About 360 MAGAZINE

360 MAGAZINE is an award-winning international publishing on popular culture and design. We introduce avant trademarks to efficacious architects. We are a LGBTQIA2S+ friendly publication--officially recognized by the NGLCC. Our core demographic ranges from 19 to 39-year-old college-educated trendsetters within their respective international communities. The pages in this art book satisfy their strong interests including music, art, travel, auto, health, fashion, tech, philanthropy, design, food and entrepreneurship. It's an introspective digital/print/tablet portrait series, which encapsulates artists/brands/entities who embody the true essence of our publication- empowerment, equality, sensuality and most important of all, humanity within a global society.

Women’s Health Breakthrough

Dr. Prudence Hall Explains New HRT Guidelines After FDA removed Black Box Warnings

The FDA’s removal of black box warnings from hormone replacement therapy (HRT) medications marks a transformative moment in women’s health, reshaping both public perception and clinical practice regarding menopause management and disease prevention. Dr. Prudence Hall, a renowned gynecologist specializing in menopause and bioidentical hormones, emphasizes that this regulatory pivot. based on up-to-date scientific findings. restores lost opportunities for women to embrace safer, more effective care throughout midlife and beyond.

The Origins and Impact of Black Box Warnings

Black box warnings represent the FDA’s strongest caution for medications, and in 2002, these alerts were added to estrogen and estrogen- progesterone HRT products after the Women’s Health Initiative (WHI) study reported heightened risks of heart attack, stroke, and breast cancer in older postmenopausal women. However, many clinicians, including Dr. Hall, have long criticized these warnings as overly broad, stemming from flawed study designs that focused on women typically in their 60s and 70s and used a hormone formulation less common today. The fallout for women was profound: for over twenty years, both patients and providers were discouraged from considering HRT, limiting relief and preventative options across the U.S..​

What Is HRT and Who Benefits Most?

Hormone replacement therapy is the administration of estrogen, often combined with progesterone, to counteract the declining hormone levels that drive menopause symptoms: hot flashes, night sweats, mood shifts, and bone loss. Modern protocols, emphasized by experts like Dr. Hall, frequently employ bioidentical hormones. compounds structurally identical to those the body naturally produces. Properly customized HRT not only brings rapid symptom relief but reduces the future risk of chronic conditions such as osteoporosis, diabetes and cognitive decline such as Alzheimer’s disease.​​

Restoring Balance: Hormones as the Body’s Operating “Software”

Dr. Hall affirms that hormones function as an intricate internal operating system, sending essential signals that orchestrate everything from metabolism and energy to immune response and mental clarity. When hormone levels drop, especially around menopause, this “software update” is missed, leading to widespread system slowdowns or malfunctions. Balancing and optimizing hormones, she asserts, can yield improvements in vitality far beyond simple symptom relief.​ For this reason, she has developed her own line of Body Software, a complete line of adaptogens, bioidentical hormones and essential minerals.  

Removing Barriers: The New FDA Guidelines

After a comprehensive review of the latest research, including long-term studies indicating that benefits outweigh risks when HRT is used correctly, the FDA, in November 2025, mandated the removal of black box warnings related to cardiovascular disease, breast cancer, and dementia for many systemic HRT medications. The new guidelines stress that the greatest benefits and lowest risks occur when HRT is started within 10 years of menopause or before age 60, a message now front and center in updated patient labeling.​

Addressing Persistent Myths: Timing, Safety, and Individualization

A persistent myth — that women must start HRT during perimenopause or very early in menopause — has long kept older patients from seeking help. Dr. Hall has found profound evidence to the contrary. Over her four decades of work supporting women through menopause, Dr. Hall’s patients have consistently reported improved memory and cognition in their 60s, 70s, and 80s as a result of HRT therapy.

Moving Forward: Empowerment and Prevention

With the FDA’s updated stance, clinicians and patients can finally engage in candid, evidence-based conversations about HRT, free from the stigma and confusion of outdated warnings. Dr. Hall’s message is clear: by maintaining balanced, youthful hormone levels through the use of modern, bioidentical options tailored to the individual, women can reclaim not only symptom relief but also lay a stronger foundation for long-term health, energy, and radiant aging.​​

This regulatory leap represents not just a technical guideline shift, but a cultural watershed, ensuring women are no longer held back by fear, but empowered to make nuanced, informed decisions about their care, longevity, and quality of life.​

About Dr. Prudence Hall

Dr. Prudence Hall is a traditionally-trained gynecologist and surgeon who pioneered integrated and regenerative medicine, focusing on natural solutions and holistic health beyond treating symptoms. She founded her practice in Santa Monica, specializing in regenerative medicine and offering virtual consultations and custom treatment plans based on comprehensive hormonal analysis. Dr. Hall is recognized as a top menopause expert and has helped over 40,000 patients during her 35-year career.

Social commerce business etaily hits $24m in funding following SMBC investment via 360 MAGAZINE.

ETAILY LANDS $24M INVESTMENT FROM JAPAN’S SMBC

Etaily lands strategic investment from Japan’s SMBC – bringing total funding to $24M for Social Commerce enablement platform

etaily, the Philippines’ digital-native retail platform, has secured new strategic investments led by Japan’s Sumitomo Mitsui Banking Corporation (SMBC), through its SMBC Asia Rising fund, bringing its total funding to over $24 million. Other investors in this round include Kaya Founders, JGDEV of the Gokongwei Group as well as other notable Asia-based families.

etaily enables some of the world’s best-known consumer brands in Southeast Asia, including Levi’s, Skechers, Abbott, L’Oreal among others. Etaily operates the eCommerce and marketing arm of more than 80 consumer brands and combines this with brand building, in having built Philippines fastest growing pet food brand Floof Pets next to supplements brands Nutrie among others. Gross Sales have doubled in the last 12 months as it accelerates growth in the region’s $230B retail market.

The Financial Times ranks etaily as one of the fastest growing companies in the Asia-Pacific region in 2025.

The investment comes right after Financial Times (FT) ranked etaily as the third fastest growing company in the APAC region, and the fastest growing in the Philippines. Only 2 other companies in the APAC region were from the Philippines, among 2000 peers.

Expanding across Southeast Asia with WPP partnership

Headquartered in the Philippines, etaily aims to build a multi-country cluster across Malaysia, Singapore, and beyond, enabling brands to enter and scale in Southeast Asia. A recently announced partnership with WPP Media strengthens etaily’s retail and media enablement capabilities, combining commerce infrastructure with world-class marketing expertise. The WPP Media Partnership aims to address Social Commerce Needs for clients in the cluster Philipines-Malaysia-Singapore, with recently first lifestyle brands onboarded in this cluster.

Southeast Asia’s e-commerce market is projected to reach $230 billion in GMV by 2026, with the Philippines identified as the fastest-growing e-commerce market globally in 2024, expanding 25% year-on-year.

According to Bain & Company, the region is expected to gain 140 million new consumers by 2030, with the Philippines leading in digital adoption. The country also records the highest online utilization rates in Southeast Asia, with users spending an average of eight hours per day on mobile devices.

As part of Etaily’s ongoing growth, the company has further strengthened its board governance. Ayala Corporation will now be represented by Mark Uy, Managing Director and Head of Corporate Strategy and Business Development. Etaily also welcomes Brian Go, Chief Financial Officer of the Gokongwei Group, as a new board member. The board additionally includes representatives from Temasek’s Pavilion Capital and others. This new composition reinforces Etaily’s strategic governance and alignment with its long-term regional expansion goals.

A platform built for global brands

Founded in 2020 by Alexander Friedhoff, etaily has processed over 40 million orders across Lazada, Shopee, TikTok Shop and brand.com channels. Its proprietary commerce engine spans the full value chain, from brand development and operations to fulfillment and analytics, including the recently launched Livestreaming, Affiliates and Shortterm video solution.

Alexander Friedhoff, Founder & CEO of etaily, said: ”For the last five years, we’ve focused on building etaily into a commerce powerhouse for global brands in Southeast Asia. Now it is time to double down on the latest developments in Social Commerce and Livestreaming. With our massive focus on fully controlled livestream studios we will be able to offer asset-light operations, and now strengthened partnerships and investors, we are positioned to lead the next wave of online-first, offline-to-follow retail in our regional cluster.”

Katsufumi Uchida, Head of Asia Pacific Division and Managing Executive Officer of 

SMBC added: “As we celebrate 10 years in the Philippines, SMBC Group remains dedicated to our Asia Multi-Franchise strategy, leveraging our extensive branch network to strengthen our presence in the Philippines and across the region, striving for the continued economic growth in the Philippines. We are excited to contribute to the expansion of local commerce ecosystems and to connect financial services with the evolving digital marketplace through strategic partnerships such as with etaily.“

Etaily’s growth has been supported by a range of prominent investors, including major conglomerates like Ayala Corporation, Southeast Asia’s oldest conglomerate, as well as the Gokongwei Group, Landmark’s Cheng family, and the Po family behind Century Pacific Food Corporation. In 2023 Etaily raised its last funding round, a Series A which was led by an investment from Taiwan’s SKS Capital and Singapore’s Pavilion Capital, a private equity firm under Temasek Holdings. Other investors include the Magsaysay Family, Kaya Founders, Japan’s SBI (former Soft bank) ICCP Fund and Foxmont Capital.

Yi Seng Gemstones in Phnom Penh Cambodia makes beautiful engagement rings via Vaughn Lowery + 360 MAGAZINE.

Your Guide to Designing a Unique Engagement Ring

Designing an engagement ring from scratch often begins with curiosity about how a meaningful idea can turn into something real. Many people discover that exploring shapes, stones, and metals helps them understand what feels personal and expressive. This early stage becomes enjoyable because every choice reflects a memory, a preference, or a story worth celebrating. It also sets the foundation for a ring that feels thoughtful rather than rushed.

As the process continues, you start noticing how each detail shapes the final piece. You also learn how style, comfort, and symbolism blend together in a way that feels unique to the relationship. These moments help you connect more deeply with custom engagement rings. They also make it easier to appreciate the creativity behind custom engagement rings.

Understanding Personal Style

As a first step in the design process, we need to ask ourselves about our own style. While some prefer classic looks, others opt for modern designs. Exploring different types could lead to inspiration. You can learn a lot about desired metals, stones, and settings from the jewelry an individual already owns. The key is finding a style that works for you, whether that be minimal or more elaborate.

Selecting the Right Metal

The next important step is choosing the metal that you want your engagement ring to be made out of. It can be classic gold, trendy platinum, or sweet rose gold. Every metal has its own merit when it comes to strength and feel. Gold comes in many shades, including yellow, white, and rose, so it is far more versatile. Platinum also boasts of great strength, which makes it ideal for those with sensitive skin, as it will not cause any allergic reactions. The warm hue of rose gold lends an interesting twist.

Choosing the Perfect Gemstone

While diamonds have long been the assumed stone for engagement rings, alternative gemstones can offer a touch of the unconventional. Each of these brings its own colors and meanings (sapphires, emeralds, and rubies). Choosing a gemstone is no easy task, as there are several factors to consider, including color, clarity, cut, and carat weight. These factors define the overall look and sparkle of the stone.

Exploring Different Settings

The choice of where a ring is worn affects both its appearance and its security. One of the most well-known styles for highlighting a stone is a prong setting. Bezel settings, which encase the stone with metal all around, provide even more protection. A halo configuration, meanwhile, surrounds a center stone with a circle of smaller stones that make the center stone sparkle. Each style has beauty and purpose, so choose one that suits your taste and lifestyle.

Customizing with Personal Touches

Personal touches can transform an engagement ring from nice to something truly special. Also, you can engrave meaningful dates on your wedding rings (not just initials)—it may bring emotional value. Having a birthstone or a family heirloom stone used can also personalize the design. These components ensure that a ring evolves into a treasured memento.

Balancing Budget and Design

Creating a unique engagement ring doesn’t have to be extremely expensive. The metal type or the gemstone can be prioritized, which helps in decision-making without overspending. The distribution of different jewelry and their prices helps ensure quality within limits. Remember that necessity is the mother of invention, and one can find equally beautiful solutions.

Seeking Professional Guidance

An experienced jeweler has most probably taken on many projects and can streamline the design process for you. Experts provide guidance on material options and design implications. They can also offer sketches or computer-generated images to make the design of the final product clear. Liaising with a jeweler makes sure that the design meets expectations and helps prevent misunderstandings.

Ethical and Sustainable Choices

Ethical responsibility has become an increasingly important aspect of jewelry design over the past few years. There is now a large number of people seeking conflict-free diamonds, as well as gemstones that are mined responsibly. Taking a closer look at recycled metals and lab-grown stones is one sustainable value alignment option as well. Choosing thoughtfully means creating a healthier planet and giving the ring a truly meaningful background.

Conclusion

Creating a custom engagement ring is both an artistic and a challenging endeavor. With a little knowledge of style, a sense of what is needed, and the addition of significant details, a person can create a ring that reflects the journey of their life. Doing what needs to be done, while also exercising creativity and asking for help along the way, ensures that both the journey and the success are fun. In the end, a ring designed with thought and care becomes a lasting symbol of love.

Yi Seng Gemstones in Phnom Penh Cambodia makes beautiful engagement rings via Vaughn Lowery + 360 MAGAZINE.
Yi Seng Gemstones in Phnom Penh Cambodia makes beautiful engagement rings via Vaughn Lowery + 360 MAGAZINE.

Kansas Jayhawks Set for December Showdown Against UConn at Allen Fieldhouse

The Kansas Jayhawks and the UConn Huskies are preparing for a highly anticipated matchup scheduled for December 2 at Allen Fieldhouse in Lawrence. The meeting brings national attention because both programs carry championship expectations every time they step on the floor. Kansas enters this early season test ready to measure its new lineup against one of the strongest non-conference opponents.

As excitement builds for marquee games like this, fans across the state are also paying close attention to the latest offerings from Kansas sportsbooks, which add another layer of engagement to NCAA Basketball season.

The energy surrounding Allen Fieldhouse tends to grow rapidly whenever a nationally respected program visits, and UConn consistently brings that type of intensity. Kansas supporters expect a packed arena, and the environment around this game signals a night that could showcase early momentum for both teams.

Anticipation has already started rising across Lawrence as conversations about strategy, pace, and pressure mount. The combination of history, competitive pride, and the timing of a December matchup creates a compelling atmosphere that draws nationwide interest.

The clash provides an opportunity for Kansas to display how its current roster construction responds to a heavyweight challenge. UConn historically sets a demanding standard and Kansas benefits from facing such opposition before conference play begins.

This early December date stands out for fans who look for measuring sticks that help define the potential ceiling of their favorite program. Allen Fieldhouse plays a central role in shaping the night, with its tradition, noise, and legacy fueling expectations of a memorable contest.

The date of December 2 has already been marked by Kansas followers who enjoy the return of high-level NCAA Basketball in the early stages of winter. The buildup feels substantial because both teams carry national respect and every possession often holds weight in matchups featuring programs with rich histories.

Analysts, alumni, and students understand how games like this influence national perception. The stage is set for a collision featuring competitive identity, disciplined preparation, and a crowd hungry for significant early season action.

Kansas Preparation for a Premier Opponent

Kansas approaches this matchup with a mindset centered on shaping the defining traits of its current group. The coaching staff uses early challenges to reinforce principles, establish expectations for rotation decisions, and build command of the system. With UConn arriving as a respected opponent, Kansas intends to test the reliability of its schemes under pressure.

The preparation phase also includes refining on court communication, recognizing tendencies, and maintaining discipline. Kansas fans expect the team to respond to high stakes competition with energy and purpose, and this early December opportunity supports that objective with a clear target date.

UConn Arrives With National Attention

UConn’s arrival at Allen Fieldhouse brings nationwide interest because the program consistently competes at a high level. The team’s appearance in Lawrence generates excitement and anticipation among those who appreciate matchups featuring prominent national contenders. UConn traditionally embraces challenges on the road, and this visit represents a chance to showcase its competitive standard.

Kansas supporters understand the significance of welcoming a recognized brand that thrives in pressure settings. The early season timing adds intrigue, creating a sense of urgency that enhances the overall spectacle of the evening.

Significance of the Allen Fieldhouse Setting

Allen Fieldhouse provides an environment that influences the rhythm and emotional tone of a game. Fans expect noise levels that test the composure of any visiting team, especially one with UConn’s stature. The building’s history amplifies every possession, and the tradition surrounding Kansas basketball heightens expectations.

The energy in the arena often becomes a factor as players respond to the intensity of the crowd. This December matchup benefits from that electric environment, giving Kansas an important psychological advantage while offering spectators a memorable experience filled with anticipation.

Early Season Momentum and National Impact

Games held early in the season often contribute to national conversation about program direction and potential. Kansas embraces this opportunity to demonstrate strength, consistency, and composure against a respected non-conference opponent.

The December 2 date positions this matchup as a moment that can influence rankings, projections, and confidence levels. UConn’s presence ensures heightened evaluation, and analysts tend to weigh results from high profile contests when forming early impressions. Kansas aims to show that its foundation is solid and that it can handle the pressure associated with national scrutiny.

Coaching Strategies Entering the Matchup

Coaching strategy plays a central role in preparing for a team like UConn. Kansas evaluates tendencies, reviews film, and implements adjustments meant to capitalize on opportunities. Approach, structure, and execution blend into a collective plan designed to withstand intensity during game action.

Coaches pay attention to timing, spacing, and situational responses. The preparation builds toward establishing a rhythm that supports players in moments when defensive pressure or fast paced sequences challenge their decision making. Kansas benefits from intentional strategy work that aligns with the demands of facing a top tier opponent.

Fan Expectations Surrounding the December 2 Event

Fans in Lawrence have already begun generating excitement around the upcoming contest, and the community atmosphere reflects genuine anticipation.

Many recognize the importance of hosting a program like UConn at Allen Fieldhouse, and the discussion surrounding the event adds energy throughout the city. Students, alumni, and residents appreciate how early season games contribute to school pride. The December date engages fans who enjoy the intensity of a nationally highlighted matchup. With anticipation rising, the city prepares for a vibrant environment that showcases the passion associated with Kansas basketball.

Media Coverage and National Spotlight

National media outlets typically highlight matchups that feature programs with historical success and competitive credibility. Kansas and UConn bring that combination, resulting in considerable media attention. Analysts discuss coaching decisions, roster development, and the significance of meeting a major opponent early in the season.

Media coverage also emphasizes the atmosphere at Allen Fieldhouse because it remains an iconic location for NCAA Basketball. The exposure adds to the magnitude of the event and enhances the broader conversation surrounding both programs in early December.

Competitive Stakes for Both Programs

The December 2 date carries competitive meaning for Kansas and UConn as both programs look to shape the direction of their seasons. Kansas aims to verify the stability of its roster and highlight areas of growth, while UConn seeks to reinforce its ability to challenge strong opponents on the road.

The outcome influences early season confidence, and players understand that such matchups offer opportunities to establish momentum. The importance stems from the desire to demonstrate readiness for future challenges while respecting the weight of facing a well-regarded opponent.

Anticipated Pace and Style of the Matchup

The style of play expected in a Kansas versus UConn meeting generally involves disciplined execution, well timed decision making, and competitive physicality. Kansas supporters anticipate a pace that may shift depending on situational demands, with both teams looking to impose their preferred rhythm.

Early season matchups provide opportunities to observe how emerging lineups handle adjustments. Kansas intends to maintain control through spacing and tempo choices, while UConn’s approach traditionally emphasizes poise. These factors combine to create a compelling early season display of strategy and resilience.

The Broader Importance of Non-Conference Tests

Non-conference games provide valuable information about preparedness and competitive identity. Kansas benefits from facing a team like UConn because it creates a scenario where execution carries significant weight. These matchups highlight areas that require refinement and reveal strengths that can be relied upon throughout the season.

The December 2 meeting reflects the broader goal of scheduling opponents who push the team to develop under pressure. Kansas embraces the challenge because it prepares players for future demands and reinforces the value of early season tests against strong national programs.

2025 Lamborghini Day Japan - Fenomeno Debut via Vaughn Lowery + 360 MAGAZINE.

Older Supercar, New Buyer: Setting Expectations And Value

Purchasing an older supercar is a thrilling prospect for many car enthusiasts. These high-performance vehicles carry a legacy of engineering excellence and design. However, buying an older model requires careful consideration of various factors. This post aims to guide potential supercar buyers in setting realistic expectations and understanding the value of these iconic machines.

Understanding the Appeal

Supercars possess a unique charm that captivates automobile lovers. Their elegant lines immediately catch your eye. Then, you notice the serious power under the hood and remember their rich history. New buyers often get their dream car with this vehicle. It’s essential to understand what sets these vehicles apart and any potential challenges you may encounter before you buy one.

Assessing the Vehicle’s Condition

The condition of an older supercar plays a crucial role in its value. When an owner says, “I want to sell my McLaren MP4-12C,” buyers should thoroughly inspect both the exterior and interior for signs of wear and tear. Checking the engine and transmission is also essential. Good service paperwork reveals if a car received proper care, which guides your buying choice.

Historical Significance and Rarity

Some supercars appreciate due to their historical significance or rarity. Limited runs? Collectors grab those pieces. A car’s past, including its ownership history and original condition, combined with the number of units built, often indicates whether it will be a smart financial move. Buyers should research specific models to gauge their long-term worth and appeal in the collector’s market.

Cost of Ownership

Owning a supercar involves more than the initial purchase price. Upkeep, coverage, and any necessary fixes really add to the costs. Buyers should budget for these ongoing expenses. Get clear on the money. Then, no surprises hit. Talk to folks who already own one or know their stuff. They’ll tell you what it ‘really’ costs, far beyond the initial price tag.

Evaluating Performance and Technology

Older supercars may lack the advanced technology found in modern vehicles. Decide if you care more about how well something performs or its cool tech features. While the raw power of these cars is undeniable, features such as modern infotainment systems or safety enhancements may be absent. You’ll feel good about what you bought when these align.

Finding the Right Seller

Choosing a reputable seller is paramount. Dealerships specializing in luxury vehicles or private sellers known for their integrity offer peace of mind. Verifying the seller’s reputation through reviews or references minimizes risks. You can truly trust a seller who lays out all the facts and keeps everything transparent. With that honesty, you will pick the best option for you.

Negotiating the Price

Buying an older supercar often means haggling. Be ready to negotiate the price. Buyers should research market prices for similar models and discuss terms confidently. Knowing a car’s state, scarcity, and past makes you a stronger negotiator. A fair price aligns with both the buyer’s budget and the vehicle’s actual value.

Legal and Documentation Checks

Ensuring all documentation is in order is essential. You must thoroughly verify the title, service records, and the vehicle’s accident history. This information prevents legal problems from arising. Owning it becomes super easy. Proper documentation also supports the car’s resale value, should the buyer decide to sell later.

Insurance and Financing Options

Securing insurance for a supercar can be a challenging task. Savvy buyers connect with insurance providers who really specialize in expensive vehicles. When you’re eyeing that dream car, remember to consider your financing options. Some lenders specialize in securing great deals on high-end models. You’ll buy smarter, every time, once you truly understand the financial picture.

Drive The Vehicle to Feel the Road

Driving the car yourself truly shows how it performs and feels. Potential buyers should focus on engine responsiveness, braking, and handling. Listening for unusual noises or vibrations is crucial. Taking the car for a real spin truly confirms a buyer’s decision, as it shows it drives just how they hoped and feels excellent.

Conclusion

Acquiring a vintage supercar demands a thorough strategy. Plan every aspect of the purchase carefully. Knowing what makes something attractive, checking its shape, and determining the price helps buyers make informed decisions. The possession of a supercar yields considerable personal fulfillment, whether driven by a profound appreciation for automobiles or strategic financial growth. When you’re honest about what you can afford, that big purchase really hits the mark for both your wishes and your bank account. 

Reflections of Your Inheritance on Medicaid Eligibility Current

An inheritance may be a mixed blessing for someone on Medicaid. It may provide financial benefits, but it could also compromise essential benefits necessary for a comfortable life. You must absolutely know this vital information to ensure that you have medical assistance long after your parents pass away because of how inheritance and Medicaid function when used in conjunction with one another.

The Basics of Medicaid

Medicaid is a federal health insurance program designed for low-income individuals and families that meet specific income qualifications. Essential qualifiers are income and assets. Requirements vary by state, which can affect eligibility. Learning these rules will help you in your journey through the system.

Inheritance and Medicaid Removal

Understanding how your inheritance affects Medicaid eligibility is profound. For example, if someone were to inherit cash or other property, it might cause them to exceed the qualifying financial limit. This raise may cause ineligibility for Medicaid benefits for a set time frame or completely.

Countable vs. Non-Countable Assets

Medicaid distinguishes between countable and non-countable assets. Countable assets are tangible items, such as cash, bank accounts, and property, while non-countable assets encompass a broader range, including personal effects and primary homes. Inheritance, on the other hand, is usually a countable and can explain the cap on your resources.

Temporary vs. Permanent Disqualification

An inheritance that increases the amount of countable resources above the Medicaid threshold may result in the person receiving the inheritance losing eligibility. This hold-up will be temporary if the appropriate commissioning of excessive holdings happens within a specified period. If the inheritance exceeds the limit and remains above that amount, the recipients could face permanent disqualification from all benefits.

Strategies to Maintain Eligibility

There are ways to preserve Medicaid eligibility after an inheritance. These methods help manage finances within resource limits.

Spend Down Strategy

One strategy is to spend down the inheritance. It means spending the heirloom on approved expenses, such as paying medical bills, upgrading the house, or settling debts. Cutting down countable assets will allow people to become eligible again.

Protecting Your Funds Via Trusts

A trust protects the inheritance and can keep it from disqualifying you from Medicaid. You can typically accomplish this through special needs trusts or, more often, a pooled trust. The inheritance is placed in these trusts and offsets the beneficiary’s needs without affecting Medicaid eligibility.

Gifting and Transfers

Giving away part of the inheritance to other family members or organizations that don’t have to be counted, for example. On the other hand, if you want to gift it, that must be done with care, as there is a look-back period if you are on Medicaid. Penalties will be applied, which may reduce eligibility for any transfer completed in that time window.

Legal and Financial Guidance

When inheritance and Medicaid are involved, seeking professional advice is key. Asset management requires critical expert guidance from legal and financial professionals. They prevent unintended consequences and ensure actions are within regulations.

Legal Experts

Lawyers experienced in elder law or estate planning can offer valuable guidance. They understand the complexities of Medicaid rules and can help in setting up appropriate trusts or other financial arrangements.

Financial Advisors

A financial advisor can help in deciding whether to spend or invest an inheritance. They assist with Medicaid impact assessment and recommend protection plans.

Importance of Timely Action

If you are on Medicaid, you must act quickly upon receiving an inheritance. Rapid and informed decision-making can bring benefits. By understanding the rules and taking the necessary measures, you can ensure access to essential medical services.

Monitoring Changes

It is helpful to periodically reevaluate one’s financial standing and stay current on any changes to Medicaid. Changes in laws or family situations may require reassessment of strategies for continued eligibility.

Conclusion

Inheriting an asset that will disqualify you from Medicaid means you need to manage that inheritance in a way that retains your eligibility. With a basic understanding of the rules and the proper professional assistance, you can ensure that you at least protect your individual benefits. Use the correct approach so earnings made do not threaten or prevent access to basic healthwinds. Being engaged and informed can make a crucial difference. Careful planning can help individuals create wealth without losing their Medicaid qualification.

Zlatan’s third album ‘Symbol of Hope’ isn’t just a victory lap, it’s a framework via 360 MAGAZINE.

Zlatan – Symbol of Hope

Zlatan’s third album ‘Symbol of Hope’ isn’t just a victory lap, it’s a framework. Sequenced from the soulful opening of “Pay Day” to the thanksgiving cadence of “Alpha & Omega,” it builds a tonal language of reassurance and release: progressions that feel like a hand on your shoulder when the tempo dips, bursts of dance-floor energy when the joy needs to spill over. Across the set, he threads Lagos street sense through gospel lift, folds romance into homage on “Diamond,” and keeps the pulse calibrated for call-and-response. It’s a record made to move bodies and steady minds, and it pairs that intent with a pragmatic rollout via Zanku Records and ONErpm—data-driven planning without sanding off the grit.

In conversation with 360 MAGAZINE, Zlatan unpacks the choices behind that arc. He explains how “Get Better” with Fola set the emotional temperature, why “hope” had to be heard in the chords as much as the lyrics, and what each guest was brought in to do rather than merely represent. He talks about balancing spiritual tones with street-hop bounce alongside Chechdaproducer, lifting cues from Lagbaja with intent, and building live moments where dance becomes the message. He also gets practical—on running Zanku and ZTTW, on the value of precision when you’re independent, and on the first habits he’d hand to a kid in Ikorodu. Read on for a clear-eyed artist at work, articulating a thesis he believes anyone can practice: resilience is teachable, hope is contagious, courage is currency.

1. ‘Symbol Of Hope’ is your third studio album and you’ve described it as a grass-to-grace chapter. What moment or realization gave you the title, and how does “hope” translate sonically across the project rather than just lyrically? 

From the intro, ‘Pay Day’, you’d notice it has a soulful chord progression at the beginning, something of a church choir, hymnal, folk-leaning type of progression. That was us setting the tone for the album.

The whole album is built on tonal structures that are meant to generate joy. Even in the songs with more sombre tempos, those chords are well placed to feel like a hand over your shoulder, that is, the music telling you that everything would be okay.

On the outro, ‘Alpha and Omega’, we turned up the momentum on that celebratory and thanksgiving mood, and you can tell from the arrangement on that particular song, especially with those subtle vintage guitar melodies, that we were aiming for something fresh, uniquely African, and very much reassuring. 

The album packs different ranges, with songs like ‘Demons’, channelling that RnB-Hip Hop chemistry; and there are songs you’d just want to dance to like ‘Oyoyo’, ‘Jeserawa’, ‘Bebe’, and ‘Paypal’. Whatever tempo you find pouring through your eardrums, there’s either euphoria or re-assurance attached to it. 

2. “Get Better” with Fola arrived first and cut through on multiple charts. In what ways did that record set the emotional or musical temperature for the rest of the album? 

Fola is a really special talent. This particular song is one of my favourites and it’s an uplifting song on the album. Depression, stress, and silent battles are everywhere, and sometimes all we need is a reminder that things can change. 

Fola and I created Get Better as a voice of comfort. Even if we never meet those

who need it, the music will reach them. Music is spiritual because it speaks where words can’t, and that is what we used as our north star on this project — that consistent reminder that this album is a functional record. It’s meant to help you, as you soak it in. 

3. You’re releasing via Zanku Records in partnership with ONErpm. What did that setup let you do, in terms of rollout, marketing, data feedback etc, that you couldn’t on previous albums? 

ONErpm matches my energy, and I tell them this all the time. They know me very well; I’m always on standby to brainstorm, and develop ideas. We started planning the rollout of this album, even before its completion.

They take data very seriously, and we were able to assess public sentiments around my music way before we started planning. It was helpful having so much insight to work with, and that has shaped how we targeted the album during its release to reach even broader audiences. It’s been a great learning curve for me, just working with them. 

4. The opener “Pay Day” feels like a victory lap, while the closer “Alpha & Omega” revisits early sacrifices in Ketu. How did you want listeners to travel from arrival to reflection between those two poles? 

I wanted listeners to understand the structure of hope itself. It all starts with finding a purpose, but it matures when you find faith in God. Throughout the record, I spun different perspectives, from chasing the bankroll, being resilient, daring naysayers, celebrating your wins, fighting your demons and self saboteurs, and ultimately locking in with God. That’s the drift I had mentally

while creating this album, and I want listeners to feel that same uplift as they experience this album. 

5. Gospel uplift threads through “Till Thy Kingdom Come,” yet there’s still dance-floor energy elsewhere. How did you and Chechdaproducer balance spiritual tones with street-hop bounce without one diluting the other? 

Chechdaproducer is a visionary. We linked up in 2017 when we recorded ‘Able God’, and since then we have worked a couple of times before this album. We have learned to create without overthinking, but we ended up locking in on the vision for Symbol of Hope before we recorded most of the songs. So, all the beats he made felt fully in sync with the tonal structure I envisioned for the album. It was just seamless chemistry. 

6. “Diamond” nods to Lagbaja’s “Never Far Away.” What did you want that reference to signal about romance on the album—and how did you approach homage versus reinvention? 

Lagbaja is a legend in the Nigerian music scene. I grew up listening to his classics. And ‘Never Far Away’ is an iconic record that I was excited to reimagine. The song ‘Diamonds’ is special to me; because it celebrates the idea of love as something to cherish like pure jewels.

It’s for lovers, yearners and romantics, and that’s why we went for a chill, laid-back feel to the record. It’s a record that I want people to play back 10 years from now and still feel the same connection to their lover that they might experience now when they spin the track.

7. The feature list is heavyweight, including Davido, Qing Madi, Victony, Shallipopi, Mayorkun, Olamide, Flavour. Beyond star power, what specific textures or perspectives was each guest brought in to deliver? 

Every collaboration on this album was intended to evoke a strong emotion. It was not about the momentum of the artiste or anything like that. These are people I listen to and connect strongly with.

They each brought on a specific vibe, such that even on the party-starter songs there’s synergy in the messaging. It was very important for me to ensure that every song brought in sincere storytelling, and the deliveries matched our overall sonic vision for this album. Celebratory, introspective, reassuring. 

8. Zanku the dance became a global language. Where do movement and crowd call-and-response show up most clearly on ‘Symbol Of Hope’, and how are you building those moments into this tour cycle? 

Dance has always been a major part of my artistry. I remember the 2014 open mic competition audition that I won, which gave me my first car. I had gotten on stage, with barely a few minutes allocated to perform, and I started dancing before I even performed the song I went there to perform.

From my days in school, till now, I have always moved through the streets embracing dance and the dance community as a core part of my expression. That’s how the Zanku and Gbeku dance forms became a moment in Afrobeats, from just interacting with the pulse of the dance community. 

Those dance moves begin, first, from the inner corridors of Lagos, where dancers speak with their feet and interpret music with motion. It’s something I really hoped for at that time, because there was a time I created a dance step and it became popularized by another artiste. I knew I wanted a dance step that drew its breath from my music.

So, I’m still excited that Zanku and Gbeku are still evergreen moves that are present in today’s dancefloors. In ‘Symbol of Hope’, we are expecting dance to also take centre-stage, and we are already in the process of interfacing the dance community here. Dance and Zlatan are like 5&6, so I am always set for another moment like the ‘Zanku/Gbeku’ era. 

9. As a founder (Zanku Records) and fashion head (ZTTW), the enterprise keeps growing. What did running those lanes teach you that directly shaped creative choices on this album, whether it was sequencing, artwork, or single selection? 

Becoming an entrepreneur has always been in my trajectory. I started Zero to the world as an online pop up store, back in 2017. I hadn’t fully prepared for a full-blown business, but I knew I was going to try it out. I’ve stuck with my close circle since I took off — no major label support or structure at the time. We had to learn the ropes as an independent label, from learning about distributions, contracts and all of that.

Since then, we have always moved with the utmost urgency for sustainability. Even down to deciding the album’s creative rollouts, to the choice of collaborations in the final tracklisting, every decision was made with this understanding in mind. That’s why we are always keen on brainstorming through every decision. Being an independent act running your own label means zero room for mindless execution. Everything has to be precisely curated, else it’s too much of a risk to execute. 

10. If a young artist in Ikorodu asked how to apply the album’s thesis “resilience is teachable, hope is contagious, courage is currency”, what is the first concrete habit or mindset you’d tell them to practice for the next 90 days? 

I’d encourage them to do two things first: manifest and take action. At certain stages in one’s life, it’s important to see beyond their present predicament and visualize their success. Then, it’s very necessary to have a go-spirit. It’s not enough to wish or dream things; you have to take the next step.

Your path might not be fully clear at the time, but it is key to keep trying. At some point in my life, I was driving cabs, and still going to the studio to record music. I was always on the move, trying my hands at anything that guaranteed success. That’s the ultimate mindset to staying resilient and spreading hope with your life. 

Listen to ‘Symbol of Hope’ below!

Zlatan’s third album ‘Symbol of Hope’ isn’t just a victory lap, it’s a framework via 360 MAGAZINE.
Zlatan’s third album ‘Symbol of Hope’ isn’t just a victory lap, it’s a framework via 360 MAGAZINE.

Filipino Players Embrace Tongits Go on Facebook with GameZone Support

Manila, Philippines — The topic of Download Tongits Go on Facebook is trending among Filipino card game enthusiasts as more players seek convenient and reliable ways to enjoy the classic Tongits game online. Tongits, sometimes spelled Tong-its, has been a cultural mainstay in the Philippines for decades, known for its unique blend of strategy, skill, and social interaction. In recent years, the game has expanded into digital formats, with Facebook providing an accessible platform for both new and experienced players. Complementing this development, GameZone continues to offer guidance, strategy tips, and responsible gaming advice for Filipino players navigating the online Tongits environment.

Tongits: A Filipino Tradition in a Digital Era

Tongits has long been considered a staple in Filipino households and social gatherings. Played during family reunions, community events, and casual get-togethers, the game combines analytical thinking with social engagement. Success in Tongits requires managing hand sequences, anticipating opponents’ moves, and strategically discarding or melding cards to reduce one’s point count.

The transition to digital play via Facebook has not diminished the cultural significance of Tongits. Instead, it has broadened the reach of the game, allowing Filipinos in urban centers, rural areas, and even abroad to participate in real-time matches. This shift has helped maintain the game’s relevance in modern society while providing new opportunities for social interaction through chat features, online matchmaking, and interactive gameplay.

Facebook Provides Easy Access to Tongits Go

Industry observers note that the accessibility of Tongits Go on Facebook is one of the primary factors driving its recent surge in popularity. “Facebook is already widely used across the Philippines, making it an ideal platform for online gaming,” said a GameZone representative. “Players can launch the game directly within their Facebook accounts, start matches quickly, and enjoy a seamless experience without needing additional downloads or external installers.”

This ease of access is particularly beneficial for new players or those returning to the game after a break. By removing technical barriers, Facebook ensures that users can focus on learning the game mechanics and engaging with other players. Short, casual matches allow beginners to gain confidence, while longer competitive sessions give experienced players opportunities to refine their strategies.

Social Interaction Remains Central to Online Tongits

Despite its digital format, Tongits Go maintains the social essence of the traditional game. Players can communicate with opponents through chat features, exchange reactions, and engage in friendly banter during matches. These interactions mirror the lively discussions and playful competition that occur in face-to-face Tongits sessions.

Additionally, online Tongits expands the pool of available opponents. Users encounter a diverse array of players from different regions and backgrounds, creating an environment that is both dynamic and unpredictable. Analysts suggest that this diversity not only challenges players’ skills but also strengthens social bonds, as participants adapt to different play styles and strategies.

Continuous Practice Enhances Player Skills

Experts note that consistent gameplay is essential for improving Tongits skills, whether played traditionally or online. The digital format allows for flexible participation, enabling players to practice whenever they have time. Short sessions help beginners learn basic mechanics, while longer matches give advanced players the opportunity to test strategies, review past games, and identify patterns in opponents’ behavior.

Digital features, such as match replays and detailed move analysis, provide additional benefits that are not possible in physical gameplay. Players can evaluate decisions, refine techniques, and adjust strategies in real-time, leading to faster skill development and more competitive matches.

Cultural Preservation Through Digital Play

Observers emphasize that the digital adaptation of Tongits does not diminish its cultural importance. On the contrary, Tongits Go on Facebook helps preserve Filipino heritage by introducing younger generations to the game in a format that resonates with their digital lifestyle. The combination of accessibility, social interaction, and strategic depth ensures that Tongits continues to be a relevant cultural pastime while adapting to the technological habits of modern society.

GameZone contributes to this preservation by educating players about the game’s rules, strategy, and cultural significance. By encouraging thoughtful play and respect for traditional gameplay elements, GameZone helps ensure that Tongits remains a meaningful part of Filipino leisure activities in both physical and digital contexts.

Challenges and Considerations for Digital Players

Despite the benefits, transitioning to online Tongits comes with potential challenges. Some traditional players may miss the tactile and social nuances of face-to-face gameplay. Handling physical cards, reading body language, and experiencing direct interactions are aspects that cannot be fully replicated online.

Moreover, the convenience of digital play requires mindfulness. Extended sessions or excessive focus on matches can lead to fatigue or decreased productivity. GameZone addresses these concerns by promoting responsible play, encouraging players to take breaks, and providing guidance on balancing gaming with other commitments.

Future Outlook for Tongits Go Online

As Filipino players continue to explore Tongits Go on Facebook, industry experts predict sustained growth in the game’s digital presence. The combination of familiar platforms, strategic guidance from GameZone, and cultural significance positions the game for long-term relevance. Analysts note that continued integration with social media, regular updates, and educational resources will likely enhance player engagement and foster a more competitive online environment.

For new players, the opportunity to join casual matches and practice strategies in a supportive community offers a low-pressure entry point. For veteran players, the challenge of adapting to diverse opponents and refining tactical skills ensures a rewarding experience. Together, these factors are expected to maintain Tongits Go as a vibrant part of the Filipino online gaming ecosystem.

Bridging Tradition and Technology

The topic of Download Tongits Go on Facebook highlights a successful convergence of cultural heritage and modern technology. By making the game accessible on a widely used platform and supporting players with strategic guidance from GameZone, Tongits Go has become more than a digital pastime—it is a tool for cultural preservation, skill development, and social engagement.

Filipino players now have the ability to enjoy the classic excitement of Tongits anytime, anywhere, without losing the game’s social and cultural essence. With careful practice, responsible play, and ongoing guidance, both newcomers and experienced players can participate in a thriving online community that keeps the spirit of Tongits alive for generations to come.

Elevated Travel Experiences: How Fine Wine Enriches Every Journey via 360 MAGAZINE.