Posts tagged with "finance"

cryptocurrency illustration for 360 MAGAZINE

TOP CRYPTOCURRENCY APPS FOR BEGINNERS

There are many ways to define the best cryptocurrency apps for beginners, but you should be aware that the final choice is only yours. One of the most excellent apps is those that allow easy trading, simple usage, and safety when trading with currencies. However, for beginners it is not easy to estimate the simplicity of the use and precisely say if the app is good for them. Therefore, you should consider a few important conditions when evaluating the best cryptocurrency apps for beginners.

Which to consider when choosing the best cryptocurrency apps for beginners

If you are a beginner in cryptocurrency, you will surely need to learn a little about the platforms where you can trade with them. Before that you should learn all about blockchain and a crypto. There are places where you can learn to create a profile, place a deposit, and deal with a currency that you have chosen. However, there is a lot of other conditions that you should consider when defining the best place for you.

Customer service

Experienced users could easily trade on different platforms and can choose the best model for them. For beginners, though, it is not easy to decide whether the platform is simple or not. However, being a beginner in any job is difficult because you need support from time to time. A good support system on the cryptocurrency platform is one of the most important features. The best are those with 24/7 model, with FAQ and fast response directly on the chat.

Security

If you are a beginner, you are not sure if the platform is safe enough for first-time traders. There are scams on the internet so that you can face those troubles. The best way is to see the number of offline assets in cold storage, have private insurance or a bounty program, and how ethical hackers can report any weaknesses. 

Location

Although apps work worldwide, it is not easy to trade on apps, not in your country. Some apps do not allow using in another country or have limited access to the countries on other continents. To avoid those problems, choose apps that are allowed in your country and controlled by your government. 

Number of currencies

Although you will not trade with many currencies at the beginning, and you will surely choose the most popular ones, it is good to trade on platforms that offer a wide range of currencies. It shows that the platform is trustworthy and provides security to a long list of users and traders. Many platforms offer more than 4,000 cryptocurrencies, and the number promises success.

Fees

It is not enough to choose a platform that is safe and simple; you will need to trade on a platform that is not expensive, though. Beginners need to choose a platform that is not expensive for the first exchanges. Thus, some platforms have different prices for different paying methods, so you will pay higher amounts for a bank account or check the withdrawal and deposit options.

Ease of use

Regardless if you are a beginner or a skilled and experienced trader in the cryptocurrency field, you will use a friendly-used and simple platform. They will make a platform that a wide range of users can easily use, so trading becomes fast and safe. It is good to read an expanded list of the 10 highest-rated cryptocurrency apps and a shortened version of the list that includes apps with the most straightforward interface. If the platform is too complicated, it could be a red flag because it shows that they do not want to trade with you correctly. 

Best cryptocurrency apps for beginners

Creating a list of the best cryptocurrency apps should include many factors, but most depend on the popularity and ease of usage. However, some apps have already shown that they are the best on the internet, and you can be sure that they will help you in cryptocurrency trading. After you read all the recommendations, you should choose the most applicable model for you and divine into the world of cryptocurrency.

Which apps to choose for beginners

Among the apps that we have listed are those that are highly popular among experienced traders, too. However, each has great advantages that beginners will find the most applying for them. The final verdict is yours, so choose the apps you can easily work on. 

eToro

My Freedom Coin

Bitstamp

Crypto.com

Coinbase

eToro

It is hard to list the best cryptocurrency apps for beginners without naming eToro as one of them. Since numerous government agencies heavily control the platform, you can be sure it is safe enough for beginners. The platform fulfills all demands that average traders can have. It has a very friendly-used model on the site, with over 50 cryptocurrencies on offer and a great supporting system. The market also offers purchases on the click, with very low fees. On this site, you can buy a long list of currencies, starting from the most popular, like Ethereum and Bitcoin, to the new altcoins. You only need a deposit of $10, and the platform will charge you 0.75% for each transaction. You can use a bank account, cards, and online paying methods.

My Freedom Coin

It may be best for beginners to choose a simple platform that unites all important features in one. It is an e-wallet, trading app, and bank, so beginners can easily find whenever they need for easy trade. One of the best features is very simple apps that can be used on any phone and computer. The platform has a special invite-only model of trading, but you can become a member using a QR code that you can find on the platforms and sites. A platform is a great place for beginners for one more reason. Thanks to the special method of protecting the price, it prevents volatile pricing swings and drops in price that could happen unexpectedly. However, the platform has a little higher fee of $50 monthly access.

Bitstamp

Bitstamp could be among the greatest offers for beginners, mostly because of the low fees. New users will pay for each cryptocurrency only 0.5%, while fees could reduce to 0.25% for trading with more than $10,000 trading volume per month. The platform offers more than 50 different cryptos and all popular options between them. Although a young platform established in 2011, it has been a place for the highest investments since then. You only need to trade on this network to place a deposit of only $10, and the platform is available on iOS and Android. As the cherry on the top, the apps have different analytical tools and extremely safe biometrical authentication. 

Crypto.com

There are many reasons why Crypto.com is one of the best cryptocurrency apps for beginners 2022. First, the platform has the simplest method of using a debit card for trading, which allows buying and selling crypto. After you download the app, you will have access to even 250 assets and instantly can buy any of them with only a credit card. The platform supports Visa and MasterCard, with a fee of 2.9%. The only inconvenience for beginners is that they will ask to take a photo of your government-issued ID, but it presumes security for each member. When you place a buy order, you will pay 0.40% and only $4 for every $1,000 traded. With higher investments, you can expect even lower fees. You should get information about investing in crypto on different places. This platform could trade even those with no trading experience since the interface is very simple and user-friendly.

Coinbase

There are many reasons why we consider Coinbase as one of the best cryptocurrency apps for beginners 2022. First, the platform has a very intuitive and user-friendly interface, so even those who are for the first time on the app can learn to use it with the step-by-step guide. The first time you download the app, you will be asked to register an account, and after you complete the process, you will need to take your photo and choose a payment method. They will offer you to choose a payment method, and the process of trading could start. The only thing that could be a problem for a beginner is a little higher transaction fee of 3.99%, but do not forget that the platform has a very safe and simple interface, with options of using a card or Paypal for trading. However, you can reduce fees to 1.49% under special conditions. 

Conclusion

Choosing the best platform for trading with cryptocurrencies is difficult even for experienced and skilled traders. However, there are a few important things that you should consider when preparing for your first cryptocurrency trading; along with the fees that the platform charges, there are other conditions, like safety and simplicity of usage. Whatever you choose, remember that each platform has special demands, while each has good and bad sides. When starting with the trading, it is on you to choose the features that are good enough for you. Only after researching and learning about these features can you say which are the best cryptocurrency apps for beginners 2022.

How to Save Money When Buying a Car

A car is a significant investment and responsibility. A car can get you to work, store, or school. It can also take you on vacation or to visit family and friends. When you own a car, you can go anywhere and when you want. And, if you have a family, a car can also help you get them where they need to go.

In a nutshell, it can provide transportation, freedom, and flexibility but requires regular maintenance and can be expensive to operate. The cost of owning one may be too high when you factor in insurance policies. 

Hence, if you may want a more affordable insurance option, check Carshield costs for affordable plans. While this may save you some money, learning how to save money on other avenues when buying a car is essential. 

Here are some valuable tips that may be useful:

1. Skip loan and pay in cash 

When you buy a car with cash, you own the car outright and do not have to worry about making loan payments or paying interest. If you finance a car, you must make monthly loan payments and pay interest on the loan. This may potentially add hundreds of dollars to the cost of the car over time.

2. Compare prices from multiple dealers 

 Comparing prices from multiple dealers is a great way to save money because you can find the best deal on the car you want. You can also negotiate with the dealers to get a lower price. 

For example, let’s say you’re looking for a new car and find three dealers with the same model car. Dealer A sells the car for $20,000, Dealer B sells the car for $19,500, and Dealer C sells the car for $18,000. By comparing prices, you can see that Dealer C is offering the best deal on the car. 

3. Use your old car for a trade-in credit 

A trade-in credit is a type of store credit given to a customer in exchange for an item they are returning. The trade-in credit can then be used to purchase other items in the store. 

In this case, you may trade your old car for a new one. You can opt for this option because it has several merits. One merit is that it can help to lower the price of the new car that you are purchasing. Another benefit is that it can save you time and hassle in trying to sell your old car on your own.

4. Research your car ahead of time 

There are a few reasons why you should research the car you want before proceeding to buy. First, you want to ensure you are getting a good deal on the car. The second is that you want to ensure that the car will be a good fit for you and your family. This may also help you familiarize yourself with the controls.

5. Remain patient with your search for a new car 

Waiting patiently will ensure you are getting the best deal possible on the car. In addition, you want to ensure you are getting the right car and not rushing into a decision and regretting it later.

Conclusion

You should not overpay for a car anymore. Always endeavor to save up and buy the car using cash, remember to compare prices from multiple dealers, and if you already have a car but wish to upgrade, use it for trade-in credit. 

CEO of NFT VIP Julie Lamb via 360 Magazine

JULIE LAMB

NFT-VIP: Bridge to Reality

Julie Lamb, the CEO, Founder, and Executive Producer of How-To with Julie Sue, is a problem solver, storyteller, digital content creator, and economy connector. She is a collector of cryptocurrencies such as Bitcoin or Ethereum and is passionate about helping brands build their identity using current tools and a highly selected network of virtual agents to develop the entrepreneurial capacity of brands. She has already collaborated with multiple popular brands such as iHome, Disney, KidDesigns, Hasbro, CES, KeaBabies, Michael Todd Beauty, and Crown Goose USA. 

Listen to Julie Lamb’s full conversation with Vaughn Lowery on the 360 MAG Podcast HERE.

While studying music, Julie went to Europe and started working on fashion collections. She finally settled in New York, where Julie has 30 years of experience working as a model. By highlighting the activity with Brunello Cucinelli on Saks Fifth Avenue, Julie mentioned that her creative confidence was greatly inspired after moving from a small Southwestern town to the Big Apple, New York City. 

Julie has long loved the worlds of tech, digital, and speed: ‘I like being able to share things digitally.’ At the forefront of the crypto wave in 2017, she bought Ethereum, a digital platform used to make smart contracts, allowing entrepreneurs to create decentralized applications, as in the case of Julie. 

Immersed in the realm of cryptocurrencies, the trailblazer supports projects like Non-Fungible Token (NFT). As a rapidly developing industry, NFT is becoming an increasingly popular way to buy and sell digital art, spanning industries like sports, music, fashion, film, games, etc. The annual NFT conference, held in multiple cities (including New York City and Los Angeles) around the United States, attracts hundreds of guests from various fields who speak about exponential growth and future trends in different verticals and how the digital landscape can incorporate this new tradeable product. 

As an NFT-VIP (in which 360 MAGAZINE will serve as one of the media sponsor), Julie’s mission is to shape the NFT industry into diverse communities made of global thought leaders who share like-minded values and beliefs. Last April, she attended the Miami NFT week and served as its Executive Producer, where she focused on igniting new dialogue amongst attendees and tastemakers on topics related to technology, creative installations, immersive art, and performance. Julie can be recognized as an economy connector for providing the space for several minority-owned businesses in this conference to discuss the present and future of the meta-universe and how it affects them. 

Although the attendance was underrepresented and some representative minority-owned businesses felt left out, Julie declared her conditional support for the voice of women and the LGBTQ community. Meanwhile, this kind of offline meeting takes highly digital products further into reality, narrowing the society’s discrimination against aging. In addition, she is fascinated by using Web3.0 and its implementation with artists in the fields of music, fashion, and the token economy.

An example of this is that the international brand Gucci has started a multi-directional exploration to embrace the digital world, which associates a luxury brand with emerging technologies through a series of avatar experiences; i.e. exhibitions of Gucci art, mini-games, and digital item purchases.

Julie is now preparing a private event in New York City with NFT VIP sponsorships from June 19th-22nd at Margaritaville Resort Times Square, owned by the real estate and investment firm Soho Properties. Surprise celebrities will be attending that directly tie in with her message and bring new inspiration to the community. Sponsorship opportunities available for this four-day event.

In the field of cryptocurrencies, that features multiple sponsors, will have an additional sponsor called the crypto coin concierge. They will cover the luxury travel for the most elite global clients in the world of cryptocurrencies and with payment through these. Julie tells us that her company has also partnered with iHeartRadio on Crypto Radio in the marketing industry.

Speakers:

Julie Lamb

CryptoMondays: Andrew Yang, Lou Kerner × TJ Stone

Article:

Andrea Esteban, Armon Hayes, Krishan Narsinghani, Vaughn Lowery

Resources:

Inter Creative Media

How-To With Julie Sue

Follow Julie Lamb:

LinkedIn

Twitter

Instagram

360 MAGAZINE named media sponsor for Julie Lamb's NFT VIP in NYC

What can be the impact of Bitcoin on the advertising sector of Paris?

The impact of Bitcoin on the advertising sector in Paris could be far-reaching, as this emerging new form of currency has already begun to disrupt the financial markets. As more businesses begin to accept Bitcoin for their goods and services, they will likely begin to advertise their products and services using this new form of payment. It could create a shift in the advertising landscape. Just go  to the article  to begun.

Companies may begin to explore more innovative and cutting-edge marketing strategies that incorporate Bitcoin as part of their overall campaign. Furthermore, many consumers who hold Bitcoin will likely become interested in supporting businesses that accept this digital currency, furthering the Bitcoin economy. In short, the potential impact of Bitcoin on the advertising sector in Paris is significant. 

One potential impact of Bitcoin on the advertising sector in Paris is increased efficiency and cost savings. In addition, because Bitcoin transactions are non-reversible, advertisers will no longer have to worry about fraudulent charges or chargebacks, which can be a significant source of expense for many businesses. 

Additionally, because there is no central intermediary like a bank or payment processor, transaction fees are lower with Bitcoin than with traditional methods such as credit cards.

Another potential impact of Bitcoin on the advertising sector is greater transparency. It could lead to more targeted and effective marketing strategies, helping businesses to reach their ideal customers more efficiently.

Overall, the impact of Bitcoin on the advertising sector in Paris is likely to be multifaceted and ongoing.

The positive impact of Bitcoin on the advertising sector of Paris

Bitcoin has had a positive impact on the advertising sector of Paris. Bitcoin allows for micro-transactions, which are perfect for online advertising. Thanks to Bitcoin, advertisers can now pay for ads in a fraction of a second without worrying about chargebacks or fraud. It has resulted in more businesses being willing to invest in online advertising, which has led to more job opportunities being created in the advertising sector of Paris.

Furthermore, Bitcoin allows advertisers to target their ads at specific demographics and geographic areas, which is impossible with traditional payment methods. As a result, businesses can now reach their target audiences much more effectively than ever before. Overall, the positive impact of Bitcoin on the advertising sector of Paris has been very significant.

Bitcoin has allowed businesses to target their ads more effectively. The positive impact of Bitcoin on the advertising sector of Paris has been very significant.

The negative impact of Bitcoin on the advertising sector of Paris

Bitcoin has had a significant negative impact on the advertising sector in Paris. The rise of this digital currency has led to an increase in online transactions where people purchase goods or services with Bitcoin. While the use of cryptocurrencies can increase revenues by attracting new customers, it is also detrimental to the advertising sector in Paris.

One of the main reasons for this negative impact is that advertisers must be able to track and target potential customers based on their location and browsing history. However, with the use of Bitcoin, it becomes much more difficult for them to do so. Because there is no central database for tracking transactions, they cannot see where their ads are being viewed. 

As a result, advertisers must rely on more traditional methods such as billboards and television advertisements, which are much less profitable.

Additionally, the use of Bitcoin has also made it harder for businesses in the advertising sector to remain competitive. Because there is no control over what transactions take place and how much money is exchanged, businesses cannot keep up with the changing prices of Bitcoin. 

Overall, the negative impact of Bitcoin on the advertising sector in Paris is significant. The rise of this digital currency has made it more difficult for

Conclusion

While Bitcoin has the potential to revolutionize the way we think about and use money, its impact on the advertising sector of Paris is still unclear. Some experts believe it could open up new opportunities for businesses and advertisers alike, while others worry that its decentralized nature could lead to fewer customers and less revenue. 

Ultimately, only time will tell how Bitcoin will affect the advertising landscape in Paris.

Effect of Bitcoin on the Nokia market

Bitcoin has had a profound impact on the market for Nokia stock. While the company’s share price has been volatile in recent months, it appears that Bitcoin-related activity is having a positive effect on the stock. In particular, it seems that Nokia’s association with blockchain technology is helping to boost investor confidence in the company. Platform like Oil Profit also using bitcoin.

It is evident from the growth in trading volumes on the stock market, which has increased significantly over the last few months. 

Few reasons for the change in investment

Many investors see Nokia as an innovator in blockchain technology and believe that it has excellent potential for development in the future.

Nokia is regarded as a strong player in the telecommunications sector, and investors feel that blockchain technology can help boost the company’s growth in this area.

Some analysts have pointed out that Nokia is well-positioned to take advantage of the increased adoption of Bitcoin and other cryptocurrencies.

The company already has extensive experience developing mobile payment solutions.

As a result of these factors, Nokia benefits from the current Bitcoin boom. While there is no guarantee that this positive trend will continue, it seems likely that the company’s stock price will continue to rise shortly as more investors become aware of its potential.

Nokia isn’t the only company seeing benefits from the Bitcoin boom. Several other companies, including IBM, Microsoft, and Amazon, have also been associated with cryptocurrency in recent months.

However, Nokia is one of the few stocks that has seen its price increase due to Bitcoin-related activity. It indicates that investors believe that the company has real potential to capitalize on blockchain technology.

Positive effects of Bitcoin on the Nokia market

The positive effects of Bitcoin on the Nokia market are as follows:

First, Bitcoin can help to increase its international market share of Nokia.

Bitcoin can help to expand its customer base of Nokia.

Bitcoin can help to improve its brand image of Nokia.

Bitcoin can enable Nokia to offer more competitive pricing and product offerings to consumers, which may help drive sales growth.

With the growing adoption of Bitcoin, Nokia has more significant opportunities to engage with customers and build lasting relationships with them.

Overall, Nokia has many benefits from adopting Bitcoin, and it represents an exciting opportunity for the company to grow and thrive in a rapidly changing global marketplace.

Adverse effects of Bitcoin on the Nokia market

Nokia was once the dominant player in the mobile phone market, but companies like Apple and Samsung have overtaken it. One of the reasons for Nokia’s decline is its failure to embrace new technology, such as smartphones and apps. Another reason is the rise of Bitcoin.

Bitcoin is a digital currency that can transfer funds quickly and securely between users. It is not controlled by any country or central bank, which can use it to avoid monetary regulations. It has made it a popular choice for criminals who use Bitcoin for money laundering and the purchase of illegal goods such as drugs and firearms.

It has caused concern among financial regulators, who fear that the use of Bitcoin could contribute to another financial crisis. As a result, they have called on governments to introduce limits on the amount of Bitcoin bought or sold. Still, these calls have been ignored due to opposition from business groups who argue that such measures would stifle innovation in the digital currency sector.

It is especially true of companies dealing with virtual currencies, as banks are unwilling to risk losing even more money in the event of a crash in the Bitcoin market.

It has caused problems for Nokia, which was one of the first companies to develop apps for use on smartphones and tablets. 

Conclusion

The effects of Bitcoin on Nokia are both significant and far-reaching. While it remains to be seen how these companies will adapt in the long term, it is inevitable that cryptocurrency is here to stay and is already having a significant impact on the business world. 

For better or worse, Bitcoin will continue to make waves in the months and years.

Cryptocurrency illustration by Heather Skovlund for 360 Magazine

Why is it not recommended to buy bitcoin with PayPal?

With time, people find a platform through which they can spend money. Many new bitcoin investing platforms are coming on the network, and it is becoming complicated for the novice to choose the right platform for investing in bitcoin. PayPal is also like an exchange such as Yuan Pay Group that provides only a payment transfer and receiving system, but now it has added some cryptocurrencies feature to buy from the same platform.

What is PayPal?

It is a payment exchange platform where you can send cash from your account to another PayPal account and receive money from your home country and foreign countries. PayPal was only the payment gateway, but the new feature of buying and selling cryptocurrencies in one platform increased the hope of this platform. So, in short, PayPal is a system of transferring national and international payments and provides the facility of selling and purchasing bitcoin and other cryptocurrencies.

Buying bitcoin through PayPal

It is straightforward to purchase or sell crypto coins with this payment gateway because the process is steady and precise. There is the following procedure for buying bitcoin in a simple way given below:-

  1. Go on the PayPal website or download the PayPal application to continue buying bitcoins.
  2. You must upload your identity documents to know about PayPal and stop the fraudulent activities.
  3. Now choose your currency according to your country, such as USD, INR, PKR, EURO etc.
  4. Enter your bank account number and verify it through a one-time password, and you can also add your bank debit or credit card for instant depositing and withdrawing from PayPal.
  5. When funds start appearing in your PayPal account, click on the UI search bar and search for Bitcoin. Then place your order by filling in the number of bitcoins, and after some time, your bitcoins will start appearing in your PayPal account.

Why should you not purchase bitcoin with this platform?

  1. Privacy Issues like Exchanges: When you go with a bitcoin exchange, they will ask for your identity since the government regulates bitcoin exchange. They have to give the data to the government according to the rules and regulations. Since PayPal is also a centralized system thus, this platform also collects users’ information, which means your privacy is not secure. But if you will go with a separate wallet (decentralized wallet), there is no privacy issue because the government does not regulate it.
  2. Exchanges Provide Better Interface: You know that thousands of bitcoin exchanges are made only for bitcoin and other cryptocurrency services. So they work only on one work such as buying and selling, trading and improving the user experience interface for smooth functioning. But PayPal becomes more complicated in one application because it provides a payment gateway in fiat currency and cryptocurrency. But people want simplification in purchasing, selling, sending, receiving or trading bitcoin.
  3. No holding of Cryptocurrencies: In actuality, the PayPal system does not have any proof of holding cryptocurrencies in users’ accounts, which means when PayPal users buy bitcoin, they are not buying bitcoin in their ownership. In simple words, PayPal bitcoin buyers buy bitcoin indirectly, but holding bitcoins is in PayPal owners’ accounts. Thus, you cannot send bitcoin to another exchange wallet or decentralized software wallet.
  4. No Private Keys: If there is no secret key to the bitcoin wallet, the owner or holder of bitcoin or other cryptocurrencies is the owner or founder of PayPal. Private keys recognize the absolute ownership of bitcoin crypto coins, but in this case, you do not have control over your cash.
  5. High Fees: PayPal charges higher maintenance or management cost for bitcoin holding, buying or selling than bitcoin exchanges. Bitcoin exchanges get made to serve cryptocurrency users to minimize their fees because they provide the same service in bulk to many bitcoin users.
  6. Less Selection: PayPal does not have enough cryptocurrencies to buy, which means it deals in limited cryptocurrencies such as Bitcoin, Ethereum, Litecoin etc., even though there are over thousands of cryptocurrencies available on the network. On the other hand, cryptocurrency exchanges especially come into existence to provide the trading features in the market in one application or platform.
Art by 360 Magazine for use by 360 Magazine

What is a Bitcoin ATM, and why is it not recommended? 

There are now multiple bitcoin ATMs worldwide, and new bitcoins are establishing rapidly because the number of cryptocurrency users is rising. Many people want to purchase bitcoins without digital fiat currency, but with physical cash, so they have to visit the bitcoin ATMs. In addition, some people like to sell cryptocurrency because they need immediate cash. When you sell bitcoins through the bitcoin ATM, you will get the cash amount as we withdraw in traditional ATMs by using our Debit or Credit card. That is why bitcoin ATMs exist worldwide to solve these types of bitcoin user problems.

What is a bitcoin ATM?

Bitcoin ATMs get invented to solve the problem of buying or selling bitcoin with domestic currency. Since web bitcoin exchanges like bitcoin-profit.com cannot provide these features, there is only one option: finding a bitcoin purchaser or seller in your local area who is willing to buy or sell for the physical domestic currency. So in simple words, Bitcoin Automated Teller Machine is a concept of Depositing domestic money and purchasing bitcoin with it and withdrawing cash by selling cryptocurrency. Thus there is no need for any bitcoin ATM card because it happens through your virtual bitcoin wallet.

Key Features of Bitcoin ATMs:

There are following key features of bitcoin wallets are given below:

  1. You do not need a physical bitcoin debit or credit card to buy or sell bitcoins because there is only a need for a virtual bitcoin wallet that you will use for the selling or buying.
  2. Bitcoin ATMs are available in urban states and cities because many people are aware of bitcoin technology and willing to buy through these platforms.
  3. You can use your domestic currency to place bitcoin orders and get fiat cash after selling through the bitcoin ATM.
  4. It provides a straightforward method for placing orders and selling, but the transactional charges are very high.

Why should you not purchase or sell bitcoin with this platform?

There are the following reasons that you should not use bitcoin ATMs for any transaction given below:

  1. Higher transactional fees: The charges for bitcoin transactions through the bitcoin ATMs are very high because they provide the feature of selling or placing orders with your home currency that no other software wallet offers. Half of the transactions go to the company that sets up the bitcoin ATMs in the city—the average bitcoin transaction charges between five to nine percent, which is very high. Hence, you can go with an exchange to buy bitcoin; otherwise, you will get charged higher fees that you cannot bear.
  2. Not available in all the locations: Many people from different areas do not know about bitcoin technology, and they do not show interest in buying or selling this cryptocurrency. The companies who set up the bitcoin ATMs first analyze the areas and bitcoin users, and after getting the report, they set up their system. If no people are interested, they do not install bitcoin ATMs. In urban cities and states, bitcoin ATMs are available in supermarket stores. A couple of people are newly introduced to bitcoin technology and want to spend it through bitcoin. Still, they do not get ATMs because there are only a couple of people, and the ATM installation company will not spend money for these couple of bitcoin users.
  3. Different features: There are multiple bitcoin ATMs in other supermarket stores with varying processing systems for purchasing and selling bitcoins. Some people who use one bitcoin ATM when going to another bitcoin ATM get confused because of the features. Some bitcoin ATMs do not provide a selling option, but others offer one.
  4. Technical Issues: Since the bitcoin ATM is also a machine, there are technical issues over the period, and sometimes transactions get cancelled. Since no third parties are working behind this network, and if you lose your bitcoin, it becomes impossible to get it back in your wallet, and you cannot contact the government to get back your bitcoins because they do not support bitcoin.
  5. No privacy: Because the bitcoin ATMs get installed by third parties, they keep track of your transactions, which means they can see how much you withdraw cash by selling and how much money you spend by buying bitcoin. Furthermore, they are obliged to give your record to the government when required, which means your transactions are not entirely private.
Meghan the Stallion via Berk Communications for use by 360 Magazine

Hot Girl Enterprise

Grammy Award-winning musician, philanthropist and entrepreneur Megan Thee Stallion and Cash App announced the launch of a limited-edition “Hot Girl Enterprise” Cash by Cash App apparel collection, which is currently available for purchase HERE.

Both Megan and Cash App partnered to co-design the collection, which includes a reversible bucket hat, a T-shirt and 1 bike short. All proceeds from Megan and Cash App’s collaboration on the clothing collection will go toward supporting charitable projects focused on education, housing and health and wellness in Megan’s hometown of Houston as well as across the globe.

“I’m really proud of this apparel collection with Cash App,” Megan said. “Not only did we create a fierce and stylish look for my Hotties, but we’re also giving back to communities in need in a meaningful way.”

The limited-edition collection comes after Megan and Cash App previously partnered to give away $1 million in stock to advocate the importance of financial literacy. As part of the announcement, she also released an investing tutorial on YouTube with Cash App called “Investing for Hotties,” where she educated viewers on various financial concepts, such as dollar-cost averaging and diversification.

About Megan Thee Stallion

Hailing from Houston, Megan Thee Stallion is a three-time, Grammy-winning recording artist, philanthropist, songwriter and ever-evolving cultural icon. From the release of her critically acclaimed and Gold-certified debut album, Good News, to earning two global record-breaking Billboard Hot 100 No. 1 hits with the “Savage (Remix)” featuring Beyoncé, and “WAP” with Cardi B, Megan has proven unstoppable.  Megan has been recognized for her musical achievements with three GRAMMY wins, including Best New Artist and nine BET Awards.

Megan was also honored as one of TIME’s 100 Most Influential People of 2020. In October 2020, following a powerful and politically charged performance on Saturday Night Live that demanded justice for Breonna Taylor, Megan published her monumental “Why I Speak Up For Black Women” op-ed and accompanying visual with The New York Times.

About Cash App

Cash App is the money app. It’s the easiest way to spend, send, store, and invest money. Sending and receiving money is free and fast, and most payments can be deposited directly to a bank account in just a few seconds. With Cash App, customers can also invest in their favorite companies with as little as $1, buy and sell Bitcoin instantly, get a paycheck deposited right to the app, create a unique $cashtag to share with anyone to get paid fast, and use the Cash Card to spend the money anywhere they’d like. Download Cash App for free HERE.

360 Magazine, Business

How To Take Control of your Finances

Debt has been a challenging subject that can be either easy or hard to explain. Debt is the amount of money that one party owes another party. Debt can be seen in multiple ways especially in this generation. To learn more about debt details look into this article. Not many of the Gen-Z fully understand how debt or banking works which lead to many being under a huge amount of loans after certain aspects of life. The main three types of debts that occur in this generation are credit cards, student loans, and mortgage loans.

There is a reason why those debts are listed in that order because they correlate to each part of life. Credits cards are great to learn from when you’re single and first tackling the real world. It’s the first type of debt you start with. Credit cards are very common and most people may find it odd if you don’t have at least one credit card to build your credit score in order to gain more loans. Multiple resources recommend each person to have at least two credit cards, but not more than three because that shows banks that your expenses are very spread out. Student loans are once you start or complete your college degree in order to have a higher-paying job. Student loans can be divided into two types, private loans or state financial aid. Private loans are with an organization that offers loans and state financial aid is money given by the state government to help. Then we start with a mortgage loan for your first house when you start your family. Mortgage loans are for big property purchases that the bank normally gives out and normally payment is for 15-30 years.

As controlling your financials can be hard, especially without guidance, here are some solutions to hold right at your fingertips: budgeting, finding outside sources for student loans, and joining debt consolidation.

There are multiple ways to budget in the modern world due to the amount of resources we have today. Most budgeting templates require you to list out your expenses and the total income you have to work with monthly. In order to reduce debt, it would be better to take out unnecessary expenses as getting nails done, going to the movie theater, eating out, or clothes shopping. These are expenses that you want but don’t need. “Need” expenses include water bills, electricity bills, health insurance, rent, gas, and many more. If you fully understand what you actually need to spend in order to survive, that’s a good start to paying those loans off. Now that doesn’t mean you have to fully give up everything, just give more room for more important things. From making a list to canceling things off the list, try to pay more toward your debts. Informative Youtube videos have detailed outlines on fiscal responsibility that cut out unnecessary expenses, and thus in return make ends meet for debts.

Student loans can be forgiven under certain states that have forgiveness for student loans that are through the state government. Certain colleges even have a forgiveness program based on your financial income. Budgeting would work as well or even automatic billing for student loans to make your expenses lined up.

The last solution is a debt consolidation service where an individual can seek aid in a trained professional that can provide all of the possible ways to get lower collected debt. Consolidation is where you can combine all of your loans for a single monthly payment rather than paying each loan individually. This service can help you have more control of your debts. Some other service is to have settled the loans with negotiations or in general get counseling on how to manage your money if it gets into a mess. Gen-Z can utilize not YouTube videos but debt consolidation experts virtually as a possible solution. Remote learning and banking can save you time and money.

Twitter’s Future with Bitcoin

By: Sean Fontno, Elle Grant × Vaughn Lowery

Jack Dorsey always had a niche for technology. Back in 2000, he thought to himself, “What if you could share your status with all your friends really easily, so they know what you’re doing?” 6 years later, Jack Dorsey posted the very first tweet: “just setting up my twitter,” and became the company’s chief executive officer. In 2010, Dorsey started investing in the social networking company Foursquare and launched “Square.” Square lets people receive credit card payments through a mobile phone or computer. With his knowledge of social media and Square, it doesn’t seem like much of a surprise for Dorsey wanting to bring Bitcoin and Twitter together, creating something that can quickly connect people and their money.

What is Bitcoin? It’s a currency created back in 2009 by an unknown person using the false name of Satoshi Nakamoto. Have you ever been to the arcade or to the casino and received tokens or chips? Similarly, you must exchange real currency for cryptocurrency. Cryptocurrency is a digital currency that’s just like the normal United States Dollar (USD) but is protected by cryptography, which makes it impossible for scammers to attack this form of currency. It allows you to make payments online and money is easily moved place to place, account to account, with no credit card fees. With cryptocurrency being decentralized, YOU own that money. 

Along a contributing factor to this evolution in currency technology are NFTs. NFTs (non-fungible tokens) are the tokens used to buy things in cryptocurrency. NFTs helps the owner, artist, etc, earn a percentage of all the sales. It protects the unique original work being sold because in this day in age, everything is being used for something and wouldn’t you want your rightly earned money for that? They create an immutable record, keeping note of every sale. It’s the new modern step to your work or business. All you need is a smart device and an internet connection, and with just those two things, Dorsey’s goal to reach a worldwide audience will definitely be achieved. Especially as there are already 192 million daily active users on Twitter. 

Jack Dorsey sees a new chance to bring cryptocurrency into Twitter in the modern moment. Dorsey, who has been supporting Bitcoin for years, even discussed with his investors about the next steps. He told them it would help the company keep up with new market strategies. He explains how the native currency can help them move products like Super Follows, Commerce, Subscriptions, and Tip Jar. Dorsey sees this as an opportunity to “…reach every single person on the planet,” instead of doing the regular market-to-market approaches. So, Dorsey’s goal to always stay connected with people continues to be in play.

Bringing Bitcoin to Twitter seems like it will give businesses from small to big an option to increase profits and reach more audiences. With Bitcoin, you can create your own fees, avoid fraud, and kiss “three business days” goodbye! Having these benefits accessible on Twitter could be the next step for the social media of the future.