Posts tagged with "furnished"

360 MAGAZINE, sara sandman, illustration, travel

Travel Smart – Gadgets to Make Any Trip a Breeze

Travel in the 21st century is a very different experience to what it was in years gone by, due in no small part to the most inescapable gadget of them all – our smartphones. These devices have removed a lot of the guesswork for travellers, as well as serving as all-round entertainment units for long journeys. Listen to an audiobook, play some games at real money casinos, or catch up on the news; some may argue that a smartphone is the only gadget you really need while travelling.

If you take that approach, then you’d be missing out. There are a ton of excellent and useful gadgets that should be included in any smart traveller’s suitcase or backpack. Here is our pick of the devices that can make any trip smooth, fun and hassle-free.

Noise-Cancelling Headphones

These can be a real life-saver in a variety of situations, especially during long flights or train journeys. They can help you sleep more easily, enhance the sound quality of the in-flight entertainment or simply act as a deterrent to any chatty strangers that you may not want to interact with. Two good choices are the Sennheiser PCX550 or Sony WH-1000XM3, both of which have the option to be wired or wireless. 

Portable Charger

That smartphone is just a hunk of useless metal and plastic if you can’t charge it, and when you are travelling you may not always be near an outlet. Portable chargers are the solution, and the type you choose may depend on the type of trip you are taking. For holidays to remote locations, hikes and camping trips, a solar-powered charger may be the answer. The Soluser portable charger is one of the best to be found, and it can provide up to 500 charges from full capacity. For regular portable chargers, Anker has cornered the market with its superior products. 

Personal WiFi Hotspot

Another must-have if you want or need to stay connected while you are away is a mobile hotspot. Save money on international data, and connect even if you are far from civilization. The network is also secure, which can’t be said for some public WiFi. Verizon have a good one, and the device from GlocalMe also receives high user reviews. Check if the country you are travelling to is included in the coverage before deciding which to buy.

Compression Packing Cubes

For the organised traveller who wants to make the best possible use of the space in their suitcase, these packing cubes are just the ticket. Simply place your stacked clothes in the cube, and the compression zip will dramatically reduce the size of the pile. These are also perfect for anyone who likes to travel with only carry-on luggage, as you can fit so much more into a small space. The Gonex range are great quality, and the sturdy zips can stand repeated usage. 

Waterproof Phone Case

Keep your phone safe and dry under any weather conditions, while still being able to use it. The case adds bulk to your phone, but at some point you’re sure to be grateful that you have it. LifeProof are generally regarded as producing the best and sturdiest cases, although they do come with a rather high price tag. Even so, you can drop your phone down a ravine, and as long as you’re able to retrieve it, a LifeProof case will probably keep it unscathed. 

Universal Travel Adapter 

You may have had a bad experience with some of the older, badly-made travel adapters that barely did the job they were supposed to do. Thankfully, modern universal adapters are of much higher quality. There are lots of smaller brands that make good products, so check out a couple of reviews, choose one that’s highly rated, and you won’t go wrong. 

360 MAGAZINE, sara sandman, illustration, travel

How to Stay Productive on a Business Trip To London 

London is an incredible city filled with a diverse range of businesses, which is why it’s a popular destination for business and leisure travellers alike. 

For business travellers, visiting London can quickly become a chore. When you’re not going home in the evening, not sleeping in the same bed, not eating the same food or working at the same desk, it can get all too easy to switch into vacation mode instead of being in your usual hard-working mindset. 

Despite the jet lag, unfamiliar surroundings and the back to back meetings you’ve likely got planned, the good news is that there are some steps that you can take to make sure that any business trip you go on, is a productive one. Keep these tips in mind to help you minimize distractions and get work done, no matter where you are. 

Upgrade from a Hotel Room:

Anyone who’s ever tried to work from a hotel room will tell you that it’s certainly not the easiest of experiences. Even if you have a desk, space is limited, and the Wi-Fi might be patchy at the best of times. Plus, you’ve got the noise of all the other guests distracting you. Instead, upgrade your stay and find furnished apartments for rent for a month or more, that you can take advantage of. London’s fully furnished rentals provided by Blueground are ideal for any business trip; you get plenty of your own carefully designed space in a premium accommodation, with a separate living area and bedroom that can help you get more done. Plus, you get a fully equipped kitchen, so you can prepare your favourite meals without having to rely on hotel dining times. 

Utilize Technology:

Before setting off, determine which of your gadgets are going to be most useful to you on your trip and pack accordingly. Will you need your laptop for writing projects and spreadsheets, or will your tablet and smartphone do the job? Depending on the purpose of your trip, you might not need to take all your gadgets and leaving some at home will lighten your load. Whatever devices you decide that you need to bring, make sure that you have access to reliable Wi-Fi. If you’re flying, many airlines now offer this as an in-flight service but it’s worth checking, especially if you’re only taking a short flight where it’s less likely to be available. 

Keep Up with Your Office:

Keeping up with your normal workload in unfamiliar surroundings and settings is perhaps one of the hardest parts of going on a business trip. It can be difficult to stay on track when your day to day routine is nothing like normal, so one of the best ways to get around this is to keep up with the people at your office regularly. Before you go, meet up with your team to get status updates and review any upcoming deadlines; talk about the upcoming trip and get a plan in place together. Once you’re there, it’s a good idea to spend some time every day catching up with the office; you can do this via video chat, for example. 

Familiarize Yourself with Your Destination:

The last thing that you want is to be rushing around stressed out because you’ve got a meeting to get to and have no idea how to get there, so spend some time getting to know your destination both before you set off and once you first arrive. Find out which part of London you’ll be staying in and what’s nearby; figure out how far away the place is from anywhere that you will need to go for meetings and other work-related events to help determine how hard it is to get a cab or whether the nearby public transport will be good enough for getting you from A to B. Of course, you should also see if there’s anything interesting that you could do in your downtime; tourist attractions are always worth the visit. 

Be Productive When Commuting:

If you’ve got a long flight or train journey ahead when setting out on a business trip, you can take advantage of this time and really use it to be as productive as possible. Even if you’re not going to have Wi-Fi in transit – pretty rare these days, but it can happen – then figure out what work you can do without needing to be connected to the internet and get that done during your commute. The more you can get done while you’re traveling, the less you’ll have to do once you arrive and the more relaxed and focused you will feel. Signing up for airline or hotel loyalty programs that offer business traveller perks can be a good way to help boost your productivity when traveling; you can take advantage of first-class lounges that provide a quiet and relaxing place to get stuff done while you wait for your flight. 

Staying productive on a business trip can be difficult; after all, your routine has completely changed and you’re in unfamiliar surroundings. Keep these tips in mind to help achieve maximum productivity on your next trip to London. 

NYC, Vaughn Lowery, 360 MAGAZINE

Design Tips for Email Newsletters

When you send a newsletter or other communication from your business to your customers by email, you’re sending them something that should represent your company in every way. This means it should mirror your company culture and industry, and it should be a shining example of professionalism. It should also inspire your customers and subscribers to read and act on what you intend them to in your email. All of this is why design is so important and shouldn’t be taken lightly. Here are some tips you can use to better design your email newsletters. 

Start with a Header

To see the importance of the header, walk past a magazine or newspaper stand and think about the first thing you noticed. Likely it was the name of each publication, which is essentially their header. That is why the header is so important. It identifies who you are and what readers might expect from your newsletters. It also dictates things like the color scheme and frames your whole email nicely below it, immediately creating a sense of structure.

The header should include your logo and the title of your newsletter if you have one – or the purpose of the email if it’s an alert or service interruption announcement.

Stick to a Color Scheme

Your business likely already has a color scheme, and likely these colors are dictated by your logo. When you design a newsletter, this is no different. When you create headings and titles, use the colors in your logo or header to inform the color choices throughout. This creates a sense of uniformity throughout the newsletter or email and keeps it on brand.

You should also try and stick to common or standard fonts so that the newsletter displays on every device correctly. The last thing you want to do is have a missing font destroy your email’s message or layout. This applies to legibility too. Choose fonts that are easy to read.

Divide Your Content into Sections

Don’t create your newsletter with a big wall of text right under your header. Make sure to break it up into easy to read and well titled sections, so that readers can choose what they want to read quickly. This is particularly important if your email is going to be long or text-heavy. Making use of photos and images is an effective way of breaking up text and borrowing design styles from newspapers will also help. By using font choices that are bold and clear and making extensive use of the best font for email, you can enable great design elements like color backgrounds and white text to make section headings pop out at you. 

By designing your newsletters with these tips in mind, you’ll create great looking and easy to read newsletters that will call your customers to action. It’s not difficult to create great looking and comprehensive emails with the tools available online today, so you have no excuse not to fully leverage the marketing power of your email subscriber list to increase and retain business.

360 MAGAZINE, illustration

Win That Gold Medal During The Running Competition With these Tips

Running is an excellent sport, and it is also very competitive. If you’re looking to enter a running competition or a marathon, there’s so much preparation you need to do. While practice is essential to build your strength and endurance to also help you improve your pace and speed, there are so many other factors that can help you score first place and win that gold medal. 
Here are a few tips to guarantee your win.

Running Shoes

One of the biggest factors that contribute to a runner’s speed is the comfort of their shoes. While there are many different types of shoes, it is important to buy the one specific for the function you’ll be needing. That’s because each pair of shoes is designed to take the ergonomics of the foot and the movement related to that specific function in mind. It’s also essential to know what foot type you have to choose the pair of shoes that gives your feet the kind of support and cushioning it needs. If you’re unfamiliar with your foot type, you need to have a better understanding of the kind of support that shoes offer for different foot types. If you suffer from flat feet or overpronation, as this article explains, you will be able to find specific running shoes that tackle this problem and help your feet have neutral pronation while running to improve your posture, foot’s impact on the floor, and avoid injuries. All these factors and the type of shoes you wear will have a great impact on securing that gold medal. 

Practice

It goes without saying that in order to win first place, you need to beat a lot of people. You’ll only be able to do that by getting proper practice. In order to prepare yourself for longer distances, be sure to start off small with shorter distances and see how your body feels as well as what you need to improve.

While running other shorter races will help you practice, in order to train for a marathon, you need to do the following.

1. Incorporate Interval Training in Your Running

One of the most effective ways to improve your speed and endurance is to practice interval training in your running routines. You can do this by dividing your 30-40 mins run into 1 min of sprinting and 1 min of slow jogging to start off with and then work on increasing your sprinting time and reducing your jogging time gradually.

2. Include Long Runs Each Week

While most of your running workouts should include interval training to allow your heart to withstand long durations of running periods as well as improve your speed, it is important to build your stamina and force yourself to run long distances at least once a week. This can either be done based on time and gradually increase your pace or focus on distance and gradually increase the distance until you guarantee that you can run the distance, you’ll be competing in one go.

Follow a Strict Diet

Just like any other form of sports, in order to be healthy, you need to make sure you’re eating healthy, too. Because running requires a lot of energy, it is important to ensure you get the required carb intake before your workout and get enough protein after you’re done. That’s because the body uses carbs as energy and helps you perform better during your exercise. As for proteins, it is essential to help the body rebuild and grow stronger muscles to allow you to gain more strength. A few days before your competition, consume low-calorie meals once every  2-3 hours and try to focus on light digestible foods like energy bars and small sandwiches. You’ll also want to stay away from red meat, anything fried, nuts, and dairy.

Remember to Hydrate

Drinking water is essential, but for runners in particular, it is important to remember to stay hydrated. It’s not just a vital factor for health and performance, but it also regulates the body’s temperature, removes waste, and gives your cells the energy it needs to perform its absolute best. Water also plays an important role in preventing injuries as it cushions the joints and reducing cramping. In order to win first place, hydration is key to maximize performance. 

Winning a running competition requires determination and consistency. But with the right mindset, attitude and sticking to a strict training schedule, you can really improve your performance. Just remember to check that you’ve got the right shoes that will allow you to maximize your performance and show the world what you’ve got.

360 MAGAZINE, sara sandman, illustration, travel

Tips For Planning Your Bali Adventure

Bali is one of the top travel destinations right now for those who want to experience something completely different and have a relaxing time. Of course, like many other destinations around the world, there are some things that you need to consider when planning your trip to Bali. Do you have your travel visa? Is your passport in date? These are all important considerations.

In this article, we are going to give you some of our best tips for planning your Bali adventure. Hopefully, you’ll pick up some great tips.

Check Your Travel Documents

One of the first things that you will need to do when you are planning your Bali adventure is to check your travel documents. There are a few things that you’ll need to gain entry to the country including your passport and your travel visa. It is important that your passport is going to be valid over the course of your trip and not just when you are leaving. 

Many countries also require you to have a travel visa before entering the country. You can usually find information on the kind of visa that you will need on a government website. Take a look at this and you’ll get the information that you need. 

Getting Travel Insurance

When you are planning your Bali adventure, you need to make sure that you are getting the right kind of travel insurance policy. It is important that you recognise just how vital travel insurance is when you are travelling to another country that might not have the kind of healthcare that you are used to.

If you are planning on travelling for an extended period of time then you might need an annual policy. This kind of policy is also good for those who are planning on travelling more than once in a period of a year. For those only heading to Bali for a shorter adventure, we suggest single-trip insurance. Travel insurance from staysure.co.uk is one of the best places to look before heading on your trip.

When To Go

Another thing to consider when you are planning your Bali adventure is the time of year that you want to go. The best time to travel to Bali is between April and October as this is when it is the dry season. Many travellers aim to avoid the rainy season as it can have a negative effect on the kinds of activities that you can do in Bali.

Of course, you must also consider the fact that going during the dry season might cause the cost of your trip to increase. Tour companies will want to make as much money as possible and so will charge more during popular travel months. 

Don’t Plan Too Much

While there are some things that you will need to plan ahead when you are travelling to Bali including your visa and your travel insurance, it is a good idea to avoid planning too much. Bali is a great destination that can be perfect for those hoping to relax and experience a new culture. If you plan every aspect of your trip including tours, you could find yourself more stressed out than you need to be.

It is important that you set yourself up for an adventure if you want to really explore Bali. As long as you have the right travel documents and somewhere to stay for the first few nights, you can have a really great trip. Try to live life in the moment for the perfect Bali adventure in 2020. 

5 Essential Skills of a Graphic Designer

Are you thinking of pursuing a career in graphic design? Be sure to master these essential skills of a graphic designer.

If you have a passion for art and would like to earn money from it, look no further.

Graphic design is something that many businesses invest in because it allows them to create customized advertisements. Aside from that, they can use graphic design for logos, essentially helping them make a name for themselves as a brand.

Most of the job skills of a graphic designer aren’t that hard to obtain, but they require a lot of patience and determination. Graphic design is an art, so you’ll have to spend time practicing before you’re ready to sell your work.

Keep on reading to learn about 5 essential graphic designer skills!

1. Creativity

One of the most important skills a graphic designer must have is creativity. As a graphic designer, you must be able to come up with new ideas on the fly. No graphic designer works with one client and all projects are unique.

When working with multiple clients, you’ll need to give them ideas that will help them achieve whatever their goals are. While it’s acceptable to have a certain style, you don’t want one client’s designs to look similar to another’s. This can create branding problems because consumers might confuse one client for another.

With creativity comes the ability to draw sketches, brainstorm, balance artistry with technique, and pay attention to detail. If you’re not a creative person, you’ll have a hard time coming up with ideas and helping clients see through theirs.

2. Communication

Communication is the most important skill after creativity. Graphic designers don’t pay themselves. Instead, they work with clients that pay them to complete projects. When working with clients, a graphic designer must be able to portray their ideas and give visual representations of what a client wants.

Graphic design skills revolve around being able to multi-task and work with a team, and communication will play a role in almost every task. Any time you make something, you’ll need to communicate it to your client.

Whenever a client makes a request, you must be able to fill in the gaps to understand what exactly they want.

This skill is especially important if you’re working remotely because it’s much harder to work with a client when you can’t see them in person. When working remotely, most of your communication will take place over video chats.

Without being able to quickly sketch something for a client, you need to know how to explain what you’re thinking about.

3. Time Management

Most graphic designers work with multiple clients at once because the work usually doesn’t take up an entire day. Because of this, a graphic designer must be able to effectively manage their time if they’d like to earn a decent income.

This line of work revolves around completing projects within a set period. When working with multiple clients, you must keep track of when projects are due. Most designers will allot certain hours to a client so that they can stay consistent while working.

Knowing when to prioritize a project is also important. For example, a project that has a deadline in 2 weeks should be focused on more than a project that’s due in 2 months. However, you can’t neglect anything as you must ensure that all projects are steadily progressing.

4. Technology

Understanding how to use technology is necessary when becoming a graphic designer because most of your work will take place on the computer across various programs.

You’ll need to know how to make something on a program and transfer it to another location while preserving its quality.

The most important thing to focus on is learning how to use the programs that you’ll be designing on. Programs like Photoshop provide users with a plethora of tools and features that allow them to manipulate their projects to their liking.

You’ll also need to know how your computer functions because Windows and Mac have many differences. For example, knowing how to remove icons from top bar Mac will give you more space to work on projects, something that many people are unaware of.

Tech skills will come in handy when working with clients remotely. You’ll have a better understanding of what kind of things you can get done and what will require in-person exchanges. You can then provide clients with this information so that they understand what needs to be done.

5. Typography

Typography is the skill of making text look visually appealing. This is often done with copywriting and it has a major role in graphic design. Typography skills typically come with creativity, but they’re something that most people should focus on because many clients will want text in their designs.

Keep in mind that most people looking for graphic designers are trying to create ads and build a brand. When you come up with a good font, your client can build off that and start getting recognized more often.
Now You Know the Skills of a Graphic Designer

Graphic design skills revolve around being artistic and knowing how to associate with clients. After obtaining the skills of a graphic designer, you can start working for clients and earn a decent income. Graphic design is something that will never go away, so you can get started whenever you’re comfortable.

We encourage you to start brushing up on your art skills. If you can’t draw but know how to design things on the computer, start focusing on that. When you’re ready to start taking clients, you simply need to find them on a job board or you can apply to companies.

Browse our articles to learn more about a variety of topics!

Tennessee, 360 MAGAZINE, TN VACATION, TRAVEL, FOOD, ADVENTURE

Transforming Your Home With Self-Care In Mind

If you’re searching for methods of transforming your home into a self-care sanctuary, you may be surprised to know that you don’t exactly have to spend a fortune to achieve this healing goal. Your home should showcase optimal comfortability level and while you should view your home as the one place in the world you can truly let go and just relax, you will benefit significantly health-wise from making small impactful adjustments to your day-to-day lifestyle as well. From reducing anxiety and stress to an improved ability to find quality sleep on a regular basis, making necessary changes will benefit your life in many ways. Therefore, incorporating self-care routines such as hand and nail care, while making physical changes to your home will be an effort that will continue to pay off. 

The following home adjustments will increase your quality of life and transform your home into the ultimate calming sanctuary.

Relaxation Through Nature

Bringing nature indoors has become an increasingly popular design trend in recent years, and for several notable reasons. While the visual appeal of natural elements, such as pot plants and elegant wall fountains for the indoors will drastically transform your bland space instantly, the health benefits of nature will impact your quality of life through inducing calm and relaxation. This is because simply being around nature will help you feel more at ease, and there is ample scientific evidence to support the fact. Even though you don’t have to transform your home into an indoor jungle, adding a few indoor plants and incorporating the soothing sounds of running water with even a small water wall will be enough to summon an absolutely blissful atmosphere. 

Other methods of bringing nature in, suggest that creating a small and practical kitchen herb garden or creating a display shelf of assorted crystals and gems are also incredibly popular. It is key to avoid going overboard and rather build up a natural aroma in your home as you go, as this will help you actively create an interior design you are comfortable with, rather than making extreme changes that may feel overwhelming.

Focus On Comfort

So many homeowners make the all too common mistake of designing their homes with visual appeal in mind while neglecting elements such as comfort. Even though the visual appeal is important, many would agree that it is far more important to feel comfortable in you home rather than focus on methods of impressing guests with your modern design talent. Therefore, a simple way of transforming your home without spending too much is to simply assess your current home design and consider which elements are cramping the comfort level. Perhaps you could add a few more cosy scatter cushions, or remove overwhelming decor items that take up space and harden the atmosphere. Your home should be decorated for you, and not for your guests. Adding comfort items such as candles, cushions, and area rugs is a great and affordable way of enhancing comfort in your home.

Keep Your Home Clean And Fresh

There’s no denying that countless homeowners around the world truly underestimate the impacts of a clean and fresh home. As many feel that a cluttered and cramped living space impacts their quality of life, a clean home will have the opposite effect. However, if you are not entirely fond of cleaning, it would be wise to consider creating a cleaning schedule that allows you to complete one or two tasks per day as this will help you reduce the overall effort, while you are able to keep your home clean in general. You could designate Mondays for dusting, Tuesdays for laundry, and so on. Alternatively, you could also craft a calming cleaning schedule and change your perspective on the chore by considering cleaning as a detox of your home that will ultimately detox your daily life from dust, clutter, and other smothering negatives that live in our homes.

Repaint With Relaxation In Mind

Painting your home is an extremely affordable way of increasing property value, and instantly sprucing up your property as well. However, if you opt to repaint with relaxation in mind by opting for calming colours such as neutral colours and soothing tones, you will be able to notice an immediate impact on the general atmosphere in your home. Therefore, you should avoid bright and bold colours such as emerald green and shocking pink as these are by no means relaxing colours. Grey palettes and pastels are perfect when considering your comfort.

Sara Sandman, 360 MAGAZINE, illustration

Don’t Put It Off: When to See a Doctor After a Car Accident

You’ve gotten into a car accident but you’re not sure when to see a doctor. You feel fine for the most part. Even if you’re not “hurt” you shouldn’t put it off.

Did you know there are around 6 million car accidents every year in the United States? If you were part of this statistic recently and are not sure when to see a doctor because you feel fine for the most part, we are here to help.

Sometimes even if you do not feel hurt you should get a checkup because you never know.

When to See a Doctor After a Car Accident

auto injury doctor

Ready to go see the Doctor?

Now that you know when to see a doctor after a car accident, you can follow their tips above to ensure that you are ok and know about any treatment you might need sooner rather than later.

Did this article come in handy today? Please bookmark this site to stay on top of all their latest!

Illustration, 360 magazine, sara sandman

Improve Your Golf Skills With These Tips And Tricks From The Pros

Golf is a sport of the mind more than it is a sport of the muscle. In this game that has players of all ages, your performance depends more on technique more so than any other sport. There are so many nuances to golf and understanding that, then you will understand there are many ways to improve your game. Here are some tips and tricks that will help you boost your game, and lower that stroke count.

Try Swinging On A Plane

To help build consistency and fluidity on your golf swing, it is a good tip to consider the plane on which you are swinging the golf club. By trying to swing on a plane, you will find that this can be helpful for those that struggle with control and curves. The basics of the plane on your swing have you, the golfer, create an imaginary plane. This plane can be imagined as going through the golfer. During your swing, your golf club will appear parallel to the plane from the top of your swing, and right through to the point of contact. By keeping a plane on your mind when you are swinging your club, this can create a foundation, especially needed for beginners or those that are having trouble with consistency.

Posture And Positioning

Some golfers, especially beginners tend to focus too much on the swing and not enough on the stance. Like many sports, golf has basics and fundamentals. One of those fundamentals is having the proper stance and posture. Your posture will create the ideal height for your swing to feel more natural and make. This will give you the appropriate balance to create a seamless and smooth swing. To achieve this, make sure to create a good positioning with your feet, knees, and shoulders. Remember to keep your mechanics tight on your swing and continue right to the follow-through. It takes time to get your muscle memory in tune, but consistency is key to your swings.

Slow Down Your Tempo

Golf is a game of finesse, not power. Yes, everyone wants to have the furthest drive off the tee, but you aren’t just playing the game with a driving range. You need to play the game at your pace. This can translate to your golf swing, concentrating not on power but accuracy, swinging your club under control at all times. And it might even force you to sacrifice some yards off that swing, but you’ll make it up with keeping your total strokes low. At the end of a day at the course, you would rather come up a little short but on the green, than have driven that ball far and away from where you ideally want to be.

Relax

Golf swings are motions that require a lot of muscle movement. A lot of players focus too much on the power or technique of their swings that they forget to relax. This will give you the most and best quality of range of motion not only from your arms and upper body but also will translate down to your hips. Relaxing will also help prevent injuries as you are not tensed up and restricting your body and forcing uncomfortable movement.  

Manage The Game

Golf is both a mental and physical sport. It is a game where your mind will get as much work if you allow yourself to see and approach the game that way. As mentioned previously, you can’t always rely on the power and shouldn’t be simply swinging wildly on your drives. Instead, take your time before you even get to the tee. Look at the hole at hand, and understand the best approach to it. Managing the game by making smart and calculated decisions will allow you to minimize the times you get yourself into problem situations. Choose to take shots that are low risk when beginning and learning the mechanics, take shots and use the clubs you are comfortable with. Play to your strengths and understand where your game is lacking. These decisions about playing smart will help you keep your scores low while you continue to improve your game.

With so many things that you can work on, golf is more a sport about improving your own game. If you can acknowledge where your limitations are, you can pinpoint those flaws to adjust and correct your game. This will involve changing both your physical motions and your mental approach, and soon you’ll see that improvement in your ability of the sport.

sara sandman, 360 MAGAZINE, business, tech, illustration

What Does Medicare Plan F Exactly Cover?

Medicare parts and plans are almost always mistaken for one another. There are only four main Medicare parts which are Parts A, B, C, and D. These parts offer hospital coverage, outpatient services, and prescription drug coverage. Part C, on the other hand, is considered to be an alternative solution for the original parts along with other services that aren’t usually covered in Part A and B such as vision and dental care.

Other than the Medicare main parts, there are other available plans to purchase as an added help to your Original Medicare such as Medicare Supplement Insurance Plans. However, they only work alongside your Original Medicare. That’s why enrolling firstly in Original Medicare is one of the most important requirements to be able to qualify for any Medicare plan. Different Medigap policies are sold across all states, including Plan F which is considered to be one of the most extended-coverage plans out there. Read on to discover more information on Plan F so you can determine whether it is a good fit for you.

What Are Medigap Policies? 

Medicare Supplement -also known as Medigap- insurance plans are essentially available to help in covering certain out-of-pocket costs that Original Medicare doesn’t cover. If you are thinking about enrolling in Medigap, especially Plan F, then you must read everything you need to know and understand what exactly this plan has to offer. It’s important to educate yourself regarding the plan you are considering to ensure it is suitable for your needs. While Medigap Plan A is mandatory to be offered by insurance companies that sell supplement insurance plans, there are other plans such as C and F that are sold upon the desire of every consumer.

What Is Medicare Supplement Insurance Plan F?

There are ten different Medigap policies that are available. Plan F is considered to be the most comprehensive plan available in most states. People who seek broader assistance with out-of-pocket costs benefit from the extensive coverage that this plan offers. Plan F offers a great advantage for beneficiaries who often use Part A and B which is that it reduces hospital and medical expenses significantly; most of the time, you won’t need to pay for any additional costs. For these reasons, it’s only logical that premiums might be more expensive. Since this plan, and other Medigap policies, is offered by private insurance companies, it might not be available. Plan availability varies from one state to another, so it’s always a good idea to research the availability of the plan in your region. However, Plan F is highly desirable due to its extensive coverage which pushes most insurance companies to offer it.

What Are Plan F’s Presented Benefits?

Most Medigap plans are standardized across all states. This means that regardless of your location or the insurance company you choose to purchase the plan from, you will be able to get the same benefits that are offered by Plan F in any state. However, Plan F premiums may vary from one insurance company to the other. There is also another high deductible version of Plan F that is different from the original plan.

Here are some of the benefits that you get when you purchase Medigap Plan F:

•Plan F offers additional benefits that reach up to 365 days after the exhaustion of Medicare Part A benefits.

•Plan F offers Medicare Part A deductibles, copayment, and coinsurance. The difference between copay and coinsurance is that the first is a set rate you pay for hospital services you have benefited from. The latter is a percentage of the costs you pay after you have already met your deductibles. Deductibles, on the other hand, are the set amount of charges you pay for medical services before coinsurance is activated.

•It covers the excess charges that come with Part B that specializes in outpatient services and deductibles.

•It covers the cost of the first three pints of blood needed. Yet, the medical procedure must be approved and it only covers three pints of blood annually.

•Trained nursing facility coinsurance.

•It covers 80% and up to the Plan limit of emergency foreign travels.

While a Medicare advantage plan offers different Medicare benefits that aren’t usually covered such as dental and vision care, Medigap policies are considered to be an Original Medicare’s sidekick. Plan F offers coverage for most deductibles, coinsurance, and copayment for Part A; it also covers excess charges for Part B. Investing some time and effort into educating yourself on the differences between Medicare parts, plans, and policies will help in cutting costs and saving money while you are taking care of your health in the long run.