Posts tagged with "benefits"

Fifteen Tips for an Effective Job Search

Job searching isn’t easy, but it doesn’t have to feel overwhelming, either. There are many factors to consider when you’re looking for your next position, but you can break them down into three basic stages: assess, research, and apply.

By working through these stages, you can significantly decrease stress and find your next job quickly. Let’s get started!

Stage 1: Assess

Before you update your LinkedIn account or start searching job boards, begin by deciding what qualities you’re looking for in a job.

Get out a journal and your colored pens, and work through the following brainstorming questions to set a solid foundation for yourself. You’ll use these notes to filter possible jobs later on in the research stage.

  1. Check Your Hours

Job hours vary widely. Consider the difference between a regular 9-to-5 and a job waiting tables or working retail. Ask yourself the following questions to decide what kind of job would work best for you:

  • How many hours a week do you want to work? Remember to consider other responsibilities, and don’t overload yourself if you can help it.
  • What kind of job hours have you worked before, and what did you like/dislike about them?
  • Do you prefer a regular, dependable schedule or schedules that vary week to week? 
  • Are you okay with overtime?
  1. Consider Pay

Next, think about compensation. Don’t shortchange yourself, but do be realistic about what companies offer, especially if this is your first job. To get a better sense of your paycheck goals, ask yourself these questions:

  • What are my living expenses month-to-month?
  • What are my savings goals?
  • What percentage of my paycheck will go to taxes (local, state, and federal)?
  • Do I have a buffer in case of emergencies?

While you’re thinking about pay, also consider company benefits:

  • Do you want a pension, 401(k), or a company savings plan?
  • What kind of health care package do you need?
  • How many days of paid time off would you like?
  1. Integrate Personal Goals

Think about how you’d like your job to connect with the rest of your life. Do you have personal goals that you can combine with work?

  • Do you want the option of a raise in the near future?
  • Do you want to go back to school eventually?
  • What personal growth goals do you have for yourself?
  • What positive benefits do you hope to receive from your job, other than financial pay?
  1. Determine Your Working Style

Learning about yourself and how you work best is a life-long process. Start with what you already know and consider what kind of job environment would best suit you. Below are some questions to help you get started:

  • What are your strengths and weaknesses?
  • Do you enjoy working with others or by yourself?
  • Do you operate better in quiet or crowded settings?
  • How much oversight do you need to feel motivated?
  • How do you communicate with others best?
  1. Decide on Location

Location is another essential factor to consider during the assessment stage. Many people move when they get a new job. However, in the last few years, remote work options have increased. Answer these questions next:

  • Does working remotely sound amazing to you?
  • Are you excited to work in an office?
  • Would you be willing to move for a job?
  • If so, where would you be excited to move?

Stage 2: Research

Great work! Now that you’ve considered your side of the working relationship, it’s time to look at your potential employers. Take a break, grab a coffee, and get started!

  1. Keep a Record

Before you start searching, make a spreadsheet to keep track of what you find. Add categories for company names, job roles, pay, benefits, hours, notes, and your current application status. 

Filling out this spreadsheet as you go will save you a lot of time and confusion later.

  1. Search Job Boards

Now that your spreadsheet is all set up, you’re ready to start searching! Here’s where your notes from earlier come in handy. Use the filters offered on the job sites below to streamline your searches based on personal preferences. This list of job sites is by no means exhaustive, but it’s an excellent place to start:

  • Indeed
  • SimplyHired
  • Handshake
  • LinkedIn
  • Monster Jobs
  • Glassdoor
  • Hired
  1. Talk to People

Don’t conduct all of your research over a computer screen. Talk to people you know and let them know you’re job searching. Many work opportunities come through word of mouth. Consider taking these additional steps to round out your research:

  • Message an employee over LinkedIn and ask for a phone call.
  • Schedule an in-person peer interview.
  • Talk to people you know who work for the company or work similar jobs.
  • Go to networking events and career fairs.

One thing that sometimes goes unsaid is to ask for help if your mental health is affecting your search. Finding gainful employment is essential, but it shouldn’t come at the cost of your well-being.

  1. Dig Deeper

To get a better picture of the companies you’re considering, check their websites. Google them and read employee reviews on sites like Glassdoor. Just remember that for every angry review you read, there may be 10 happy employees.

Stage 3: Apply

Now that your research is complete, you should have new connections and a spreadsheet filled with multiple job opportunities. Time for stage three: applying. Here’s how to move through the application process and get hired.

  1. Update Your LinkedIn Account

Four people are hired every minute through LinkedIn. Updating your LinkedIn profile makes it easy for recruiters to find you and gives them easy access to more information about you. Get professional headshots and update your LinkedIn profile before you start sending out applications.

  1. Revamp Your Resume

If you are applying to high-competition positions with many applicants, your resume may be read by a machine rather than a person. So, while it may be tempting to make your resume look stylish and artsy, it’s better for you to make it scannable. Use clear sections, a simple font, and dark headlines.

Avoid images and incorporate your LinkedIn account into your contact information instead. Tailor each resume you send out to fit the company role you hope to fill.

  1. Write Cover Letters

Personalize your application further by also including a cover letter. There you can share what you can bring to each company and why you’re excited to work with them.

Make it clear that you’ve researched their company and that you align with their values. Be clear and personable, and end with a thank you.

  1. Apply In-Person

If you can, deliver your resume and cover letter in-person. Making personal contact with your future employer makes it far more likely that they’ll hire you.

Hiring is a time-consuming and challenging process – it’s not fun for companies, either! Give relief to the hiring manager by making yourself an easy choice for the position.

  1. Pass the Interview

Interviews don’t have to be stressful. Remember: an interview is your chance to get to know a company just as much as it’s their chance to talk to you. Ask questions, listen, and be genuine.

Working with a company is a partnership, and an interview helps both parties know if it will be a long-lasting and successful one. Do your research and connect genuinely with your interviewers.

  1. Follow Up

After applications and interviews, send follow-up emails. This extra bit of human contact shows companies you care and reminds them of your name. You know that you’d be a fantastic employee – show them that by using your excellent people skills.

Be creative and take every opportunity to show companies that you’re personable, motivated, and genuine. Hopefully, you’ll hear back from several potential employers soon.

Congratulations!

At this point, you’ve done everything you can. Take a breather, and rest. Remember that it can take a long time for hiring agents to get back to you, so be patient.

It’s a good idea to repeat the cycle of assessing, researching, and applying at least once while you wait for responses. More experience with the process may have changed your priorities or opened up new questions. Don’t be afraid to branch out and try something you didn’t initially think would work for you.

Happy job searching!

Rita Azar, 360 MAGAZINE, travel, illustration

Medjet COVID-19 Air Medical Transport Benefits

Medjet, the industry leading air medical transport and travel security membership program, announced today that it has expanded its transport benefits for COVID-19. Effective today, Medjet members who fall ill from COVID-19, and become hospitalized while traveling globally, may now be transported to a home hospital of their choice. In October of 2020, Medjet was the first program of its kind to add COVID-19 transport benefits, but previously had limited transport services to travel within the US, Canada, Mexico, Central America and the Caribbean.

“As more and more countries in Europe, Asia, Africa and South America have opened their borders to travelers, we have increased our COVID-19 transport capabilities. Our members’ safety is always our top priority, and we continually evolve our services based on member needs,” said Mike Hallman, CEO of Medjet.

The expansion of global benefits will not increase Medjet membership prices, and benefits are applicable to both existing and new MedjetAssist and MedjetHorizon memberships as of July 12, 2021.

“While COVID is still a top concern for travelers, our own internal polling (in May) also showed that members were still very concerned with all the other accidents and illnesses that kept us busy pre-COVID. I think there’s now a heightened awareness of vulnerability, overall, while away from home. We hope that being able to get members back from more destinations, even for COVID, gives them the confidence to enjoy traveling again,” said Hallman.

Despite the increased cost of providing transport for a COVID-19 positive member, Medjet will continue to absorb 100% of all costs associated with the transport, and maintain its “no cost caps on transports” policy. A regular air ambulance transport can cost up to $30,000 domestically, and up to $180,000 internationally. Medjet memberships start at $99.

Updates and restrictions surrounding COVID-19 transport benefits can be found here. Full Medjet rules and regulations can be found here.

ABOUT MEDJET

Medjet was the first company in the U.S. to implement the air-medical transport membership concept. Since 1991, Medjet has forged a global network of air medical transport and security response providers to meet traveler health and safety needs. At any given time, Medjet has access to hundreds of air ambulances, commercial medical escorts, and highly trained security and crisis response personnel, ready to launch from both domestic and international locations. The company most notably differentiates from other players in the market through its commitment to arrange air medical transfer, regardless of medical necessity, to the member’s hospital of choice in their home country. It is the preferred program for virtually every major luxury travel consortia (Virtuoso, Signature, Westa), and thousands of organizations including AARP, Morgan Stanley, and the NFL.

Medjet memberships are available to residents of the U.S., Canada and Mexico, and protect members while traveling 150 miles or more from their primary residence (domestic and international travel benefits).

illustration by Kaelen Felix for use by 360 Magazine

Benefits of Buying Tailbone Cushion Seat for Your Daily Use

Research shows that many people spend several hours sited. And so, are you among these individuals? Sitting for long periods can hurt you, including tiredness, severe back pain, or lower back pain. To avoid such complications, you should ensure you have an ergonomic seat. One way of having such a seat is by adding a cushion to it. These are the benefits of these cushions.

Helps with Better Digestion

Sitting in some office chairs compresses your abdomen and pelvis. When these areas experience compression, you may suffer digestion problems. This compression can further cause constipation or heartburn. You may develop other severe conditions such as irritable bowel syndrome, whose symptoms include abdominal cramps, bloating to mention but a few.

After eating some heavy meal, you should not compress your digestive system by using an office cushion.

Better Concentration at Work

An office cushion gives you better blood circulation and posture. You will be more comfortable and concentrate better at your workplace. The buffer protects you from back pain that hinders your productivity.

Better Productivity

Comfortable employees are more focused and hence productive. The company will also have fewer workers going for sick leave due to back pains. Employees with good health translate to better business performance. The business will also not suffer lawsuits from staff demanding work-related compensation after they suffer injuries.

Available Variety

Do you have a specific office décor theme that you want to maintain? Worry not, for you will find a variety of office cushions that suits you. There are several designs you can select, such as jacquard, plain, or dobby cushions.

You have the option of choosing a gel one, a memorable one, or a mixed one. The gel one transfers heat better while the other lasts longer.

Affordability

Some people avoided seat cushions in the past because of their costs. However, that’s a thing in the past. Currently, the cushions are affordable, and you cannot miss one within your budget from a site like amazon.com/Seat-Cushion-Office-Chair-Desk/dp/B01EBDV9BU/.

More Comfort

Sitting exposes your tailbone to pressure. A good cushion relieves this pressure allowing you to sit longer without experiencing pain. When you are comfortable, you sit upright, thereby maintaining a good posture which translates to better health.

Versatility

Seat cushions are not only applicable at the office. However, you can use them anywhere. You can add cushions to your car seat to improve comfort. If you also love traveling, you can carry one to make your journey more comfortable and enjoyable.

Better Circulation

Sitting for extended periods strains your circulatory system. The blood that’s supposed to flow to your back and legs may also fail to reach such places. Therefore, what happens to your body?

The tissues and muscles located on your back and legs will not have sufficient oxygen, thereby slowing your metabolism. So, you will feel sluggish and regularly tired. You can avoid these by buying a tailbone cushion that improves blood flow to your legs, pelvis, and back.

A tailbone cushion has several benefits. By using it, you will streamline your spine, thereby avoiding many complications because of insufficient blood circulation and digestive problems as you enjoy maximum comfort. Today, you can buy them from platforms like amazon.com/Seat-Cushion-Office-Chair-Desk/dp/B01EBDV9BU/ since they are flexible enough that you can use them in other places, including when driving.

Geneva Supply illustration by Heather Skovlund for 360 Magazine

Geneva Supply Increases Minimum Wage

Geneva Supply Increases Minimum Wage to $15 for Hourly Employees

Co-Founders Jeff Peterson and Mark Becker lead efforts to boost worker wages in Wisconsin, South Carolina, and Arizona and offer new day-of-hire benefits.

Geneva Supply Co-Founders Jeff Peterson and Mark Becker, along with the company’s human resource team, Mariann Hunter and Emma Hobday, have announced a pay adjustment and wage increase to $15.00 per hour for all full-time hourly employees. The increase became effective on April 5, 2021. 

  • In addition, employees are now eligible for medical, dental, and vision benefits on the day of hire. 
  • Workers also can choose to be vested in the company retirement plan as soon as they have started their employment with Geneva Supply. 

The moves have impacted workers operating from five U.S. cities across three states, including employees at Geneva Supply’s corporate headquarters in Delavan (Wisconsin) and business locations in Wilmot (Wisconsin), Menomonee Falls (Wisconsin), Charleston (South Carolina), and Phoenix (Arizona).

“This has been an ongoing matter of great importance to us, and the employee feedback and support for these positive changes continues to enliven us,” said Jeff Peterson, CEO of Geneva Supply. “As we move ahead, we will keep focused on our workers and acknowledge the significance of what this increase means to each of them – their families – and the communities they live in.”

Wisconsin and South Carolina’s minimum wage is currently set at $7.25, the same level as the federal minimum wage. Arizona’s state minimum wage rate bumped to $12.15 per hour in early 2021. Although this is a considerable recalculation for Geneva Supply, it is one which Jeff and Mark feel is essential when offering competitive wages to current workers and for attracting potential employees. 

“As Geneva Supply continues to grow, we have made it a priority to invest in our people. Adjusting our full-time minimum wage to $15.00 per hour contributes to the people-first momentum our incredibly hard-working employees support each day. This adjustment is necessary, and we have no doubt it will open more doors for our workers and company in the future,” said Mark Becker, COO of Geneva Supply.

Part of Jeff and Mark’s mission has always included focusing on company culture and employee retention. By raising the minimum wage for all full-time hourly employees, the Small Business Administration award-winning entrepreneurs and leadership team are confident Geneva Supply is taking another step in the right direction.

“Raising our wages is also a smart business move. We know that paying people fairly leads to greater employee retention, which reduces the cost of hiring and training new people to replace employees who leave,” said Mariann Hunter, Human Resource Manager of Geneva Supply. “More important though, we value the people that choose to work here and hope that by increasing the hourly wage, they see and feel that.”

For more information, visit Geneva Supply or for available career opportunities, head to Geneva Supply Careers.

Body ache illustration by Heather Skovlund for 360 Magazine

Best CBD Cream for Pain

Best CBD Cream for Pain: Top Brands In 2021

In the past years, CBD has been getting much recognition. For now, it’s what many of us call a natural remedy for various health issues. And so, to speak, scientists are trying to find out how CBD works. We can now call it a miracle as it found to help alleviate cancer symptoms, reduce stress sleep disorders, and pain.

There are dozens of pain alleviation agents in the market today. But CBD stands for supremacy. Further, with its growing recognition, brands are being formed and are in the frontline to manufacture CBD products infused in skincare products. They are applied to areas associated with pain. But the difficulty comes in when choosing the right brand. They are overwhelming, but we picked the top best for you.

CBD and CBD Creams in General

CBD is an ellipsis for cannabidiol, one of the many chemical compounds found in cannabis Sativa species such as marijuana or hemp. It’s the most abundant component in cannabis plants after THC. It has lots of healing effects, starting from counteracting seizures, acting as an analgesic to anti-anxiety. Still, it works against THC effects and is effective in helping individuals frequented by heart palpitations and paranoia.

On the other hand, CBD creams are CBD oils that are infused in skin care creams. They help reduce inflammation, work on the joints and generally reduce pain. Depending on the extraction method, CBD infused in creams can either be full-spectrum, broad-spectrum, or isolates.

Top 5 CBD Creams for Pain

Criteria’s We Followed When We Listed The CBD Creams for Pain

The source of hemp

It’s important to know the source of CBD in your cream. Legally, all CBD products must be the source from hemp, but where the hemp is grown matters. Is it grown in the U.S? Is it supervised and grown organically? You will notice that the most trusted brands have their CBD sourced locally from the U.S grown hemp. As such, they have 0.3% THC or less.

Transparency

The best CBD creams for pain should not just tell you what they can do. You have to know how it’s processed, starting from the hemp plant, CBD extraction and third-party lab tests. We choose these products since the hemp source has been indicated on their web. Still, they prove that they use CO2 and ethanol extraction methods.

Thus, they contain no metals. And to boost your confidence, these brands have COAs posted on the product pages. So, you get to know what you are applying to your skin.

Potencies

When it comes to pain, you have to get the strongest elixir there is. We found that they have potencies of up2000mg CBD per container as we went through these products. Depending on your pain, you can choose the potency that you want, that’s starting from 300mg as a mild cream.  Sufficed to say, the best CBD cream for pain should be reliable in any circumstance and that what these products promise.

Customer reviews

Reviews are key to determining how effective the product works. You have to know that every CBD maker will claim his product to be ideal. So, to be sure, you have to see what users are saying on their websites.  The above creams have reviews that show positive customer satisfaction.

Return policies

If you buy a product but realize it doesn’t meet your expectations, you will always want to return it. We selected the above products since their brands have return policies that are valid within 30 days.  So, you can always return them if you are disappointed.

Client experience

Requesting or buying your CBD oil doesn’t need to be befuddling or convoluted. An online site that has a basic yet obliging browsing experience can help facilitate your buying experience. Tracking down the specific CBD oil that you need, with the data about it included, is an illustration of a great site. And so, to speak, the above CBD cream brands are no different.

5 Best CBD Creams for Pain

While CBD itself provides relief from many types of pain, finding a proper CBD product specially in a topical cream form can sometimes become very difficult as the market is growing bigger and bigger everyday. In order to make things easier we’ve listed here some of the best brands of cbd creams that will effectively reduce pain and give you proper results.

#1 Fab CBD – Best Overall

Fab CBD is a brand situated in Milwaukee, WI. Since its 2017 debut, it has been getting superb reviews on its CBD products. Although Fab CBD has no better business bureau rating, it has never been on the wrong side of the law. Still, it’s compliant with the FDA.

Fab CBD obtains its CBD from Colorado-grown hemp and uses CO2 for the extraction process. This implies that their CBD products are free from metals and solvents. Also, fab CBD has a current good manufacturing certification.

Further to get customers’ confidence, fab CBD sends its products for testing at the proverde labs, which are ISO compliant. You can get the COAs from their sites before purchasing their CBD products.

Fab CBD Topical Cream

When it comes to CBD creams for pain Fab CBD has full-spectrum products to offer. It provides more benefits, unlike other CBD creams for pain. Apart from being extracted by CO2, Fab CBD topical cream is extracted from Colorado-grown hemp. Third-party labs then test it to ensure it has no metals and zero THC. Also, this cream is all-natural, as no GMO components play a part in the manufacturing process.

Ingredients 

Fab topical CBD cream for pain is made with Vitamin E and cocoa butter. On the other hand, blood oranges compete for the perfect scent. Still, it contains hydrating constituents such as aloe vera, which work in combination with cocoa butter with coconut oil.

Strength

Full-spectrum CBD product with the potency of 600 mg per 56-g container

Verdict 

Fab offers the best quality CBD cream at a fair price. Still, the oil blends effortlessly due to Vitamin E and cocoa butter. Users are still praising its effect on managing and alleviating pain. Further, the best thing about fab CBD is that it offers a 30-day money-back guarantee. Thus, should the product dissatisfy you, you can always return it if unopened. Isn’t that convenient?

Additionally, fab topical cream works for anyone. Be It that you are an athlete, golfer, or you have overworked fingers due to typing, this cream will take your pain away. As you go on purchasing, remember, fab CBD has received publication praises such as winning an award from D magazine and observer for best creams.

#2 Medterra – Best for Joint & Muscle Pain

Medterra is a CBD company in Irvine, California. It has been selling the best CBD creams for five years and has received good reviews for its services. That’s starting from their products to seller-customer relations.

Also, Medterra has an A+ rating on the better business bureau and has no FDA bad practices warnings. It’s, therefore, a genuine brand to trust.

To get customer confidence, it has its products tested by a ISO 17025 amenable lab. It then posts the lab COAs on products pages. Besides all these, they extract their hemp from the Kentucky Department of Agriculture Industrial Hemp Pilot Program.

Medterra Relief + Recovery Cream

The pain relief cream from Medtrerra is accessible as an over-the-counter medication. It’s typically a get-way card from other pain relief agents. It contains menthol and arnica that bring about a cooling feel that penetrates the nerves. There are other ingredients such as jojoba and aloe vera, which soothe pain zones.

Medterra pain relief cream is also the best CBD cream for arthritis pain. In 20021, it has been ranked as the year’s product in the CBD personal care sector. Also, it helps relieves pain from joints and sore places. The menthol still performs its magic on stiff necks providing more cooling. Again, it’s free from artificial preservatives, metals, and plasticizers.

Ingredients

Medterra has a bunch of ingredients. It’s a complex blend that comprises menthol and arnica Montana as the active ingredients. On the other hand, the dormant components include aloe Vera juice, coconut oil, Mentha Piperita, sorbitan olivate, glycerine, and sunflower oil.

Strengths 

Medterra pain relief cream is available in strengths of 500mg and 1,000mg. Both bottles are 1.7fl oz and have 50ml of the relieving cream.

Verdict 

It’s evident that Medterrra offers a magical pain relief cream. It can’t be compared with other CBD creams from other brands. Additionally, Medterra is a transparent brand. Using their product means you know what you are consuming. There is also a thirty-day money-back guarantee.

#3 CBDistillery – Best Variety

CBDistillery started in 2016 in Colorado. Its founders were surged to create a brand to raise the bar for CBD products that were subjugating the market. They are one of the pioneers that started the historical #CBDmovement. Also, CBDistillery is a brand that have the highest social appearance on the current market. You can rely on their CBD products without hesitation.

CBDistillery Broad Spectrum CBD Cooling Cream

The CBDistillery certainly offers one of the best creams for pain combines broad-spectrum hemp and natural ingredients purported to reduce inflammation and joint pains. This brand is valued for its highly potent CBD products and CBD cream. They have 300mg CBD per jar to offer. It created with organic hemp extract sourced from Colorado-grown hemp. For relief, CBDistillery incorporates menthol in its cream. Thus, you should expect a cooling sensation that lasts for hours while you benefit from aloe Vera leaf juice.

Ingredients

CBD distillery cream for pain constitutes organic CBD, hemp seed oil and argan oil. The nice scents, on the other hand, is brought by Lonicera Japonica and Sunflower extracts.

Strength

The cream contains 300mg of broad-spectrum CBD in 1.7fl.oz. Container

Verdict

CBDistillery is a brand that believes in doing things the right way. Its product is tested by third-party labs that are ISO compliant. Again, this is a brand to settle for as it has various CBD products starting from warming and cooling pain creams, skincare products, salves and even gummies. But what makes them best is their excellent customer service that’s always ready to help you in any way.

#4 cbdMD – Best Value 

Situated in Charlotte, North Carolina, cbdMD has been in the CBD business for nearly six years after being discovered by Scott Hoffman. Today, it is a popular and a trusted brand for CBD products. It manufactures CBD oils, tinctures, gummies and has the best CBD creams for sleep.

cbdMD CBD Recover Cream

Full of CBD, MSM, and vitamin B6, the recovery inflammation cream addresses one issue, recovery. Each of its ingredients has a specific function. Also, it’s a multipurpose cream that flexibly absorbs upon application. For instance, if you are looking for the best cream for arthritis or inflammation, cbdMD has got you.

The CBD in the recovery inflammation cream is obtained from U.S. grown hemp. It, therefore, contains no THC. Still, it’s not genetically modified. Since third-party ISO-compliant labs check cbdMD products, you are assured safe consumption.

Ingredients 

The recovery inflammation cream contains Histamine Dihydrochloride, broad spectrum CBD, Shea butter and many more. Each ingredient serves a specific function. For instance, the additional arnica purpose is to stimulate the white cells. On the other hand, vitamin B6 counteracts inflammation ad arthritis while it repairs the associated damages. Finally, MSM increases the rate of absorption to ensure quick results.

Further, the recovery inflammation cream has emulsifying wax, histamine dihydrochloride, and stearic acid, which work against inflammations. Then, the pleasant scent is attributed to lavender flower oil, rosemary flower oil, and organic cypress.

Strength

The recover CBD cream from cbdMD has strength ranging from 300mg to 3000mg with broad spectrum CBD in use.

Verdict 

cbdMD has one of the good quality CBD creams for pain. But going to its transparency and legitimacy will be creating a monotonous rhythm. Sufficed to say, it’s a genuine brand with top-notch quality. Their CBD content in creams extracted from the American grown hemp. Thus, it contains no GMO or THC.

cbdMD also has a 30-day money-back policy on every purchase, and their customer service is an award-winning team. It’s there to answer all your questions and direct you whenever you are stuck.

#5 Joy Organics – Best Broad Spectrum 

Joy organics has been in the CBD business for three years. It’s a brand that offers third-party tested products from ISO adherent labs. Still, it has good customer reviews regarding its products and brand-customer relations.

They extract their CBD from American grown hemp and use CO2 for extraction. Further, joy organics bring full-spectrum CBD products to the table, which comes along with several benefits.

Joy Organics CBD Cream

Despite products from joy organics being full spectrum, their organic CBD salve offers pain alleviation effects without introducing THC in your body. The full-spectrum CBD in it works in conjunction with other natural ingredients to perpetuate desirable results. Also, it is ideal for cannabinoids sensitive people as it has no THC.

Should you have joint or muscle pain, it will help you heal and rejuvenate. You can also use it to improve your skin health as it’s effective in treating sunburns.

Ingredients 

Joy organic salve contains a super quality hemp extract. It works hand in hand with organic olive oil, organic glycerin, and sea salt. It further has acetyl alcohol but has no GMO or other additives. Therefore, it’s safe for you.

Strength

Joy organic CBD cream has only one strength of 250 mg CBD with Broad Spectrum CBD Type

Verdict 

Joy organic is a reputable brand that has its products tested by third-party labs compliant with ISO regulations. You can get the test results on their website. If that’s not enough for you to choose joy organics as your brand, you can check out their customer service.

Most reviews on joy organics have it that customers are fully satisfied. There is also part of their web with a complete guide on their products. Further, should you be dissatisfied with organic joy products, you will find their 30-day money-back guarantee helpful.

CBD Cream & Its Pain-Relieving Properties

In as much as we say the working of CBD cream is a miracle, let’s understand how it works. For instance, the exterior skin layer acts as a barrier. It’s responsible for no entry of chemicals or lipids. Conversely, CBD is insoluble in water, but it can dissolve in alcohol oils and fats produced by the body.

Despite cannabidiol being soluble in oils, it is poorly absorbed by the skin. It, therefore, passes through the pores and gets to the blood vessels in the skin. Thereon, it gets into the endocannabinoid system, which is the cell-response guiding system. It contains the human endogenous receptors for pain. As such, CBD slows their functioning, which causes relief. You just have to apply it to the affected zones and experience the magic.

Other Benefits of Using CBD Cream

The prime benefits of CBD creams comprise the alleviation of pain and curing inflammation. They still accelerate the healing of wounds and soothe skin problems. Nevertheless, CBD cream still has antioxidant properties that work against radicals. It’s helpful in that it reduces aging and stress signs on the skin.

On the other hand, CBD creams minimize the production of excess oils. Hence, it’s effective on individuals with skins that produce extra oil.

Side Effects

CBD cream is well-tolerated across its users. But you are more likely to increase irritation due to additional ingredients. Still, they are less likely to get to your bloodstream and interact with your prescribed meds.

Dry Mouth

CBD creams can get into your system and endocannabinoids in human bodies. It then triggers the salivary glands receptors to stop working. Consequently, this causes a dry mouth due to less saliva content.

Diarrhea

Ingestion of CBD cream, perhaps by bad luck, will cause digestive problems. In this case, diarrhea is imminent.

Low Blood Pressure

A drop of blood pressure comes along with a feeling of lightheadedness. This can be aggravated on individuals who have diabetes as it lowers their blood pressure further.

Here are Some Facts You Should Consider Before Buying CBD Cream  

Before making any purchase decision make sure you’re aware of the following factors. cause they are very important which will also help you differentiate good creams from the bad ones.

Ingredients

This is the most critical fact to consider. As such, you should ensure that you purchase CBD creams after you have read all of its ingredients. Sufficed to say, you should never buy your CBD creams from a brand that doesn’t list ingredients on the product page.

Now, on the ingredients, you have to find out how they are going to benefit you. Still, check out if they have any potential to cause you harm. It will be best to consider CBD creams with all-natural ingredients, organic, and with zero GMO. Should you be in doubt, you will have to check customer reviews before purchasing.

Source of your CBD Plant

Getting to determine the source of your CBD is key to knowing its qualities. According to federal laws, all CBD products are extracted from hemp, so that should be your source. But the real question is where the hemp itself is grown. Most brands will claim to have extracted their CBD from American hemp, which is legal but could be a lie.

Ensure you get your CBD cream from a brand that’s transparent enough to tell you where they harvest their hemp. You can also search this from a credible source if you doubt information on the website.

Type of CBD

There are three types of CBD. Understanding the vocabulary used is imperative. For instance, full spectrum contains terpenes, vitamins, THC, and flavonoids. On the other hand, an isolate means it’s an extract of industrially grown hemp and only contains CBD. Lastly, the broad-spectrum is a full spectrum that lacks THC.

Read the COAs or lab reports

Third-party lab tests perfumed by ISO adherent labs are the only assertion for purity that you can get. They prove the quality and safety of the cream you are going to buy. Any brand that claims to be legit will have the lab reports or COAs on their websites.

They are not just a measure for credibility as they create transparency to seek customers’ confidence. As such, they must be up-to-date and entirely didactic. It will help you know if there are metals, additives, or any contaminants in the product you are going to buy.

If there is no COA on the brands’ website, you should follow up with their customer care. Finally, reviews will authenticate the COAs, so remember to always pass an eye through them.

Check your brand’s certification

Certification proves legitimacy and credibility. Any authentic brand will have certificates from good manufacturing practices. If not, you should check if it has a certificate from the U.S Hemp Growers Association Awards. Still, USDA organic labels certificate will suffice.

If the brand you are going to purchase from has some of these certificates, then be sure that you will get top-notch products.

Shipping and Return Policy

Return policies mean that the company is considerate of its consumers. It applies to shipping. As such, the brand must be willing to incur some losses so that you can get excellent services and shop from them. On the other hand, return policies help when you purchase the wrong products. It’s a money-back or product switch card.

FAQs

How do CBD creams alleviate pain?

By binding on to your endocannabinoid system, CBD gets to your nervous system. Here it inhibits the working of the TRPV1 receptor, which is responsible for pain and inflammation.

Who can benefit from CBD pain-killing property?

Individuals with Arthritis-connected pain- this is seconded by the 2016 studies where CBD was topically applied on swollen parts caused by arthritis.

Individuals under Nerve pain were also confirmed by a 2020 study where researchers noticed that CBD reduces pain caused by nerve damage.

How do I use CBD creams for pain?

CBD cream has instruction written on them. All you have to is store them away from high temperatures. And on usage, you should apply it on painful apart 3-4 times a day. Further, if you are a starter, you have to start by applying small volumes and slowly find your way up.

Will CBD Cream Cause Bad Odor? 

To answer the odor question, we have to look at the brand making your cream and the quality. While CBD creams do not have a foul odor, poor quality CBD cream will have the smell of weed. Still, these are the oils that contain THC. You should avoid these creams as they can be addictive. So, if you go for poor quality CBD creams from untrusted brands, they probably will smell.

Conclusion

Okay, ladies and gentlemen, CBD creams are efficacious in the bid to alleviate pain. But there is no doubt that you can fall into the hands of an unscrupulous brand. In this regard, I recommend you check out your brands’ credibility. Again, if you are stuck, consider checking the above mentioned.

Otherwise, if you are keen, you stand a chance to benefit from pain alleviation and regulation of body oil production. And should you be lucky enough, you will reduce aging signs by the antioxidants contained by CBD creams for pain.

California Wildfire illustration by Heather Skovlund

Windsor Vineyards × California Wildfires

HOLLYWOOD CELEBS RAISE MONEY TO SUPPORT VICTIMS OF CALIFORNIA WILDFIRES

Windsor Vineyards Wine Magnums featuring Celebrity-Designed Wine Labels To be auctioned on eBay starting at $10,000 bottle

This year marks the first anniversary of the 9,639 wildfires that affected over 10,000 California residents and businesses in 2020 — from wine country in the north down south to the Hollywood Hills. As the 2021 wildfire season fast approaches, celebrities are showing support and solidarity by partnering with Windsor Vineyards and the Center for Disaster Philanthropy (CDP) to auction exclusive wines, with 100% of proceeds benefiting wildfire victims throughout the great state of California.

Windsor Vineyards and the Center for Disaster Philanthropy — recently featured during the 14th Annual CNN Heroes: An All-Star Tribute — have enlisted stars including Zooey Deschanel, Jeff Bridges, Kim Basinger, Fran Drescher, Melissa Joan Hart, Ryan Guzman, Kevin O’Leary, Denise Richards, Sydney Sweeney, Sahara Ray, Corbin Bernsen, Jean Smart, Alison Sweeney, Camille Grammar, Josie Canesco, and Camilla Belle to design one-of-a-kind wine labels to adorn magnums of Windsor Vineyards award-winning wines.

“The wildfires and the pandemic compounded to devastating effect for many Californians in 2020,” said Patricia McIlreavy, president and CEO of CDP. “It is an honor to partner with Windsor Vineyards in bringing together two items quintessentially Californian -creative artists and wine – in support of the state’s recovery.”

“As a Sonoma-based wine company, we feel a great affinity to the local community that was, and continues to be, affected by wildfires,” said Jessica Kogan, Chief Digital Officer of Vintage Wine Estates, owner of Windsor Vineyards. “Given Windsor’s 60-year history of producing the most exciting custom wine labels and bottle etches, a charity auction celebrating the creativity of today’s most inspiring generational stars felt right. It’s a perfect way for us to help make a real difference and support a cause that quite literally hits close to home.”

The limited-edition, celebrity-designed wine magnums will be available for purchase on eBay beginning May 4th, 2021 and will be auctioned June 1st through June 8th, 2021 with 100% of proceeds benefiting the CDP California Wildfire Recovery Fund. Donations to The Fund will support communities across the state as they prepare, rebuild and recover from wildfires.

About the CDP California Wildfire Recovery Fund:

The Center for Disaster Philanthropy’s mission is to leverage the power of philanthropy to mobilize a full range of resources that strengthen the ability of communities to withstand disasters and recover equitably when they occur. In addition to providing expertise, CDP manages domestic and international Disaster Funds on behalf of corporations, foundations and individuals through targeted, holistic and localized grantmaking. For more information, visit: Disaster Philanthropy website and Twitter

About Windsor Vineyards:

Windsor Vineyards is one of top three most awarded American wineries for the past 60 years. Windsor was founded by legendary winemaker Rodney Strong in 1959 to support customer requests for custom wine labels for his wines. Windsor Vineyards continues to be dedicated to producing great wine, personalized wine labels and custom-etched bottles for private and corporate customers and gift recipients in the United States and abroad. For more information visit Windsor Vineyards.

CBD edibles and nutrition article illustration for 360 MAGAZINE

How Many CBD Edibles a Day Should You Eat?

‘How many CBD edibles a day should you eat?’ is a commonly asked question by new CBD users. The answer is complicated, but the most important thing is to be an informed consumer. Everyone is different. A person who weights 400 pounds is going to need more CBD than someone who is 95 pounds. So, before we answer the question, it’s important to understand CBD edible strength and CBD edible dosage. 

CBD Edible Dosage

Eating CBD is wasteful compared to other delivery methods. Sending CBD to the digestive tract can take hours to break the CBD down. However, there are a few methods that are technically considered to be edibles but are much more efficient than eating a CBD cookie. 

CBD candy is a great way to get around the digestive tract. Hard candy and gummies both are broken down much easier than other edible options. When gummies are chewed, much of the CBD oil inside is absorbed before even reaching the stomach and the small pieces that reach the digestive tract are easily broken down.

CBD Edible Strength

Finding the right dose for you is important when planning a CBD regiment. Starting small and consulting with your personal physician are always good ideas if you are unfamiliar with CBD. While CBD has proven to be tolerated well by humans, even at extremely high amounts, people have reported mild side-effects. Taking CBD is the only way to find your dose. 

A normal dose of CBD is somewhere between 10 and 100mg. Most people would likely fall between 20 and 60mg. One must consider the delivery method when thinking about their dose. 50mg gummies will have a lower bioavailability than 50mg of CBD vape. 

How many CBD edibles a day you should eat depends on your dose. Another thing to consider is what you want out of CBD. If you are looking to relieve stress all day, perhaps taking a gummy in the morning and after lunch is your best bet. If you are looking for better sleep, maybe taking one gummy at night makes more sense for you. 

Taking 50mg gummies once or twice a day is a common regiment that has proved to be beneficial for many happy CBD users. Gold Bee’s 25mg CBD gummies are a great way to deliver CBD and their dosage of 25mg is enough to give the CBD a chance to work its magic. 

Reasons to take CBD Edible Gummies

  1. Easy to take

Taking CBD every day is crucial for those who want to experience the benefits. Only taking CBD every once in a while, isn’t going to build up your endocannabinoid system enough to start to see results. 

Many users find that taking a gummy is much easier to remember than taking oil. We are accustomed to taking multivitamins in gummy form. It’s easy to remember to take your CBD gummies each day when they are in a spot you will see. If you are already taking other vitamins, adding the CBD gummies is a seamless way to incorporate cannabis into your life. 

  1. Taste

CBD oil has a strong earthy taste that is off putting to many new users. If you don’t like the taste you aren’t going to consistently take the product. Sublingual oil may be more efficient than taking an edible, but not if you aren’t actually taking it.

  1. Bioavailability

Gummies are great because they have a high bioavailability compared to other edibles. A study done on the bioavailability of Vitamin C gummies versus capsules found that gummies are superior. The gummy is chewed and starts to dissolve in the mouth. 

  1. No One Likes Pills

CBD pills aren’t fun to take. Especially if you are taking a huge tablet. Gummies are much easier. If you aren’t enjoying the CBD delivery method, you are less likely to be a consistent user. 

Finding exactly how many CBD edibles to take each day is a process. The only way to find out is to start taking CBD. Gummies are a great way to get into a habit of taking CBD and feeling the benefits. 

Four reasons why Original Medicare is too expensive

By Christian Worstell, licensed insurance agent and Senior Writer for MedicareAdvantage.com.

As the Medicare Annual Enrollment Period approaches (AEP, also called the fall Medicare Open Enrollment Period), some Medicare beneficiaries may think the enrollment period for private Medicare plans is not relevant to them because they can’t afford a private Medicare plan. I’m here to tell you otherwise. It may actually be Original Medicare that you can’t afford.

There are at least four reasons why Original Medicare — Part A and Part B — may actually be harsher on your wallet than private Medicare plans like a Medicare Advantage (Part C) plan or a Medicare Part D prescription drug plan.

1. Original Medicare doesn’t have an annual out-of-pocket spending limit

Original Medicare offers a lot of benefits. But one thing you won’t find is an out-of-pocket spending limit for all those benefits.

Neither Medicare Part A nor Part B contain an annual out-of-pocket spending limit. That means there is no limit to the amount of money you can spend on Medicare deductibles, copayments and coinsurance over the course of the year. Depending on what types of health care services you need, these costs can add up quickly. Meanwhile, privately sold Medicare Advantage plans are required by law to include an annual out-of-pocket spending limit. For 2021, this limit is $7,550 for the year. And due to market competition, some plans may feature limits that are less than that amount. 

Once you spend $7,500 on deductibles, copayments and coinsurance for qualified care, your plan pays for 100% of your out-of-pocket costs for covered care for the remainder of the year. 

2. Many Medicare Advantage plans feature $0 premiums

90% of Medicare Advantage plans in 2020 include prescription drug coverage. These plans are called Medicare Advantage Prescription Drug (MA-PD) plans. In 2020, nearly half (49%) of all MA-PD plans came with no monthly premium. If you have a $0 premium Medicare Advantage Prescription Drug plan, the only monthly premium you likely have to pay is your Medicare Part B premium, which you would still have to pay anyway if you stick with Original Medicare. (Most beneficiaries aren’t required to pay a Part A premium. If you are, you’d still have to pay those premiums if you have a $0 premium Medicare Advantage plan). 

So with a $0 premium MA-PD plan, there’s no extra monthly premium for you to pay. Your premiums are the same as they would be in Original Medicare.

3. Many Medicare Advantage plans offer extra benefits 

For as much as Original Medicare covers, it has several glaring holes: it doesn’t typically cover routine dental or vision coverage, and it doesn’t typically offer prescription drug coverage. 

But dental, vision and prescription drug coverage are three extra benefits that some Medicare Advantage plans may offer. As mentioned above, 9 in 10 Medicare Advantage plans covered prescription drugs in 2020. If you are enrolled only in Original Medicare, how — and how much — are you paying for things like routine dental care, vision care and prescriptions? 

A Medicare Advantage plan that bundles these benefits into one plan may be more cost effective for you.

4. Medicare drug coverage can help you save money

I mentioned drug coverage above, but given the skyrocketing cost of medications, it’s worth repeating. Paying for your prescription drugs entirely out of pocket can put you at a substantial financial risk. Medicare beneficiaries have two choices for Medicare drug coverage: enroll in a Medicare Advantage plan that includes prescription drug coverage, or enroll in a standalone Medicare Part D plan. Both offer prescription drug coverage with typically low copayments for generic drugs. 

Depending on the plans available where you live, you may be able to find a plan that offers more benefits at the same monthly premium cost with annual spending protection. If you think the Annual Enrollment Period doesn’t apply to you because Original Medicare is all you can afford, you may want to think again.

Human (X) x Facebook

NEON16‘s HUMAN (X), the multimedia charity initiative supporting humanitarian efforts, has announced a partnership with Facebook for its Pa’ La Cultura Day initiative.

The Pa’ La Culture Day initiative gives fans a chance to see the “Pa’ La Cultura” music video which features David Guetta, Thalia, Sofia Reyes, Abraham Mateo, De La Ghetto, Manuel Turizo, Zion & Lennox, Lalo Ebratt and Maejor.

Fans will also be included in the festivities using Instagram effects, reels and Facebook Live.

HUMAN (X) was launched by Tommy Mottola, NEON16 and MITH Media in August with a goal of promoting humanitarian messages and generating revenue to be used for those in need.

Proceeds from this event will go to National Day Laborer Organizing Network‘s Immigrant Worker Rights Safety Net Fund to help immigrants affected by COVID-19. The Nation Day Laborer Organizing Network’s program called ART/WORKS will also receive a portion of the money to promote the voices of migrant artists.

Lex Borrero, the co-founder and CEO of NEON16, said, “We are thrilled to partner with Facebook and extend our purposeful initiative to its global audience. Human (X)  is rooted in elevating the myriad voices of those that are often unheard and we couldn’t think of a better audience to help us further amplify this cause.”

Mottola agreed, saying, “Music has always been a source of healing and bringing happiness and joy into people’s lives.. it also is a source of provocation and can motivate and inspire people to do great things and has been behind the most powerful movements in the world.”

To see the video for “Pa’ La Cultura,” you can click right here.

Disability illustration for 360 MAGAZINE

What Qualifies You for Social Security Disability Benefits?

To qualify for Social Security Disability benefits, you must have a qualifying disability and have worked in jobs that required you to pay into the Social Security system. If you meet these requirements and your doctor says you won’t be able to work for one year or longer, you may be able to receive benefits until you can work again—if that ever happens. 

So which conditions qualify you for disability benefits? Read this and see if your diagnosis is on the list. If it’s not, don’t worry, your condition may still be qualifying. 

  • Asthma
  • Anxiety 
  • Autism
  • Back injuries
  • Blindness
  • Cerebral palsy
  • Coronary artery disease
  • COPD
  • Deafness
  • Disorders of bone marrow failure
  • Epilepsy
  • Heart failure
  • Hemolytic anemias
  • HIV/AIDS
  • Irritable bowel disorder
  • Intellectual disorder
  • Kidney disease
  • Liver disease
  • Lupus
  • Marfan syndrome
  • Multiple sclerosis
  • Parkinson’s disease
  • Rheumatoid arthritis
  • Sjogren’s syndrome

Any disease, injury, or disorder that prevents you from working for at least 12 months could potentially be a qualifying condition, depending on the severity. You’ll need to discuss your condition with a Social Security caseworker to determine whether or not you qualify. 

There are certain conditions that will automatically qualify you for benefits so you can begin receiving payments right away without having to go through the approval process first. These include early-onset Alzheimer’s disease, Lou Gherig’s disease, stage IV or inflammatory breast cancer, cancer of the pancreas or gallbladder, and several other cancers.

How to Apply

If you want the Social Security disability process to run smoothly and efficiently, there are some things you need to know before your first appointment. To get the process started immediately, come prepared. Bring your Social Security number and those of your spouse and children, your W-2 information from the past year, and discharge papers if you were in the military.

The first thing you’ll need to do after you’ve gathered your information is to fill out a Social Security Disability report form. You can download this from their website and fill it out in advance. This form will ask you for information like your doctors’ contact details, the medications you’re taking, your past jobs, and any claims you’ve filed.

The next step in the process is to schedule your appointment with the Social Security Administration. You can make your appointment over the phone by calling 1-800-772-1213 or schedule your appointment online. 

Another thing you can do to speed up the application process is to get a copy of your medical records from your physician in advance. Once you’ve requested your record, your doctor has 30 days to get it to you. Many doctors will turn it around faster than that, but it’s still smart to request it at least 30 days ahead of your appointment. 

You can download this Disability Starter Kit to learn more about what to expect throughout the process. This helpful guide contains information, a worksheet, and a checklist that’ll help you prepare.

If Your Benefits Are Denied

According to the Social Security Disability lawyers at Bader Scott, in many cases the initial claim will be denied by Claims Examiners, who often make mistakes due to a lack of experience. With an attorney’s help, you may be able to successfully appeal so your application for benefits can be settled on favorable terms. 

You can apply for an appeal hearing on the Social Security website, but be forewarned, you’re going to be waiting for this hearing for a long time. On average, the wait time for an appeal will be twelve months or longer. If your appeal goes well and your benefits are approved, you’ll get retroactive benefits either in payments or a lump sum. 

You will have 60 days after you receive the notice of denial to file your claim. If you are denied, you should get on this right away. Your benefits may depend on it.

AUTHOR: Cheryl Roy