also reducing the amount of organic material or “fuel” available to burn.

Private property and asset owners, including businesses, public agencies, and communities, also stand to benefit from those same practices. This led The Nature Conservancy to develop an innovative financial solution that would both serve to mitigate severe wildfire risk, thereby lowering insurance premiums.

The project, at its foundation, explored how creating more wildfire-resistant landscapes through ecological management could translate into lower insurance premiums for policyholders.

The Wildfire Resilience Insurance project demonstrated that this reduction in risk and loss can be modeled by insurers,” said Jones, “With the reduction in expected losses due to severe wildfires, the amount of premium which is needed to be collected by insurers to cover those losses declines as well.”

The Nature Conservancy used its French Meadows Forest Restoration Project, a 28,000-acre ecological forestry project in the Tahoe National Forest in Placer County, California, as a test case for the insurance study.

Partnering with global insurance and risk advisory firm Willis Towers Watson, current insurance models were modified to account for ecological forest management.

The study found that there were reductions in premiums for various types of commercial and residential insurance.  For example, The Nature Conservancy and Willis found that 81,000 homes would see a total annual premium savings of 41% or $21 million a year.

The Nature Conservancy also explored how those same insurance savings can be captured and used to fund forest treatment. In most cases, insurance premium savings were sufficient to fund additional ecological forest management projects, leading to further savings and an even more resilient landscape.

What’s more, Jones said the approach is scalable and can be implemented in other states where forests are subject to similar fire behavior as the forests of the Sierra Nevada.

“The approach is applicable wherever there are landscapes at risk of wildfire and where ecological forest treatments can reduce those risks,” said Jones. “Now that we have demonstrated, for the first time, that insurance modeling can take into account the risk reduction benefit of ecological forest treatment, we expect insurers to begin to take up the results of the Wildfire Resilience Insurance project in their own modeling and pricing of wildfire risk.”

Click here for more information on the Wildfire Resiliency Insurance project. To learn more about the Innovation Finance for National Forest grant program and how to apply, visit the National Forest Foundation.

Camera illustration by Allison Christensen

Six Steps to the Perfect Selfie in Seattle

By: Patrick T. Cooper

Patrick must admit – he has not mastered the perfect selfie. However, he thinks that Seattle in September could be the remedy for any travel woes as we pardon summer and welcome the fall. Considering that social media isn’t losing momentum, it is becoming increasingly evident that one must embrace society’s online culture. Time stamping oneself at destinations as proof of global citizenship is a necessity.

Seattle is a phenomenal location to let the eye wander. Ignite a bit of envy in ]coworkers, family, and friends with selfies in this majestic Northwestern city. Discovering the United States is paramount, especially when considering the effects of the pandemic. To that end, he is authoring this easy guide to exploring this travel destination gem.

Dismiss any stereotypes about this region being inundated with rain and overcast skies – Seattle is sizzling! Unseasonably warm and record high temperatures are paired with the city’s cultural heat. Seattle’s thriving art scene, architecture and delicious cuisine options make this city a must-visit. Hopefully Patrick’s article will prompt readers to shed their COVID-19 concerns and explore the world with care and caution.

The World of Hyatt

Selfie #1! The obligatory hotel check-in selfie challenge. Hyatt has the block sewn up in downtown Seattle! Everywhere one looks from the corner of 8th and Pine Street, they can find either The Grand Hyatt, The Hyatt Regency, or the Hyatt Olive 8. All of these destinations will make a stay in Seattle sweet. Each facility has discerning characteristics for ­the global citizen, with The Grand Hyatt being the mothership of sophistication and elegance. The Hyatt Regency is the true gift to the business traveler with its convenient positioning near the city’s new convention center. Finally, The Hyatt Olive 8, possesses a swanky, eclectic boutique feel. Hyatt’s CEO’s, Mark Hoplamazian’s, philosophy of growing with intent is clearly visible in the hospitality that is delivered by the staff and the entire team.

Patrick bit into TIDAL+ Burger as the first capture on his journey! The mind-blowing seasoning of this burger makes for a mouthful. Trust Patrick, foodies and travelers alike will want to share their initial bite with the world. Promise him to dip the corner of the sandwich in the signature black garlic aioli prior to indulgence. Hold up – thats not all! One must indulge in a proper night cap. March over to Andare Kitchen & Bar to sip the Triveri Blanc de Blancs Brut as a welcome to Seattle.

The Space Needle

Selfie # 2! What was once a man’s doodle became a defining destination and central figure for the 1962 World’s Fair. Still standing today is synonymous with the Seattle skyline, and remains a staple that never disappoints. To visit, take a brisk elevator ride towards heaven. Regardless of the day’s weather, the view from the space needle is astonishing! Dare to step out on The Loupe – the world’s first, and only, revolving glass floor. Ready for the perfect selfie above Seattle? Honestly, Patrick was mortified about standing on the glass flooring. Thankfully, he conquered my fear and embraced a wonderful experience.

The Public Market

Selfie #3! Catch some live fish throwing at the Public Market! This is an invigorating opportunity, to say the least. The Public Market is always jumping with a slew of activities, so one will never be bored. Fresh seafood or a brief coffee break are manifestations of Seattle’s cultural tapestry – and also make for gorgeous selfie backgrounds. Dusk is the best time to catch the neon glow of the Public Market signage. Bring a camera and become a part of the Seattle skyline.

The Nest Rooftop Bar

Selfie #4! Cocktails and bites are why everyone travels, correct? At least, that is part of Patrick’s ministry. The Nest Rooftop Bar is elegantly perched above the Thompson Seattle Hotel. This bar makes for a splendid city view, whether it’s day or night. Additionally, the restaurant’s lush, green garden wall creates an outstanding optic opportunity.

Heads up! The Seattle Great Wheel illuminates the night sky from the restaurant’s vantage point.

The Seattle Museum of Art

Selfie#5! Refined yet welcoming, visiting the Seattle Museum of Art (SAM) is a moment to adore. Spend the day absorbing cultural education while viewing works of art from around the world. The Seattle Asian Art Museum is the SAM’s original home, and without a doubt the 1933 art-deco elements will be pleasing to viewer’s eyes. There are countless locations within the walls of this building for picturesque selfies.

Chihuly Garden and Glass

Selfie #6! Glamour behind glass at the Seattle Center. Upon visiting, one should expect nothing less than phenomenal from the native Washingtonian Dale Chihuly. Chihuly Garden and Glass presents spectacular landscapes for viewing, including the atrium’s ceiling art. One’s eyes will marvel at the plethora of hand-blown glass sculptures. Chihuly’s colorful artwork makes for an excellent back drop in his selfie repertoire.

Say cheese!

About Patrick T. Cooper

From wardrobe stylist to CEO, Patrick T. Cooper’s career encompasses over 20 years in design. His prowess for defining creative strategies to fuel brands is what continually ignites Patrick. Innate artistic aptitude makes him a highly sought-after partner for Fortune 500 companies looking to garner consumer brand loyalty. Patrick’s diverse body of work includes corporate partners like Masonite as well as entertainment clients American Idol season 3 winner Fantasia Barrino, rock band 3 Doors Down, and legendary mogul Sean Combs. Patrick T. Cooper’s cutting-edge sense of style and genius allows him to envision beyond the predictable to create thought-provoking content that positively impacts diverse audiences globally.

As an African American man and LGBTQ advocate, Patrick is the epitome of the convergence of eclectic style, art, culture and people. As the official Chief Encouragement Officer, he’s committed to living authentically and celebrating originality. Patrick’s mantra, “Being a trailblazer isn’t enough if we don’t encourage others to find and live in their purpose!”

Seattle image via Patrick Thomas Cooper for use by 360 Magazine

Seattle Public Market image via Patrick Thomas Cooper for use by 360 Magazine

Seattle Museum of Art image via Patrick Thomas Cooper for use by 360 Magazine

The Nest Seattle image via Patrick Thomas Cooper for use by 360 Magazine

Seattle image via Patrick Thomas Cooper for use by 360 Magazine

Credit Cards illustration by Samantha Miduri for use by 360 Magazine

CardRatings Analyst Predicts Credit Card Landscape

The credit card analyst for CardRatings.com, a leading credit card review and comparison site, is releasing predictions for the next six months of the calendar year. Brooklyn Lowery researched how the pandemic affected the credit card industry in general and explains what consumers should expect in the coming months. She finds both positive and negative trends in her new analysis of “Mid-year update: Credit card trends to watch for in 2021.”

Travel rewards bonuses are booming: “Have vaccine, will travel.” We knew travel would return and, with it, mega travel rewards credit card bonuses. CardRatings is seeing highest-ever offers for perennial travel rewards favorites. Credit card companies seem to be competing for cardholders, so if consumers are considering travel rewards cards, now is the ideal time to apply. Bonuses are significant but may be for a limited time, even if they aren’t advertised as such.

“With most of the country returning to normal, Americans hit the roads and skies in record numbers over the July 4th weekend, and banks want to capitalize on that travel fever. We don’t predict a slowdown any time soon in travel nor in big travel rewards bonuses. As soon as one card announces its offer, a competing card announces its own. Expect this domino effect to remain at least through the end of the year.”

COVID perks remain: As Lowery predicted at the end of 2020, several credit card features and benefits designed to provide value during the pandemic are continuing as COVID restrictions lift. Her analysis finds a number of popular travel rewards cards are keeping everyday-geared benefits and features that were introduced during the economic shutdown.

“The credit card industry understandably held its breath during the height of the pandemic, waiting to see how the economy would fare and what existing customers would demand for cards in their wallets,” says Lowery. “Banks rolled out new features and benefits and customers responded positively, so banks are assessing what to keep long-term.”

Consumer credit card approvals slow and credit limits low: Anecdotal evidence suggests banks are continuing to exercise caution with card approvals and credit limits. As the economy has largely reopened, risk aversion has ebbed slightly, but it’s still common for consumers to wait for approvals or receive low credit limits. At this point, lending may continue loosening at a steady rate; that could depend on what happens with COVID variants and possible new restrictions going forward.

Small business credit cards bounce back: After 18 months of hardship, small business owners are receiving positive news – small business credit card approvals are bouncing back and businesses are having an easier time getting approved. Banks are marketing this card type again after largely stopping at the height of the pandemic.

Interest rates low – for now: Most credit card interest rates are shaped by the U.S. prime rate, and the Federal Reserve isn’t predicting a rate hike until 2023, so major changes in credit card interest rates seem unlikely for now. That said, issuers can increase interest rates apart from that federal rate and traditionally have done so as they introduce new features or benefits. Lowery believes the historically low interest rates will stick around for the next six months but predicts they’ll creep a bit higher in 2022 as banks continue rolling out new features and benefits to attract new cardholders. That means now is the time to pay down credit card balances.

“Peeking ahead to early 2022, I think we’ll see balance transfer offers make a comeback following the holiday season. Of course, everything here is dependent on COVID remaining under control and the economy remaining fully open. If any of that changes, all bets are off.”

Black Girl Duo Debate Team Harvard illustration by Alex Bogdan for use by 360 Magazine

Black Girl Duo Wins International Debate Competition at Harvard

For the first time in the history of the Harvard Debate Council, two Black girls from Atlanta have made history as the first Black female duo to win the annual summer debate competition at Harvard University.

Each summer, the Harvard Debate Council, one of the oldest campus organizations at Harvard University, hosts a summer residential program for hundreds of gifted youths from over 15 countries around the world who converge on campus for two weeks of intensive study, which culminates in a program-wide debate tournament. This year’s residency and competition were held virtually due to COVID-19 protocols.

Jayla Jackson, 16, is a rising junior at Holy Innocence Episcopal School. Emani Stanton, 17, is a rising senior at North Atlanta High School. Both girls are current members of the Atlanta-based Harvard Diversity Project, an initiative founded by Harvard’s award-winning debate coach and author Brandon P. Fleming. In 2017, Harvard accepted Fleming’s proposal to establish the Diversity Project as a means to promote diversity, equity, and inclusion on campus.

Fleming recruits underserved Black youth in Atlanta with little to no prior debate experience. He trains them every weekend for one year in Atlanta leading up to the Harvard summer program, exposing them to higher-level academic disciplines. In four years, Fleming has raised over one million dollars to enroll over 100 African-American students into the Harvard debate residency on full scholarship. All four cohorts trained by Fleming’s unique curriculum have gone on to win the international debate competition at Harvard.

This year, Jackson and Stanton secured the 4th consecutive championship for the Atlanta-based team with an undefeated 10-0 record. The topic of debate was, “Resolved: The North Atlantic Treaty Organization should substantially increase its defense commitments in the Baltic States.”

Fleming emphasizes to his students that the program is “bigger than debate.” He states, “The achievements of this program and our scholars reveals to the world the power of educational equity.” Jackson remarks about the historic win, “We want to use our platform to show people what’s possible when the playing field is leveled for those who need it most.”

The Harvard Diversity Project has already accepted a new cohort who will begin training in preparation for the Harvard debate residency of 2022.

You can read more about the story of the program and its founder in Brandon P. Fleming’s bestselling book, MISEDUCATED: A Memoir.

Check Out This Behind the Scenes Footage of Jayla Jackson and Emani Stanton.

Keep Up With The Harvard Debate Council Diversity Project:

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ABOUT BRANDON P. FLEMING:

Brandon P. Fleming is an award-winning, Harvard educator and author of MISDUCATED: A Memoir. His story of struggle, success, and service has inspired millions around the world. An at-risk youth and college dropout turned award-winning educator, Fleming is Assistant Debate Coach at Harvard University and Founder/CEO of the Harvard Diversity Project. Fleming was recruited to join the Harvard debate faculty at the age of 27. Harvard later approved Fleming’s proposal to establish a new department within the university system called the Harvard Diversity Project – an unprecedented pipeline program of the Harvard Debate Council. For four years, Fleming has led an executive staff and board that has raised over a million dollars to enroll over 100 students of color into Harvard’s international summer debate residency on full scholarship. Fleming recruits underserved youth with no prior debate experience whom he then trains to compete against hundreds of elite debaters from over 25 different countries around the world. Since the program’s inception in 2017, every cohort trained by Fleming has won the international competition. In 2020, Fleming was named to the Forbes 30 under 30 list, and The Root magazine recognized Fleming as one of the top 100 most influential African Americans in the United States. In 2021, Fleming received an honorary doctorate from North Carolina Wesleyan College designating him, Dr. Fleming, Doctor of Humanities.

ABOUT THE HARVARD DEBATE COUNCIL DIVERSITY PROJECT:

A subsidiary of the Harvard Debate Council, Harvard Debate Council Diversity Project (HDP) is an Atlanta-based pipeline program that recruits, trains, and matriculates highly motivated black youth into a summer debate residency at Harvard College. HDP cultivates scholars seeking to further their education at elite colleges & universities.

The goal of the Harvard Diversity Project is to promote educational equity by creating opportunities for underserved youth to gain exposure and access to academic training that will distinguish them as top candidates in the college admissions process. Beyond the classroom, the HDP builds integrity-filled leaders who contribute to the community and value service.