Posts tagged with "Business"

Am I Using a Good Trading App?

Amongst the most common ways to put money into an investment is through trading stocks. You can purchase a specific proportion of a firm and gain a profit without needing to do anything other than buy shares in the company. 

It goes without saying that those who invest large sums and obtain a controlling stake are members of the boards of directors and therefore are participating in the procedure of decision-making; nevertheless, in order to accomplish this goal, you will need a significant amount of capital.

Apps for trading stocks have seen a surge in popularity in recent years due to the fact that they enable users to track the most recent market developments effectively and make stock investments with only a few taps required on a touchscreen interface. 

Having said all of that, we wanted to make sure that you have access to some general pointers that will assist you in selecting the most suitable trading software. Let’s go ahead and investigate them.

How We Rate Stock Apps 

Before we go through what makes stock apps good for trading, it is essential that you do some independent research before making a choice. Because no two service providers are identical, doing so will guarantee that the stock application you choose is suitable for the individual investing objectives you have set for yourself. 

Before installing a new software for stock trading, we would advise thinking about the following points.

Regulation

It is no secret that the regulatory standing of the broker is the initial and most crucial measure that you have to verify; in fact, it is the only metric that even matters. The particular governing organisation that issues licences, on the other hand, will be determined by your location. 

Traders in the United Kingdom and Europe, for instance, will often fall under the purview of the Financial Conduct Authority (FCA) or CySEC, but in the United States, this responsibility falls to the SEC as well as FINRA. 

It is imperative that you steer clear of the stock application of your choice at all costs if it is not governed by a tier-one licensing organisation that is applicable to your region.

User Experience

The greatest stock investment applications are those that are custom-built for the operating system of your particular mobile device. Users of Windows and Blackberry operating systems are likely to be dissatisfied because this feature will only be available on Android and iOS smartphones in the great majority of instances.

Despite this, you should investigate how simple the smartphone app is to use because different apps have varying degrees of complexity and some are better suited for novices than others. It is vitally important that you should not be hampered in your ability to travel through into the stock libraries and make a purchase by a screen that is of a smaller size.

Stocks that can be Traded

You can now gain access to a diverse range of international equities with some of the greatest stock market applications of 2022. However, this is not always the case, and before creating an account, you should check to see which markets the application covers.

Trading platforms such as for instance, provide users access to tens of thousands of equities that are traded on a variety of stock exchanges. Additionally, you need to investigate whether the stock software you choose enables conventional share ownership or contracts for difference (CFDs).

Fees

The days of having to pay fees to trade stocks are rapidly drawing to a close and will be gone very soon. This is one reason why modern platforms are gaining popularity among the next age of stock investors. When you buy stocks, brokers will typically charge one of two types of fees: a fixed cost and a variable fee.

If they do, you are going to be charged for this at both ends of the trade, which means that you will be required to pay a cost when you invest in stocks as well as another fee when you trade them. On the other hand, the finest stock market applications, such as the ones we’ve examined, do not charge any sort of trading fees. 

Overnight Financing and Spread

Even if there are a number of commission-free stock trading apps from which to choose, you still need to be aware of the spread. This is just the distinction between the cost at which a stock can be purchased and the price at which it can be sold. 

The difference in prices is referred to as the spread, and you are charged an indirect fee in order to gain access to the market. If you choose to trade stocks in the manner of CFDs, then you need to be aware of overnight financing options as well.

Research

Putting money into the stock market without first conducting adequate research carries the same level of inherent danger as placing bets on the outcome of a spin of the roulette in a casino. 

Because of this, it is imperative that you select a stock app that provides you with access to tools for conducting fundamental research. The capability to establish price alerts and to get breaking news in real time are at the front of this development. 

When it comes to conducting chart analysis, you will want to select the top stock app that provides you with access to various sketching tools as well as technical indicators. This is especially important to keep in mind if you intend to engage in stock CFD trading.

Education

If you are completely new to the scene of stocks and bonds, it is imperative that you start brushing up on basic investment knowledge as soon as possible. When it comes to this particular aspect, we give preference to stock investing applications that include educational content within the app itself. 

For instance, certain apps will provide a plethora of tutorials, videos, and sometimes even webinars which can help you advance towards the next level in your trading expertise.

Armon Hayes is the proud owner of AOHSOA featured in 360 MAGAZINE

What is brand identity and why is important?

What is brand identity? It might seem like a simple question, but it’s actually quite complex. Brand identity is the totality of how your customers perceive your company. It comprises everything from the name and logo to the customer service experience and the way you communicate with everyone on social media. In this article, we will discuss why brand identity is so important and how you can create a strong, unshakeable brand identity for your business.

How Your Brand Identity Can Set You Apart

In a world where there are thousands of businesses all selling similar products or services, it can be hard to stand out. Your brand identity will make you unique and memorable in the minds of your customers. You will attract new customers and keep existing ones coming back for more.

Creating a strong brand identity starts with having a clear understanding of who your target audience is and what they are looking for. Once you know this, you can start to create visuals and messaging that will resonate with them. It’s also important to be consistent with your branding across all channels, from your website to your social media accounts. This will help people quickly recognize your company and what it stands for.

Why Brand Identity Matters

Your brand identity is important because it can help you build trust and credibility with your customers. Customers are likely to do business with companies that they feel good about and can easily identify. An awesome brand identity can also help you charge more for your products or services, as customers are often willing to pay a premium for brands they trust and admire. Investing in a professional branding agency or designer is one of the best ways to ensure that your brand identity is on point.

How To Build Your Brand Identity

There are a few key things to keep in mind when building your brand identity. First, you need to make sure that your branding is consistent across all channels. This means using the same colors, fonts, and overall aesthetic in everything from your website to your social media posts. Second, you need to be clear about who your target audience is and what they are looking for. Once you know this, you can create messaging and visuals that will resonate with them. Finally, always be consistent with your branding. Consistency will help people quickly recognize and remember your company.

Take your brand name, for example. It seems simple enough, but there needs to be a lot of thought that goes into it. The name you choose should be reflective of your company’s values and what you want people to think of when they hear it. It should also be available as a .com, on Facebook, Instagram, Twitter, TikTok, and anywhere else you want to have a presence. One may ask, “what’s in a name?” and the answer is “everything.” If you can’t figure one out, there are many helpful name generators that can help you find the perfect name for whatever you’re trying to convey.

This level of thought needs to be given to every element of your brand identity, from your logo to your website design to the way you talk about your company on social media. 

If you’re not sure where to start with creating or improving your brand identity, we suggest working with a professional branding agency or designer. They will be able to help you create visuals and messaging that reflect your company’s values and what you want people to think of when they hear your name. Investing in strong brand identity is one of the best ways to ensure that your business is successful. 

Conclusion

A strong brand identity is essential for any business that wants to be successful. It can help you attract new customers, build trust and credibility, and charge premium prices for your products or services. Build your brand correctly, and you will be on your way to a successful future. 

Why Tech Workers Are Leaving To Fight Climate Change

With the climate crisis rapidly worsening, many tech workers are recognizing they aren’t making any significant impact to better the world in their current roles, prompting them to leave the traditional tech sector to work for companies fighting the climate crisis. The tech industry is notorious for having one of the most lucrative job pools for its workers, though the majority of those jobs aren’t particularly glamorous, purpose-driven, fulfilling, or legacy-creating roles. In fact, some of the most common tech jobs consist of designing, engineering, and developing software such as mobile apps or operating systems, or assessing, analyzing, and evaluating data to help companies make better-informed decisions. 

The COVID-19 pandemic has shown us several times over that people expect the businesses they work for (and buy from) to take a stance for things that matter to them. And while tech experts may not know much about public policy, legislation, or environmental science, they do know a lot about data. 

“It’s a data problem that we’re solving,” said Persefoni co-founder Kentaro Kawamori when approaching his business partner, James Newsome, about starting a SaaS to fight climate change, as reported by CNBC. A lot of tech workers in similar positions are feeling uncertainty regarding how to best make this career shift due to a lack of knowledge or experience around climate change. But their contribution to this work is not to be concerned with the science of climate change; it’s about managing and leveraging the data needed to navigate climate change.

Making The Shift

Dr. Soudip Roy Chowdhury, the CEO of Eugenie.ai, has witnessed this shift, as well, as more tech workers have looked to join companies with a mission that makes a positive impact on climate change. Dr. Chowdhury hired Narayanan Subramaniam as his CTO because of Narayanan’s dedication to living sustainably over the past 30 years, and because of how he could use his cloud-based technology expertise to impact climate change. 

Dr. Chowdhury cautions tech workers on their career move to the climate change industry. “While the industry needs more workers, you do need to be passionate about climate change and technology in order for it to be satisfying work,” he says. In fact, some tech workers have taken serious pay cuts from huge six-figure salaries to average $60,000 salaries. He also advises to look at what type of technology one wishes to be part of developing.

Climate tech, as a niche industry, has skyrocketed due to several recent changes. From 2020 to 2021, climate tech has seen an 80% increase in investment. The industry’s worth is now estimated at $56 billion, with energy and power companies having seen the most significant growth. When other industries climate tech touches are brought in — for example, transportation, agriculture, food, or logistics — the investment in climate technology increases to over $114 billion, with two-thirds of investments going into mobility and transportation.

Finding The Big Impact

Overall, there is no shortage of job opportunities in climate technology, and while a lot of workers seemed to have taken significant pay cuts, investments into the industry have boomed. The most important thing to know when considering a shift to climate tech, however, is whether or not one is truly passionate about the work involved in mitigating the global impact of climate change. Without that passion, as Dr. Chowdhury mentions, the work may not be enjoyable.

When it comes to companies making the most impact, the biggest thing Dr. Chowdhury says that needs to be considered is scalability. A wide variety of climate tech companies are working to analyze climate change and understand how it needs to be addressed, but the tech industry isn’t the only industry that’s been affected by climate change. “As a technologist, we need to start thinking about scale and how our technology can not only address specific problems for a few industries, but across all industries,” says Dr. Chowdhury. 

This is where using the notion of digitization will come into play. Dr. Chowdhury sees digitization and the innovative products it creates — such as the metaverse — as a prime opportunity for climate change and tech experts to collaborate and test out new, emerging technologies. With the metaverse, new technology being developed can be evaluated and tested to see the level of impact it will have in fighting climate change. And according to Dr. Chowdhury, Eugenie.ai is already accomplishing this.

“We are working on providing digital twin technology, where we help companies create a digital version of their processes and machines. This, of course, will help them to see how they can improve their output, but also how to follow certain process prescriptions,” says Dr. Chowdhury. These prescriptions are determined using simulations of data with a company’s past knowledge, combined with Eugenie.ai’s own research, as a blueprint. By following the prescription, companies can improve their sustainability KPIs, while maintaining operational throughput.

Dr. Chowdhury shares that his company is already partnering with some companies to test out this digital twin approach in the metaverse. “We have tested our digital twin today by applying it to some oil and gas mining companies. We’re helping them to reduce their production wastage by 2025 by focusing on fugitive emissions. The goal is to reduce their emissions close to 7-8% on a annual basis.”

A Glimpse Into Sustainable Business

Companies will now be able to more accurately estimate how their technologies will impact climate change upon launch. In turn, companies like Eugenie.ai can develop prescriptions that will rapidly accelerate the developmental stages industries will have to undergo when adopting new climate and sustainability technologies. With opportunities to develop life-changing climate technology becoming more available and in dire need, it’s no wonder that an increasing number of tech workers are looking to change careers and find more meaningful ways to utilize their expertise.

While many data scientists and software engineers are working at great companies at Google, Amazon, and other tech giants, not many of them can say they’re working on technology that will help to drastically shift the way other industries function. This isn’t to say that their jobs aren’t important; tech giants like Google and Amazon need to understand that tech is not entirely about understanding and optimizing consumerism. 

In fact, consumers are more likely to support sustainability efforts as long as they understand the methods and meaning behind them. However, it’s going to take more workers to leave their big salaries at Google to help the rest of us understand the data necessary to recognize the severity of our climate crisis.

How To Slow Down a Fast-Paced Way of Life

Do you feel like you’re always running and never slowing down? Is your life a perpetual whirlwind of activity that leaves you with no time to catch a breath? This is how many Americans are living today in the quest to improve they and their families’ standard of living. Experts have termed this endless quest for faster acquisition of money, power or career progress a speed addiction.

While you may be able to reward yourself with the finer things in life thanks to your relentless grind, living this fast-paced lifestyle takes a toll over the years. People from school-going kids to adults heading to retirement are dealing with mental health issues emanating from stress. The anxiety and depression they suffer also translate into obesity, hypertension and other life-threatening illnesses.

When To Slow Down

So, how do you tell if you’re on this slippery slope to self-destruction? Do you find yourself unable to focus on one task, constantly distracted by alerts of incoming messages on your phone? Or are you constantly scrolling through your social media timelines looking for an interesting post or clever comment?

If you take stock, you will realize that this zombie-like reliance on your smartphone has not only diminished you attention span but it has also eroded your creativity. Instead of taking the time to think up solutions by yourself, you will look for a quick fix on Google or from the people you follow on Twitter.

You may think that quickly jumping from one task to another or multitasking is enhancing your productivity. The reality is that you will accomplish much more if you concentrate on one task and complete it before moving to the next. Trying to mind many irons in the fire will decrease your efficiency and compromise the quality of your output.

It will also get you worked up physically and emotionally. This is why you may find yourself prone to mood swings and stress. Depression and anxiety will creep into your mind if you’re constantly thinking about the glamorous images you see on Instagram and how plain your life seems in comparison.

Your relationships with your family and friends may suffer as a result of your speed addiction. Sending a quick text or pushing a ‘like’ button is much more convenient than making a phone call or taking the time to see someone face to face.  

Just the Right Speed

So how do you recalibrate your life to avoid the burnout, stress and mental health disorders that speed addiction brings? How can you snap out of that zombie-like existence and reignite your creativity? Here are some ideas.

Work vs Personal

Strive to create a healthy work-life balance. Work-time is work-time, family time is family time and me-time should remain me-time. Allocate adequate time for each and maintain clear boundaries between them. Putting in more hours in the office does not mean you’re being more productive. But it does mean you’re devoting less of yourself to other important aspects of your wellbeing.

Peer Pressure

One of the most powerful drivers pushing you to live a fast life is peer pressure. Though this phenomenon is commonly associated with teens, it applies to adults too. If you find yourself in a group that is constantly trying to outdo each other, you may need to think about changing your friends.

Unsubscribe from Influences

In the same vein, you need to unfollow social media handles that tempt you to live a fast life, or take a break from your phone altogether. You can fill your spare time with activities that help you relax while releasing your creative juices. Take a walk in the park or find a quiet place to read a book.

Health First

Prioritize your health over the exigencies of today’s fast life. Instead of putting in extra hours at work, or trying to finish an assignment at home, get some rest and attack the task with a fresh mind the following day. Giving your eyes a break from the glare from your screen might reduce your need for premium progressive lenses.

Ensure you take time every once in a while to get away from familiar surroundings to revitalize your body and reset your mind. Try to resist the temptation to take your laptop with you or check your work emails.  

Hit the Pause Button

If you feel your life is moving too fast and that you’re not getting the most out of it, you need to hit the pause button. Ask yourself if the price you’re paying to ‘get ahead’ is really worth it. Think about the things that matter to you and your family’s well-being and prioritize accordingly.

Gilles Raymond via 360 MAGAZINE

Combat Unproductive Meetings w/ Enhanced Scheduling 

Typical tips on meeting productivity include sharing the agenda beforehand, starting your meeting on time, keeping the conversation going, and asking questions. 

Although those are great tips that will make any meeting more productive, it’s easy to forget the one thing that can make or break meeting productivity: the scheduling. 

If scheduling a meeting sounds like a horror film title, it’s because it is. For most of us, at least.

From checking in on each and every attendee, one by one, to emailing them back-and-forth until you can find a time that works for them…and then having to do it all over again, because — surprises, surprise — they won’t be able to attend the meeting at the scheduled time.

If you’re currently operating like that, you shouldn’t be surprised that it takes hours or even days for you to schedule a single meeting.

You shouldn’t blame yourself for developing a toxic relationship with meetings, either. If just scheduling them drains all of your energy, the meeting prep and the actual meetings will always feel like exhausting work.

You can follow every meeting productivity tip to a T. Unless you have a scheduling platform that helps you do your job, your meetings will remain the same.

With that in mind, here are today’s best productivity tips for meetings:

  • Schedule your meetings with one email. No more, no less.
  • Find the best time for every attendee without emailing them back-and-forth.
  • Schedule and organize your meetings inside your inbox, instead of switching to multiple tabs.

Do you often feel unproductive online meetings? It’s not your fault.

If you’ve been trying to get this online meeting thing right for a couple years now, you’ve probably struggled with at least one of the following situations:

  • The pain of scheduling and setting up meetings on a bunch of different platforms.
  • Emailing guests back-and-forth until you can, by some miracle, settle on a time slot that works for them.
  • Organizing unproductive meetings that bring up “this could’ve been an email” jokes.

The blame (and the joke) is on the platform you’re using.

‍But, the truth is, everyone is wrestling with the same online meeting issues you are. Every. Single. Day. Yes, even though they might look like they’re experts at it.

Here’s why:

Because the seemingly simple task of scheduling emails takes us days, when it should take us seconds.And we all know that it’s virtually impossible to plan an effective meeting when we’ve spent half of our planning time on haphazard scheduling. You don’t need a better agenda. Not necessarily. What you need is a scheduling platform that respects your time!

About Letsmeet 

Letsmeet allows businesses to eliminate back and forth email correspondence regarding meeting scheduling, and offers a simple solution to book meetings in just one click. Scheduling meetings is a recurring and universal pain point, and thirty percent of emails are about scheduling itself. With 55 million meetings occurring every day in the United States, scheduling is often a complicated and time-consuming daily task. The Letsmeet network solves this relevant issue by evaluating all of the participants’ calendars, and suggesting the open time slots that work for all parties. 

For more information, please visit HERE.

About The Author 

Letsmeet is led by CEO and Founder Gilles Raymond. Raymond is a three time startup CEO and Founder, who also created In-Fusio and News Republic, acquired by Bytedance. Additionally, Raymond is the Founder and President of The Signals Foundation, an organization that protects and supports whistleblowers. 

Article: Gilles Raymond, CEO and Founder of Letsmeet

Shin Thompson via NU Marketing for use by 360 MAGAZINE

CHEF SHIN THOMPSON

Listen to 360 MAG Vaughn Lowery and Chef Shin Podcast: HERE

Chef Shin Thompson was an underground Cookman turned Michelin star chef in Chicago for his Chicago Restaurant. Although he spends most of his career in Chicago. He now recently moved to LA to start a new Japanese BBQ restaurant.

The challenge he had to have to earn the star for the restaurant in Chicago is that you must be able to cook well for 365 days. Chef Shin Thompson felt accomplished that the people were able to realize the passion that he has for the food. He said, “It was a great feeling to be recognized for all the hard work that went over the years.”

At first, he got interested in being a chef because of his parents. He said, “My dad was really big into cooking at home and replicating recipes from his travels and so really where I got interested in it.”

As a child, he would spend most of his time traveling with his dad. He said, “I first got exposed to food from all the different travels, my dad used to take me out of school for weeks at a time…so take me out of school and we just learn about different cultures, and we traveled all over Europe and all over Asia.”

His family comes from a Japanese household; therefore, it played a huge role in introducing him to the food. “My mother is Japanese, so anybody who’s in a Japanese family will tell you that food is a big part of the culture in Japan and is a heritage to be a big cook if you’re Japanese. So, my mom was always cooking Japanese food and my dad was always cooking food from all of these different cultures, so I got exposed to a lot of different things at a young age.” He spoke.

While he works on a restaurant tour, he introduces us to his challenges and thoughts on what means to succeed in the restaurant business. He said, “The interesting part about the restaurant business that I find fascinating is it takes different skills sets, so you need to be an artist from the chef perspective you need a business person that can really understand the numbers and the food costs, labor costs, you need marketing and being able to or more like psychology getting into the mind of the people who coming into the restaurant.”

According to Chef Shin Thompson, the restaurant will have private rooms with “Asian-looking screens.” Along with the modern look and Japanese style. It will have the décor of “Japanese charred wood, which is called Shou Sugi Ban, which is a Japanese technique that is used in ancient times, where they actually charred the wood and they would use it for the siding in their homes” he said. It’s good for resisting fire. The reason is that there is nothing to burn since the wood is already charred.

For the menu, “The BBQ grill menu is about $148 dollars for domestic tasting, which includes full meal” he said. There will be an A5 version that is not domestic, however, it will more expensive. In Japan, having a restaurant being A5 means the best.

Some of the upgrades that are still in progress are the “wine cellar that we will have in the middle of the dining room, as well as several dry agers that will be built in the wall as a display.” Therefore, when a guest walks in, they will see the dry agers that will have meat.

One piece of advice that Chef Shin Thompson gives to young chefs is “there are a lot of sacrifices that you need to put in as a young chef and in order to make sure it is worthwhile, you need to be 100% passionate about what you do.”

Who Are The World’s Five Largest Tech Companies?

The tech companies, in a way, rule the world. They have the ability to make or break the stock market. It is essential that one should know who these companies are so that one can have an idea about their global reach. According to the technology industry trade association, the global tech industry can potentially exceed a revenue of 5.3 trillion dollars in 2022. The growth of these global tech companies is increasing every year in a 5% to 6% pattern. Because of these tech companies, the gaming sector is advancing daily, and people can do the things they love, like playing bingo games online. Let us then look at the world’s top 5 biggest tech companies by their prospects in the upcoming year and market capitalization.

Apple Inc. (AAPL)

At present, Apple Inc. has a market value of 2.8 trillion dollars. Apple is one of the only two tech companies in the world with a market price of over 2 trillion dollars. The company also boasts of being the first-ever company to reach this mark of two trillion. It was founded in 1977, and since then, it has continuously been ruling the market. The company had been in business long before the present big names like Amazon. Apple has been developing iPad, iPod, iPhone, and Mac computers, and it is safe to say that even today, it has a few competitors. It has almost been 45 years since its inception, and Apple’s dominance is not stopping. Time and again, Apple has reinforced its legacy of being the top tech company in the world.

Microsoft Corporation (MSFT)

Since its inception in 1985, Microsoft has ruled over the world’s market of computers. Presently, it has a market value of 2.3 trillion dollars and is in the second position of the top 5 biggest tech companies in the world. For a very brief period, it stepped down from the forefront, only to come back stronger and as a leader in providing cloud-based services. Microsoft was initially considering purchasing the cybersecurity firm Mandiant Inc. because, according to CEO Satya Nadella, “cybercrime is the number one threat facing every business today.” The company’s arsenal of products includes Skype, the video-calling platform, LinkedIn, the business social media site, and GitHub, which is an open-source coding platform. On February 10th, Microsoft’s stocks closed at 305.40 dollars. 

Taiwan Semiconductor Manufacturing Co. Ltd. (TSM)

By market value, Taiwan Semiconductor Manufacturing Co. Ltd is the biggest chip manufacturer in the entire world. One of the reasons for this is that they are the only company that makes Apple Inc.’s M- and A-series chips. It came as a surprise to all when Apple, in 2020, went ahead to break its decade-long relationship with Intel Corporation (INTC) and tied links with TSM to satisfy all its chip needs. TSM has a market share price of 125.70 dollars with an average price target of 150.50 dollars. TSM’s market capitalization is 640 billion dollars. Treasurer Jen Chau Huang said, “Based on the current business outlook, we expect our first-quarter revenue to be between 16.6 billion dollars and 17.2 billion dollars”.

Nvidia Corp. (NVDA)

Primarily a computer graphics company, recently Nvidia Corporation has branched out into data center platforms and systems. This has had an impressive stock market trajectory on this company’s part. Since February 2017, Nvidia Corporation’s stock has gained 840%. On February 8th, the company called off its attempt to aquire the UK-based design firm Arm Ltd. It would have been the biggest semiconductor deal to be recorded had this happened. However, as a result of this, Nvidia’s stocks went up in the market. Its market capitalization is estimated to be around 620 billion dollars.

Samsung Electronics Co.Ltd.

Samsung is an IT company based in South Korea, focused on mobile communication, worldwide consumer electronics, and business services. Samsung offers its consumers everything from computers and digital televisions to LCD displays and semiconductor products. In 2021, Samsung was reported to record a revenue of 232 billion dollars, which was almost an 18% increase in their year-over-year revenue. The company, at present, is currently focused on boosting its profitability, capital management efficiency, and cost competitiveness.

Conclusion

There is little doubt that these are huge names who rule the stock market. They hold solid ground in providing all their consumers with high-quality services of computer hardware, telecom equipment, software, semiconductors, electronics, and e-commerce.

How to Save Money When Buying a Car

A car is a significant investment and responsibility. A car can get you to work, store, or school. It can also take you on vacation or to visit family and friends. When you own a car, you can go anywhere and when you want. And, if you have a family, a car can also help you get them where they need to go.

In a nutshell, it can provide transportation, freedom, and flexibility but requires regular maintenance and can be expensive to operate. The cost of owning one may be too high when you factor in insurance policies. 

Hence, if you may want a more affordable insurance option, check Carshield costs for affordable plans. While this may save you some money, learning how to save money on other avenues when buying a car is essential. 

Here are some valuable tips that may be useful:

1. Skip loan and pay in cash 

When you buy a car with cash, you own the car outright and do not have to worry about making loan payments or paying interest. If you finance a car, you must make monthly loan payments and pay interest on the loan. This may potentially add hundreds of dollars to the cost of the car over time.

2. Compare prices from multiple dealers 

 Comparing prices from multiple dealers is a great way to save money because you can find the best deal on the car you want. You can also negotiate with the dealers to get a lower price. 

For example, let’s say you’re looking for a new car and find three dealers with the same model car. Dealer A sells the car for $20,000, Dealer B sells the car for $19,500, and Dealer C sells the car for $18,000. By comparing prices, you can see that Dealer C is offering the best deal on the car. 

3. Use your old car for a trade-in credit 

A trade-in credit is a type of store credit given to a customer in exchange for an item they are returning. The trade-in credit can then be used to purchase other items in the store. 

In this case, you may trade your old car for a new one. You can opt for this option because it has several merits. One merit is that it can help to lower the price of the new car that you are purchasing. Another benefit is that it can save you time and hassle in trying to sell your old car on your own.

4. Research your car ahead of time 

There are a few reasons why you should research the car you want before proceeding to buy. First, you want to ensure you are getting a good deal on the car. The second is that you want to ensure that the car will be a good fit for you and your family. This may also help you familiarize yourself with the controls.

5. Remain patient with your search for a new car 

Waiting patiently will ensure you are getting the best deal possible on the car. In addition, you want to ensure you are getting the right car and not rushing into a decision and regretting it later.

Conclusion

You should not overpay for a car anymore. Always endeavor to save up and buy the car using cash, remember to compare prices from multiple dealers, and if you already have a car but wish to upgrade, use it for trade-in credit. 

Polestar rings in Nasdaq via 360 MAGAZINE

POLESTAR CONTINUES TO GROW

Polestar, the Swedish electric performance car brand, continues to deliver on its growth promise as it progresses towards a planned listing on the Nasdaq through a proposed business combination with Gores Guggenheim, Inc. (Nasdaq: GGPI, GGPIW, and GGPIU), expected to close at the end of June 2022.

Expansion into new markets and a growing retail footprint are both driving and supporting customer demand, while the development of new models is set to propel the brand further into high-margin premium SUV segments.

Polestar launched its 25th global market in the first half of 2022, a significant increase from 10 markets in 2020. Polestar has added six new markets since the start of 2022, including UAE, Kuwait, Hong Kong, Ireland, Spain and Portugal. The company also plans to launch in Israel and Italy in the second half of 2022, adding to its Middle East and European footprint. By the end of 2023, Polestar plans to be present in an aggregate of at least 30 markets globally, while continuing to evaluate new market opportunities for the future.

Thomas Ingenlath, CEO of Polestar, says: “Selling already in 25 countries across the globe, Polestar has a unique position in the pure play EV market. We are a real company, not one based on slideshow promises. More than 55,000 Polestar cars are on the roads globally today and we are launching a stunning portfolio of three new models in just three years. These gorgeous EVs are all in advanced development stages, and we have the ability to produce great quality cars with our experienced industrial partners.”

Product expansion also continues with the Polestar 3 electric performance SUV, scheduled for its world premiere in October 2022. Polestar 3 marks the company’s first product for the attractive, high-growth SUV market. This will be followed by the Polestar 4 electric SUV coupe, and the Polestar 5 electric 4-door GT.

Polestar 4 is expected to be launched in 2023 and enters one of the most competitive market segments in terms of demand, performance and design.

Polestar 5 is also in advanced stages of development and planned to be launched in 2024. A prototype will be shown in public for the first time at the 2022 Goodwood Festival of Speed from 23 to 26 June 2022.

Mike Whittington, Head of Global Sales at Polestar, adds: “It’s exciting for the whole team to experience this growing momentum in our business. Our order intake is at record levels and currently represents an annualized run-rate of over 75,000 vehicles, putting us in a strong position as the production landscape normalizes. In addition, with both Polestar 3 and Polestar 4 on the horizon, we are set to play a leading role in the electrification of lucrative and sizeable premium SUV segments. With a 2025 production capacity for these two EVs expected above 160,000 vehicles per year, we will have the ability to scale quickly and attract new customers to the brand.”

Polestar now has close to 130 retail locations open around the globe and expects to have 160 locations open by the end of 2022. More Polestar Spaces and Destinations are planned in existing and new markets, in cities including London, Madrid, Tel Aviv, Reykjavík, Vancouver, Austin, Shenzhen, and others.

Professor Jefferson Noel is the son of Haitian immigrants whom spoke with Vaughn Lowery of 360 MAGAZINE

Meet Jefferson Noel

Author, Orator and Professor

Listen to his chat with Vaughn on 360 MAG Podcast HERE.

Jefferson Noel, the founder of Barbershop Speaks, is dedicated to providing a comfortable daily space for people to be engaged in intelligent conversation. Starting from a simple question in the summer of 2016, “What would happen if we engage in intentional dialogues about issues that affect us directly in spaces that are common and comfortable for the community,”  Barbershop Speaks has been set up as a platform to educate and empower the underserved communities around the country on web3.

He is now also a professor at Florida Memorial University, teaching public speaking, business, and professional speaking. Coming from an immigrant Haitian family, Jefferson deeply understood the importance of education by seeing her parents seeking out a better life in the U.S. as immigrants. During college, after attending student government and being an involved student, he realized that studying for comprehension and real-life application would greatly benefit people’s future life after graduating. The thirst for learning comes from the general public’s respect for knowledgeable people. Therefore, after meeting and being involved with a professor during his trip to Canada to finish his book, Jefferson landed a job as a professor at Florida Memorial University and was determined to bring more value to students.

By keeping the idea that human is a unique live beings and there are different values inside every single human being, Jefferson holds strong beliefs in the power of conversation. During his childhood, Jefferson usually went to barber shops when his father was a barber, where he always listened to those conversations happening around. This is where the idea of the Barbershop Speaks from “The barbershop, in my opinion, is the communities’ classroom where everyone is both the teacher and the student,” says Jefferson.

However, the journey of being in a conversational world has been good and bad at the same time. People see his values while not wanting to pay for the values he brings to the table. Nevertheless, growing up in a family with many role models to look up to, such as his father who is a pastor, and his older brother who always has a clear mind and knows what he is doing, Jefferson has always been humble. He has decided to move forward not focusing on people who are not helping but trying his best to catch good opportunities. According to Jefferson, “As long as I continue to be on my grind, as long as I continue to do life in the proper way, then I know I’ll reach the promise men,” the unavoidable dehumanization coming from his race has never discouraged him but positively motivated him.

Jefferson started connecting to the crypto space about one year ago and was attracted to the technology behind NFT. The ability of NFT to verify ownership of a digital asset on the blockchain made him believe that it is something worth sharing with the whole world. He will attend the NFT-VIP Event, which will happen in NYC through June 19th-22nd, as a speaker on Sunday at 1 pm, sharing how to balance life learning and leadership. 

Jefferson is proud to sponsored by Lab22c.

Article by: Iris Li x Vaughn Lowery