Posts tagged with "attorney"

Why You Should Enlist a Lawyer After a Car Crash

Roads are full of surprises, and you never know when an accident may happen. No matter how careful you are, it isn’t always possible to avoid accidents. From reckless drivers to poor road conditions and aggressive drivers, you never know what could happen. If you are injured in a car accident, it is always wise to enlist the services of a lawyer. Here are a few reasons why. 

Dealing With Your Insurance Company

Your insurance providers are pleasant and accommodating when you first need to get insurance. However, they can be very difficult and unpredictable when it is time to seek compensation. It would help if you had a good lawyer to deal with them. Since they are big companies, they are likely to hire good lawyers. You don’t want to go against a big insurance company lawyer without any legal representation. 

The lawyer has a lot of expertise in law. They have handled issues similar to yours, and if you have no legal help, they can quickly shut your claims down. Negotiation is an integral part of the process, and your attorney will do it better than you. They will help you handle the process of recording the details of your accident to ensure that you get the maximum compensation. 

Peace of Mind

Working with a good car accident lawyer gives you peace of mind. You can sit back and relax knowing that your case is being handled. You don’t need to run up and down wondering what paperwork to fill next or what you need to handle first. When you have just been in an accident, you want to rest and recover. Working with a lawyer makes that possible. 

Proving Injuries

Even if you sustained serious injuries in a car accident, proving them can be difficult. The period right after your accident can be confusing. Many people don’t remember to keep proof of their injuries. If you contact your lawyer right from the start, they’ll ensure that no evidence is lost. They will help you keep copies of your medical reports, medical records, and photos of your injuries. They may help reconstruct the accident to prove who was at fault. They may interview witnesses and obtain accident reports on your behalf. 

Getting Maximum Compensation

Your attorney will help ensure that you get maximum compensation for your damages. While you may understand the physical and emotional impact of an accident, you may not understand the true financial impact. Car accident lawyers know how much different injuries are worth. They will determine the strength of your case and give you an estimate of what to expect before going forward. With their help, you may receive compensation for medical bills, mental anguish, lost wages, property damage, and pain and suffering. 

Settlement Negotiation

Depending on the nature of your accident, a settlement may be your best option. Settlement negotiations aren’t limited to the parties involved in the accident. They may also involve car insurance providers. 

Your lawyer will help ensure that the settlement you receive is consistent with your injuries and property damage. They represent you in negotiations and ensure that you aren’t getting less than you deserve. 

If you lack representation, insurance providers are likely to take advantage of your inexperience. They may offer a settlement that is a lot lower than what you deserve. 

Filing a Case

If you need to file a case, your attorney is the best person to take care of it. They will represent you in court and ensure that you receive compensation. If the other party seems unwilling to offer compensation for your damages, call your lawyer

After a car accident, you have a lot of people to call. It is a stressful time, and most people don’t know how to react. However, your lawyer should be one of your first calls. They will give you tips to handle the situation and get as much compensation as possible.

Lawsuit illustration by Heather Skovlund for 360 Magazine

Four Questions to Ask Your Personal Injury Attorney

Meeting with a lawyer for the first time can be stressful, especially when you’re pursuing an important personal injury case. Need some help figuring out what to ask? Here are a few helpful suggestions:

How Much Will This Case Cost Me?

One of the most important factors to consider before pursuing a personal injury case is if it’s worth the time and effort. One way to decide that is to find out how much it will cost you. That means asking your injury attorney what their fees are.

Most lawyers work on contingency, meaning they only get paid if you win the case, in which case the amount they received is based on a percentage of your settlement. It’s also worth checking what advance costs (filing fees, medical record retrieval fees, expert witness fees, etc.) you’re liable for if you don’t win.

What Could My Settlement Be Worth?

Another major factor in deciding if a case is worth pursuing is how much you stand to gain from it. Injury attorneys can calculate an estimated settlement amount for you based on things like the cost of your medical bills, any property damages you may have suffered, wages lost due to missed work, and more.

Getting an idea of how much you can expect from a settlement is good not only for helping you choose whether or not to pursue your case, but also if a certain lawyer’s terms are acceptable to you, or if you should consider hiring someone else instead.

What Will My Role in the Case Be?

Different lawyers work in different ways. Some require a high level of participation from their clients, while others are happy to work on things on their own and only contact you when they need information. Likewise, you may want to take a more active role or you may prefer to leave it in their hands.

Whatever your preference, it’s important to know what is expected of you, and also for your injury attorney to know what you expect of them. Establishing these things through clear and upfront communication is vital to the success of any personal injury case.

How Much Experience Do You Have?

One of the most important factors to consider when hiring a lawyer, if not the number one most important factor, is how much experience that lawyer has with cases similar to yours. Even if a lawyer has worked on numerous personal injury cases over the years, there are different kinds of cases within that milieu.

From car accidents to work-site injuries to commercial negligence, an attorney can work for many years without once representing a case like yours. If you want the very best representation possible, you want to know that the lawyer you’re talking to has had both experience and success in cases like yours.

WHY I LOVE HEMINGWAY

My interest in Hemingway was piqued when I was 19. On a whim, I picked up Aaron Hochner’s book Papa Hemingway and never looked back. The anecdotes, the gusto for life that Hemingway showed, the jokes, and the intensity of the man captured me completely. After that, I read every biography published starting with Princeton scholar Carlos Baker’s seminal work, and then went on to the original sources: the short stories, the novels and the letters.

People invariably express surprise when they find that I, a woman, am deep into Hemingway lore and literature. The most common reaction is, “Oh God, he hated women, didn’t he? And he loved bull fighting and hunting. How can you stand him?” After 35 years of reading Hemingway, here’s what I’ve concluded about why I am such a fan and why I find him so relatable.

1.    Hemingway was complex. There is the surface and there is more. Just as his simple short sentences belie deeper messages, Hemingway’s persona of a bellicose he-man obscures the multi-faceted shy man beneath the facade. He was a macho icon and yet was far ahead of his time in writing about gender fluidity, women’s rights, and women as leaders. His character Pilar, a mountain woman, is a strong secondary heroine in For Whom the Bell Tolls. The 1927 short story, Hills Like White Elephants, deals with the issue of abortion with compassion and directness all without once mentioning the word and with Hemingway’s sympathies clearly resting with the woman. And in his exploratory The Garden of Eden, Hemingway wrote of gender identity and role changing, all unmentionable in his era. He was a brilliant, insecure, depressed alcoholic with mother issues, all of which made for a rich if not easy emotional stew. The man was full of contradictions and nuance—like all of us.

2.    Hemingway’s subject matter moves me. I hate bullfighting, war, hunting, boxing—staples of Hemingway plots—but those are not what I see when I read his works. A Farewell to Arms is about war, but it also is about friendship, love, sacrifice, and coping with grief when all is hopeless. And while For Whom the Bell Tolls is about the Spanish Civil War, it also is about two young lovers who for one snapshot in time have it all. For one moment, they have a beauty that can never be taken from them. Hemingway created images in crafted strokes and phrases, many of which have become clichés to the point of parody because they were that good at defining a feeling and were completely fresh when penned. “Did thee feel the earth move?” “The world breaks everyone and afterward, some are stronger in the broken places.” “Never mistake motion for action.” “Grace under pressure.” At bottom, Hemingway wrote about healing, devotion to a person or cause no matter the cost, loss, and love. The ending of For Whom the Bell Tolls slays me every time.

3.    Reading Hemingway reminds me that everything is about context. I mentioned bullfighting and hunting big game. Most of us hate both and view them as barbaric. However, as my history professor always said, you have to see behaviors in the context of their time. Those activities were not anathema in 1930. Eighty years from now, the consensus may be that killing animals for food is brutal, and that not having subsidized medical care for all is byzantine, and to not permit assisted suicide is cruel. Different sensibilities frame what we find unacceptable. Context is key, and Hemingway both shaped and was a product of his time like all of us.

4.    And finally, all of our heroes have failings and Hemingway had his share of bad behavior—perhaps more than his share. He was jealous of his rivals due to his own insecurities. He could be a boring part-time bully, particularly when drinking. He was an inconstant husband and a mercurial father. He discarded people who helped him on the way up. And yet–-he was generous to selected friends and writers. He was kind to his animals whom he treated like family members. He was gentle and supportive personally and financially to employees of his Cuban household. He was a mimic and story-teller who presented life in technicolor to his sons. He was truly brave in both wars. He was committed to his craft and even when suffering health ravages including the after effects of two plane crashes, seven or eight serious concussions, and alcoholism, he sat down to work almost every day to write something of value, something new that had never been attempted. There is a nobility in that. Like all heroes from John F. Kennedy to Martin Luther King to Mahatma Gandhi to Winston Churchill, the warts are there along-side the accomplishments. The international braggart jostles for position next to the mid-western artist, alone and unassuming in his writing studio. The serious thinker morphs into a silly prankster in his letters to family and friends. The mean-spirited diva twists into a gracious and humble supporter of others to his own detriment in a sudden pivot. As Hemingway wrote in For Whom the Bell Tolls, “I know now there is no one thing that is true. It is all true.” It is the combination of the dark and the light of the same man that molded the whole. Hemingway was a shapeshifter, like we all are to some degree.

Archibald MacLeish once said that he only knew two men in his life who could empty the air from a room simply by entering it—Franklin Delano Roosevelt and Ernest Hemingway. He added, “Hemingway simply could not stop people from talking about him.” That continues to be true today and is part of why I love Hemingway. The well of getting to know him never runs dry.

Christine M. Whitehead

Lawyer and author of the novel Hemingway’s Daughter

Visit Christine’s official site.

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Britney Spears illustration by Heather Skovlund for 360 Magazine

Britney Spears Breaks Her Silence

“I Just Want My Life Back” 

Britney Spears Breaks Her Silence 

By: Heather Skovlund-Reibsamen 

Conservator 

con·ser·va·tor | noun 

  • a person responsible for the repair and preservation of works of art, buildings, or other things of cultural or environmental interest.

Britney Spears. We have heard her name countless times over the years in regard to her career, however, more recently regarding her conservatorship. A conservatorship is a legal arrangement that gives a court-appointed individual, known as the conservator, the power to handle the financial and/or personal affairs of another adult who has been deemed incapacitated.

In this case, James Parnell Spears is Britney’s father and conservator. Mr. Spears was appointed conservator in 2008 after Ms. Spears was taken to the hospital twice by ambulance for involuntary psychiatric evaluations in the midst of a series of public struggles and concerns around her mental health. 

The recent documentary on Britney Spears on Hulu, “The New York Times Presents Framing Britney Spears”, gives a lot of insight into how the conservatorship first came into play. Ms. Spears was failed from the very beginning, unfortunately. She had one request over the conservatorship- for her father not to be the head of it. She was adamant that he was not in charge of herself or her finances. She did not want her father making the decisions on her medical care and treatment as well as her finances.  

Essentially, Britney’s entire life was about to be dictated by people other than herself, against her will. The conservatorship enabled them to control who could and could not visit Britney and retained security guards for her twenty-four hours a day. They had the power to access her medical records and communicate with her doctors. They could take control of her house and even cancel her credit cards. They could make television deals and recordings for her and were able to be overly involved with her finances. In addition to the conservatorship, Spears had also lost the ability to see her two children, whom she shares with ex-husband Kevin Federline. A few weeks after the temporary conservatorship started, she was able to regain some visitation rights.  

On October 28, 2008, the conservatorship over Britney was made permanent. That was thirteen years ago. Thirteen. Since the conservatorship was placed over Britney, she has gone on to release albums, go on tour, and even held a Las Vegas Residency at the Las Vegas Planet Hollywood Resort and Casino. Britney claims that her father had her put on lithium against her will and forced her to keep an IUD in so that she would not have more children. Which leads us to this question: Why is she still under the conservatorship if she is able to work and perform to the absolute best of her ability? A conservatorship is for someone unable to make those decisions for themselves along with not being able to provide for themselves. Britney Spears has shown the entire world over and over again that she is able to function and run her own shows quite successfully.  

If you take a moment and look through Ms. Spears’ Instagram account, you will catch a glimpse of the real Britney. She is a breath of fresh air that is full of life and love, but held back by so many things out of her control. She’s a forty-year-old victim in a conservatorship that is no longer needed. Social media users have taken the internet by storm with the hashtags of #freebritney and you quite literally see it everywhere. There are millions of supporters that have followed her journey and are hoping their voices are heard as well as Britney’s to ensure her freedom.  

Additionally, Jaime Spears has been living off of Britney for the last 13 years. Ms. Spears says “Considering my family has lived off my conservatorship for 13 years, I won’t be surprised if one of them has something to say… I just don’t like feeling like I work for the people who I pay.” According to Forbes, Ms. Spears has paid her father a monthly salary, provided office space, and given him a cut of her celebrity. Jaime Spears was paid at least $5 million before taxes since 2008. Britney also has to pay the entirety of the legal fees for both herself and her conservators. Her father has also made money off of her residencies and tours, which you can read more about here.

More recently, there was a hearing where a twenty-four-minute statement against the conservatorship was aired. You can hear the audio here. Ms. Spears met virtually with Los Angeles probate judge Brenda Penny claiming she wants to sue her family and that she has been “abused” by a previous therapist, among other multiple accusations. 

Additionally, Samy Dwek has also shared an opinion on the matter:

WHOOPS, THEY DID IT AGAIN! FATHER’S CONSERVATORSHIP CONTINUES FOR BRITTANY SPEARS – AND IT SHOULDN’T

By Samy Dwek, Founder and CEO, The Family Office Doctor and White Knight Consulting

I would address something that’s been a major press story – the guardianship of Britney Spears.

In California, they use the word “conservator” – someone who looks after the affairs of a person, such as their finances, or after them as a person, their estate, their properties. In Florida, we use the word “guardianship” of the person or of the property.

For the last 10 years, Britney Spears’ father, Jamie Spears, has been her conservator, her guardian, overseeing both her finances and her personal property, her career, et cetera. Following some very public issues, the court ruled that Bessemer Trust can come in to look after her financial affairs. I think is a very sound decision, based on the father’s background. Bessemer probably has a lot better experience in managing money.

However, the father retains the power as a guardian of the person, looking after her estate and her personal affairs, her personal care, medication, et cetera, which remains a point of contention.

I have to agree with Brittany Spears that her father should be replaced. Let me be very clear that if I were to have someone look after me, I would prefer there to be a person who is impartial, not a family member who has potentially an axe to grind, especially when my bank account would have $60 million in it, and someone who is not trained in these matters.

As parents, we care for our kids, but it’s a very different thing to deal with when the child has some kind of mental trauma or health issues. At that point, I think bringing in a professional who is an expert guardian and does this for a living would probably make more sense.

And I think there’s a lot more to play out here because I believe that Brittany was not aware of the fact that she can cancel the guardianship. She could actually ask for an end to the conservatorship. I think that would be a bit of a drawn-out process that would involve psychiatrists and others to prove that she has the mental capacity to take control of her life. And that would be something that would need to be proven to these practitioners and then presented to the court.

Given the opportunity, I would push for the implementation of a professional guardian whilst these issues are ironed out. Not all parents are good parents, hence we have CPS. A trained professional under the supervision of the courts is a more prudent solution.  

LINK TO LEAKED HQ AUDIO 

LIGHTLY EDITED TRANSCRIPT FROM AUDIO:

SPEARS: I just got a new phone, and I have a lot to say, so bear with me. Basically, a lot has happened since two years ago, the last time – I wrote this all down – the last time I was in court.  

I will be honest with you. I haven’t been back to court in a long time, because I don’t think I was heard on any level when I came to court the last time. I brought four sheets of paper in my hands and wrote in length what I had been through the last four months before I came there. The people who did that to me should not be able to walk away so easily. I’ll recap. I was on tour in 2018. I was forced to do… My management said if I don’t do this tour, I will have to find an attorney –  

JUDGE: Ms. Spears, I hate to interrupt you, but my court reporter is taking down what you’re saying, so you have to speak a little more slowly.  

SPEARS: Oh, of course. Yes. Okay. The people who did this to me should not be able to walk away so easily. To recap: I was on tour in 2018. I was forced to do… My management said if I don’t do this tour, I will have to find an attorney, and by contract, my own management could sue me if I didn’t follow through with the tour. He handed me a sheet of paper as I got off stage in Vegas and said I had to sign it. It was very threatening and scary. And with the conservatorship, I couldn’t even get my own attorney. So out of fear, I went ahead, and I did the tour.  

When I came off that tour, a new show in Las Vegas was supposed to take place. I started rehearsing early, but it was hard because I’d been doing Vegas for four years and I needed a break in between. But no, I was told this is the timeline and this is how it’s going to go. I rehearsed four days a week. Half of the time in the studio and a half of the other time in a Westlake studio. I was basically directing most of the show. I actually did most of the choreography, meaning I taught my dancers my new choreography myself. I take everything I do very seriously. There’s tons of video with me at rehearsals. I wasn’t good – I was great. I led a room of sixteen dancers in rehearsal.  

It’s funny to hear my managers’ side of the story. They all said I wasn’t participating in rehearsals, and I never agreed to take my medication – which my medication is only taken in the mornings, never at rehearsal. They don’t see even see me. So why are they even claiming that? When I said no to one dance move into rehearsals, it was as if I planted a huge bomb somewhere. And I said no, I don’t want to do it this way.  

After that, my management, my dancers and my assistant of the new people that were supposed to do the new show all went into a room, shut the door and didn’t come out for at least forty-five minutes. Ma’am, I’m not here to be anyone’s slave. I can say no to a dance move. I was told by my at-the-time therapist, Dr. Benson – who died – that my manager called him and then that moment and told him I wasn’t cooperating or following the guidelines in rehearsals. And he also said I wasn’t taking my medication, which is so dumb, because I’ve had the same lady every morning for the past eight years give me my same medication. And I’m nowhere near these stupid people. It made no sense at all.  

There was a week period where they were nice to me, and I told them I don’t want to do the – they were nice to me, they said if I don’t want to do the new Vegas show, I don’t have to because I was getting really nervous. They said I could wait. It was like lifting literally two hundred pounds off of me when they said I don’t have to do the show anymore, because it was really really hard on myself, and it was too much. I couldn’t take it anymore. 

So, I remember telling my assistant, but y’know what I feel weird if I say no, I feel like they’re gonna come back and be mean to me or punish me or something. Three days later, after I said no to Vegas, my therapist sat me down in a room and said he had a million phone calls about how I was not cooperating in rehearsals, and I haven’t been taking my medication. All this was false. He immediately, the next day, put me on lithium out of nowhere. He took me off my normal meds I’ve been on for five years. And lithium is a very, very strong and completely different medication compared to what I was used to. You can go mentally impaired if you take too much, if you stay on it longer than five months. But he put me on that, and I felt drunk. I really couldn’t even take up for myself. I couldn’t even have a conversation with my mom or dad really about anything. I told him I was scared, and my doctor had me on six different nurses with this new medication, come to my home, stay with me to monitor me on this new medication, which I never wanted to be on to begin with. There were six different nurses in my home, and they wouldn’t let me get in my car to go anywhere for a month. 

Not only did my family not do a goddamn thing, my dad was all for it. Anything that happened to me had to be approved by my dad. And my dad acted like he didn’t know that I was told I had to be tested over the Christmas holidays before they sent me away, when my kids went home to Louisiana. He was the one who approved all of it. My whole family did nothing. 

Over the two-week holiday, a lady came into my home for four hours a day, sat me down and did a psych test on me. It took forever. But I was told I had to. Then after, I got a phone call from my dad, basically saying I’d failed the test or whatever, whatever. “I’m sorry, Britney, you have to listen to your doctors. They’re planning to send you to a small home in Beverly Hills to do a small rehab program that we’re going to make up for you. You’re going to pay $60,000 a month for this.” I cried on the phone for an hour, and he loved every minute of it.  

The control he had over someone as powerful as me – he loved the control to hurt his own daughter 100,000%. He loved it. I packed my bags and went to that place. I worked seven days a week, no days off, which in California, the only similar thing to this is called sex trafficking. Making anyone work against their will, taking all f their possessions away – credit card, cash, phone, passport – and placing them in a home where they work with the people who live with them. They all lived in the house with me, the nurses, the 24-7 security. There was one chef that came there and cooked for me daily during the weekdays. They watched me change every day – naked – morning, noon and night. My body – I had no privacy door for my room. I have eight vials of blook a week.  

If I didn’t do any of my meetings and work from eight to six at night, which is ten hours a day, seven days a week, no days off, I wouldn’t be able to see my kids or my boyfriend. I never had a say in my schedule. They always told me I had to do this. And Ma’am, I will tell you, sitting in a chair for ten hours a day, seven days a week, it ain’t fun… and especially when you can’t walk out the front door.  

And that’s why I’m telling you this again two years later, after I’ve lied and told the whole world” I’m okay and I’m happy.” It’s a lie. I thought I just maybe if I said enough maybe I might become happy, because I’ve been in denial. I’ve been in shock. I am traumatized. You know, fake it till you make it. But now I’m telling you the truth, okay? I’m not happy. I can’t sleep. I’m so angry it’s insane. And I’m depressed. I cry every day.  

And the reason I’m telling you this is because I don’t think how the state of California can have all this written in the court documents from the time I showed up and do absolutely nothing — just hire, with my money, another person and keep my dad on board. Ma’am, my dad and anyone involved in this conservatorship and my management who played a huge role in punishing me when I said no — ma’am, they should be in jail. Their cruel tactics working for Miley Cyrus as she smokes on joints onstage at the VMAs — nothing is ever done to this generation for doing wrong things. 

But my precious body, who has worked for my dad for the past fucking 13 years, trying to be so good and pretty. So perfect. When he works me so hard. When I do everything, I’m told and the state of California allowed my father — ignorant father — to take his own daughter, who only has a role with me if I work with him, they’ve set back the whole course and allowed him to do that to me. That’s given these people I’ve worked for way too much control. They also threaten me and said, If I don’t go, then I have to go to court. And it will be more embarrassing to me if the judge publicly makes the evidence we have. 

You have to go. I was advised for my image; I need to go ahead and just go and get it over with. They said that to me. I don’t even drink alcohol — I should drink alcohol, considering what they put my heart through. Also, the Bridges facility they sent me to, none of the kids — I was doing this program for four months, so the last two months I went to a Bridges facility. None of the kids there did the program. They never showed up for any of them. You didn’t have to do anything if you didn’t want to. How come they always made me go? How come I was always threatened by my dad and anybody that participated in this conservatorship? If I don’t do this, what they tell me to enslave me to do, they’re gonna punish me. 

The last time I spoke to you by just keeping the conservatorship going, and also keeping my dad in the loop, made me feel like I was dead — like I didn’t matter, like nothing had been done to me, like you thought I was lying or something. I’m telling you again, because I’m not lying. I want to feel heard. And I’m telling you this again, so maybe you can understand the depth and the degree and the damage that they did to me back then. 

I want changes, and I want changes going forward. I deserve changes. I was told I have to sit down and be evaluated, again, if I want to end the conservatorship. Ma’am, I didn’t know I could petition the conservatorship to end it. I’m sorry for my ignorance, but I honestly didn’t know that. But honestly, but I don’t think I owe anyone to be evaluated. I’ve done more than enough. I don’t feel like I should even be in room with anyone to offend me by trying to question my capacity of intelligence, whether I need to be in this stupid conservatorship or not. I’ve done more than enough. 

I don’t owe these people anything — especially me, the one that has roofed and fed tons of people on tour on the road. It’s embarrassing and demoralizing what I’ve been through. And that’s the main reason I’ve never said it openly. And mainly, I didn’t want to say it openly, because I honestly don’t think anyone would believe me. To be honest with you, the Paris Hilton story on what they did to her to that that school, I didn’t believe any of it. I’m sorry. I’m an outsider, and I’ll just be honest. I didn’t believe it. 

And maybe I’m wrong, and that’s why I didn’t want to say any of this to anybody, to the public, because I thought people would make fun of me or laugh at me and say, “She’s lying, she’s got everything, she’s Britney Spears.” 

I’m not lying. I just want my life back. And it’s been 13 years. And it’s enough. It’s been a long time since I’ve owned my money. And it’s my wish and my dream for all of this to end without being tested. Again, it makes no sense whatsoever for the State of California to sit back and literally watch me with their own two eyes, make a living for so many people, and pay so many people, trucks and buses on the road with me and be told, I’m not good enough. But I’m great at what I do. And I allow these people to control what I do, ma’am. And it’s enough. It makes no sense at all. 

Now, going forward, I’m not willing to meet or see anyone. I’ve met with enough people against my will. I’m done. All I want is to own my money, for this to end, and my boyfriend to drive me in his fucking car. 

And I would honestly like to sue my family, to be totally honest with you. I also would like to be able to share my story with the world, and what they did to me, instead of it being a hush-hush secret to benefit all of them. I want to be able to be heard on what they did to me by making me keep this in for so long, it is not good for my heart. I’ve been so angry, and I cry every day. It concerns me, I’m told I’m not allowed to expose the people who did this to me. 

For my sanity, I need you to the judge to approve me to do an interview where I can be heard on what they did to me. And actually, I have the right to use my voice and take up for myself. My attorney says I can’t. It’s not good. I can’t let the public know anything they did to me and by not saying anything, is saying it’s OK. 

It’s not OK. Actually, I don’t want an interview — I’d much rather just have an open call to you for the press to hear, which I didn’t know today we’re doing, so thank you. Instead of having an interview, honestly, I need that to get it off my heart, the anger and all of it that’s been happening. 

It’s not fair they’re telling me lies about me openly. Even my family, they do interviews to anyone they want on news stations. My own family doing interviews and talking about the situation and making me feel so stupid. And I can’t say one thing. And my own people say I can’t say anything. 

It’s been two years. I want a recorded call to you actually, we’re doing this now — which I didn’t know that we’re doing this. My lawyer, Sam (Ingham), has been very scared for me to go forward because he’s saying if I speak up, I’m being overworked in that facility of that rehab place, that rehab place will sue me. He told me I should keep it to myself. I would personally like to — actually, I’ve grown with a personal relationship with Sam, my lawyer, I’ve been talking to him like three times a week now, we’ve kind of built a relationship but I haven’t really had the opportunity by my own self to actually handpick my own lawyer by myself. And I would like to be able to do that. 

The main reason why I’m here is because I want to end the conservatorship without having to be evaluated. I’ve done a lot of research, ma’am. And there’s a lot of judges who do end conservatorships for people without them having to be evaluated all the time. The only times they don’t is if a concerned family member says something’s wrong with this person. 

And considering my family has lived off my conservatorship for 13 years, I won’t be surprised if one of them has something to say going forward, and say, “We don’t think this should end, we have to help her.” Especially if I get my fair turn exposing what they did to me. 

Also, I want to speak to you about my obligations, which, I personally don’t think at the very moment I owe anybody anything. I have three meetings a week I have to attend no matter what. I just don’t like feeling like I work for the people whom I pay. I don’t like being told I have to, no matter what, even if I’m sick. Jodi, the conservator, says I have to see my Coach Ken even when I’m sick. I would like to do one meeting a week with a therapist. I’ve never before, even before they sent me to that place, had two therapy sessions. I had a doctor and then a therapy person. What I’ve been forced to do illegal in my life. I shouldn’t be told I have to be available three times a week to these people I don’t know. 

I’m talking to you today because I feel again, yes, even Jodi is starting to kind of take it too far with me. They have me going to therapy twice a week and a psychiatrist. I’ve never in the past – wait, they had me going, yeah, twice a week and Dr. Gold, so that’s three times a week. I’ve never in the past had to see a therapist more than once a week. It takes too much out of me going to this man I don’t know. 

Number one, I’m scared of people. I don’t trust people with what I’ve been through. And the clever setup of being in Westlake, one of the most exposed places in Westlake, which, yesterday, paparazzi showed me coming out of the place literally crying in therapy. It’s embarrassing, and it’s demoralizing. I deserve privacy when I go and have therapy, either at my home, like I’ve done for eight years. They’ve always come to my home. Or when Dr. Benson — the man that died — I went to a place similar to what I went to in Westlake which was very exposed and really bad. Okay, so where was I? It was like, it was identical to Dr. Benson, who illegally, yes 100% abused me by the treatment he gave me, to be totally honest with you, I was so — 

JUDGE: Ms. Spears, excuse me for interrupting you, but my reporter says if you could just slow it down a little bit, because she’s trying to make sure she gets everything that you’re saying. 

SPEARS: OK, cool… And to be totally honest with you, when [Dr. Benson] passed away, I got on my knees and thanked God. In other words, my team is pushing it with me again. I have trapped phobias being in small rooms because of the trauma, locking me up for four months in that place. It’s not okay for them to send me — sorry, I’m going fast — to that small room like that twice a week with another new therapist that I pay that I never even approved. I don’t like it. I don’t want to do that. And I haven’t done anything wrong to deserve this treatment. 

It’s not okay to force me to do anything I don’t want to do. By law, Jodi and this so-called team should honestly – I should be able to sue them for threatening me and saying if I don’t go and do these meetings twice a week, we can’t let you have your money and go to Maui on your vacations. You have to do what you’re told for this program and then you will be able to go. But it was a very clever thing, one of the most exposed places in Westlake, knowing I have the hot topic of the conservatorship, that over five paparazzies are going to show up and get me crying coming out of that place. I begged them to make sure that they did this at my home, so I would have privacy. I deserve privacy. 

The conservatorship, from the beginning, once you see someone, whoever it is, in the conservatorship making money, making them money, and myself money and working – that whole statement right there, the conservatorship should end. I shouldn’t be in a conservatorship if I can work and provide money and work for myself and pay other people — it makes no sense. The laws need to change. What state allows people to own another person’s money and account and threaten them and saying, “You can’t spend your money unless you do what we want you to do.” And I’m paying them. 

Ma’am, I’ve worked since I was 17 years old. You have to understand how thin that is for me every morning I get up to know I can’t go somewhere unless I meet people, I don’t know every week in an office identical to the one where the therapist was very abusive to me. I truly believe this conservatorship is abusive, and that we can sit here all day and say oh, conservatorships are here to help people. But ma’am, there is a thousand conservatorships that are abusive as well. 

I don’t feel like I can live a full life. I don’t owe them to go see a man I don’t know and share him my problems. I don’t even believe in therapy. I always think you take it to God. I want to end the conservatorship without being evaluated. In the meantime, I want this therapist once a week. I just want him to come to my home. I’m not willing to go to Westlake and be embarrassed by all these scummy paparazzi laughing at my face while I’m crying, coming out and taking my pictures as all these white nice dinners, where people drinking wine at restaurants, watching these places. They set me up by sending me to the most exposed places, and I told them I didn’t want to go there because I knew paparazzi would show up there.

They only gave me two options for therapists. And I’m not sure how you make your decisions, ma’am. But this is the only chance for me to talk to you for a while. I need your help, so if you can just kind of let me know where your head is. I don’t really honestly know what to say but my requests are just to end the conservatorship without being evaluated. I want to petition basically to end the conservatorship. But I don’t want to be evaluated and be sat in a room with people four hours a day, like they did me before. And they made it even worse for me after that happened. 

I’m honestly new with this. And I’m doing research on all these things. I do know common sense and the method that things can end – for people, it has ended without them being evaluated. So, I just want you to take that in consideration. 

It also took a year, during COVID, to get me any self-care methods. She said there were no services available. She’s lying, ma’am. My mom went to the spot twice in Louisiana during COVID. For a year, I didn’t have my nails done — no hairstyling and no massages, no acupuncture. Nothing for a year. I saw the maids in my home each week with their nails done different each time. She made me feel like my dad does. Very similar, her behavior and my dad, but just a different dynamic. 

The team wants me to work and stay home instead of having longer vacations. They are used to me sort of doing a weekly routine for them. And I’m over it. I don’t feel like I owe them anything at this point. They need to be reminded they actually work for me. 

I was supposed to be able to — I have a friend that I used to do AA meetings with. I did AA for two years. I did three meetings a week. I’ve met a bunch of women there. And I’m not able to see my friends that live eight minutes away from me, which I find extremely strange. 

I feel like they’re making me feel like I live in a rehab program. This is my home. I’d like for my boyfriend to be able to drive me in his car. And I want to meet with a therapist once a week, not twice a week. And I want him to come to my home. Because I actually know I do need a little therapy. (Laughing.) 

I would like to progressively move forward, and I want to have the real deal, I want to be able to get married and have a baby. I was told right now in the conservatorship, I’m not able to get married or have a baby, I have a (IUD) inside of myself right now, so I don’t get pregnant. I wanted to take the (IUD) out so I could start trying to have another baby. But this so-called team won’t let me go to the doctor to take it out because they don’t want me to have children – any more children. So basically, this conservatorship is doing me waaay more harm than good. 

I deserve to have a life. I’ve worked my whole life. I deserve to have a two-to-three-year break and just, you know, do what I want to do. But I do feel like there is a crutch here. And I feel open and I’m okay to talk to you today about it. But I wish I could stay with you on the phone forever, because when I get off the phone with you, all of a sudden all I hear all these no’s — no, no, no. And then all of a sudden, I get I feel ganged up on and I feel bullied, and I feel left out and alone. And I’m tired of feeling alone. I deserve to have the same rights as anybody does, by having a child, a family, any of those things, and more so. 

And that’s all I wanted to say to you. And thank you so much for letting me speak to you today. 

JUDGE: Ms. Spears, you’re quite welcome. And also, I just want to tell you that I certainly am sensitive to everything that you said and how you’re feeling, and I know that it took a lot of courage for you to say everything you have to say today, and I want to let you know that the court does appreciate your coming on the line and sharing how you’re feeling. 

For Women Under Conservatorship, Forced Birth Control Is Routine

In June, Britney Spears spoke publicly for the first time about her conservatorship. She told a Los Angeles judge she has been forced to perform, forced to take medication she did not want, and, perhaps most shocking to the general public, forced to use contraception. Last night, Spears reiterated many of the claims she made in June, adding that in addition to major abuses like being forced into a residential psychiatric facility, she was subjected to a number of petty ones.

Journalist Sara Luterman, who focuses on disability politics, reports that a lot of people were shocked by the allegations that Britney Spears is being forced to wear an IUD. After looking into how common the practice is for other people under guardianship, she’s not going to lie: It’s bleak.

For Women Under Conservatorship, Forced Birth Control Is Routine

No one with knowledge of conservatorship Luterman interviewed was surprised by any of Spears’s allegations, including the ones around reproductive choice. Advocates say forced birth control and sterilization are still routine in the United States for women under conservatorship. Tom Stenson—the deputy legal director of Disability Rights Oregon, a federally funded protection agency—said he has never seen a case involving a man’s family seeking birth control or sterilization of a son. “I’m sure somewhere out there, there’s somebody trying to get their son or brother with a disability sterilized. But I’ve had a number of these cases arise, and they are, in my experience and so far, all women.”

Read the full article here

Observame illustration by Heather Skovlund for 360 Magazine

OBSERVAMÉ Apparel Line

ATTORNEY AND FORMER LAW SCHOOL ASSISTANT DEAN LAUNCHES INNOVATIVE ATHLETIC, ATHLEISURE, AND HEALTHCARE PROFESSIONAL APPAREL LINE OBSERVAMÉ

After a year of research and development, ObservaMé launched a line of sports, athleisure and healthcare professional apparel that sets the company apart from other brands in the industry. Karen D. Fultz-Robinson, a former attorney now fashion designer, has chosen the United States, specifically Tampa, to be the headquarters for all activities involving the design, manufacturing and distribution of the ObservaMé clothing lines for men and women.  

The ObservaMé brand was developed to meet the demands of those living active lifestyles while addressing the need for easy access to personal fitness trackers and watches while training. All active wear shirts include a provisionally patented, one-of-a-kind, design that allows for easy viewing and access to fitness devices directly through the sleeve. Recently, Fultz-Robinson also learned that there was a need for the patent design to allow access to watches in the medical field, which led to the development of the ObservaMé compression sleeves.

As a marathon runner, Fultz-Robinson knows that training happens under many weather conditions and access to fitness tracking devices should not be a distraction. The ObservaMé design concept was born during a 15-mile run. Fultz-Robinson developed sketches and assembled a team to help her put together the mock-ups and final patterns.

“As an athlete, regardless of weather, I wanted to track my progress – pace, heart rate, and distance, and sometimes you just want to know what time it is,” said Fultz-Robinson. “Why should something seemingly so simple be difficult to access?  Athletes or anyone living an active lifestyle shouldn’t have to struggle to view their devices.”

Today, the product line has grown to include the signature shirts along with vests and performance pants and a variety of accessories. ObservaMé’s brand name was also chosen by Fultz-Robinson to explain the company’s purpose for its customers. ObservaMé means “watch me” in Spanish.

“We help the consumer watch their performance and provide a stylish look that draws others to watch them as they compete or overcome performance barriers,” said Fultz-Robinson. “It references the clocks (watches) on our wrists but also encourages accountability, which helps us strive to maintain our fitness goals.”

While all long-sleeved ObservaMé apparel has been designed to stop the need for tugging or placing straps over the sleeve, each article of ObservaMé active wear is hand-made with high-quality dry wick material and some provide UV protection for active lifestyles (i.e., running, cycling, hiking, boating, golfing, hunting, and etc.). The streamlined designs contour to all body types for easy flexibility during any activity and all-day comfort, and the fabric is soft to the touch which prevents chaffing. The compression sleeves, which also provides easy access to watches and fitness trackers, can be used by athletes for sun protection or quickly convertible warmth, but have also been tested for use by those in the medical profession to prevent skin contact with inadvertent splashes from contaminants while allowing for monitoring vitals and staying warm.

The ObservaMé apparel line for men includes half-zip and crewneck shirts, hoodies, vests, full-zip jackets with hoods and performance pants. Women’s athletic/athleisure wear includes half-zip and V-neck shirts, full-zip jackets with hoods (with a high/low option), vests, hoodies, and long and capris style performance pants. All apparel is available for purchase at www.observame.net, and during various athletic events nationally.   ObservaMé has previously appeared at the Boston and Detroit Marathons.

All products are manufactured at ObservaMé’s headquarters in Tampa, located at 14260 Carlson Circle, under Fultz-Robinson’s supervision to ensure the quality of each product meets the high standard set by the company.

Before founding ObservaMé, Fultz-Robinson practiced state and federal commercial and business litigation with the Tampa office of Sheehe & Associates, P.A., and was an assistant dean and professor at Cooley Law School’s Tampa Bay campus. Before moving to Florida, she was a partner and practiced commercial, business, subrogation and recovery litigation, as well as family law at the law firm of Cozen O’Connor in Atlanta, Georgia, and was an assistant vice president at Bank of America in the Estate Settlement Division. Born and raised in Detroit, Michigan, Fultz-Robinson earned her bachelor’s degree in International Relations at Michigan State University and juris doctor from Thomas M. Cooley Law School’s Lansing, Michigan campus. 

Karen D. Fultz-Robinson
Kaelen Felix illustrates motorcycle article for 360 magazine

5 Vital Things to Do After a San Francisco Motorcycle Accident

According to the National Highway Traffic Safety Administration (NHTSA), 4,985 motorcyclists passed away in motor vehicle accidents in 2018. This statistic sounds scary, but not all crashes are fatal accidents.

Riding a motorcycle is a thrilling experience, and part of that thrill is the perceived danger. You can enjoy the ride more when you’re prepared.

Keep these tips in mind, so you know what to do when involved in a San Francisco motorcycle accident.

  1. Safety First

Before you or anyone else does anything, you should make sure that everyone is safe. If possible, remove yourself from the road and the path of traffic. This helps prevent further danger and accidents.

If your motorcycle and other vehicles are moveable, get them off the road too. Don’t leave the scene of the accident, but take them out of the path of traffic.

  1. Don’t Remove Your Gear

After an accident, you and your body can go into shock. Adrenaline starts pumping through your body and prevents you from feeling any pain. Because of this, you won’t be aware of the injuries you may have suffered.

Do not remove your protective gear. This can make injuries worse. The paramedics that arrive at the scene will help you remove the gear and administer immediate medical care.

  1. Call the Authorities

Call 911 and alert the authorities so that a police officer can come out and make an official report. This will make submitting an insurance claim easier. It’ll also ensure that both parties obtain the correct insurance information from everyone involved.

If there are injuries, paramedics will also come to the scene. This will ensure anyone who’s injured gets the medical care that they require.

  1. Gather Evidence

Take pictures of everything and gather as much evidence as you can while at the accident scene. Motorcycles tend to get the automatic blame for accidents. Having evidence of the vehicle damage, current weather conditions, and the accident location will help you make your case later.

Obtain a copy of the police report. This is the official documentation of the accident, and the insurance companies will require it.

  1. Contact an Attorney

After the accident, reach out to an attorney. Some car accident and personal injury attorneys, like Sweet Lawyers, specialize in motorcycle accidents. They can advise you of your rights and help you make a claim to the insurance company.

The insurance company will make an initial offer, but it’s often the lowest amount possible. Hiring an attorney as soon as possible means you have an experienced representative on your side looking out for your best interests. Let the lawyer negotiate with the insurance company for you.

Be Prepared For a San Francisco Motorcycle Accident

You drive as safely as possible and practice defensive driving on your morning commute. However, you can’t totally prevent an accident from happening. Should you become involved in a San Francisco motorcycle accident, these five tips will help you stay prepared.

Check out our other articles that can give you more advice and guidance on handling all of life’s situations.

Lil Nas X 'Satan Sneaker' illustration by Heather Skovlund for 360 Magazine

NIKE vs MSCHF

Nike has filed a federal trademark infringement lawsuit against MSCHF shoes that released a controversial customized version of its sneakers “Satan Shoes” with rapper Lil Nas X. In the lawsuit filed today, Nike accused MSCHF Product Studio, Inc. of trademark infringement over the designer’s 666 pairs of modified Nike sneakers made in collaboration with the “Old Town Road” singer. All 666 pairs sold out Monday.

Fara Sunderji is a partner at the international law firm Dorsey & Whitney in its New York office. Sunderji has extensive expertise in all stages of trademark, copyright, clearance, prosecution, maintenance, enforcement, and litigation. Of the lawsuit she says, 

“Nike’s swoosh is probably one of the most recognizable non-word trademarks in the world.  You see it and you automatically think of Nike as the source of the good on which it appears.  This is how trademarks are supposed to operate, as a source identified.  Nike’s case here is pretty simple to understand:  MSCHF is selling Nike Air Max 97’s that have been modified in a way in which Nike does not approve.  People see these “Satan Shoes” and think they come from Nike and some people don’t like that.  Nike, therefore, claims that the release of these “Santa Shoes” is harming its valuable brand,” Sunderji says. 

“MSCHF will likely argue that they are protected under a theory called the First Sale Doctrine, which allows third parties to resell trademarked goods that have already entered the marketplace.  But the doctrine is limited to the sale of genuine goods.  The doctrine is based on the premise that consumers are not being deceived because they are receiving what they have bargained for, the trademarked good. Under Second Circuit case law, goods are not genuine if they do not conform to the brand owner’s quality control standards, and it is easy to guess Nike’s take on this issue – Just don’t do it,” Sunderji says. 

According to NBC News, the lawsuit states “We don’t have any further details to share on pending legal matters,” Nike said. “However, we can tell you we do not have a relationship with Lil Nas X or MSCHF.”

Trademark attorney Josh Gerben of Gerben Perrott PLLC stated to CNN Business that “It’s a legal rationale that grants artists who purchase and repurpose individual copyrighted products the ability to express and profit off their own creativity.”. He also pointed out Nike shoe redesigners like MSCHF commonly sell their work on online marketplaces. “You’ve got all kinds of artists that go out there and they take a shoe, and they’ll do a whole bunch of custom art on the shoe and maybe resell it for $1,000-3,000,” Gerben said. “This is something Nike is well aware of and has done absolutely nothing to mess with because there’s a sneaker culture here.”

Lil Nas X isn’t named as a party in the lawsuit. Representatives for the musician did not respond to calls or emails requesting comment.

The backlash from social media is incredible with thousands of people expressing their opinions with the shoes and the representation they bring:

  •  South Dakota Governor Kristi Noem tweeted “Our kids are being told that this kind of product, is not only okay, it’s “exclusive.” But do you know what’s more exclusive? Their God-given eternal soul. We are in a fight for the soul of our nation. We need to fight hard. And we need to fight smart. We have to win.”.
  • NBA star Nick Young tweeted “My kids will never play Old Town Road again… I’m still debating about wearing Nike after this come Nike a drop of blood for real”.
  • On Instagram, celebrity musician Miley Cyrus shares a photo proudly wearing the controversial sneakers, captioning the post “Can you see Satan?”.

The controversial ‘Satan Shoes’ were strategically dropped after the release of Lil Nas X’s music video for “Montero (Call Me By Your Name)”, which has already been viewed more than 54 million times.

Lil Nas X took to Twitter in his true fashion posting “I spent my entire teenage years hating myself because of the shit y’all preached would happen to me because I was gay. So I hope u are mad, stay mad, feel the same anger you teach us to have towards ourselves.”

Award illustration by Heather Skovlund for 360 Magazine

BESLA Honored by Recording Academy

THE RECORDING ACADEMY HONORS THE BLACK ENTERTAINMENT AND SPORTS LAWYERS ASSOCIATION AT THE 23RD ANNUAL ENTERTAINMENT LAW INITIATIVE EVENT

Today, the Black Entertainment and Sports Lawyers Association (BESLA) earns recognition by the Recording Academy at the virtual 23rd Annual Entertainment Law Initiative Event & Scholarship PresentationBESLA stands out as a nationally recognized leader in legal education and professional development for lawyers and professionals in entertainment, sports, and related industries.

During a historic GRAMMY® Week among the nation’s most prominent entertainment attorneys, BESLA proudly received the 2021 Entertainment Law Initiative Service Award. This achievement highlights leading entities that have demonstrated a commitment to advancing and supporting the music community through service. Additionally, BESLA celebrated its 40th Anniversary in 2020 and commemorated the founding group of attorneys in Philadelphia during the First Annual Black Music Association Conference. Their actions sprung from a need to create a continual learning and networking environment for underrepresented attorneys in the entertainment industry, one that today reflects the incredible tenure adopted and developed over 40 years ago.

To continue elevating the trajectory for professionals of color, BESLA has recently committed to establishing an endowment that will support future generations of aspiring executives. This endowment serves as an acknowledgment of BESLA’s commitment to empowering and uplifting its community through service.

On the honorable mention, BESLAs Chairwoman Khadijah Sharif-Drinkard said, “We are honored that the Recording Academy has selected BESLA to receive the ELI Service Award for our commitment to creating an equitable, inclusive and diverse industry. While this award is in recognition of what we have accomplished to date, it is also a reminder that we must continue to create pathways for people of color to gain entry, access, and opportunities to excel in entertainment, media, and sports.”

As part of their mission to support and advance the excellence of professionals in entertainment and sports, BESLA has consistently opened doors for members via annual conferences, regional events, key initiatives, and most recently through the establishment of their endowment. Today, it continues to build on a 40-plus year legacy to advance people of color in the entertainment industry, as recognized by the 2021 ELI Service Award.

BESLA was founded by like-minded professionals who saw the need for an organization where collective experiences and knowledge could be shared for professional development, networking, and the advancement of people of color. Before BESLA, artists, athletes, lawyers, and professionals of color in the sports, entertainment, and legal professions were anomalies– exceptions to the rule. Black professionals like Muhammad Ali, Dizzy Gillespie, Ella Fitzgerald, Thurgood Marshall, and Hank Aaron all fought uphill battles for fair and equitable treatment and the rights of others, like themselves, who did not have the celebrity, platform, or voice to call attention to their respective struggles. They were agents of change. They challenged the status quo and forced society to reevaluate their preconceived notions of the skills, capabilities, and ‘place’ of people of color.

As a result, the Black Entertainment Lawyers Association (BELA), a 501(c)(3) nonprofit organization, was formed in 1980. To incorporate growing opportunities in the sports arena, the name was changed to the Black Entertainment and Sports Lawyers Association (BESLA) in 1986.

Keep up with BESLA on Facebook and Instagram

Kaelen Felix Land Rover

Does Car Insurance Cover Hail Damage to My Car?

On average, the cost of repair for hail damage to a car is about $2,500

If you recently had a bad storm that damaged your car, you might not have the money to repair the car, especially if you weren’t expecting that extra cost. 

However, in some cases, you could turn to your insurance to help you out. But when does that work? We’ll break down everything you need to know, so make sure you keep reading!

Your Coverage

Before you can submit a claim for the insurance company to cover your hail damage, you’ll need to check your insurance policy first to figure out if you have a hail damage claim.

If you only have liability coverage, then you’re not covered for hail damage. Liability coverage will only protect you if you cause damage to someone else’s vehicle in an accident. 

However, if you have comprehensive coverage, you might be able to submit a claim. This will let you submit a claim to have any damage to your car paid for. This includes things like an animal damaging your car, a tree falling on it, glass shattering, or hail damage. 

If you know that there is a big storm coming, you may not be able to automatically sign up for comprehensive insurance. Insurance companies normally put a hold on when you can sign up so that you don’t do it just for catastrophic events. This is why you should have insurance at all times. 

The Deductible

If you have comprehensive insurance, you’ll likely also have a deductible. This is the amount you’ll have to pay out of your own pocket before the insurance steps in and covers some of it. 

If you have a higher deductible, you might also have a lower premium, so consider that if you’re new to signing up for comprehensive insurance. 

However, if you live in an area where hail storms happen often, you’ll have to figure out whether you can afford the out-of-pocket deductible if you need to submit a claim. 

In some instances, the insurance company might waive the deductible if it affects the glass of your car. 

Your Premium

Whenever you make a claim, it gets added to your insurance record. Every time you submit a claim, it could end up affecting what you pay for car insurance, but that’s only if you submit a lot of claims over a short period of time.

Deciding to file a claim will depend on how much damage you have. If the damage isn’t that bad, it might save you money, in the long run, to just pay for it yourself. However, if your car is going to have thousands of dollars in hail damage and you don’t have the money to pay for it, it might be better to risk the higher premium later on.

How to File a Claim

If you decide that you do want to file a claim for hail damage to car, you should do it as soon as possible. 

You’ll do it the same way that you’ve filed other claims for your car before. Contact the insurance company either on the phone or online. You should do it as soon as the storm is gone.

If it’s a large storm, your neighbors in the area will likely be doing the same thing, so you want to make sure you try and get in as soon as possible to avoid waiting for hours to reach someone. 

Once you actually get to file the claim, the insurance company will send a claims adjuster to look at the damage and figure out how much they will pay you to fix the hail damage. 

How to Fix the Damage

Whether the insurance company decides to help you or not, you’ll still need to then fix the damages. 

If your car is already paid for and the damage isn’t too bad, you could decide to just leave the dents. But if you still have a loan on the car, you’ll need to find someone to repair it. 

For those who did file a claim, the claim adjuster will help you find an auto body shop and get an estimate for the repair. For those who didn’t have the insurance to cover it, you can find your own auto body shop and get quotes on your own.

If you’re going to do that, make sure you shop around so that you can find the best deal possible. 

How to Protect it in the Future

To avoid all of this in the future, you’ll also have to figure out how to protect your car from future hail storms.

If you live somewhere that constantly has hail storms, you should look into preventative measures. Some of them include just buying a car cover to prevent hail damage that you can keep in the back of your trunk. If a hail storm pops up, you can easily pull over and cover your car to help reduce the impact from the hail.

Weather apps can also be useful and send you alerts when a storm is about to pop up. If you have enough time, you should try and find a garage or a covered area to help stop the hail from damaging your car. 

Learn More About Hail Damage to a Car

These are only a few things to know about hail damage to a car, but there are many more tips on how to get it fixed.

We know that dealing with car problems of any kind are a nuisance and can be stressful, especially if you don’t know how to solve it. That’s why we’re here to help you!

If you enjoyed this article, make sure that you explore our website to find more articles just like this one!