Posts tagged with "Capital One"

Vaughn Lowery, Alejandra Villagra, illustration, 360 MAGAZINE

10 of our Favorite Business Credit Card Options in 2020

A good business credit card is an invaluable tool for a business owner. But with so many options on the market, you might find yourself completely overwhelmed in deciding which card could possibly serve all your specific needs. After all, every year brings a new potential crop of products out there vying for your business.

That’s why we’re here to present a detailed rundown of the 2020 best business credit cards. Before you make any decisions regarding which is the best fit for your company, be sure to consult with your executive team as well as the banks in question. With that disclaimer out of the way, here are 10 of the best business credit cards out there.

American Express Blue Business Cash Card

Cardholders of this American Express product will earn 2 percent cash back on up to $50,000 of all eligible purchases per calendar year. The Blue Business Cash Card also carries “Expanded Buying Power,” allowing you to strategically go over your credit limit.

That amount actually adjusts with your card use, transaction history and financial records. Plus, you receive 0.0 percent APR on purchases and balance transfers for 12 months and no annual fee.

American Express Blue Business Plus Credit Card

This second American Express card has some of the same basic features as the above. However, it also provides double the membership rewards points for eligible business purchases. Likewise, it still has Expanded Buying Power, providing much greater opportunity to rack up points.

Bank of America Business Advantage Cash Rewards Mastercard

With this Bank of America card — the only one to make our list — you’ll get $300 in statement credit when you spend at least $3,000 during your first 90 days.

You can also earn 3 percent cash back in a category of your choice, as well as 2 percent cash back on dining and unlimited 1 percent cash back on other purchases. Moreover, you’ll face no annual fee, and perhaps best of all, your cash rewards never expire.

Capital One Spark Cash for Business

When you sign up for the Spark Cash for Business card, you earn a $500 cash bonus as long as you spend $5,000 in your first three months. Plus, you’ll receive $1,500 when you spend $50,000 within your account’s first six months.

As for cash back incentives, cardholders get unlimited 2 percent cash back on every purchase without any restrictions whatsoever. You also won’t have to deal with foreign transaction fees or an annual fee for the first year.

Capital One Spark Miles for Business

If you’re the type of professional who does a lot of traveling, then this Capital One card might be for you. If you spend $5,000 in your first three months, you’ll receive 50,000 bonus miles. Or if you spend $50,000 in six months, you’ll get a staggering 150,000 bonus miles.

You’ll also receive unlimited double miles per dollar for unlimited, unrestricted purchases or five times the miles on any hotel and rental car bookings. And, yes, there’s no annual fee in the first year.

Capital One Spark Cash Select for Business

The last Capital One card to make our list has a lot to offer. First, cardholders get an unlimited 1.5 percent cash back incentive on unrestricted business purchases.

You’ll also get a one-time $200 cash bonus if you spend $3,000 in the first three months of your account’s life. Moreover, you receive 0 percent intro APR for 12 months, no annual fee and no foreign transaction fees.

Chase Ink Business Unlimited Credit Card

For the detail-oriented business owner, Chase has several notable business credit cards on the market. This one offers $500 bonus cash back after a $3,000 expense in the first three months.

But it also features unlimited 1.5 percent cash back on every business purchase you make. If you need something a little more robust, stay tuned. But the Business Unlimited card has all the basics covered.

Chase Ink Business Cash Credit Card

With the Business Cash card, Chase account holders get the same $500 bonus cash back as the Business Unlimited card. But they also have access to 5 percent cash back on the first $25,000 spent at office supply stores and on telecommunications services.

Moreover, you earn 2 percent cash back on the first $25,000 in expenses on gas stations and restaurants each year. For the business owner with a higher budget, this card is the perfect option.

Chase Ink Business Preferred Credit Card

Cardholders with this Chase card earn 80,000 in bonus points once they spend $5,000 on any purchases in the first three months of their account.

The Business Preferred card also offers 3 points for every dollar of the first $150,000 spent on travel and select business purchases. For all other purchases, there is an even point match for every dollar spent.

Discover It Business Card

New customers with this credit card receive an unlimited cash back match for every dollar spent in the account’s first year.

In addition, you earn 1.5 percent cash back on every dollar you put toward any purchases. Plus, there’s no annual fee, accessible customer service and a free credit score just for being a customer.

Choosing the Best Business Credit Card for You

So there you have it: our 2020 best business credit cards. Choosing the best one for you is going to depend on your unique business needs, from your overall budget to how often you travel and whether or not you’ll be making foreign transactions. For comparison’s sake, take a look at Incfile’s Top Credit Cards of 2019. With so much to consider, selecting a business credit card is not an easy decision. Hopefully, this glimpse at what’s out on the market has inspired you to find the perfect one for your business needs. Make 2020 the best year yet for your business!

This article was originally published on the Incfile Blog.

Dustin Ray leads business development and growth initiatives at Incfile, a national incorporation service company specializing in business formation and small business services. Founded in 2004, Incfile makes it possible to start a business with a $0 formation + state fee and has assisted in the formation of more than 250,000 corporations and LLCs.

Celebrated Chefs Unite for Food Network’s Inaugural Culinary Showcase

MASTER CHEFS FROM ITALY AND ISRAEL JOIN CHEF FABIO VACCARELLA FROM THE PATIO AT THE CONTINUUM DURING ITS INAUGURAL CULINARY SHOWCASE FOR THE FOOD NETWORK & COOKING CHANNEL SOUTH BEACH WINE & FOOD FESTIVAL PRESENTED BY CAPITAL ONE

The world’s most famous butcher, Chef Dario Cecchini, and ‘The Cauliflower King’ Chef Eyal Shani, credited with redefining Israeli street food, join the executive chef from the iconic Miami Beach residences for a private evening of gastronomic excellence

Continuum, South Florida’s premier resort-style oceanfront condominium residences, has announced its inaugural participation in the 19th annual Food Network & Cooking Channel South Beach Wine & Food Festival presented by Capital One (SOBEWFF®). South Florida’s iconic name in luxury living will be joining forces with some of today’s most iconic chefs for an official SOBEWFF® evening of superlative international cuisine.

The world’s most famous butcher, Dario Cecchini, will join forces with Executive Chef Fabio Vaccarella from The Patio at the Continuum in Miami Beach, together with “The Cauliflower King” and the man credited with redefining Israeli street food, Eyal Shani, to produce an extravagant three-course menu for 100 Continuum residents and their guests on Friday, February 21st, 2020 – poolside at The Patio restaurant. Cecchini’s eighth generation passion for his craft inspires everyone around him at Antica Macelleria Cecchini in Chianti, and is only matched by his invigorating passion for life. Shani, who owns some of the most respected and popular restaurants in Tel Aviv, is known for his extraordinary twists on famous dishes and creative presentations. Together, this dynamic duo will combine forces with The Patio’s Executive Chef, Fabio Vaccarella, for an eclectic dining experience that marries traditional Italian cuisine with vibrant Israeli flavors.

“We are delighted to announce our debut participation during this year’s SOBEWFF®,” says Rishi Idnani, Managing Director of the Continuum in Miami Beach. “The collaboration by this collective group of esteemed chefs represents the best in class from today’s culinary world. We are very excited to present an especially curated menu exclusively to our residents and their guests for an evening that will prove to be most memorable at The Patio restaurant here at the Continuum.”

Guests will enjoy a carefully crafted menu by all three chefs comprising of Italian and Israeli delicacies that will include: Burro del Chianti Crostini (fresh pork fat with garlic and rosemary); Salmone Marinato Crostini (herbs marinade with salmon, chive mousse and Oscietra caviar); Arancini ai Fiori di Zucca (rice balls with zucchini blossom and smoked buffalo mozzarella); Crema di Fave al Cacio (fava beans with braised vegetables and truffle burrata); Roasted Whole Snapper and Bistecca alla Fiorentina (baked potato with chianti butter), among other unique plates that will be paired with a selection of international wines.

“We are pleased to bring two of today’s most progressive chefs to The Patio at the Continuum for the property’s debut participation during this year’s Festival,” says Festival founder and director Lee Brian Schrager, who also serves as senior vice president of communications and corporate social responsibility for Southern Glazer’s Wine & Spirits. “We always appreciate the opportunity to curate a private culinary experience at a residential property in South Florida and expose more consumers to great Festival food, wine, spirits and talent. Italy meets Israel at the Continuum is the perfect fit and an excellent way to expose residents to a SOBEWFF® experience.”

Tickets for the private dinner hosted by Dario Cecchini, Eyal Shani and Fabio Vaccarella at The Patio restaurant on Friday, February 21st, 2020 are made available exclusively for Continuum residents and their guests.

For more information on this year’s SOBEWFF, visit www.sobewff.org

CapitalOne breach: how to protect yourself

A massive data breach hit Capital One. Digital privacy expert Daniel Markuson shares the most essential steps consumers can take to keep themselves safer.

On Monday, it was announced that a data breach of Capital One compromised the personal information of approximately 100 million consumers in the United States and 6 million consumers in Canada. It is said to be one of the top 10 largest data breaches ever.

The bank announced that in addition to the credit card application data, portions of credit card customer data were also obtained, including credit scores, limits, balances, payment history, transaction data, and contact information. Stolen data also included 140,000 Social Security numbers, 80,000 linked bank account numbers.

What to do if your account gets compromised

NordVPN’s digital privacy expert Daniel Markuson shares the most essential steps consumers can take to keep themselves safer.

Get back into your account

The first important step is to log into your online account and change the password immediately. Go through the privacy settings and check if you can make your account more secure. Invoke all recommended security settings.

It is as well advised to sign up for email or text alerts about your monetary transactions.

Freeze your credit

The best way to protect yourself is to freeze your credit. This makes it very difficult to open new accounts in your name, even if someone is using your stolen financial information. It is important to note, that credit freeze doesn’t influence your score.

With credit freeze invoked – most creditors will decline to open a new account as they will not be able to check your credit history.

Place a fraud alert and check credit reports

If freezing your credit is not an option for you – contact one of the credit bureauses and invoke a fraud alert. Fraud alerts flag creditors and they verify your identity before issuing new credit in your name. Such alerts usually last for a year but can be renewed.

Capital One said that they “will make free credit monitoring and identity protection available to everyone affected.” Check for credit inquiries, balances, and new accounts that you haven’t opened or applied for.

Check credit card statements

It is very important to regularly check your credit card statements online, even if you think that your data hasn’t been affected by the breach. If you see any strange activities on your balance – try to recall whether you authorized the charge. If you can’t recall it, inform your bank and the merchant immediately.

Make sure to keep all your documentation, such as order confirmation numbers or receipts.

Beware of phishing scams

Since hackers may have detailed information on more than 100 million individuals, there might be a spike in more personalized phishing scams. Such scams are usually very effective as criminals use a piece of real information, for example, your name and address.

Personalized phishing messages are designed to look as if they are coming from a legitimate bank or other familiar organization. Be vigilant and contact the organization before clicking on any links, filling in forms or transferring funds. For additional safety, use a VPN, like NordVPN, when browsing.

Report unusual activities

And finally, if you notice something unusual – report the incident to the authorities. Raising the alarm can help not only you, but others affected by the breach as well.

ABOUT NORDVPN

NordVPN is the world’s most advanced VPN service provider that is more security oriented than most VPN services. It offers double VPN encryption, malware blocking & Onion Over VPN. The product is very user-friendly, offers one of the best prices on the market, has over 5,000 servers worldwide and is P2P-friendly. One of the key features of NordVPN is zero log policy. For more information: nordvpn.com.

Dinner On Ice Recap

MasterChef Season 6 runner up Derrick Fox crushes the Dinner on Ice pop-up presented by Capital One with performance by US Figure Skating Triple Gold Medalist Sierra Mercier.

Guests enjoyed a skate-up oyster bar, 3-course meal and cocktails from Ammunition Wines, American Born Whiskey, Dulce Vida Tequila and Stella Rosa Prosecco.

Floral arrangements were provided by Petaloom and music by KCRW’s Dan Wilcox. Chef Derrick announced his new residency starting today at Ma’Kai Santa Monica.

Photos by Adam Episcopo

OFF THE HOOK SEAFOOD FESTIVAL

Capital One Presents…

3rd Annual OFF THE HOOK Seafood Festival Returns to the Santa Monica Pier Saturday, October 14, 2017

This Year’s Festival Benefits the Surfrider Foundation Los Angeles and is 100% Sustainable!

Featuring Seafood Tastings from the Westside’s Best Restaurants and Chefs and a Sustainable Seafood VIP Lounge presented by Capital One Café and Santa Monica Seafood



OFF THE HOOK Seafood Festival splashes onto the historic Santa Monica Pier in celebration of National Seafood Month on Saturday, Oct. 14, 2017 from 4-7 p.m. Presented by Capital One, the 3rd annual seafood tasting event features chefs from around the Westside showcasing their favorite underwater ingredients. Attendees will enjoy food and drink tastings from restaurants such as Herringbone, Tar & Roses, FIG, Sushi Roku and The Lobster, beer and wine gardens, live music, games, an oyster shucking competition and more, all while helping to raise funds and awareness for the Surfrider Foundation Los Angeles Chapter.

“Off the Hook is a great way for us to spread the word about how to help preserve and protect our great oceans,” said Surfrider Los Angeles Chapter Coordinator, Graham Hamilton. “In an effort to help build a more sustainable future, this year’s event will be free of all single-use plastic containers using all recyclable cups, straws and disposable items. We hope that all who attend this event will not only enjoy great seafood, but learn about ways to reduce their single-use plastic footprint in their everyday lives and help build a more sustainable future for ocean ecosystems.”

This year’s festival will honor those who have made an impact on the sustainable seafood movement including Greg Moreno; Owner The Albright, Pappy’s Kitchen and Cast Iron Catering. Greg and Yunnie Kim Morena and their team have been trailblazers in sustainability and greening efforts and are recognized as the first sustainable business on the Pier being awarded the 2016 SQA Award. Actress, Environmental Activist, and Director of Surfrider LA’s Ocean Friendly Restaurant Program, Emily Swallow, will also be honored. Emily has worked tirelessly to curate awareness programs and get restaurants on-boarded in the process. Finally, James Arthur Smith, Co- Founder of Omega Blue Seafood a sustainable seafood import, distribution, and marketing company which promotes sustainable seafood to local restaurants throughout California, Arizona and Nevada. Attendees can meet and chat with all honorees in the Community Programming tent educating the community on how to live more sustainably; sponsored by Surfrider Foundation and Omega Blue Seafood.

The Albright, will be sponsoring this year’s raw oyster bar and 2017 Oyster Shucking Competition, where professional and novice “shuckers” will compete on presentation, time and overall ability. To sign up to compete, contact info@offthehookseafoodfest.com

 
Chef and Restaurateur Andrew Kirschner of Tar & Roses and Chef Yousef Ghalaini from FIG at the Fairmont Miramar Hotel & Bungalows will be among the many restaurants participating along with The Lobster, BOA, Sushi Roku, Herringbone, Red O, Butchers Daughter, 1212 Santa Monica, The Albright, Enterprise Fish Co, Del Frisco’s Grille, Sprinkles Cupcakes, Spinfish Poke House, Bubba Gump Shrimp Co., Pretty Little Bakers, and many more.

Tickets are $50.00 in advance for general admission, which include tastings, access to beer and wine garden, spirits tasting, live music, games and more and VIP tickets are $75.00 in advance and include early entry at 3 p.m. and access to the Capital One Cafe Sustainable Seafood VIP Lounge sponsored by Santa Monica Seafood, with curated cocktails from Kikori Whiskey and specialty seafood dishes from FIG, Tar & Roses, Red O and more.

OFF THE HOOK is proudly sponsored by Capital One, Santa Monica Seafood, Spin PR Group, Miller/Coors, La Croix, Aardvark Straws, The Albright. RX Bar, Pasta Chips, La Columbe, Free Bird Rides, Kikori Whiskey, Fresh Wata, Boxed Water, Deep Eddie Vodka, Farm Fresh to You, Lifeway, Santa Monica Chamber of Commerce, Buy Local Santa Monica, Santa Monica Daily Press, LA Weekly and Yelp.

A portion of proceeds will benefit Surfrider Foundation Los Angeles to help preserve our local oceans, waves, and beaches for future generations. Tickets are available now at www.offthehookseafoodfest.com

 

ABOUT SURFRIDER FOUNDATION LOS ANGELES: 

The Surfrider Foundation is a volunteer based, environmental non-profit group dedicated to the protection and enjoyment of the world’s ocean, waves and beaches. Through a powerful activist network, the Los Angeles Chapter protects 31 miles of coastline from County Line to Ballona Creek and Inland. For more information, visit https://la.surfrider.org.

 

ABOUT CAPITAL ONE CAFÉ:

The Capital One Café offers a new type of banking in Santa Monica, CA with an inviting, comfortable place where you can go to bank, get answers to your financial questions, recharge your devices, or simply hang out with some on-the-house Wi-Fi, all with a handcrafted Peet’s® beverage and local pastry in hand. Capital One Café is located at 401 Broadway Ave, Santa Monica, CA 90401. Hours of operation are Monday through Saturday from 8 a.m. – 9 p.m. and 8 a.m. – 8 p.m. on Sundays. For more information, visit https://www.capitalone.com/local/losangeles-santamonica.

 

 

Social Links

Instagram – @othseafoodfest

Twitter – @othseafoodfest

Facebook – @offthehookfest