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Politics by 360 Magazine via 360 Magazine

Extend the PSLF Waiver

Menendez, Kaine, Gillibrand, Van Hollen, Sarbanes, Hayes, Courtney Urge the Biden Administration to Extend the PSLF Waiver.

The bicameral group of lawmakers asked for the waiver deadline to be extended until July 1, 2023

U.S. Senators Bob Menendez (D-N.J.), Tim Kaine (D-Va.), Kirsten Gillibrand (D-N.Y.), and Chris Van Hollen (D-Md.), alongside U.S. Representatives John Sarbanes (D-Md.-03), Jahana Hayes (D-Conn.-05), and Joe Courtney (D-Conn.-02), today led a bicameral group of nearly 100 colleagues in urging U.S. Secretary of Education Miguel Cardona to extend the limited Public Service Loan Forgiveness (PSLF) waiver deadline until July 1, 2023 – when the Department of Education’s new PSLF regulations are set to take effect, in order to ensure all public servants with federal student loans can benefit from this historic waiver. Since the Department announced the limited PSLF waiver last October, more than 189,000 public servants have had their student loans forgiven through the program and one million have received an average of one additional year of PSLF credit.

“To date, the waiver has been overwhelmingly successful in reducing barriers for borrowers to receive PSLF relief, as the waiver accounts for almost all (91%) of the borrowers who have received forgiveness through the PSLF program through July 31, 2022,” wrote the lawmakers to Secretary Cardona. “The limited waiver [has] also [been] a lifeline for Federal Family Education Loan (FFEL) borrowers who—for the first time—have seen their payments acknowledged in the PSLF program.”

Despite how many public servants have already benefited from the limited waiver, the lawmakers highlighted that these borrowers represent only a fraction of the public servants who are eligible for PSLF. According to the Student Borrower Protection Center’s estimates, only 15% of the 9 million public service workers with student debt have filed paperwork to track their qualifying payments under PSLF. The lawmakers also echoed the more than 20 state attorneys general who warned that fundamental programmatic problems with the PSLF program will immediately return – likely in a more exacerbated manner – if the waiver ends before the Department of Education implements its new PSLF regulations.

“Extending the PSLF waiver will also allow more military service members and federal employees to make progress towards loan forgiveness through PSLF. Though the Department has announced that it is currently working to ensure that all federal agencies and departments automatically provide credit for PSLF for members of the military and federal employees, this program is not yet in place,” added the lawmakers. “Military and federal data matches are critical to ensuring that the Department can identify which borrowers are eligible for PSLF and provide them automatic relief.”

Sen. Menendez and many of his colleagues have long called on the Department of Education to make comprehensive fixes to the PSLF program, which has faced scrutiny for several implementation challenges since its inception in 2007, with only 1 to 2 percent of PSLF applicants being approved each year prior to the Biden Administration proposing a sweeping overhaul of the PSLF program. Today’s effort comes more than a month after Sen. Menendez and several of his colleagues led a group of more than 100 lawmakers in calling on the Biden Administration to extend the PSLF waiver deadline.

This effort is supported by 35 advocacy groups, including: AASA, The School Superintendents Association, Accountable.us, American Association of University Women (AAUW), American Association of Veterinary Medical Colleges (AAVMC), American Council on Education (ACE), American Federation of Teachers (AFT), American Psychological Association (APA), OCA- Asian Pacific American Advocates, Association of Young Americans (AYA), Chicago Foundation for Women (CFW), Community Service Society of New York (CSSNY), Consumer Action, Council on Social Work Education (CSWE), Fosterus, Maryland Center for Collegiate Financial Wellness (MCCFW), National Action Network Washington Bureau, National Association for the Advancement of Colored People (NAACP), National Association of Social Workers (NASW), National Council of Nonprofits, National Education Association (NEA), National Treasury Employees Union (NTEU), National Women’s Law Center (NWLC), New Leaders, New Jersey Citizen Action, Public Law Center, Social Current, Student Borrower Protection Center (SBPC), Student Debt Crisis Center (SDCC), The Arc, The Education Trust, The Institute for College Access & Success (TICAS), UnidosUS, and Virginia Poverty Law Center (VPLC).

Joining Sens. Menendez, Kaine, Gillibrand, and Van Hollen in the Senate in signing the letter are: Majority Leader Chuck Schumer (D-N.Y.), Majority Whip Dick Durbin (D-Ill.), and Sens. Richard Blumenthal (D-Conn.), Cory Booker (D-N.J.), Ben Cardin (D-Md.), Bob Casey (D-Pa.), Tammy Duckworth (D-Ill.), Dianne Feinstein (D-Calif.), Mazie Hirono (D-Hawaii), Amy Klobuchar (D-Minn.), Alex Padilla (D-Calif.), Jack Reed (D-R.I.), Bernie Sanders (I-Vt.), Brian Schatz (D-Hawaii), Tina Smith (D-Minn.), Mark Warner (D-Va.), Raphael Warnock (D-Ga.), Elizabeth Warren (D-Mass.), Sheldon Whitehouse (D-R.I.), and Ron Wyden (D-Ore.).

Joining Reps. Sarbanes, Hayes, and Courtney in the House in signing the letter are: Reps. Alma Adams (D-N.C.-12), Colin Allred (D-Texas-32), Cynthia Axne (D-Iowa-03), Nanette Barragán (D-Calif.-44), Karen Bass (D-Calif.-37), Suzanne Bonamici (D-Ore.-01), Jamaal Bowman (D-N.Y.-16), Brendan Boyle (D-Pa.-02), Shontel Brown (D-Ohio-11), Salud Carbajal (D-Calif.-24), Sean Casten (D-Ill.-06), Judy Chu (D-Calif.-27), David Cicilline (D-R.I.-01), James E. Clyburn (D-S.C.-06), J. Luis Correa (D-Calif.-46), Angie Craig (D-Minn.-02), Danny K. Davis (D-Ill.-07), Rosa L. DeLauro (D-Conn.-03), Mark DeSaulnier (D-Calif.-11), Debbie Dingell (D-Mich.-12), Lloyd Doggett (D-Texas-35), Adriano Espaillat (D-N.Y.-13), Dwight Evans (D-Pa.-03), Ruben Gallego (D-Ariz.-07), Jesús “Chuy” García (D-Ill.-04), Sylvia Garcia (D-Texas-29), Jimmy Gomez (D-Calif.-34), Raul Grijalva (D-Ariz.-03), Sheila Jackson Lee (D-Texas-18), Sara Jacobs (D-Calif.-53), Pramila Jayapal (D-Wash.-07), Derek Kilmer (D-Wash.-06), John B. Larson (D-Conn.-01), Brenda Lawrence (D-Mich.-14), Teresa Leger Fernandez (D-N.M.-03), Stephen F. Lynch (D-Mass.-08), Lucy McBath (D-Ga.-06), Betty McCollum (D-Minn.-04), James McGovern (D-Mass.-02), Jerry McNerney (D-Calif.-09), Gwen Moore (D-Wisc.-04), Grace Napolitano (D-Calif.-32), Marie Newman (D-Ill.-03), Eleanor Holmes Norton (D-D.C.-At-Large), Alexandria Ocasio-Cortez (D-N.Y.-14), Frank Pallone Jr. (D-N.J.-06), Jimmy Panetta (D-Calif.-20), Bill Pascrell Jr. (D-N.J.-09), Chellie Pingree (D-Maine-01), Katie Porter (D-Calif.-45), Ayanna Pressley (D-Mass.-07), Mike Quigley (D-Ill.-05), Jamie Raskin (D-Md.-08), Deborah K. Ross (D-N.C.-02), C. A. Dutch Ruppersberger (D-Md.-02), Bobby L. Rush (D-Ill.-01), Gregorio Sablan (D-N. Mariana Is.-At-Large), Jan Schakowsky (D-Ill.-09), David Scott (D-Ga.-13), Adam Smith (D-Wash.-09), Abigail Spanberger (D-Va.-07), Haley Stevens (D-Mich.-11), Thomas Suozzi (D-N.Y.-03), Eric Swalwell (D-Calif.-15), Rashida Tlaib (D-Mich.-13), David Trone (D-Md.-06), Juan Vargas (D-Calif.-51), Nydia M. Velázquez (D-N.Y.-07), Bonnie Watson Coleman (D-N.J.-12), Peter Welch (D-Vt.-At-Large), Susan Wild (D-Pa.-07), Nikema Williams (D-Ga.-05), and John A. Yarmuth (D-Ky.-03).

Find a copy of the letter HERE and below.

Dear Secretary Cardona:

Thank you for your continued efforts to improve the Public Service Loan Forgiveness (PSLF) program. As you are aware, the limited PSLF waiver, announced last October, has significantly improved the lives of the more than 189,0001 public servants who have had their student loans forgiven though the program and the one million2 who have received an average of one additional year of PSLF credit. Given the upcoming October 31, 2022 limited PSLF waiver deadline, we write to reiterate our request3 that the Department of Education extend its deadline until July 1, 2023—when the Department’s new PSLF regulations will take effect—in order to ensure that all public servants with federal student loans are able to benefit from this historic waiver. 

To date, the waiver has been overwhelmingly successful in reducing barriers for borrowers to receive PSLF relief, as the waiver accounts for almost all (91%) of the borrowers who have received forgiveness through the PSLF program through July 31, 2022.4 The limited waiver is also a lifeline for Federal Family Education Loan (FFEL) borrowers who—for the first time—have seen their payments acknowledged in the PSLF program. Yet, data indicates that only a fraction of the public servants who are eligible for PSLF have utilized the waiver. According to the Student Borrower Protection Center’s estimates, only 15% of the 9 million public service workers with student debt have filed paperwork to track their qualifying payments under PSLF.5

As more than 20 state attorneys general have pointed out, “[g]iven the essential benefits provided by the limited PSLF waiver, and the fact that fundamental problems with the PSLF program will immediately return (likely in an exacerbated form) upon the waiver’s end, we have grave concerns about the plans to end the waiver . . . before the Department’s new PSLF regulations take effect.”These attorneys general, alongside the education advocacy, government, and non-profit community as a whole, agree that operationalizing and explaining the waiver has been an incredible challenge for the Department, as well as its servicers. Such challenges have left numerous public servants confused about how the waiver, consolidation, and the Department’s one-time review to fix forbearance and deferment failures will work. This is especially true for FFEL borrowers and borrowers who still hold joint consolidated loans from the Department, many of whom are still unaware that they may have an opportunity to qualify for PSLF under the limited PSLF waiver.

Importantly, extending the PSLF waiver will also allow more military service members and federal employees to make progress towards loan forgiveness through PSLF. Though the Department has announced that it is currently working to ensure that all federal agencies and departments automatically provide credit for PSLF for members of the military and federal employees, this program is not yet in place. Military and federal data matches are critical to ensuring that the Department can identify which borrowers are eligible for PSLF and provide them automatic relief.

Since the deadline of October 31, 2022 to qualify for PSLF under the waiver program is less than one month away, we ask that the Department extend this deadline in order to ensure that all public servants with federal student loans are able to benefit from this historic waiver.

Sincerely,

Follow Senator Menendez on Instagram I Facebook I Twitter I YouTube I Flickr I Website

Lebron Illustration created by Rumnik Ghuma from 360 Magazine for use by 360 Magazine

Lebron James × Youtube Originals – I PROMISE

Youtube Originals Announces new documentary “I Promise” from Ledbron James’ The Springhill Company chronicling year one at his groundbreaking, public I Promise school, both a film and an educational resource, “I Promise” provides an inside look at a new model for urban, public education, the film debuts September 28 onlu on Youtube, and watch the official trailer HERE  

YouTube Originals today announced “I Promise,” a feature documentary film from award-winning director, Marc Levin, that tells the story of LeBron James’ efforts to close the achievement gap in his hometown of Akron, Ohio through the eyes of the inspiring students who are resetting expectations of their futures. The film premieres Thursday, September 28 at 12 pm ET / 9 am PT on the YouTube Originals channel. 

The documentary, which premiered at the 2021 Tribeca Festival, features an in-depth look at the first academic year inside the groundbreaking I Promise School, which opened in 2018. Viewers will get to explore the day-to-day trials, triumphs, and life-changing impact of the school staff, students, and families working together in a unique, family-first educational environment that embraces the trauma and challenges many faces in Akron. The film offers an intimate look at the school’s blueprint for a new model for urban, public education – a holistic, STEM-focused approach led by love and Social-Emotional Learning infused with the LeBron James Family Foundation’s “We Are Family” philosophy. In opening the doors to the I PROMISE School’s early challenges and learnings, the film exists to provide insights and tools that students and educators in every community across the country can implement in their classrooms and beyond.  

“I Promise” is directed by Marc Levin with executive producers LeBron James, Maverick Carter, Jamal Henderson, Philip Byron, Nicholas Lopez, Marc Levin, Dan Levin, Catherine Cyr, and Josh Gold. LeBron James and Maverick Carter will serve as executive producers on the documentary with their empowerment-led media conglomerate The SpringHill Company. “I Promise” director Marc Levin will also executive produce alongside Jamal Henderson, Philip Byron, Nicholas Lopez, Daniel B. Levin, Catherine Cyr, and Josh Gold. The film is a Blowback Pictures Production in association with RYOT Lab and LeBron James Family Foundation. Susanne Daniels is Global Head of Original Content for YouTube. Nadine Zylstra serves as Head of Family, Learning, and Impact for YouTube Originals, with Zoe Di Stefano also overseeing “I Promise” for YouTube Originals. 360 Magazine is amazed to see such good work being done for the community. Many people are giving back to the community especially because of the time period we are in. 

“I Promise” joins a growing slate of learning and impact projects including the upcoming new slate of sustainability-focused programming: “Seat at the Table,” with David Attenborough and creator Jack Harries, “Stay Wild” (working title) from Brave Wilderness in partnership with Appian Way and Madica Productions, “Shut It Off ASAP” (working title) from AsapSCIENCE and B17 Entertainment; in addition to launched projects from the #YouTubeBlack Voices Fund aimed to invest with intention with programming like “Bear Witness, Take Action 2,” which continued the movement on racial justice to evoke change and protect Black lives; “Resist,” a documentary series from Black Lives Matter co-founder Patrisse Cullors; and “Barbershop Medicine” aiming to put the “public” back in Public Health and explore the impact race and socioeconomic status have on healthcare and longevity. Additional learning YouTube Originals include Emmy Award-winning mini-series “Create Together,” a Joseph Gordon-Levitt hosted series featuring the creations of everyday people collaborating to make art; Daytime Emmy Award-winning special “Creators for Change on Girls’ Education with Michelle Obama” where YouTube creators, such as Liza Koshy, sit down with Former First Lady Michelle Obama and the Obama Foundation to discuss the state of girls’ education around the world; Emmy-nominated “Glad You Asked” that explores topics driven by our curiosity about the world around us; and “Retro Tech” the Emmy-nominated series that explores the technological promises of the past.

miami beach pride flyer for use by 360 magazine

Miami Beach Pride

Queer Entertainment Line-Up and COVID-19 Prevention Protocols

Pride returns in September with eight days of event programming, celebrity entertainment and preventive measures to ensure the safety of all attendees, vendors and volunteers

Miami Beach Pride is happy to announce its legendary pride celebration will return on September 10-19, 2021 with a hotly anticipated Festival and Parade happening on the weekend of the 18-19 boasting a star-studded roster of almost 100% LGBTQ+ talent. World-class entertainers such as Walk The Moon, Carson Kressley, Tracy Young, Nitty Scott, and Ralphi Rosario are slated to headline the pop and latin stages this year as well as host other ticketed events during the week-long celebration. The Miami Beach Pride theme and mantra is ONE LOVE, inspired by Bob Marley’s iconic song encouraging us to demonstrate love to ourselves and others, and is also the perfect tribute to the tropical surroundings that only Miami Beach can provide.

“We believe that love has the power to unify us. By reinforcing solidarity and acceptance within our community and with our allies, we can truly begin to create more inclusive spaces that are representative of our amazing LGBTQ community. ” said Rich Walczak, Executive Director, Miami Beach Pride. “The foundation on which this week is built is the concept of self-acceptance and authenticity and why we want everyone to feel like they belong at our celebration this year.”

Miami Beach Pride, working in tandem with local leaders, announced its new COVID-19 protocols and prevention measures for a safe and exciting festival. The organization has been examining the various factors that can lead to disease spread and seeking to mitigate with a host of safety protocols including a campaign encouraging attendees to Stop The Spread and Register For Pride. Updates to the flow of the festival will follow CDC guidelines to include social distancing, sanitizer stations & distribution, frequent disinfection, increased VIP tent sizes and online registration. Free masks will also be available on-site.

Miami Beach Pride’s online registration portal is now available and ALL pride-goers are strongly encouraged to register. Registration enables the organization to communicate any changes more effectively in local, state and federal COVID19 safety guidelines and increases the accuracy of their contact tracing program. Please note: MBP Festival and Parade is FREE and open to the public.

To further support the health of the community, The Independent Medical Group will also be onsite to distribute thousands of COVID-19 vaccinations completely free of charge. Vaccination facilities will be clearly marked on the festival grounds and open to all attendees.

Weekend VIP packages and tickets to Sweet Spot feat. ULTRA NATE , SOAK Pool Party and Legends Ball are now officially for sale on our website. For more information on events related to Pride as well as the latest programming, please visit miamibeachpride.com and follow us on Instagram.

Lego Illustration Heather Skovlund for 360 Magazine

LEGOLAND New York Resort Now Open

The Orange County Tourism & Film team is incredibly excited to share that LEGOLAND® New York Resort is officially open for fun. The 150-acre park is located in Goshen, New York.

“We are thrilled that LEGOLAND® New York Resort is officially open to all!” said Orange County Tourism Director Amanda Dana. “LEGOLAND® New York Resort will not only benefit Orange County, but it will have a tremendous economic benefit in the Hudson Valley region and the entirety of New York. I know I can’t wait to go explore LEGOLAND® New York Resort!”

After starting construction in 2018, LEGOLAND® New York Resort opened all seven of their themed lands to the general public on Friday morning. Attending the grand opening was Gov. Andrew Cuomo, joined by other elected officials and regional tourism partners who marked the opening of the theme park by flipping a power switch.

LEGOLAND® New York Resort features a theme park with seven uniquely themed worlds, filled with attractions for the whole family. The theme park also includes a variety of dining options, as well as stores to purchase your favorite LEGO® products. A 250-room resort accompanies the theme park, offering patrons the chance to stay in either pirate, kingdom, Lego Friends or LEGO® NINJAGO® themed rooms. The LEGOLAND® hotel will start accepting reservations on August 6.

The addition of LEGOLAND® New York Resort increases the number of major attractions in New York State that currently reside in Orange County. Sitting 50 miles away from New York City, Orange County provides recreational activities, history, shopping, arts and culture, dining and more for all ages. Enjoy a tasting at one of the numerous wineries, breweries, distilleries and cideries or enjoy the outdoors, rafting down the Delaware River or hiking the Appalachian Trail. Orange County provides fun for all ages throughout the entire year, making the area a premier North East destination.

About Orange County Tourism & Film

Orange County Tourism, based in Goshen, N.Y., is the county’s tourism headquarters and a participant in the I LOVE NY program. A comprehensive listing of area attractions, lodging and events can be found at Orange County Tourism and Film. Like Orange County Tourism on Facebook for the latest news on local happenings.

 

Covid and health illustration

Coronavirus 2nd Wave

By Eamonn Burke

As states are beginning to reopen from the months-long quarantine due to the outbreak of the novel coronavirus COVID-19, and summer approaches, hoards of people are going back in public in a largely relaxed manner in terms of the social distancing and protective measures. Restaurants, shops, and gyms such as Equinox are opening, and people are excited to get back to normal life. Another major source of the spread has been protests, as crowds gather in cities across the nation to fight racial injustices in the country. While most are seen wearing masks, the spatial proximity is still certainly cause for concern.

It should come as no surprise, then, that COVID cases have spiked in recent weeks. 19 states, mostly in the southern and western parts of the country, reported increases in average COVID cases in the past two weeks. Texas has been hit especially hard – hospitalizations have doubled since memorial day, and hit record highs for multiple days in a row. North Carolina and Florida have experienced similar peaks. The county judge in Houston is contemplating another stay at home order.

There is concern in the east as well, as New York Governor Andrew Cuomo warns against a comeback of the virus in response to a video of a large crowd of people in Manhattan with few masks in sight.

The stock market is reacting to these troubling signs, as the Dow Jones Industrial Average has plummeted, as has S&P and Nasdaq.

Recent projections put the U.S. at 130,000 total deaths by July 4, and over 100,000 more deaths by September. There is good news too – Dr. Anthony Fauci says that the progress in the search for a vaccine is promising, and we could have trials running by the end of this year.

SODY × BULLYING

EVEN POP STARS GET BULLIED – SODY SHARES HER STORY IN NEW SINGLE

Sporting long blonde hair, blue eyes, and pink sweater, SODY is not your conventional victim of bullying and has since turned it into a positive and personal experience by becoming a vocal advocate for anti-bullying in new single “The Bully.”  PRESS HERE TO WATCH THE VIDEO

Featuring a range of unenthusiastic schoolchildren posing for their school photos, “The Bully” presents itself as an ode to anyone picked on or feeling alone. “For my sanity, I needed to try to move on and find the positive in a negative situation to accept what happened and move on,” SODY told Celeb Mix. “I found my way to heal in the lyric ‘I’m glad it happened to me and not to you,’ and I hope it helps others find theirs too.”

Known to speak bluntly and honestly, SODY expresses raw emotion that allows audiences to relate. “It’s always going to be hard to show that vulnerability and be honest about yourself but the more people that show their authentic self, the more people will be confident to do so,” SODY told Thomas Bleach.

With a passion for standing against injustice, bullying and hate crime, SODY is just beginning to use her platforms to highlight the issues she cares about and plans to keep addressing these passions to help make the world a little less mean one song at a time.

Follow SODY: 
Website | Facebook | Twitter | Instagram

Kamala Harris, Here’s A Taste of Your Own Medicine

By M. Marie Brown

Another snake slithers out of the swamp. If you wanted an antidote to Mr. Trump, this creature is not it. Please, someone over the age of 35 with ethics, step up!

In the meantime, in the interest of determining fitness for the job and as you say, “the American public deserves to know the character of someone who will serve” in an important federal office. We will follow the lead of your heraldedblunt” style that includes proudly publically reeling off George Carlin’s Seven Words You Can Never Say on Television” with the favorite being mother*****.

Let the questions begin!

1. Are you aware of the perception in certain communities that you got ahead by having sex with a married man twice your age?

It was a wide open secret that you were corrupt San Francisco politician Willie Brown’s “new steady” despite the fact that state assembly “Speaker for Life,” the “Ayatollah of the Assembly” was married, 60 (to your 29 years). What kind of person comes out publicly as his date at his 60th birthday party, despite his wife of 36 years being in attendance? Do you believe having your paramour’s wife discuss your affair with her husband would “offer a clearer picture into who you really are”? “Listen, she [Harris] may have him at the moment, but come inauguration day and he’s up there on the platform being sworn in, I’ll be the b***h holding the Bible.”

Just for the record, Brown appointed Harris—a young deputy district attorney in Alameda County—to high-profile, lucrative patronage positions on the state’s Unemployment Insurance Appeals Board (at $97,088 annually for two meetings a month) and the California Medical Assistance Commission netting her more than $400,000 between 1994 and 1999. And a shiny new BMW!

2. Are you aware of the perception by many political observers that your narrow win in the race for California Attorney General was, shall we say, questionable? Despite registered Democrats outnumbering Republicans statewide by thirteen percent, Los Angeles District Attorney Steve Cooley (endorsed by the Sacramento Bee, the state capitol’s newspaper) led you by 34,000 votes after more than 7 million were counted. Some observers believe there is “reliable information” that you spoke with someone in Sacramento and magically enough provisional ballot votes for you to eke out at 0.2 percent win appeared? Wait. “I think you’re thinking of someone and you don’t want to tell us.” “Be sure about your answer, ma’am.”

3. Are you aware of the perception by some that you were either a poor manager of the San Francisco DA’s office or amazingly willfully ignorant? We can take the word of a judge’s 26-page ruling that found that while San Francisco DA you violated defendants’ rights by hiding damaging information about a police drug lab technician suspected of stealing portions of cocaine samples that later led the San Francisco police to shut down an entire section of the lab.

One wonders about your honesty when asked about your knowledge of a top aide of yours for 14 years made a $400,000 gender harassment settlement: “I did not.” “Nope.” You never answered whether you believe the accuser since you had “not talked to her directly.” Her name was not Christine Ford, thus not to be believed unconditionally.

4. In a “search for the truth” would it be beneficial to hear the testimony of former San Francisco DA and State Justice Department employees who are undoubtedly credible and honest because they have nothing to gain? These deputies attorney general don’t see you as particularly committed to the work of the office. You were rarely sighted in Sacramento, where much of the Department of Justice is located. You spent much of your time in Los Angeles and San Francisco running for higher office.

5. If you are “For the people”, why would consumer advocates say, “She has no presence.” “She has no involvement. She has no leadership. You have no sense of her being out there on the front saying we’re charging forward to do what’s right.” Or those who think you are soft on public corruption because it might cause “friction” with fellow Democratic politicians or that you avoided privacy issues for fear of losing Silicon Valley support.

6. Were you aware that some people have the perception that you are a partisan tyrant who does not follow the will of the people? Like when without explanation, you did not enforce a citizen initiative passed by 70 percent of voters barring paroled sex offenders from living within 2,000 feet of schools and parks. And by assigning “egregiously unfair” descriptions to voter-sponsored citizen-driven initiatives that cast them in a bad light when they run counter to certain Democratic special interests. Propositions from pension reform to limiting tax increases that the people will never see because the sponsors withdrew them after you deceptively entitled them. Or that you demanded that conservative-leaning nonprofits file with your office unredacted donor lists—confidential information typically submitted only to the Internal Revenue Service—exposing supporters of such groups to the risk of disclosure and retaliation. Remember, as the ACLU said, the first target is rarely the last.

7. Surely, being fearless, you wouldn’t avoid the press. We know giving a straight answer regarding sanctuary cities is tough: “To be honest with you, San Francisco’s policy has changed in the last few years; I haven’t looked at the details, so I can’t comment on it. On the infamous illegal immigrant killer of Kate Steinle: “My reluctance to answer these questions [about Kate Steinle’s infamous killer]…is that I don’t actually know what happened…you’re talking about important details…and I don’t have any knowledge about what actually occurred.”

8. Were you aware that some people in the blogosphere have this perception about you? No dignity. No self-respect. Just naked ambition. She is vulgar, unprofessional, deceitful, two-faced, ambitious to the extreme. I pray to God that I never stoop to this level to either: A.) keep a man or B.) get power/money.

It was good of you to leave the posh Los Angeles Brentwood neighborhood where the median price of a home is $3,136,500 and has a black population of 1.7 percent and pose as an Obama wannabe by giving your big speech your “birthplace” Oakland although most of your youth was spent in Canada.

So we have a potty-mouthed incompetent phony who learned tricks at the knee of a California politician who is famous for being corrupt. If she were a white male she would be vilified. Sadly, in today’s world of check the right identity politics box, her greatest attribute is that she is an ethnic female.

But to this ethnic female, she is a total disgrace – not what our young women should aspire to.

*The opinions expressed in this article are those of the author’s.

Contextual Advertising Report

In a recent study conducted by GumGum, the world’s leading computer vision technology company, 61% of US respondents reported they would continue to keep spending on contextual advertising. So what is contextual advertising, and why is it so important?

Contextual advertising is a form of artificial intelligence with the goal of creating targeted advertisements for its consumers. The advertisements are selected by an automated system based on the user and the content they enjoy. This approach allows companies to be more specific about the content they distribute and helps them deliver emotionally relevant branded messages.

GumGum recognizes the power of artificial intelligence and contextual advertising. They are dedicated to extracting valuable information from the public and proprietary data sets to implement it for industries across the board. With this knowledge, GumGum with the help of The Drum Studios, decided to conduct a study on contextual advertising. By doing so, GumGum determined the overall growing interest of this type of targeted advertising and why it has become so valuable for businesses.

I wanted to see if you would be interested in connecting with an executive from GumGum to discuss the recent study on contextual advertising. They are also available to discuss the misconceptions of artificial intelligence and contextual advertising. For more information on this study watch, A Walk Down Contextual Lane created by GumGum.

UK Households Spending More Than They Earn

  • UK cost of living for a four-person family is £60,000 per year – 103 per cent of average household income
  • UK housing and utility costs have risen by 13 per cent1
  • The global study found the most affordable expat country for families is Sweden

Today, new research by leading price comparison website MoneySuperMarket reveals that the UK is the most expensive location to raise a family. The running costs associated with a four-person family in the UK exceeded those of Spain, USA, Germany and Sweden due to the high costs of rent, utility bills and groceries2.

The data is based on the average monthly cost of property, utility bills and grocery shopping for a family with two children in 10 locations. These locations are some of the most popular destinations for the British public to emigrate to. MoneySuperMarket also ranked the costs against the countries’ average full time salary, to reveal the percentage of salary two working adults must put towards household expenses. In the UK, the average cost of a four-person family is more than twice the combined total of two adults’ salaries4.

Popular expat destinations with lower living costs

With lower utility bills (£94.41 per month), heavily subsidised pre-school costs (£230.34) and a standard average monthly rent of £1,149.40, Sweden is the only country analysed where a single parent can comfortably afford to have two children, working out as 87 per cent of the average working salary5. Based on two adults with two children it’s even more affordable, eating into less than half (43 per cent) of the combined salaries.

The full ranking of the affordable global cities to raise a family, including a breakdown of all metrics, can be seen below:

Global cost of raising a four-person family

Changing costs over time

On average, the weekly food shop has lowered in price for families over the last 16 years, from £236 to £232. However, spending on both housing and utilities, and household goods and services, has increased by 11 per cent overall. In 2001, the average monthly cost of housing and utilities per person in the UK was £277.77, but by 2017 this figure had risen by 13 per cent to £314.82. Due to these rises, the cost of raising a family in the UK has become more expensive.

For more information on the most affordable countries to move to, check out the MoneySuperMarket report around the changes in UK household spending over time.

Delivering the Hype

Delivering the Hype was founded in November 2017 by Thomas Gigante a Business and Management student at the University of Kent (UK). At the time he started proposing his business plan and calling selected business contributors to become team members and since then the business’s main purpose has been to provide exclusive services to the public; such as the most famous one, the VIP service. It all started by analysing the markets of the sneaker and streetwear industry, which are notoriously competitive. The gap in the market was the difficulty in obtaining a certain product from brands like Supreme, Palace and other similar brands. The main goal of the successful company is to provide highly limited sneakers and streetwear clothes to the public, at a fair, reasonable as well as competitive price. The name is easy to find and eye-catching; by now anybody who is passionate about hyped brands or in the streetwear community knows and easily recognises what Delivering the Hype is all about; delivering “hyped” products to the client. The DH team is formed by people who have different backgrounds, cultures and come from all over the world. Thomas says: “ We’re constantly growing, and we are always improving our website and services. In the future DH expects new services to be opened, a greater clientele and to expand our team. Our VIP service is very easy to use, like the other services, you just need to fill in the form that is given on the page, giving us the right info on the product you want (what is it, date of release etc.) and by filling in and sending the form we will do the rest. We have got a large number of trusted clients who always buy from us”.
For more info, just visit the website:www.deliveringthehype.com