Posts tagged with "lawyer"

Vaughn lowery interviews nft vip speakers Nicole Buffett and Jesse Dylan in nyc via 360 MAGAZINE

NFT-VIP RECAP

After two jam-packed days, NFT-VIP proved to be a major success. Thanks to its close-knit team of organizers, professionals, involved in press groups and discussions about the impact an NFT, many had an enjoyable experience.

Below are some of our intimate conversations with some of the speakers as well as participants at NFT-VIP.

Warren Buffett's Nicole Buffett is interviewed by Joseph Lowery's grandson Vaughn Lowery of 360 Magazine at the NFT-VIP series in nyc

Listen to ‘NFTs for Impact’ on 360 MAG Podcast HERE.

360’s Vaughn Lowery had an impromptu dialogue with a list of enthusiastic humanitarians: Jesse Dylan, Co-founder of Snowcrash; Sarah Porter, Director of Business Development and Strategic Partnerships at Hope for Haiti; Fabiola Coupet, Since Eve Collective; Nicole Buffett, NFT Artist; Morgan Carroll, Field Marketing Manager for The Giving Block; and Daphne Darbouze, Since Eve Collective.

Listen to Darryl Scipio on 360 MAG Podcast HERE.

Darryl Oliver Scipio is a graduate of Rutgers University and Rutgers Law School.
He began his professional career in the dot-com industry and then onto finance news, launching CNN Money.

After law school, he organized the Racial Justice Program at the American Civil Liberties Union of New Jersey
(ACLU).

Today, Darryl is a proud father to twins and happily married to his beautiful wife Erika. Over the past few years, he established the Newark Chess Club — a youth advisership platform which teaches life skills for future milestones by applying the game’s rulesets. Lastly, he helms a boutique real estate and contracts law firm Downtown Newark.

picture of Adam Anderson via Adam Anderson for use by 360 Magazine

Listen to Adam Anderson on 360 MAG Podcast HERE.

Adam Anderson, the author of Fire Yourself, the Entrepreneurial Endgame and co-host of the Two Stones, One Bird podcast, is a cyber security and space entrepreneur who has been the advisor, founder and/or primary investor in over 30 startups.

As a cybersecurity venture, Adam is responsible for the cyber economy by reporting cybercrime and researching companies to ensure they are trustworthy.

He is also a venture capital walking alongside startups from the beginning stage of the business to the final launch and production.  He is now serving as the Chair of the Board for Hook Security and as Managing General Partner for Ansuz Capital

Listen to Wayne Scot Lukas on 360 MAG Podcast HERE.

Wayne Scot Lukas is a former celebrity wardrobe stylist for Janet Jackson as well as TLC’s co-host of the makeover reality series, What Not to Wear. As of late, he dropped by 360 Magazine’s kiosk during NFT-VIP in NYC to chop it up with Vaughn Lowery about Nipplegate, Janet’s b-day bash and Teyana Taylor.

Listen to Carrie Taylor on 360 MAG Podcast HERE.

Ms. NFTy, also known as Carrie Taylor, is an Asian American who attended the Harvard Business School for Disruptive Marketing. As an NFT architect, she wants to continue to create a space for underprivileged young people to learn about cryptocurrency with unique digital identifiers. Last week, she served as a keynote speaker at the NFT-VIP and NFT.NYC.

Official NFT-VIP Press Release HERE.

Listen to CEO Julie Lamb of NFT-VIP HERE.

College Student via 360 Magazine

Law School at LLS

Thinking about transitioning from journalism to law? Consider the JD Evening Program at Loyola Law School. The No. 1 evening program in the West, it will be rebooted in fall 2022 to a hybrid schedule requiring a regular on-campus commitment of just one night a week (Mondays).

Loyola Law School has long been a place where reporters from an array of news outlets, including the Associated Press and CNN, have transitioned from newsroom to courtroom. That is no surprise, given its location in downtown Los Angeles, support of journalists in the form of programs like the annual Journalist Law School, and faculty members who hail from the newsroom (including Sam Pillsbury, who went from newspaper reporter to federal prosecutor before becoming a professor).

The reinvented program leverages the law school’s 100+ year history as a leader in the part-time JD field with remote instruction cultivated through the pre-pandemic launch of its innovative online graduate tax program. Learn more about Loyola and how the new format of its legendary JD Evening program puts a law degree within reach for those with even the busiest of schedules. Download your copy of the digital brochure.

In the brochure, you will find helpful information about the rebooted JD Evening program. Start planning your application to LLS and learn more about unique learning and networking opportunities.

Also, feel free to reach out to their team directly. Admissions representatives are delighted to share their personal experiences consulting with prospective students on how to build a successful application and plan for law school. Make an appointment to speak with an Admissions counselor or visit during chat hours.

Baby via 360 Magazine

IVF Contracts

Natalia Wilson, managing partner of Ain & Bank, is one of the most highly respected attorneys in Washington D.C. and is one of the nation’s leading matrimonial lawyers. Ain & Bank is a boutique law firm offering bespoke legal solutions and protections to some of the country’s most high-profile individuals from captains of industry to leading figures in the entertainment and sports world.

Wilson consults with clients who require advice and firm guidance to resolve matters of relationship breakdown, management of custody disputes, and preparation of prenuptial agreements. In addition, Wilson is at the cutting edge of what the legal world refers to as “modern family creation” advising clients on the legal implications of assisted routes to parenthood including in vitro fertilization (IVF), surrogacy, and more.

The miracle of pregnancy and childbirth is revered by cultures across the globe. The creation of life on earth forms the basis of mythology, old wives’ tales, and spiritual teachings that have endured since ancient times. This combined with cultural and social expectations, makes many couples feel pressure to conceive. According to the U.S. Dept. of Health & Human Services’ Office on Women’s Health, approximately 10 percent, or 6.1 million couples face infertility issues annually.

Expectant couples flaunt photographs of pregnancy gender reveals, birth announcements, baby showers, and beautiful, happy families celebrating on social media—adding to the pressure and disappointment for couples unable to conceive. For many, assisted routes to parenthood are the only options for possible conception.  

Every year, thousands of intended parents decide to pursue modern family creation. Thanks to modern technology and the normalization of gestational carriers, IVF and surrogacy are popular options for many. But what are the potential pitfalls of such an arrangement?

“Although I’m a divorce lawyer by trade, nothing gives me more pleasure than to see couples embark on the journey of parenthood,” said Wilson.  “Modern family creation is a dynamic area of family law and, unlike marriage, one in which many couples do not think about what might happen should their relationship end”.

Wilson points to the recently reported Virginia case of Jessee v. Jessee as a cautionary tale in which a trial court’s award of a frozen embryo to the wife in a divorce matter was reversed by the Court of Appeals. Wilson uses this judgment to illustrate the hurdles that some intended parents with stored embryos may face down the road and provides some helpful advice about what to consider when embarking on IVF.

Here are tips that couples should consider:

Is there a contract in place regarding what should happen to the frozen embryos in the event of relationship breakdown or divorce?

It is common for fertility clinics to provide proforma contracts stating that the ownership and/or rights to embryos are to be directed by court decree or settlement agreement. If the court has not yet issued a decree and if the parties have not reached a settlement agreement, there is no contract in place directing who should be awarded the embryos.

Don’t wait until things turn sour to determine the fate of the embryos. Spend time talking to each other about parenthood and what it means to each of you. Engage with experienced professionals who can represent your individual interests to draft an agreement much like a prenuptial agreement resulting in a contract recording what will happen to the embryos should the relationship end.

What does the court consider if it all goes wrong?

When parties do not have a contract in place dictating who should be awarded frozen embryos, the court will work to understand the interests of each party. The court will want to know why the parties engaged in IVF, whether each party is physically able to have biological children through other means and the impact that that carrying an embryo to term would have on the intended parent who may no longer wish to have children. The court will also try to understand whether one party is seeking the embryos simply to punish their former partner by preventing them from being awarded the embryos.  The court has broad discretion.  

Will the court compensate you financially if your ex-partner is awarded the embryos?

No. The issue of financial compensation is something clients struggle with. Many clients believe that to quantify the value of an embryo is tantamount to placing a monetary value on life. Others feel that it is their right to be awarded compensation in exchange for their genetic material.

Consider the full force impact of parenthood

When couples decide, whether by necessity or design, to embark on a journey to freeze embryos they must fully consider the implications of their choice. Although events leading to a decision to engage in IVF may have been painful, couples are afforded the time and space to think about the commitment they are making. Parenthood requires that couples recommit to each other as a parenting team and to the life for which they may ultimately be responsible.  Think about why you want to be a parent and what it is about your partner that you think will make them a great co-parent.

Talk to each other

How does your partner articulate their desire to parent? Are you entering parenthood to please each other? Does one of you want to parent a child more than the other? If your partner is more apprehensive than you are that doesn’t necessarily mean that they will be a bad parent. Trust your instincts and communicate openly and honestly. 

Don’t get swept up in the wave

Even when pursuing IVF treatments, it is all too easy to get swept up in the idea of parenthood because it is something that society expects. The path to parenthood is not created equal and the strain couples experience when undergoing assisted fertility treatments can place a real burden on an otherwise carefree relationship. Work to futureproof from the very first steps you take, preparation and planning may just help to prevent great heartache down the road.

“Creating a family is not something anyone should rush into,” said Wilson. “Make sure that you work together as a couple to thoughtfully and fully think through all of the potential future scenarios and address them.” She added, “Although we all hope that we’ll live happily ever after, it’s always better to be prepared, and having these in-depth discussions upfront will help you to better understand each other and become a stronger team.”

illustration by Sara Davidson for use by 360 Magazine

How to Get Your Car Back After It Gets Towed

When you find out your car has been towed, the first thing to do is check if it was improperly parked. If your vehicle was not parked in an illegal space, then call the police non-emergency number and ask what you can do about getting your car back. There are so many reasons why your car may have been towed. Finding out why and how to get your vehicle is going to be crucial. Be aware that most tow companies charge a fee of $200 or more for retrieving cars.

Contact the Police Non-Emergency Number

If you find out that your vehicle has been towed and it is not because of an illegally parked vehicle, then call the police non-emergency phone line to learn what can be done about getting back a car.

The police non-emergency number will help you figure out why your car was towed and how it can be retrieved.

Call Your Lawyer

Your car may have been towed because it was used in a crime. If this is the case, contact your lawyer immediately. Your lawyer will be able to advise you on how to proceed or what can be done about retrieving your car.

Your lawyer may also know of any laws that protect you from being charged with the crime if you are not found guilty. This information will help so much when talking to authorities and trying to get back a vehicle without legal issues following it after the tow truck has left.

Take Pictures Before and After the Tow

Most tow truck companies will not give you a receipt or any form of documentation about your car’s location. Taking pictures and keeping evidence will be the only way to make sure that it gets back on track if something were to happen with insurance, retrieval fees, and other legal matters after it has been towed from its original spot.

If you feel it was illegally towed, take pictures of the parking spot as well as your car. This documentation will come in handy if you need to prove that it was legally parked and the tow truck company illegally towed it.

Have All Legal Information and Documentation Ready

You will need to have all legal documentation and information ready when talking with the tow truck company, including ensuring that you are not held responsible for any fees. Make copies of your driver’s license, registration, insurance card, title certificate, or bill of sale if needed at a later date. If there was an illegal reason why your car was towed, it would be imperative that you keep a record of all legal actions and documentation.

Make sure to ask for a receipt from the tow truck company after your vehicle has been picked up. If they refuse or give an amount higher than $40, do not pay them until you have called your lawyer to make sure everything is on the up and up.

Sometimes, tow truck companies will check your car’s VIN to see if you have any outstanding tickets or payments owed. This will help them decide if they can legally tow your vehicle or not, so be sure to have all information ready before you even call the police non-emergency number.

Getting towed is one of those things that no one wants to experience. If it does happen, though, at least there are tips and tricks on how to get back a car and resolve the issue. Just make sure to be prepared with all documentation and information necessary.

Why You Should Enlist a Lawyer After a Car Crash

Roads are full of surprises, and you never know when an accident may happen. No matter how careful you are, it isn’t always possible to avoid accidents. From reckless drivers to poor road conditions and aggressive drivers, you never know what could happen. If you are injured in a car accident, it is always wise to enlist the services of a lawyer. Here are a few reasons why. 

Dealing With Your Insurance Company

Your insurance providers are pleasant and accommodating when you first need to get insurance. However, they can be very difficult and unpredictable when it is time to seek compensation. It would help if you had a good lawyer to deal with them. Since they are big companies, they are likely to hire good lawyers. You don’t want to go against a big insurance company lawyer without any legal representation. 

The lawyer has a lot of expertise in law. They have handled issues similar to yours, and if you have no legal help, they can quickly shut your claims down. Negotiation is an integral part of the process, and your attorney will do it better than you. They will help you handle the process of recording the details of your accident to ensure that you get the maximum compensation. 

Peace of Mind

Working with a good car accident lawyer gives you peace of mind. You can sit back and relax knowing that your case is being handled. You don’t need to run up and down wondering what paperwork to fill next or what you need to handle first. When you have just been in an accident, you want to rest and recover. Working with a lawyer makes that possible. 

Proving Injuries

Even if you sustained serious injuries in a car accident, proving them can be difficult. The period right after your accident can be confusing. Many people don’t remember to keep proof of their injuries. If you contact your lawyer right from the start, they’ll ensure that no evidence is lost. They will help you keep copies of your medical reports, medical records, and photos of your injuries. They may help reconstruct the accident to prove who was at fault. They may interview witnesses and obtain accident reports on your behalf. 

Getting Maximum Compensation

Your attorney will help ensure that you get maximum compensation for your damages. While you may understand the physical and emotional impact of an accident, you may not understand the true financial impact. Car accident lawyers know how much different injuries are worth. They will determine the strength of your case and give you an estimate of what to expect before going forward. With their help, you may receive compensation for medical bills, mental anguish, lost wages, property damage, and pain and suffering. 

Settlement Negotiation

Depending on the nature of your accident, a settlement may be your best option. Settlement negotiations aren’t limited to the parties involved in the accident. They may also involve car insurance providers. 

Your lawyer will help ensure that the settlement you receive is consistent with your injuries and property damage. They represent you in negotiations and ensure that you aren’t getting less than you deserve. 

If you lack representation, insurance providers are likely to take advantage of your inexperience. They may offer a settlement that is a lot lower than what you deserve. 

Filing a Case

If you need to file a case, your attorney is the best person to take care of it. They will represent you in court and ensure that you receive compensation. If the other party seems unwilling to offer compensation for your damages, call your lawyer

After a car accident, you have a lot of people to call. It is a stressful time, and most people don’t know how to react. However, your lawyer should be one of your first calls. They will give you tips to handle the situation and get as much compensation as possible.

WHY I LOVE HEMINGWAY

My interest in Hemingway was piqued when I was 19. On a whim, I picked up Aaron Hochner’s book Papa Hemingway and never looked back. The anecdotes, the gusto for life that Hemingway showed, the jokes, and the intensity of the man captured me completely. After that, I read every biography published starting with Princeton scholar Carlos Baker’s seminal work, and then went on to the original sources: the short stories, the novels and the letters.

People invariably express surprise when they find that I, a woman, am deep into Hemingway lore and literature. The most common reaction is, “Oh God, he hated women, didn’t he? And he loved bull fighting and hunting. How can you stand him?” After 35 years of reading Hemingway, here’s what I’ve concluded about why I am such a fan and why I find him so relatable.

1.    Hemingway was complex. There is the surface and there is more. Just as his simple short sentences belie deeper messages, Hemingway’s persona of a bellicose he-man obscures the multi-faceted shy man beneath the facade. He was a macho icon and yet was far ahead of his time in writing about gender fluidity, women’s rights, and women as leaders. His character Pilar, a mountain woman, is a strong secondary heroine in For Whom the Bell Tolls. The 1927 short story, Hills Like White Elephants, deals with the issue of abortion with compassion and directness all without once mentioning the word and with Hemingway’s sympathies clearly resting with the woman. And in his exploratory The Garden of Eden, Hemingway wrote of gender identity and role changing, all unmentionable in his era. He was a brilliant, insecure, depressed alcoholic with mother issues, all of which made for a rich if not easy emotional stew. The man was full of contradictions and nuance—like all of us.

2.    Hemingway’s subject matter moves me. I hate bullfighting, war, hunting, boxing—staples of Hemingway plots—but those are not what I see when I read his works. A Farewell to Arms is about war, but it also is about friendship, love, sacrifice, and coping with grief when all is hopeless. And while For Whom the Bell Tolls is about the Spanish Civil War, it also is about two young lovers who for one snapshot in time have it all. For one moment, they have a beauty that can never be taken from them. Hemingway created images in crafted strokes and phrases, many of which have become clichés to the point of parody because they were that good at defining a feeling and were completely fresh when penned. “Did thee feel the earth move?” “The world breaks everyone and afterward, some are stronger in the broken places.” “Never mistake motion for action.” “Grace under pressure.” At bottom, Hemingway wrote about healing, devotion to a person or cause no matter the cost, loss, and love. The ending of For Whom the Bell Tolls slays me every time.

3.    Reading Hemingway reminds me that everything is about context. I mentioned bullfighting and hunting big game. Most of us hate both and view them as barbaric. However, as my history professor always said, you have to see behaviors in the context of their time. Those activities were not anathema in 1930. Eighty years from now, the consensus may be that killing animals for food is brutal, and that not having subsidized medical care for all is byzantine, and to not permit assisted suicide is cruel. Different sensibilities frame what we find unacceptable. Context is key, and Hemingway both shaped and was a product of his time like all of us.

4.    And finally, all of our heroes have failings and Hemingway had his share of bad behavior—perhaps more than his share. He was jealous of his rivals due to his own insecurities. He could be a boring part-time bully, particularly when drinking. He was an inconstant husband and a mercurial father. He discarded people who helped him on the way up. And yet–-he was generous to selected friends and writers. He was kind to his animals whom he treated like family members. He was gentle and supportive personally and financially to employees of his Cuban household. He was a mimic and story-teller who presented life in technicolor to his sons. He was truly brave in both wars. He was committed to his craft and even when suffering health ravages including the after effects of two plane crashes, seven or eight serious concussions, and alcoholism, he sat down to work almost every day to write something of value, something new that had never been attempted. There is a nobility in that. Like all heroes from John F. Kennedy to Martin Luther King to Mahatma Gandhi to Winston Churchill, the warts are there along-side the accomplishments. The international braggart jostles for position next to the mid-western artist, alone and unassuming in his writing studio. The serious thinker morphs into a silly prankster in his letters to family and friends. The mean-spirited diva twists into a gracious and humble supporter of others to his own detriment in a sudden pivot. As Hemingway wrote in For Whom the Bell Tolls, “I know now there is no one thing that is true. It is all true.” It is the combination of the dark and the light of the same man that molded the whole. Hemingway was a shapeshifter, like we all are to some degree.

Archibald MacLeish once said that he only knew two men in his life who could empty the air from a room simply by entering it—Franklin Delano Roosevelt and Ernest Hemingway. He added, “Hemingway simply could not stop people from talking about him.” That continues to be true today and is part of why I love Hemingway. The well of getting to know him never runs dry.

Christine M. Whitehead

Lawyer and author of the novel Hemingway’s Daughter

Visit Christine’s official site.

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Juneteenth Image via Rita Azar for use by 360 Magazine

TIDAL x Angela Rye – Triumph Over Trauma

TIDAL, in partnership with influential politico, lawyer and advocate Angela Rye, is announcing the premiere of “Triumph Over Trauma: Black Wall Street Then and Now” – a one-hour long special commemorating the centennial of one of the worst attacks of racial violence in American history: the Tulsa Race Massacre. The special will premiere on Saturday, June 19 at 6 pm ET to also honor the Juneteenth holiday, which celebrates the effective end of slavery in the United States.

The Tulsa Race Massacre devastated the prosperous African-American business community in Tulsa, Oklahoma’s Greenwood District known as “Black Wall Street” and claimed hundreds of lives. Viewers will hear from three living survivors of the massacre – Mother Fletcher, Mother Randle, and Uncle Red – who will discuss memories of Black Wall Street, escaping the night of the massacre, their legacy, and much more. The hour-long special will also feature local politicians, business leaders, Black youth of Tusla, activists, writers, and more reflecting, learning, inspiring, and growing – and most importantly shedding light on untold history.

The special will be broadcast simultaneously on TIDAL’s YouTube channel as well as in-app – both members and non-members alike will be able to view. You can find a preview HERE.

Highlighting the historical moments that impact society is an integral part of TIDAL’s DNA. By celebrating how integral all voices are to culture and community, TIDAL continues its commitment to providing its members with culture-shifting content.

Lil Nas X 'Satan Sneaker' illustration by Heather Skovlund for 360 Magazine

NIKE vs MSCHF

Nike has filed a federal trademark infringement lawsuit against MSCHF shoes that released a controversial customized version of its sneakers “Satan Shoes” with rapper Lil Nas X. In the lawsuit filed today, Nike accused MSCHF Product Studio, Inc. of trademark infringement over the designer’s 666 pairs of modified Nike sneakers made in collaboration with the “Old Town Road” singer. All 666 pairs sold out Monday.

Fara Sunderji is a partner at the international law firm Dorsey & Whitney in its New York office. Sunderji has extensive expertise in all stages of trademark, copyright, clearance, prosecution, maintenance, enforcement, and litigation. Of the lawsuit she says, 

“Nike’s swoosh is probably one of the most recognizable non-word trademarks in the world.  You see it and you automatically think of Nike as the source of the good on which it appears.  This is how trademarks are supposed to operate, as a source identified.  Nike’s case here is pretty simple to understand:  MSCHF is selling Nike Air Max 97’s that have been modified in a way in which Nike does not approve.  People see these “Satan Shoes” and think they come from Nike and some people don’t like that.  Nike, therefore, claims that the release of these “Santa Shoes” is harming its valuable brand,” Sunderji says. 

“MSCHF will likely argue that they are protected under a theory called the First Sale Doctrine, which allows third parties to resell trademarked goods that have already entered the marketplace.  But the doctrine is limited to the sale of genuine goods.  The doctrine is based on the premise that consumers are not being deceived because they are receiving what they have bargained for, the trademarked good. Under Second Circuit case law, goods are not genuine if they do not conform to the brand owner’s quality control standards, and it is easy to guess Nike’s take on this issue – Just don’t do it,” Sunderji says. 

According to NBC News, the lawsuit states “We don’t have any further details to share on pending legal matters,” Nike said. “However, we can tell you we do not have a relationship with Lil Nas X or MSCHF.”

Trademark attorney Josh Gerben of Gerben Perrott PLLC stated to CNN Business that “It’s a legal rationale that grants artists who purchase and repurpose individual copyrighted products the ability to express and profit off their own creativity.”. He also pointed out Nike shoe redesigners like MSCHF commonly sell their work on online marketplaces. “You’ve got all kinds of artists that go out there and they take a shoe, and they’ll do a whole bunch of custom art on the shoe and maybe resell it for $1,000-3,000,” Gerben said. “This is something Nike is well aware of and has done absolutely nothing to mess with because there’s a sneaker culture here.”

Lil Nas X isn’t named as a party in the lawsuit. Representatives for the musician did not respond to calls or emails requesting comment.

The backlash from social media is incredible with thousands of people expressing their opinions with the shoes and the representation they bring:

  •  South Dakota Governor Kristi Noem tweeted “Our kids are being told that this kind of product, is not only okay, it’s “exclusive.” But do you know what’s more exclusive? Their God-given eternal soul. We are in a fight for the soul of our nation. We need to fight hard. And we need to fight smart. We have to win.”.
  • NBA star Nick Young tweeted “My kids will never play Old Town Road again… I’m still debating about wearing Nike after this come Nike a drop of blood for real”.
  • On Instagram, celebrity musician Miley Cyrus shares a photo proudly wearing the controversial sneakers, captioning the post “Can you see Satan?”.

The controversial ‘Satan Shoes’ were strategically dropped after the release of Lil Nas X’s music video for “Montero (Call Me By Your Name)”, which has already been viewed more than 54 million times.

Lil Nas X took to Twitter in his true fashion posting “I spent my entire teenage years hating myself because of the shit y’all preached would happen to me because I was gay. So I hope u are mad, stay mad, feel the same anger you teach us to have towards ourselves.”

Kaelen Felix Land Rover

Does Car Insurance Cover Hail Damage to My Car?

On average, the cost of repair for hail damage to a car is about $2,500

If you recently had a bad storm that damaged your car, you might not have the money to repair the car, especially if you weren’t expecting that extra cost. 

However, in some cases, you could turn to your insurance to help you out. But when does that work? We’ll break down everything you need to know, so make sure you keep reading!

Your Coverage

Before you can submit a claim for the insurance company to cover your hail damage, you’ll need to check your insurance policy first to figure out if you have a hail damage claim.

If you only have liability coverage, then you’re not covered for hail damage. Liability coverage will only protect you if you cause damage to someone else’s vehicle in an accident. 

However, if you have comprehensive coverage, you might be able to submit a claim. This will let you submit a claim to have any damage to your car paid for. This includes things like an animal damaging your car, a tree falling on it, glass shattering, or hail damage. 

If you know that there is a big storm coming, you may not be able to automatically sign up for comprehensive insurance. Insurance companies normally put a hold on when you can sign up so that you don’t do it just for catastrophic events. This is why you should have insurance at all times. 

The Deductible

If you have comprehensive insurance, you’ll likely also have a deductible. This is the amount you’ll have to pay out of your own pocket before the insurance steps in and covers some of it. 

If you have a higher deductible, you might also have a lower premium, so consider that if you’re new to signing up for comprehensive insurance. 

However, if you live in an area where hail storms happen often, you’ll have to figure out whether you can afford the out-of-pocket deductible if you need to submit a claim. 

In some instances, the insurance company might waive the deductible if it affects the glass of your car. 

Your Premium

Whenever you make a claim, it gets added to your insurance record. Every time you submit a claim, it could end up affecting what you pay for car insurance, but that’s only if you submit a lot of claims over a short period of time.

Deciding to file a claim will depend on how much damage you have. If the damage isn’t that bad, it might save you money, in the long run, to just pay for it yourself. However, if your car is going to have thousands of dollars in hail damage and you don’t have the money to pay for it, it might be better to risk the higher premium later on.

How to File a Claim

If you decide that you do want to file a claim for hail damage to car, you should do it as soon as possible. 

You’ll do it the same way that you’ve filed other claims for your car before. Contact the insurance company either on the phone or online. You should do it as soon as the storm is gone.

If it’s a large storm, your neighbors in the area will likely be doing the same thing, so you want to make sure you try and get in as soon as possible to avoid waiting for hours to reach someone. 

Once you actually get to file the claim, the insurance company will send a claims adjuster to look at the damage and figure out how much they will pay you to fix the hail damage. 

How to Fix the Damage

Whether the insurance company decides to help you or not, you’ll still need to then fix the damages. 

If your car is already paid for and the damage isn’t too bad, you could decide to just leave the dents. But if you still have a loan on the car, you’ll need to find someone to repair it. 

For those who did file a claim, the claim adjuster will help you find an auto body shop and get an estimate for the repair. For those who didn’t have the insurance to cover it, you can find your own auto body shop and get quotes on your own.

If you’re going to do that, make sure you shop around so that you can find the best deal possible. 

How to Protect it in the Future

To avoid all of this in the future, you’ll also have to figure out how to protect your car from future hail storms.

If you live somewhere that constantly has hail storms, you should look into preventative measures. Some of them include just buying a car cover to prevent hail damage that you can keep in the back of your trunk. If a hail storm pops up, you can easily pull over and cover your car to help reduce the impact from the hail.

Weather apps can also be useful and send you alerts when a storm is about to pop up. If you have enough time, you should try and find a garage or a covered area to help stop the hail from damaging your car. 

Learn More About Hail Damage to a Car

These are only a few things to know about hail damage to a car, but there are many more tips on how to get it fixed.

We know that dealing with car problems of any kind are a nuisance and can be stressful, especially if you don’t know how to solve it. That’s why we’re here to help you!

If you enjoyed this article, make sure that you explore our website to find more articles just like this one!

Kaelen Felix illustrates divorce story for 360 magazine

What Do I Need to Bring to a Divorce Attorney Consultation?

Divorce is a rocky road, but it’s better to take the bumpy off-ramp to safety than keeping pedal to the metal on a burning highway of a marriage. If you’ve decided to lawyer up for your divorce, you need to be prepared to maximize your time with the attorney by getting your documents in order, asking the right questions, and getting sound legal advice about what you can expect from your case.

Goals for your divorce

Have somewhat of a game plan going into the consultation process. If it helps to write it down so you can get your thoughts in order. Think it over and draft out some ideas in your mind of what you think the best outcome would be. What do you want at the end of this?

Some goals to think about may be maintaining certain assets. Write down what financial outcome you have in mind. Think about shared items and what you want. Who gets the car? What about the dog? 

If you have kids, they are probably at the forefront of your mind right now. Think about how you envision a custody arrangement working out, and then decide what would be best for the children and also as good as possible for you. 

Your lawyer is your confidant, and they will stick with you through the divorce (provided you continue to pay them!). But even though your attorney will advise you, head into the consultation with the mindset and attitude you want to be seen with if your divorce goes to court. With a good mindset and clear head, approach this meeting as a moment to clearly state what you want and how they can help you make it work. 

Questions you should ask

Naturally, you might have many questions before meeting with your attorney. You should write them down ahead of time so you don’t forget to get the answers you need. Don’t be embarrassed about looking at notes while you meet with an attorney. The clearer you are and the more information you provide, the better equipped your attorney will be to help you through this divorce. 

Some of the things you will want to find out from an attorney during your consultation are what you can expect the process to look like and what your attorney is like in the courtroom. Are they an aggressive defender or a calm and steady advocate in the courtroom? 

It’s also important to know what your attorney’s communication style is like. How frequently will they communicate with you throughout the legal process? How often can you contact them and how will they bill you? Find out the costs involved.

In addition to asking questions, you want to bring your honesty to the meeting. Be frank and forthcoming with your attorney about your strengths and weaknesses and ask them how they view your case, your situation, and your likely outcomes. 

Documents, records (evidence!)

When it comes to bringing relevant and important documentation to show your divorce attorney, the more the better. There are a lot of documents that are important to show your attorney and that can be used as evidence on your behalf down the line

Financial records are important, particularly in joint accounts. Remember, you are still responsible for your divorce. This means that while your attorney will help you search for discrepancies in your joint accounts, things that would indicate suspicious withdrawals or payments or transfers, you should also scour these records yourself. 

Any documented agreements with your spouse need to be at the top of this pile too. If you have a prenuptial agreement (prenup), bring it with you as that is a paramount legal document during a divorce. 

Evidence of problems is also important. If your divorce is taking place under particularly messy circumstances, you need to be ready, and your lawyer does too. Threatening messages, abusive voicemails, crazy screenshots, photographs showing illegal or dangerous actions by your spouse, evidence of destructive or violent behavior, all of that needs to be seen by your lawyer so they can provide you with vital counsel. 

Here are all the basics you want to have covered for your consultation:

  • Goals and questions written down
  • Prenuptial arrangements or other written agreements
  • Joint tax returns or income information
  • Bank account records
  • Physical or photographic evidence of wrongdoing, cheating, harm, or abuse