Posts tagged with "banks"

Credit Cards illustration by Samantha Miduri for use by 360 Magazine

CardRatings Analyst Predicts Credit Card Landscape

The credit card analyst for CardRatings.com, a leading credit card review and comparison site, is releasing predictions for the next six months of the calendar year. Brooklyn Lowery researched how the pandemic affected the credit card industry in general and explains what consumers should expect in the coming months. She finds both positive and negative trends in her new analysis of “Mid-year update: Credit card trends to watch for in 2021.”

Travel rewards bonuses are booming: “Have vaccine, will travel.” We knew travel would return and, with it, mega travel rewards credit card bonuses. CardRatings is seeing highest-ever offers for perennial travel rewards favorites. Credit card companies seem to be competing for cardholders, so if consumers are considering travel rewards cards, now is the ideal time to apply. Bonuses are significant but may be for a limited time, even if they aren’t advertised as such.

“With most of the country returning to normal, Americans hit the roads and skies in record numbers over the July 4th weekend, and banks want to capitalize on that travel fever. We don’t predict a slowdown any time soon in travel nor in big travel rewards bonuses. As soon as one card announces its offer, a competing card announces its own. Expect this domino effect to remain at least through the end of the year.”

COVID perks remain: As Lowery predicted at the end of 2020, several credit card features and benefits designed to provide value during the pandemic are continuing as COVID restrictions lift. Her analysis finds a number of popular travel rewards cards are keeping everyday-geared benefits and features that were introduced during the economic shutdown.

“The credit card industry understandably held its breath during the height of the pandemic, waiting to see how the economy would fare and what existing customers would demand for cards in their wallets,” says Lowery. “Banks rolled out new features and benefits and customers responded positively, so banks are assessing what to keep long-term.”

Consumer credit card approvals slow and credit limits low: Anecdotal evidence suggests banks are continuing to exercise caution with card approvals and credit limits. As the economy has largely reopened, risk aversion has ebbed slightly, but it’s still common for consumers to wait for approvals or receive low credit limits. At this point, lending may continue loosening at a steady rate; that could depend on what happens with COVID variants and possible new restrictions going forward.

Small business credit cards bounce back: After 18 months of hardship, small business owners are receiving positive news – small business credit card approvals are bouncing back and businesses are having an easier time getting approved. Banks are marketing this card type again after largely stopping at the height of the pandemic.

Interest rates low – for now: Most credit card interest rates are shaped by the U.S. prime rate, and the Federal Reserve isn’t predicting a rate hike until 2023, so major changes in credit card interest rates seem unlikely for now. That said, issuers can increase interest rates apart from that federal rate and traditionally have done so as they introduce new features or benefits. Lowery believes the historically low interest rates will stick around for the next six months but predicts they’ll creep a bit higher in 2022 as banks continue rolling out new features and benefits to attract new cardholders. That means now is the time to pay down credit card balances.

“Peeking ahead to early 2022, I think we’ll see balance transfer offers make a comeback following the holiday season. Of course, everything here is dependent on COVID remaining under control and the economy remaining fully open. If any of that changes, all bets are off.”

NEEDTOBREATHE illustration by Heather Skovlund for 360 Magazine

NEEDTOBREATHE

NEEDTOBREATHE RELEASE NEW LIVE ALBUM

LIVE FROM THE WOODS VOL. 2

LISTEN HERE

WATCH THE BAND PERFORM, ALIVE, ON

THE LATE LATE SHOW WITH JAMES CORDEN HERE

GRAMMY Award-nominated rock band NEEDTOBREATHE has released their much-anticipated new live album Live from the Woods Vol. 2. The album is available to stream and download starting today HERE via Elektra Records. Limited edition merch bundles can be purchased exclusively through NEEDTOBREATHE’s online store HERE.

Live from the Woods Vol. 2 was recorded during three sold out, socially distanced outdoor concerts at Pelham, TN’s famed The Caverns last month. NEEDTOBREATHE decided to invite local audiences to experience these unforgettable shows, while simultaneously capturing them for listeners worldwide. The band previewed the album with an appearance on CBS’s The Late Late Show with James Corden last month. Watch their interview and performance of Alive HERE.

Live from the Woods Vol. 2 features electrifying performances of tracks from the platinum-selling group’s catalog, songs off their chart-topping new album Out of Body, and more. The album follows NEEDTOBREATHE’s 2015 live album Live from the Woods and was recorded during the band’s first concerts in front of a live crowd since January 2020.

NEEDTOBREATHE’s critically acclaimed 2020 studio album Out of Body is available physically and digitally via Elektra Records/Centricity Music nowHERE. The albumdebuted in the top 5 across three Billboard charts, and received critical acclaim from Billboard, People, Spin, Taste of Country, and more. American Songwriter commended the band’s phenomenal and dedicated songwriting and Southern Living crowned the group “our favorite Southern rock” band. All Music praised Out of Body as their tightest and most consistent set in years, adding this is an album designed to empower and motivate through life’s tough times.

Stay tuned for more news from NEEDTOBREATHE soon.

Live from the Woods Vol. 2 Tracklisting

1. Mercy’s Shore

2. Prisoner

3. Alive

4. Who Am I

5. Great Night

6. Feet, Don’t Fail Me Now

7. Banks

8. Garden

9. Bridges Burn / Forever On Your Side

10. Riding High / Honky Tonk Women

11. Hang On

12. Survival

13. With A Little Help From My Friends / Brother

14. Child Again

15. Encore Medley: Something Beautiful, White Fences & Washed By The Water

Learn more about NEEDTOBREATHE

NEEDTOBREATHE Website

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NEEDTOBREATHE – Banks

NEEDTOBREATHE RELEASE OFFICIAL MUSIC VIDEO FOR “BANKS” WATCH HERE

NEW ALBUM OUT OF BODY AVAILABLE NOW HERE

GRAMMY Award-nominated rock band NEEDTOBREATHE has released an official music video for “Banks” off their critically acclaimed new album Out of Body. The Chris Phelps-directed clip sees the band perform the anthemic song around a campfire. Watch it HERE.

This song is about the women in our lives… They are strong, ambitious, patient, caring, and intelligent forces of nature. Banks is our way of saying we support you and that there’s nothing more beautiful than watching you effortlessly become the very thing you were made to be, the band shared upon the song’s release.

Out of Body was released on August 28 and debuted in the top 5 across three Billboard charts. The album is available physically and digitally via Elektra Records/Centricity Music now HERE. Limited edition merch bundles are available exclusively through NEEDTOBREATHE’s online store HERE. Last month, NEEDTOBREATHE unveiled a brand new version of the album’s current single “Who Am I” featuring vocals from multi-platinum recording artist, Elle King. “Who Am I” (feat. Elle King) is available to stream and download as an official Out of Body bonus track now HERE.

Upon Out of Body’s release, People applauded the band’s super catchy new music, while American Songwriter commended NEEDTOBREATHE’s solid capabilities in both ballads and upbeat anthem-style songs. Southern Living praised the group as our favorite Southern rock band adding several songs feel like they were written specifically to get us through this difficult moment in time. Taste of Country noted, NEEDTOBREATHE prove beautiful, collaborative art can still be made amid a pandemic.

NEEDTOBREATHE welcomed the album with Celebrating Out of Body, a fully immersive release-day concert experience that saw them perform Out of Body in its entirety, live for the very first time. Last month the band took the stage at CBS This Morning Saturday to deliver the network television debut performances of Hang On, Who Am I and Survival. The band also performed sessions for Billboard, The Grammy Museum, Spin, American Songwriter, and more.

On Out of Body, the platinum-certified trio Bear Rinehart [vocals, guitar], Seth Bolt [bass, vocals], and Josh Lovelace [keys, vocals] examine life, family, and friends through a youthful prism. The guys take stock of not only two decades as a band, but also first-time fatherhood and the future over a rich soundtrack of soulful rock with stadium-size scope and poetic intimacy. After spending a week at a beach house in Charleston to gather thoughts and ideas, the trio headed to Nashville, to record alongside producers Cason Cooley and Jeremy Lutito. As they cultivated a team atmosphere, the songs organically came to life.
ABOUT NEEDTOBREATHE:GRAMMY Award-nominated NEEDTOBREATHE have mounted a steady ascent to the top of the charts and packed arenas everywhere. Formed in 1998, the group attracted a loyal grassroots following with their full-length debut Daylight [2006] and its follow-up The Heat [2007]. Two years later, The Outsiders became their first Top 20 entry on the Billboard Top 200 before eventually going gold. During 2011, The Reckoninglanded at #1 on the Billboard Top Rock Albums Chart and #6 on the Top 200. In addition to bowing at #3 on the Top 200, 2014ߣs Rivers in the Wasteland yielded the platinum-selling Hot 100 hit “Brother” [feat. Gavin DeGraw] and Multiplied, which garnered their first GRAMMY nod. Meanwhile, H A R D L O V E[2016] marked their highest chart bow yet, debuting at #1 on the Billboard Top Current Album Sales Chart, as the title track “Hard Love” [feat. Andra Day] scored a gold plaque. Along the way, they headlined and sold out iconic venues such as Red Rocks Amphitheatre, The Greek Theatre, and Ryman Auditorium, to name a few. The group picked up a pair of nominations at the Billboard Music Awards, and received praise from People, Rolling Stone, Forbes, and more. Now, NEEDTOBREATHE reflect the freedom of youth on their seventh full-length offering, Out of Body[Elektra Records/Centricity Music] over a rich soundtrack of soulful rock with stadium-size scope and poetic intimacy.

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NEEDTOBREATHE – Banks

GRAMMY Award-nominated rock band NEEDTOBREATHE have returned with Banks, the fifth song off their highly anticipated new album Out of Body. The track is available to stream and download starting today HERE. Watch a visualizer for the track HERE. Out of Body is due for release on August 28, 2020 via Elektra Records/Centricity Music, and is available for pre-order and pre-save now HERE. Limited edition merch bundles and experiences are available exclusively through NEEDTO BREATHE online store HERE.

“This song is about the women in our lives… they are strong, ambitious, patient, caring, and intelligent forces of nature, the band shared. Banks is our way of saying we support you and that there’s nothing more beautiful than watching you effortlessly become the very thing you were made to be.”

Earlier this week, NEEDTOBREATHE announced they will welcome their new album with Celebrating Out of Body, a fully immersive concert experience directed by acclaimed filmmaker Elizabeth Olmstead (Brandi Carlile, The Highwomen) that will see the band perform their new songs live for the very first time. Streamed from the studio in Nashville, TN, this high definition audio and video experience will put fans right in the middle of a live performance to celebrate the album’s release. Celebrating Out of Body will take place on Friday, August 28th at 9:00pm ET. Tickets are available now HERE.

NEEDTOBREATHE introduced Out of Body in April with the release of anthemic lead single Hang On and ballad Seasons. American Songwriter claimed, Hang On could easily be the next summertime sing-along, and E! News praised the track as The sort of anthem we all need right about now. Hang On has already soundtracked a national campaign for the PGA Tour’s Impact Initiative and been featured in the season finale of American Idol. Last month, NEEDTOBREATHE launched the album’s pre-order, and shared its third song Survival (feat. Drew & Ellie Holcomb). The band also shared the emotionally charged track Who Am I. Fans who pre-order Out of Body will receive immediate downloads of all five songs the band has unveiled.

On Out of Body, the platinum-certified trio, Bear Rinehart [vocals, guitar], Seth Bolt [bass, vocals], and Josh Lovelace [keys, vocals], examine life, family, and friends through a youthful prism. The guys take stock of not only two decades as a band, but also first-time fatherhood and the future over a rich soundtrack of soulful rock with stadium-size scope and poetic intimacy. After spending a week at a beach house in Charleston to gather thoughts and ideas, the trio headed to Nashville, to record alongside producers Cason Cooley and Jeremy Lutito. As they cultivated a team atmosphere, the songs organically came to life.

Out of Body follows 2016’s H A R D L O V E, which debuted at #1 on the Billboard Top Current Album Sales Chart, and featured the gold-certified title track Hard Love.

ABOUT NEEDTOBREATHE:

GRAMMY Award-nominated NEEDTOBREATHE have mounted a steady ascent to the top of the charts and packed arenas everywhere. Formed in 1998, the group attracted a loyal grassroots following with their full-length debut Daylight [2006] and its follow-up The Heat [2007]. Two years later, The Outsiders became their first Top 20 entry on the Billboard Top 200 before eventually going gold. During 2011, The Reckoning landed at #1 on the Billboard Top Rock Albums Chart and #6 on the Top 200. In addition to bowing at #3 on the Top 200, 2014’s Rivers in the Wasteland yielded the platinum-selling Hot 100 hit Brother [feat. Gavin DeGraw] and Multiplied, which garnered their first GRAMMY nod. Meanwhile, H A R D L O V E [2016] marked their highest chart bow yet, debuting at #1 on the Billboard Top Current Album Sales Chart, as the title track Hard Love [feat. Andra Day] scored a gold plaque. Along the way, they headlined and sold out iconic venues such as Red Rocks Amphitheatre, The Greek Theatre, and Ryman Auditorium, to name a few. The group picked up a pair of nominations at the Billboard Music Awards, and received praise from People, Rolling Stone, Forbes, and more. Now, NEEDTOBREATHE reflect the freedom of youth on their seventh full-length offering, Out of Body [Elektra Records/Centricity Music] over a rich soundtrack of soulful rock with stadium-size scope and poetic intimacy.

Follow NEEDTOBREATHE: Website | Instagram | Twitter | Facebook | YouTube

BANKS shares “Contaminated” video

BANKS shares the lyric video for the haunting track “Contaminated.” View it HERE.

The track is featured on BANKS’ third album, III, which debuted to widespread critical acclaim last month. Zane Lowe first debuted the song as a World First on Apple Music’s Beats 1. BANKS recorded “Contaminated” in Los Angeles, collaborating with producer BJ Burton (Bon Iver, Francis and the Lights). Rolling Stone called the track “infectious” while Billboard noted “‘Contaminated,’…a heavy synth-based melody juxtaposed by the songstress’ signature airy vocals to detail the draining and heartbreaking process of being with someone not healthy for you.”

“‘Contaminated’ is about being addicted to a toxic relationship. The more you give, the less of yourself you become,” says BANKS. BANKS further discusses III in feature articles running in TIME Magazine, Harper’s BAZAAR, Vanity Fair, V Magazine and elsewhere. III is her highest-charting album to date on Billboard’s Top Album Sales tally, debuting at No. 3. It came in at No. 1 on the Internet Albums tally, No. 2 on the Current Alternative Albums and Current Pop Albums charts and No. 9 on the Digital Albums chart. Songs from III have accumulated over 50 million streams alone. She’ll support the album with an extensive headline tour, which kicks off on September 3 at REBEL in Toronto.

The III Tour will include two sold-out shows at Brooklyn Steel (with a third night on sale now) and an October 1 concert at the Hollywood Palladium in Los Angeles. Tickets and VIP packages are on sale now. BANKS will also perform at such festivals as Music Midtown in Atlanta, Life is Beautiful in Las Vegas and Austin City Limits. See below for full list of North American/UK/EU dates.

   BANKS – THE III TOUR Dates here.

BANKS “Contaminated”

Just days ahead of the release of her new album, IIIBANKS shared the haunting track “Contaminated.” Zane Lowe debuted the song earlier today as a World First on Apple Music’s Beats 1. BANKS recorded “Contaminated” in Los Angeles, collaborating with producer BJ Burton(Bon Iver, Francis and the Lights). Download / stream “Contaminated”HERE.

 

“‘Contaminated’ is about being addicted to a toxic relationship. The more you give, the less of yourself you become,” says BANKS.

 

Harvest Records will release III on Friday, July 12. Tomorrow night, BANKS will preview material from the album during her sold-out show at House of Vans Chicago. The evening is the latest in the Vans House Parties series, which offers the headlining artist the opportunity to act as curator, hand-picking all supporting talent and creating a personalized visual art experience for fans. 

 

BANKS will support III with an extensive world tour. Her two-night stand at Brooklyn Steel has already sold out and a third night (September 10) has been added. Other newly-added dates include SOMA in San Diego (October 2) and shows at House of Blues in Dallas (October 9) and Houston (October 10). The III Tour kicks off on September 3 at REBELin Toronto and includes an October 1 show at the Hollywood Palladium in Los Angeles. See below for itinerary. 

 

Tickets are on sale at LiveNation.com. BANKS will offer VIP packages for each show with options that include GA tickets with priority access, Meet & Greet, limited edition merchandise, and more. Fans can visit www.VIPNation.com for more information. She will also perform at such festivals as Music Midtown in Atlanta, Life is Beautiful in Las Vegas and Austin City Limits. 

 

III, available for pre-order HERE, is BANKS’ most nuanced release yet. Coming after a self-imposed period of quiet and reflection, it exploresthemes of self-acceptance, letting go, forgiveness, and deep love. Fans who pre-order III in digital format will instantly receive “Contaminated”plus “Look What You’re Doing To Me” ft. Francis and The Lights and the first single, “Gimme,”

 

“Gimme” has already amassed over 11.5 million streams and was hailed by TIME Magazine as a song “You Need to Listen to.” Reviewingthe official videoRolling Stone noted, “Banks creates an otherworldly club, where laser lights bend to her movement and will, slinky synth melodies flavor the moody setting and mesmerizing choreography beckons onlookers to join…the primal dance party.” “Look What You’re Doing To Me” has racked up over two million combined global streams to date and was featured on Spotify New Music Friday playlists in nearly every country. Billboard praised her “soaring, romantic vocals.” Substream observed, “Her powerhouse vocals sell each and every twist and turn as she processes all of the feelings flowing through her heart…If this is what the rest of III looks like, we’re in for a treat.” 

 

BANKS has attained 1.3 billion global streams to date across all of her songs, including over 615 million cumulative streams in the U.S. alone. After the release of her breakout debut album, Goddess, she became the world’s most blogged about artist. The 2014 album included the RIAA-certified Platinum hit “Beggin For Thread” and the Gold single “Waiting Game.” The Altar, released in 2016, debuted in the Top 10 in over 30 countries on iTunes. BANKS has performed on such television shows as “Jimmy Kimmel Live!” “Late Night with Seth Meyers” and “Late Show with David Letterman.” Her songs have been heard in films (Divergent, The Longest Ride) and licensed by such television shows as “Grey’s Anatomy” and “Power.”

Harvest Records To Release III

On July 12, Harvest Records will release BANKS‘ third album, titled simply, III. Today, Annie Mac debuted the track Look What You’re Doing To Me; ft. Francis and The Lights as the Hottest Record in the World on her BBC Radio 1 show. BANKS teamed up with co-producers BJ Burton (Bon Iver) and Francis and The Lights (the musical project of Francis Farewell Starline, who is also known for his collaborations with such artists as Kanye West and Chance the Rapper), to record the song. In addition to playing piano, Francis joins BANKS on vocals. Listen to Look What You’re Doing To Me HERE.
“Look What You’re Doing To Me is a song about love. About falling in love, being in love and how you feel when you’re high on love, says BANKS. Vibrant, scared, on fire, excited, and all the goodness in between.”
III is now available for pre-order HERE. Fans who pre-order the album in digital format will instantly receive Look What Youߣre Doing To Me; plus the single, Gimme, which has already amassed nearly 10 million streams and was hailed by TIME Magazine as a song You Need to Listen to. See below for the full track listing.
The III Tour will take BANKS across North America, the UK and Europe. The fan ticket presale for the North American leg begins today at 10:00 AM local time. The headline run will include a September 8 show at Brooklyn Steel in New York and an October 1 concert at the Hollywood Palladium in Los Angeles. See below for itinerary. Tickets will go on sale to the general public on Friday, June 14, at 10:00 AM local time at LiveNation.com. BANKS will offer VIP packages for each show with options that include GA tickets with priority access, Meet & Greet, limited edition merchandise, and more. Fans can visit www.VIPNation.com for more information.
Citi is the official presale credit card of BANKS‘ III tour. As such, Citi cardmembers will have access to purchase U.S. presale tickets beginning today, June 11, at 10:00 AM local time until Thursday, June 13, at 10:00 PM local time through Citi Entertainment. For complete presale details visit.
The Spotify ticket presale will begin on Wednesday, June 12, at 10:00 AM local time and conclude on Thursday, June 13, at 10:00 PM local time.
BANKS will also perform at such festivals as Music Midtown in Atlanta, Life is Beautiful in Las Vegas and Austin City Limits. The UK/EU leg of The III Tour will kick off on November 1 in Manchester and include a November 4 show at the Roundhouse in London.
Life has its extremes as documented on BANKS‘ Goddess and The Altar but there’s a lot to exalt in, in between, and that’s the story III tells. III is BANKS‘ most nuanced release yet, coming after a self-imposed period of quiet and reflection. This album is an ode to my journey, says BANKS. It documents a major growth spurt. Of self-acceptance, letting go, forgiveness, and deep love. It has been painful to realize that life is not black and white. Romanticism leads to fierce reality checks, which leads to wisdom, which leads to deeper empathy which leads to greater love. This album documents the cycle.
BANKS has amassed 1.2 billion global streams to date across all of her songs, including over 600 million cumulative streams in the U.S. alone. After the release of her breakout debut album, Goddess, she became the world’s most blogged about artist. The 2014 album included the RIAA-certified Platinum hit Beggin For Thread and the Gold single Waiting Game. The Altar, released in 2016, debuted in the Top 10 in over 30 countries on iTunes. BANKS has performed on such television shows as Jimmy Kimmel Live!, Late Night with Seth Meyers, and Late Show with David Letterman. Her songs have been heard in films (Divergent, The Longest Ride) and licensed by such television shows as Grey’s Anatomy and Power.

III – Track Listing
1. Till Now 
2. Gimme 
3. Contaminated
4. Stroke
5. Godless
6. Sawzall
7. Look What You’re Doing To Me ft. Francis and the Lights
8. Hawaiian Mazes
9. Alaska
10. Propaganda
11. The Fall
12. If We Were Made of Water
13. What About Love

7/11 Chicago, IL, House of Vans
9/3 Toronto, Ontario, REBEL,
9/4 Montreal, QC, MTELUS
9/6 Boston, MA, House Of Blues
9/8 Brooklyn, NY, Brooklyn Steel
9/13 Charlotte, NC, The Fillmore
9/14-15 Atlanta, Georgia, Music Midtown
9/16 Chicago, Illinois, Riviera Theatre
9/17 Minneapolis, MN, The Varsity Theatre

9/19 Denver, CO, Fillmore Auditorium

9/20-23 Las Vegas, NV, Life Is Beautiful Festival 2019

9/24 Vancouver, BC, Orpheum Theatre
9/25 Seattle, WA, Showbox SoDo

9/26 Portland, OR, Crystal Ballroom

9/28 San Francisco, CA, The Masonic

10/1 Los Angeles, CA, Hollywood Palladium

10/3 Santa Ana, CA, The Observatory
10/4-10/6 Austin, TX, Austin City Limits Music Festival
10/11-10/13 Austin, TX, Austin City Limits Music Festival
10/15 Nashville, Tennessee, Marathon Music Works
10/16 New Orleans, LA, The Fillmore
10/18 Lake Buena Vista, FL House of Blues
10/19 Miami Beach, FL, The Fillmore Miami Beach at the Jackie Gleason Theater
* a Bowery Presents show 
UK / EU Dates
11/1 Manchester, UK, Ritz
11/2 Glasgow, UK, SWG3
11/4 London, UK, Roundhouse
11/8 Amsterdam, NL, Paradiso
11/11 Copenhagen, DK, Vega
11/12 Stockholm, SE, Berns Salonger
11/14 Berlin, DE, Heimathafen
11/15 Berlin, DE, Heimathafen
11/17 Cologne, DE, Live Music Hall
11/19 Brussels, BE, Cirque Royal
11/21 Paris, FR, Le Trianon
For additional information on BANKS, contact:
Ambrosia Healy, Capitol Music Group /Ambrosia.Healy@umusic.com
MacKenzie Reynolds, Capitol Music Group /MacKenzie.Reynolds@
or visit:

BANKS Announces III Tour

Today, BANKS announced plans for a fall North American headline outing – her first since The Altar tour in 2017. The III Tour, which will kick off in Toronto on September 3 at REBEL, will include a September 8 show at Brooklyn Steel in New York and an October 1 concert at the Hollywood Palladium in Los Angeles. See below for itinerary.

BANKS said, “I’m so excited to get back out there and experience this next chapter with all of you. I can’t wait to see these songs that I have been working so hard on come to life.”

The fan ticket presale begins on Tuesday, June 11, at 10:00 AM local time. Tickets go on sale to the general public on Friday, June 14, at 10:00 AM local time at LiveNation.com. BANKS will offer VIP packages for each show with options that include GA tickets with priority access, Meet & Greet, limited edition merchandise, and more. Fans can visit www.VIPNation.com for more information.

Citi is the official presale credit card of BANKS’ tour. As such, Citi cardmembers will have access to purchase U.S. presale tickets beginning Tuesday, June 11, at 10:00 AM local time until Thursday, June 13, at 10:00 PM local time through Citi EntertainmentSM. For complete presale details visit www.citientertainment.com.

The Spotify ticket presale will begin on Wednesday, June 12, at 10:00 AM local time and conclude on Thursday, June 13, at 10:00 PM local time.

BANKS will also perform at such festivals as Music Midtown in Atlanta, Life is Beautiful in Las Vegas and Austin City Limits. In a live review, VARIETY praised her “Hellishly Divine Act” and noted, “[BANKS’] command of her audience was undeniable.”

Her new single, “Gimme” (Harvest Records), which is from her forthcoming album, III, has racked up over seven million cumulative streams since its debut as Zane Lowe’s World Record on Apple Music’s Beats 1. Naming it one of the songs “You Need to Listen to,”TIME Magazine observed, “‘Gimme’ is darker and heavier than her earlier work, leaning on minimalist, hollow percussion as layers beneath stuttering synths. If this is a sign of the BANKS to come, we’re promised a worthy follow-up.”

Upon release of the official video, Rolling Stone noted, “Banks creates an otherworldly club, where laser lights bend to her movement and will, slinky synth melodies flavor the moody setting and mesmerizing choreography beckons onlookers to join…the primal dance party.” BANKS served as creative director and co-editor of the video, which was directed by Matty Peacock (Billie Eilish, Benny Blanco/Halsey/Khalid). View HERE. Stream / download “Gimme” HERE.

BANKS has amassed 1.2 billion global streams to date across all of her songs, including over 600 million cumulative streams in the U.S. alone. After the release of her breakout debut album, Goddess, she became the world’s most blogged about artist. The 2014 album included the RIAA-certified Platinum hit “Beggin For Thread” and the Gold single “Waiting Game.” The Altar, released in 2016, debuted in the Top 10 in over 30 countries on iTunes. BANKS has performed on such television shows as “Jimmy Kimmel Live!” “Late Night with Seth Meyers” and “Late Show with David Letterman.” Her songs have been heard in films (Divergent, The Longest Ride) and licensed by such television shows as “Grey’s Anatomy” and “Power.”


BANKS – NORTH AMERICAN TOUR DATES

7/11 Chicago, ILHouse of Vans

9/3 Toronto, ONREBEL

9/4 Montreal, QCMTELUS

9/6 Boston, MAHouse of Blues

9/8 Brooklyn, NYBrooklyn Steel *

9/11 Silver Spring, MDThe Fillmore 

9/13 Charlotte, NCThe Fillmore

9/14-15 Atlanta, GAMusic Midtown 2019 9/16Chicago, ILRiviera Theatre

9/17 Minneapolis, MNThe Varsity Theatre

9/19 Denver, COFillmore Auditorium

9/20-23 Las Vegas, NVLife is Beautiful Festival 2019

9/24 Vancouver, BCOrpheum Theatre

9/25 Seattle, WAShowbox SoDo

9/26 Portland, ORCrystal Ballroom

9/28 San Francisco, CAThe Masonic

10/1 Los Angeles, CAHollywood Palladium

10/3 Santa Ana, CA The Observatory

10/4-6 Austin, TXAustin City Limits Music Festival

10/11-13Austin, TXAustin City Limits Music Festival

10/15 Nashville, TNMarathon Music Works

10/16 New Orleans, LAThe Fillmore

10/18 Lake Buena Vista, FLHouse of Blues

10/19 Miami Beach, FLThe Fillmore Miami Beach at the Jackie Gleason Theater

 * a Bowery Presents show

BANKS “Gimme”

BANKS returns with the darkly hypnotic single “Gimme,”which debuted earlier as Zane Lowe’s World Record onApple Music’s Beats 1.

“‘Gimme’ is a song about getting what you want. It’s about knowing what you deserve, saying it out loud, and demanding it with no apologies. I’m ready to release this into the world and begin a new chapter,” says BANKS.

BANKS wrote the song with Buddy Ross (Frank Ocean, HAIM), and joined forces with producers Hudson Mohawke (Kanye West, Drake) and BJ Burton (Bon Iver, Francis and the Lights) to realize her vision. Released by Harvest Records, “Gimme” is the first new music from BANKS since her late 2017 single, “Underdog.” Stream / download “Gimme” HERE. Watch the visualizer HERE.

BANKS has amassed 1.2 billion global streams to date across all of her songs, including over 600 million cumulative streams in the U.S. alone. After the release of her breakout debut album, Goddess, she became the world’s most blogged about artist. The 2014 album included the RIAA-certified Platinum hit “Beggin For Thread” and the Gold single “Waiting Game.” 

The Altar, released in 2016, debuted in the Top 10 in over 30 countries on iTunes. Coup De Main observed, “‘The Altar’ is an album that rewards with each listen, initially packing a powerful punch with its independence and self-determination.”

BANKS’ television performances include “Jimmy Kimmel Live!” “Late Night with Seth Meyers” and “Late Show with David Letterman.” Her songs have been heard in films (Divergent, The Longest Ride) and licensed by such television shows as “Grey’s Anatomy” and “Power.”

Finance Trends for 2019 and Beyond

Trends That Will Impact the Finance Industry 2019 – 2020 and Beyond

It is undeniable that the pace of technological advancement is the major force behind the changes happening in the global financial services industry (FSI). Financial institutions are left with no choice but to adapt their business models accordingly to remain competitive in the markets they operate.

FSI outlook reports for 2019 to 2020 and beyond by various top financial consulting firms in the world, PwC , Cooper Parry and Deloitte, show that FinTech, digitization of operations, data analytics, client self-service, and blockchain are the most likely sources of disruptions in the financial services industry over the next two years. This article captures the real-world implications of these changes and provides insight on how organizations can prepare to win in the increasingly dynamic playing field.

FinTech to Steer the new Business Model

Today, there is nothing more disruptive in finance than FinTech. Using service-oriented innovative technology, FinTech start-ups have finally become the unopposable tools for breaking into financial services. A recent Global FinTech Survey by PwC showed that traditional players are worried of losing about 25% of their business to standalone FinTech start-ups within the next 5 years.

In a smart move to remain competent in the industry, incumbents are smartly embracing disruptions. Large to small financial institutions have come to the realization that it is no longer about integrating technology into business operations but using financial technology as a central facet of new business models.

Analytics: Key Decision-making Tool

Data has never been more critical to businesses like it is today. Data analytics combined with artificial intelligence and machine learning will be key technological trendsetters for the financial services industry in 2019 and beyond.

Business analytics is continually becoming an essential tool for truly transforming financial institutions into data-driven organizations. Financial institutions are expected to invest in technologies surrounding data analytics to realize the massive power of data on hand and that which they can collect (big data). 2019 and 2020 will therefore witness massive increase in data utilization by these institutions. Even institutions that offer products for Forex trading for beginners are keen to use advanced data utilization technologies to ensure that their customers are able to make profitable Forex trades from the onset of their careers.

Mainstream Digitization

Retail banking, payments, insurance, and wealth management are areas in which digitization of operations is already taking place at great lengths industry-wide. With internet development and continuous technological advancement, financial institutions are putting more investments into digitization of more and more business operations to achieve more efficiency.

The e-commerce way of doing things has become the new normal in financial services. This is evidenced by the tendency by financial organizations to transform traditional operational units into e-business units. This trend has also caught pace in financial regulatory institutions.

Shift to Client Self-service and Increasing Value of Customer Intelligence

Delivering superior client experience is one of the major competition grounds for banks, insurance companies and investment management firms. Every other day, these organizations are looking for new technologies to provide more relevant services to their clients and in the most seamless ways. Self-service platforms are especially growing in popularity.

As services become digitized, financial institutions are keen to provide technology-based solutions that add value and enhance client experience. It is no longer just increase the number of self-service functionalities.

Of critical importance is making sure that technological capabilities being developed are customer-intelligent. Customer intelligence deals with how an organization interacts with its customer as it seeks to meet the client’s needs. Being customer intelligent is a key trend that will potentially drive FSI revenue and profitability going forward.

Blockchain Will Become an Integral Part of Financial Institutions

Just recently, one of the world’s biggest banks, HSBC, reported how using a blockchain-based system enabled it to make significant cost savings on Forex transactions. It is evident that blockchain has started shaking things up in financial services. There is a surge in funding and innovation in FinTech and blockchain. There are convincing signs that the use of blockchain is likely to become a crucial part of financial institutions’ operational and technological infrastructure.

Adaptability: How to Win in Financial Services

Future winners in FSI are institutions that can envision and execute initiatives at a faster pace than the speed of change. The institution must have an evolving mindset and culture to enable it acquire the right talent and capabilities that will help to develop flexibility and innovativeness. It must also be prepared to invest adequately in securing its brand as a technology leader among its competitors. This is the only way to gain sustainable growth in the increasingly digital future.