Posts tagged with "credit card"

Cynthia Rowley speaks to IMG and guests at GLAM SLAM during NYFW via 360 MAGAZINE

IMG GLAM SLAM

‘Offers an opportunity to be engaged with progressives and new age entities that are like-minded, while striving to make an impact on global culture with innovation… And, don’t forget that inaugural activations of this scale create inevitable connections for life simply based on memorable introductions.’Vaughn Lowery, 360®

Vaughn Lowery attends IMG’S GLAM SLAM during NYFW wearing 53045 sneakers reported by 360 MAGAZINE

IMG Fashion Events, a subsidiary of Endeavor, and Spring Studios, the creative agency for fashion, beauty and culture, and the home of New York Fashion Week: The Shows, announces the creation of a new consumer event: ‘Glam Slam’ – a fashion and tennis experience. The ‘Glam Slam’ will take place Thursday, September 8 – Monday, September 12, 2022, on the Rooftop Terrace of Spring Studios in Tribeca. For the inaugural event, IMG and Spring Studios have partnered with Chase Sapphire to develop a unique program that spans both fashion and sports, combining the best of both worlds.

The ’Glam Slam,’ which takes place during two of New York’s biggest tentpole franchises, the final Tennis major of the year and New York Fashion Week, will celebrate the intersection of tennis and style through a series of daily programming, screenings and hospitality. IMG’s in-house production agency, FOCUS, will produce a full- size tennis court on the roof top of Spring Studios that will serve as the event location for ‘Glam Slam.’

The ‘Glam Slam’ will feature five days of screenings, fashion presentations, limited merch collaborations and appearances from A-list tennis and fashion stars, allowing consumers to experience an exclusive slice of both tennis and fashion during these two quintessential NYC moments. The Glam Slam’ line-up includes IMG Tennis, a division of WME Sports, client, Maria Sharapova, among other tennis stars to be announced, and the fashion industry’s most stylish tennis enthusiasts including Laura BrownCynthia Rowley and Maison Kitsuné, with additional talent to be announced.

“Glam Slam is the natural evolution of our mission to create cultural experiences through the lens of fashion. There is no other company that can tap into an ecosystem of fashion, tennis, culinary and consumer ticketing experiences, all under one roof. This is the first in our expanding portfolio of new IP and consumer franchises that we are developing across the Endeavor network out of IMG Fashion Events,” said Leslie Russo, President, IMG Fashion Events & Properties.

“Glam Slam is at the core of Spring’s future – partnering with our clients and communities to create culturally defining IPs and experiences, capturing the zeitgeist of now,” said Gregoire Assemat Tessandier, President, Spring Studios, North America.

As presenting sponsor, Chase Sapphire is giving Sapphire Reserve cardmembers unique access to this event with VIP seating, bespoke event programming and exclusive event merchandise, all available through the Ultimate Rewards portal. ’Glam Slam’ is just one of many Chase activities that will be available for fans during New York’s major tennis tournament.

“We’re excited to launch this new and innovative ‘Glam Slam’ platform, a one of a kind event for fans and our Chase Sapphire Reserve cardmembers,” said Marleta Ross, General Manager, Chase Sapphire. “As fans continue to return to live events, we look forward to creating more unique opportunities for our cardmembers to enjoy premium experiences at the intersection of culture and entertainment.”

Tickets start at $125 and are available to purchase via On Location, the leading global sports, travel and event management company. For more information and to purchase tickets, please visit HERE.

About IMG

IMG is a global leader in sports, fashion, events and media. The company manages some of the world’s greatest athletes and fashion icons; owns and operates hundreds of live events annually; and is a leading independent producer and distributor of sports and entertainment media. IMG also specializes in licensing, sports training and league development. IMG is a subsidiary of Endeavor, a global sports and entertainment company.

About Chase

Chase is the U.S. consumer and commercial banking business of JPMorgan Chase & Co. (NYSE: JPM), a leading financial services firm based in the United States with assets of $3.8 trillion and operations worldwide. Chase serves more than 66 million American households and 5 million small businesses with a broad range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. Customers can choose how and where they want to bank: More than 4,700 branches in 48 states and the District of Columbia, 16,000 ATMs, mobile, online and by phone. For more information, go to chase.com.

About Spring Studios

Spring is a platform for culture and creativity, where ideas and experiences come together to elevate brands.

A creative agency with high-end studio spaces in the heart of Tribeca, Spring Studios is home to some of New York’s most iconic events in the fashion, film, art, and design worlds, including New York Fashion Week, TriBeCa Film Festival, and the Independent Art Fair.

Cynthia Rowley sunglasses at GLAM slam during NYFW via 360 MAGAZINE
Vaughn Lowery attends IMG GLAM SLAM DAY 2 f/ Cynthia Rowley in nyc during NYFW for 360 MAGAZINE shot by Getty Images

IMG UNVEILS NYFW PROGRAM

Credit Cards via Samantha Miduri for use by 360 Magazine

Best Credit Cards

By: Skyler Johnson

Having a good credit card is important, for a variety of reasons. There are so many doors that remain closed if you don’t have one. You can’t build credit, buy a house, or even a car. However, it’s hard to know which to choose from. There are many different options, some better than others. 360 has simplified the process and made a list of the ten best credit cards to have in 2022.

Chase Freedom Unlimited

Chase Freedom unlimited is an interested card, and pairs perfectly with Chase Sapphire.

PROS:

  • 1.5% cash back on all purchases, including small purchases like groceries and electronics on first $20,000 spent
  • 6.5% cash back on travel
  • 4.5% cash back on drug stores and dining.
  • No minimum to receive cash back.

CONS:

  • Foreign transaction fees

Credit Needed: Good to Excellent

Find more information HERE.

Capital One Venture

This card is designed for travelers, as several of the benefits are specifically catered to those who vacation a lot. Benefits are measured in “miles,” which can be redeemed for money to pay for travel costs.

PROS:

  • $600 for travel expenses after your first $3,000 spent.
  • 2x miles for everyday purchases
  • 5x miles for travel expenses.

CONS:

  • Annual Fee
  • No Intro 0% APR
  • High APR (15.99-23.99%)

Credit Needed: Good to Excellent

Find more information HERE.

Wells Fargo Active Cash

This card is known to be one of the best flat-rate cash rewards cards out there, meaning the cashback percentage doesn’t change because of money spent.

PROS:

  • $200 cash reward bonus after first $1,000 spent.
  • 2% unlimited cash rewards.
  • $600 dollar protection on your cell phone.
  • Benefits can be attained for prestigious hotels (The Pierre, The Peninsula Beverly Hills)

CONS:

  • 3% Foreign Transaction Fee
  • No Bonus Categories
  • High APR

Credit Needed: Good to Excellent

Find more information HERE.

Chase Sapphire Preferred

This card is primarily reliant on a points system. Points have to be transferred into cash during specific periods. It is mainly known for its excellent rewards, particularly for travel.

  • 60,000 points after first $4,000 spent ($750 dollars)
  • $50 rewards annually on hotels
  • 25% more value for airfare, hotels, car rentals, and cruises
  • Dashpass from Doordash ($0 delivery fees)

CONS:

  • Annual Fee
  • High APR
  • 1 Point per dollar base rate

Credit Needed: Good to Excellent

Find more information HERE.

Discover It Cash Back

This card is also known for the high cash back rate, with 5% on certain purchases, making it perfect for gas and restaurant purchases.

PROS:

  • 5% unlimited cash back on everyday purchases (Amazon, restaurants, gas) each quarter.
  • Rewards can be used at Amazon checkout.

CONS:

  • High Annual fee
  • Bonus Categories only activated quarterly
  • Cashback rate is limited to $1,500 per quarter

Credit Needed: Good to Excellent

Find more information HERE.

Citi Double Cash

This card is primarily known for its impressive cash back offering, 2% back on all purchases.

PROS:

  • 2% cash back for all purchases
  • 18 months of no APR, 13.99% to 23.99% thereafter.

CONS:

  • No One-Time Offer
  • Serious consequences if late on payment

Credit needed: Good to Excellent

Find more information HERE.

Blue Cash Preferred Card from American Express

This is a great card for heavy streamers and long commuters. However, it’s the best for grocery shopping with 6% cash back.

PROS:

  • 6% cash back on select US streaming services and grocery stores
  • 3% on gas stations and transit.
  • 1% from all other purchases.

CONS:

  • Welcome bonus requires $3,000 dollars spent
  • High annual fee

Credit Needed: Good to Excellent

Find more information HERE.

American Express Platinum

This is another card designed for the traveler because of American Express Travel, which comes included.

PROS:

  • High reward potential on flights and hotels
  • Comprehensive airport access
  • Luxury travel benefits with Hilton, Marriot, etc.

CONS:

  • $695 Dollar annual fee
  • No Introductory APR

Credit Needed: Good to Excellent

Find more information HERE.

Blue Card Preferred

PROS:

  • 6% cashback at U.S. Supermarkets and on selected U.S. Streaming Subscription.
  • 3% flashback at U.S. gas stations
  • Welcome offer (Earn $350 back)
  • Low intro APR (0% Intro APR for the first 12 months)
  • Flexible payment
  • $25 per month towards Equinox Gym

Cons:

  • $95 Annual fee
  • 15.49%- 25.49% APR (after Intro APR)

Blue Card Everyday

PROS:

  • Welcome Offer (Earn $200 back)
  • 0% intro APR (For first 15 months)
  • 3% cash back on first $6000
  • 2% cash back at U.S. gas stations
  • 1% cash back on other purchases
  • No annual fee

CONS:

  • Low cash back rate
  • Up to 29.99% APR

Upgrade Visa Card with Cash Rewards

The Upgrade Visa Card is one of the best options for people with only fair credit, as you don’t need the highest credit score to attain.

PROS:

  • 1.5% cash back on purchases
  • $200 reward after opening a checking account and making 3 purchases.
  • Lowest APR is 8.99%
  • Fixed rate

CONS:

  • No welcome bonus
  • Highest APR is 29.99%
  • Less flexible payments

Credit Needed: Fair to Excellent

Find more information HERE.

Apple Card

This card is pretty good if you primarily visit vendors with Apple Pay, as it has pretty good cash back for those purchases.

PROS:

  • 3% Cash back on select purchases with Apple Pay
  • 2% Cash Back on other Apple Pay purchases
  • Low APR
  • No late fees

CONS:

  • Low cash back with physical card
  • Low signup bonus
  • Low Cash back rate

Credit Needed: Good to Excellent, though may accept lower scores

Find more information HERE.

Amazon Card

Like the Apple Card, the Amazon card is perfect for those making purchases from the card’s titular brand.

PROS:

  • 3% cash back on Amazon purchases
  • 2% cash back on gas stations, restaurants, drug stores
  • No annual fee

CONS:

  • Doesn’t offer 0% financing
  • Prime Membership not included

Credit Needed: Good to Excellent

Find more information HERE.

Citibank Diamond Preferred

This card is perfect for those who want to avoid interest on balance transfers, at least for the first 21 months.

PROS:

  • 0% APR for 12 months
  • 0% intro APR for balance transfers for 21 months
  • No annual fee

CONS:

  • No ongoing rewards
  • High regular APR
  • Foreign transaction fee

Credit Needed: Good to Excellent

Fine more information HERE.

CapitalOne breach: how to protect yourself

A massive data breach hit Capital One. Digital privacy expert Daniel Markuson shares the most essential steps consumers can take to keep themselves safer.

On Monday, it was announced that a data breach of Capital One compromised the personal information of approximately 100 million consumers in the United States and 6 million consumers in Canada. It is said to be one of the top 10 largest data breaches ever.

The bank announced that in addition to the credit card application data, portions of credit card customer data were also obtained, including credit scores, limits, balances, payment history, transaction data, and contact information. Stolen data also included 140,000 Social Security numbers, 80,000 linked bank account numbers.

What to do if your account gets compromised

NordVPN’s digital privacy expert Daniel Markuson shares the most essential steps consumers can take to keep themselves safer.

Get back into your account

The first important step is to log into your online account and change the password immediately. Go through the privacy settings and check if you can make your account more secure. Invoke all recommended security settings.

It is as well advised to sign up for email or text alerts about your monetary transactions.

Freeze your credit

The best way to protect yourself is to freeze your credit. This makes it very difficult to open new accounts in your name, even if someone is using your stolen financial information. It is important to note, that credit freeze doesn’t influence your score.

With credit freeze invoked – most creditors will decline to open a new account as they will not be able to check your credit history.

Place a fraud alert and check credit reports

If freezing your credit is not an option for you – contact one of the credit bureauses and invoke a fraud alert. Fraud alerts flag creditors and they verify your identity before issuing new credit in your name. Such alerts usually last for a year but can be renewed.

Capital One said that they “will make free credit monitoring and identity protection available to everyone affected.” Check for credit inquiries, balances, and new accounts that you haven’t opened or applied for.

Check credit card statements

It is very important to regularly check your credit card statements online, even if you think that your data hasn’t been affected by the breach. If you see any strange activities on your balance – try to recall whether you authorized the charge. If you can’t recall it, inform your bank and the merchant immediately.

Make sure to keep all your documentation, such as order confirmation numbers or receipts.

Beware of phishing scams

Since hackers may have detailed information on more than 100 million individuals, there might be a spike in more personalized phishing scams. Such scams are usually very effective as criminals use a piece of real information, for example, your name and address.

Personalized phishing messages are designed to look as if they are coming from a legitimate bank or other familiar organization. Be vigilant and contact the organization before clicking on any links, filling in forms or transferring funds. For additional safety, use a VPN, like NordVPN, when browsing.

Report unusual activities

And finally, if you notice something unusual – report the incident to the authorities. Raising the alarm can help not only you, but others affected by the breach as well.

ABOUT NORDVPN

NordVPN is the world’s most advanced VPN service provider that is more security oriented than most VPN services. It offers double VPN encryption, malware blocking & Onion Over VPN. The product is very user-friendly, offers one of the best prices on the market, has over 5,000 servers worldwide and is P2P-friendly. One of the key features of NordVPN is zero log policy. For more information: nordvpn.com.

Neurotriggers

In the early to mid-1970’s, a million dollars was a great deal of money, and thinking about becoming a millionaire was thinking very big indeed. A million dollars was a fortune to be amassed. Today it is a yearly income, or, at best, a couple years’ income needed by anybody attempting to amass a real fortune.

In a documentary on Ted Turner, he was bemoaning the loss of much of his wealth thanks to AOL/Time Warner, and worrying about being “down to a billion” while still in his 70’s — he said he hopes to have enough left to retire on someday. You can, he pointed out, get by on a billion if you’re careful and don’t buy too many planes or yachts. He was speaking tongue-in-cheek, but not totally. Just as 80 is the new 60 and we hope 100 will soon be the new 80, a billion is the new 25-million.

The first arsenal of skills and strategies one should master are those of survival. How to be broke but live well. How to pay one credit card with another. How to look the part and act as if. Some of these skills have lasting value, but most become an impediment, standing in the way of developing the different set of skills one needs next. I think overall, one of the hardest things we do in life is shed the thoughts, attitudes, skills, habits, associations that worked for us when doing “A” but hold us back and get in the way of doing “B”. We shed skin easily and automatically. We do not shed thoughts and behaviours so easily.

The second arsenal one should master are those for making money. Lots of it. In chunks and surges. These days, to be a millionaire is not all that complicated. If you happen to be young, 20 or 30, you can very, very easily reach and surpass that benchmark purely with an intelligent retirement plan (or other tax protected savings plan) by saving and contributing the maximum amount allowed every year. Or by buying a few good homes and owning them for the long haul. That will get you a million dollars someday.

To take it one step further, earning a million dollars per year – even though that certainly puts you at the 1% pinnacle of society – is also actually not all that difficult. A great many businesses or combinations of businesses provide such opportunity. It is, for example, nothing more than 1,000 transactions of $2,000.00 each with 50% net. Or 100 at $20,000.00 each. Or 1,000 customers giving you $100.00 a month. Or 2,000, giving you $50.00. I just read a report of a Gourmet Bacon Of The Month Club providing its owner with such income. Bacon.

Making lesser but still significant income, $100,000.00, $200,000.00 a year, even easier. A good handyman with nothing but a cellphone could have a ‘concierge practice’, with, say, 25 clients each paying him $300.00 a month…$7,500.00 a month, $100,000.00 a year. Just not that tough. More mental barriers than anything.

But if you start to think in terms of creating and keeping a small fortune in the 10-million to 50-million-dollar neighbourhoods, rather than just a million or two, the arsenal of required once again changes substantially. The knowledge needed, different. The mind-set needed, different. Here, in this space, an odd combination of daring, speed, grabbing of opportunities must be counter-balanced with a concern for preservation of capital, a diligent management of the money, not just making it.

I spent time the other day with one of my long-time clients who personally earns about 5-million a year and is worth about 4 million. He is busily involved in dozens of high-pressure projects. He said, “I often fall into shit. Sometimes I come up with gold. Other times I come up with shit. My success rate does not distinguish me. Being willing to dive into shit, that distinguishes me.” Different mindset.

We’ve talked about speed. To become a millionaire, you can do things slowly, methodically, logically, sequentially, neatly and cautiously. To be a multi, multi-millionaire, you cannot.

To stay a millionaire once there, you need to conserve. To buy carefully, spend reluctantly, invest wisely. Never paying more than is necessary. To stay a multi, multi-millionaire you need to be more aggressive. You often cannot afford to get the very best buy, as your time and lost opportunity is far more valuable than the deal available across town.

There is a hierarchy of sorts for independent business. It is: shopkeeper; business owner, entrepreneur; entrepreneur-investor; investor-entrepreneur. One of the painful aspects of moving through these stages is doing less of something you’ve mastered (and can do easily), in favour of doing other things you’re clumsy and uncertain at; the constant setting aside of old tools with which you’re expert in and picking up new tools you are profoundly inexpert with; of climbing Maslow’s step again and again and again.

Questions: What skills do you have that are useful not just at present but for where you want to go? What present skills are holding you back? What skills do you lack currently, but will be needed for the spot just ahead on your chosen road? Do you even have a Personal Skills List each ranked 1-10, and a list of New Skills In Development?

For additional information visit http://neurotriggers.com/