Posts tagged with "app"

Vaughn Lowery, 360 MAGAZINE

Why you need visibility into invoices

(and how AI can help you get it)

We’ve covered how having visibility into employee expense reports helps organizations catch errors, waste, and fraud, and streamline process so that employees get reimbursed faster. But there’s another area of business spend where visibility might be even more critical: invoices. 

Enterprise AP departments pay thousands of invoices every month. Overworked AP teams may be hard pressed to scrutinize every invoice manually for adherence to contract terms, pricing anomalies, gradual increases in invoice amounts, or patterns that could indicate fraud, such as repeated invoices that fall just below the PO limit. Even worse, criminals can exploit an AP department’s lack of bandwidth by sending invoices for products that were never delivered or services that were never rendered, sometimes from companies that don’t even exist. 

Of course, the vast majority of vendors are trustworthy and want to earn and retain their customers’ trust, but with humans in the payment processing equation, honest mistakes are bound to happen. 

The risk hiding in vendor invoices

We recently reviewed the aggregated, anonymized data from billions of audit transactions across hundreds of customer accounts in a variety of industries, and summarized the results in our quarterly report, The State of AI in Business Spend. We found that, for the average enterprise, invoices comprise 96% of their business spend. (In comparison, employee expenses for travel and entertainment (T&E) make up only 3.7% of spend). The average company processes 60,354 invoices every month, but only audits or reviews at most 10% of them, usually after payment. In other words, most companies only find mistakes after the money is out the door, when clawing it back is expensive and time consuming.

Our report also revealed that 4% of invoices could be considered high risk. These invoices generally fell into three main categories:

•Prices, discounts or terms didn’t match the contract. Procurement teams may work hard to negotiate great terms with vendors, but if AP doesn’t ensure that invoices reflect those terms, that effort is wasted.

•Vendors billed inflated prices compared to the market. Most AP teams don’t have time to see whether better rates are available elsewhere.

•Duplicates. We uncovered double billing that may or may not have been accidental, as well as amounts duplicated on expense reports. 

Why visibility into high-risk invoices is critical

We probably don’t have to work that hard to convince you that incorrect invoices hurt your bottom line. But you might be surprised at how small mistakes, intentional or not, can add up. 

For example, we’ve found that many invoices don’t align with the signed contract, and the most frequent error is net payment terms: A contract may list payment terms as Net 60, but the invoices list Net 15 or Net 30. This difference can have a huge impact on your cash flow…and even profit.

Duplicate charges or payments happen with surprising frequency. Often, after an invoice is held up, an employee may intervene and approve manual payment of the invoice, but when the system clears the hold, the invoice is paid again. Even if the vendor notifies you about the duplicate payment, the time and energy everyone will spend trying to fix the mistake could be better spent elsewhere. 

But it’s the big mistakes, like fraud and non-compliance, that can cost your organization not only money but something that’s hard to replace: its reputation. Invoice fraud is real, and even large companies fall victim to it: A Lithuanian man recently bilked Facebook and Google out of more than $100 million by impersonating a vendor with which the tech titans do business.

What’s more, our report found that for every 10,000 invoices, at least one contains a regulatory violation. For example, a regional sales director might funnel payments to a distributor for fake “logistics services” that are actually a bribe to a government official who influences reimbursement policy for your company’s product. In a real-life story that illustrates the potential consequences, a large multinational retailer will have to pay the U.S. government $282 million for violating the Foreign Corrupt Practices Act (FCPA), in part because it failed to institute sufficient internal accounting controls related to third-party payments.

How AI can help

Given the value at risk, many enterprises are embracing AI as a way to get visibility into invoices—before they pay vendors—for errors, fraud, and out-of-compliance spend. Companies that use AI achieve 100% visibility into their invoices; companies that don’t use AI get at most 10% visibility.

AI extracts and analyzes key pieces of information on every invoice to catch duplicate charges, enforce payment terms, identify missing discounts, eliminate overcharges, catch suspicious activity, and flag compliance issues. This frees your AP team to focus on tasks that will add more value to your financial processes—and helps improve your bottom line by stopping unnecessary outflows. 

To understand the magnitude of the issue and see what 100% visibility into business spend means to you, download our latest research report, The State of AI in Business Spend. The findings focus on spend visibility, value at risk in invoices, insights on streamlining the spend audit process, recommendations for finance teams, and more.

Claire Chen is a Business Operations Analyst at AppZen, where she’s passionate about providing simple solutions for complicated data.

360 MAGAZINE, illustration

The (Predictable) Rise of Internet Crimes During the Coronavirus Lockdown

Everyone be careful! Don’t let the boredom of home-sheltering entice you to commit a fatal mistake. Don’t use your computing device (computer, tablets, phone etc.) to engage in criminal activity. Don’t access your spouse’s phone or email without permission, don’t let frustration or anger cause you to send harassing or threatening messages to others, don’t think online sports betting is legal, and most certainly, let the draconian penalties of incarceration for accessing child pornography sites or illegally infringing copyrighted materials be strident warnings to stay clear.

We are speaking about Internet crimes today with renowned federal criminal defense attorney Dr. Nick Oberheiden. Attorney Oberheiden represents clients who are facing investigations for alleged Internet crimes conducted by the Federal Bureau of Investigation (FBI), the U.S. Justice Department (DOJ), the U.S. Department of Homeland Security (DHS) and other federal agencies in cases across the United States.

Q. Dr. Oberheiden, just to start easy, what exactly are Internet crimes?

A. The concept of online crimes (or Internet crimes) has changed over time. Originally, Internet offenses were considered those that could only be committed with the help of a computer such as hacking someone else’s computer system. Today, the general definition of online crimes has broadened to include any offense that was committed with the help of a computer irrespective of whether a computing device was essential or not. Drug trafficking and prostitution are two such examples. Technically, in order to sell drugs or to agree to illegal prostitution, you don’t necessarily need a computer. People have dealt with drugs and engaged in prostitution forever face-to-face on the street. However, nowadays an increasing number of these types of offenses and transaction also include the utilization of cell phones and computing devices when it comes to organizing deals and selecting people for criminal conspiracies, which can add more severe penalties at sentencing. When computing devices are a platform to commit a crime, you can consider the underlying offense an Internet crime.

Q. So, under this definition, blackmailing and extortion or electronic harassment would also count as Internet crimes?

A. Yes, that’s correct. Anytime someone uses a computer to do something illegally, that’s considered on online offense. To be clear, to use these verbal attack offenses, we all enjoy the freedom of speech under the First Amendment; however, the First Amendment does not protect any and all types of speech. Hate speech, intentional harassment, and using speech for extortion or blackmailing do not enjoy constitutional protection and can be prosecuted as felonies. So, for example, if you write an email or post something on the Internet that has the potential to be interpreted as a threat towards someone else, announce or insinuate violence, request money or anything else of value if one of your conditions is not met, or you call a person names— your behavior may fall quickly within the scope of unlawful conduct. So, when emotions are broiling, don’t use the Internet to express your anger and don’t attack the dignity or safety of another person in any electronic (or non-electronic) format.

Q. Is there a heightened risk of committing Internet offenses during this Covid-19 pandemic when we are sheltered at home?

A. I think so. When in-person interactions vanish, online offenses will rise. Keep in mind that many Internet crimes occur in the context of social tensions like divorces and family unrest. Spouses sometimes think that accessing their husband’s or wife’s computer or phone to take a quick peak if they can find evidence of an affair or hidden financial details is legitimate detective work. It is not! The fact that you are married makes no difference because being married does not include an implicit or explicit permission to invade your partner’s privacy. Similarly, some people may feel tempted to turn a blind eye to legal boundaries because they think that Internet crimes are “invisible” and thus not detectable. Almost every convicted child pornography offender started with that mindset. The truth is, the FBI has specialized task forces that can trace pretty much any of your visits to any website no matter what codename you use and no matter where you are. Just recently, to give you an example, I represented a client a huge international bitcoin fraud case spanning virtually every state within the United States as well as offshore islands. Admittedly, it took law enforcement months to link all the pieces and actors, but, in the end, the case resulted in a dozen of arrests and a plethora of criminal charges. Don’t put yourself into such a position. Don’t be naïve. I always tell clients: whether online or offline, assume that an FBI agent and your parents are watching what you are up to—so, act accordingly.

Q. In addition, what are some of the most common Internet crimes you see the FBI and the Department of Justice are prosecuting?

A. Chief focus of federal authorities are two types of Internet crimes: crimes committed for commercial gain or to cause corporate harm, and, in a category of its own, child pornography. To give you an example in the first category. I recently represented an individual who out of frustration of being fired accessed his former employer’s data system and literally erased the entire company network files—from his living room. Federal prosecutors don’t like when someone use access information or technology skills to cause harm. Whether it is hacking, phishing, spoofing or wagering on sports events over the Internet, I know from countless criminal defense cases that the Justice Department is very determined to take you down especially when there are real victims like in the case of defrauding and obtaining money through false or fraudulent pretenses. If you use the Internet to defraud seniors or create some form of a crime scheme, the FBI might very well knock at your door in the near future. This is particularly true when it comes to protecting minors. Federal prosecutors and federal agents are absolutely relentless when it comes to child pornography and prostitution involving minors. In fact, child pornography cases represent approximately twenty percent of all federal prosecutions. If you stand convicted for inducing, let alone, coercing a juvenile to engage in sexual conduct, don’t expect mercy.

Q. What are the penalties for Internet crimes?

A. Unlike some other countries, U.S. penal codes do not recognize “one” online crime. The penalties depend on the alleged offense someone commits. So, for example, if you access your wife’s cell phone without her or against her permission, you could be charged as a felon under 18 U.S.C. 1030. The exact outcome would depend on many factors such as the frequency, how you would use the accessed information, your criminal background and much more. Even if you escape imprisonment, you should wonder yourself if it is worth risking being a “felon” for acting stupidly in this one hot moment. Contrast this to, for instance, child pornography. The most lenient outcome in child pornography cases, that is any form of child sexual exploitation, you can expect is five years in federal prison with sentencing outcomes routinely reaching twenty years and more of incarceration.  

Q. Despite these extreme penalties, why do Internet offenses continue to rise?

A. I think it is the idea that because you act in seemingly protected anonymity, you are not in the public but in a private area without any witnesses, no one can find or identify you. Of course, that’s only partially true. It is correct that Internet offenses typically don’t have any witnesses especially when compared to, let’s say, a bank robbery or other offenses that are predicated on human visibility. However, every time you use the Internet whether you are searching for something or whether you are visiting a website, you leave traces. Specialized detectives and computer crime experts from the FBI absolutely have the ability to identify you—perhaps not always right away, but if you are in the United States and the FBI is pursuing your case, chances are high that you will get caught eventually.

Even though each of the 50 U.S. states have some version of online crimes in their penal codes, almost all prosecutions involving Internet crimes and computer offenses are federal in nature. That means the Federal Bureau of Investigation (FBI) and the U.S. Department of Justice are leading the prosecutions, often in connection with the investigators from the U.S. Department of Homeland Security and other agencies. In general, penalties for federal felony violations are not just more severe, but, also, if you are convicted, you don’t have the option of parole. In other words, if a federal judge orders you to 10 years in federal prison, you can’t expect to be released after half or two-third of the time; parole does not exist under federal law. Typically, in the federal justice system, ten years means serving ten years.

360 MAGAZINE, illustration

High-Performance Managed Website Services

With the advent of high-speed internet technology becoming available to a wide range of users. Websites have become an essential tool or platform for businesses to survive and thrive in a global marketplace. Merely having a website does not guarantee the success of your enterprise. It should also be fine-tuned to quickly and clearly convey the importance of your product or service to any visitors to your website. 

High-Performance Websites

The internet has become a major source of information for most people. Because of this, a great number of businesses have websites announcing their products or services to whoever should find this online address. For a website to be easily found amidst the multitude of online platforms, it should be connected to Managed Website Services that will increase its online traffic. Internet users have become very picky so if your website is not managed very well then it will be relegated to the sidelines of the virtual landscape.

High-performance websites should be elegant and efficient, reflecting an appealing aesthetic while also clearly conveying important information to visitors. They provide customers and clients with a unique experience from the first moment that they connect to the website. Keep in mind that laptops and personal computers are not the only ways to connect to the web anymore, mobile phones and tablets have become the most widespread means of connecting to the internet in the last few years.

One quality that can make or break a website’s online traffic is the speed in which it can load and share information with the user. This means that a high-performance website has speed-focused coding and image optimization integrated into its systems. Many internet users now do not have much patience and want the websites they visit to load very quickly, that is why speed is of the essence.

Website Security

A website must be secure both for the sake of the clients and for the business owner. Sensitive information is necessary for business especially when it comes to account details used for paying online transactions. Passwords and other personal information should be protected. Today, hackers or identity thieves are everywhere, this is the most complicated but must priority first. These kinds of information must be well protected in order to keep visitors to the website safe. If not, customers are not going to trust the website anymore. However, this can translate to a website having encryption on a virtual private server. 

The virtual private server should be backed-up regularly so that information will not be lost. A private server means that the resources of a server are dedicated to the website. It also means that it is protected by a firewall as well as having systems in place to protect the website from brute force attacks or hacking methods of stealing data.

The virtual landscape is not so different from the real one in the sense that dangers and opportunities exist within them. High-performance website management ensures that your online platform is not only well-protected but also much visited. For those who have a website or are thinking of starting one, become aware of high-performance options so that your virtual presence is a strong one.

NYC, Vaughn Lowery, 360 MAGAZINE

Design Tips for Email Newsletters

When you send a newsletter or other communication from your business to your customers by email, you’re sending them something that should represent your company in every way. This means it should mirror your company culture and industry, and it should be a shining example of professionalism. It should also inspire your customers and subscribers to read and act on what you intend them to in your email. All of this is why design is so important and shouldn’t be taken lightly. Here are some tips you can use to better design your email newsletters. 

Start with a Header

To see the importance of the header, walk past a magazine or newspaper stand and think about the first thing you noticed. Likely it was the name of each publication, which is essentially their header. That is why the header is so important. It identifies who you are and what readers might expect from your newsletters. It also dictates things like the color scheme and frames your whole email nicely below it, immediately creating a sense of structure.

The header should include your logo and the title of your newsletter if you have one – or the purpose of the email if it’s an alert or service interruption announcement.

Stick to a Color Scheme

Your business likely already has a color scheme, and likely these colors are dictated by your logo. When you design a newsletter, this is no different. When you create headings and titles, use the colors in your logo or header to inform the color choices throughout. This creates a sense of uniformity throughout the newsletter or email and keeps it on brand.

You should also try and stick to common or standard fonts so that the newsletter displays on every device correctly. The last thing you want to do is have a missing font destroy your email’s message or layout. This applies to legibility too. Choose fonts that are easy to read.

Divide Your Content into Sections

Don’t create your newsletter with a big wall of text right under your header. Make sure to break it up into easy to read and well titled sections, so that readers can choose what they want to read quickly. This is particularly important if your email is going to be long or text-heavy. Making use of photos and images is an effective way of breaking up text and borrowing design styles from newspapers will also help. By using font choices that are bold and clear and making extensive use of the best font for email, you can enable great design elements like color backgrounds and white text to make section headings pop out at you. 

By designing your newsletters with these tips in mind, you’ll create great looking and easy to read newsletters that will call your customers to action. It’s not difficult to create great looking and comprehensive emails with the tools available online today, so you have no excuse not to fully leverage the marketing power of your email subscriber list to increase and retain business.

5 Essential Skills of a Graphic Designer

Are you thinking of pursuing a career in graphic design? Be sure to master these essential skills of a graphic designer.

If you have a passion for art and would like to earn money from it, look no further.

Graphic design is something that many businesses invest in because it allows them to create customized advertisements. Aside from that, they can use graphic design for logos, essentially helping them make a name for themselves as a brand.

Most of the job skills of a graphic designer aren’t that hard to obtain, but they require a lot of patience and determination. Graphic design is an art, so you’ll have to spend time practicing before you’re ready to sell your work.

Keep on reading to learn about 5 essential graphic designer skills!

1. Creativity

One of the most important skills a graphic designer must have is creativity. As a graphic designer, you must be able to come up with new ideas on the fly. No graphic designer works with one client and all projects are unique.

When working with multiple clients, you’ll need to give them ideas that will help them achieve whatever their goals are. While it’s acceptable to have a certain style, you don’t want one client’s designs to look similar to another’s. This can create branding problems because consumers might confuse one client for another.

With creativity comes the ability to draw sketches, brainstorm, balance artistry with technique, and pay attention to detail. If you’re not a creative person, you’ll have a hard time coming up with ideas and helping clients see through theirs.

2. Communication

Communication is the most important skill after creativity. Graphic designers don’t pay themselves. Instead, they work with clients that pay them to complete projects. When working with clients, a graphic designer must be able to portray their ideas and give visual representations of what a client wants.

Graphic design skills revolve around being able to multi-task and work with a team, and communication will play a role in almost every task. Any time you make something, you’ll need to communicate it to your client.

Whenever a client makes a request, you must be able to fill in the gaps to understand what exactly they want.

This skill is especially important if you’re working remotely because it’s much harder to work with a client when you can’t see them in person. When working remotely, most of your communication will take place over video chats.

Without being able to quickly sketch something for a client, you need to know how to explain what you’re thinking about.

3. Time Management

Most graphic designers work with multiple clients at once because the work usually doesn’t take up an entire day. Because of this, a graphic designer must be able to effectively manage their time if they’d like to earn a decent income.

This line of work revolves around completing projects within a set period. When working with multiple clients, you must keep track of when projects are due. Most designers will allot certain hours to a client so that they can stay consistent while working.

Knowing when to prioritize a project is also important. For example, a project that has a deadline in 2 weeks should be focused on more than a project that’s due in 2 months. However, you can’t neglect anything as you must ensure that all projects are steadily progressing.

4. Technology

Understanding how to use technology is necessary when becoming a graphic designer because most of your work will take place on the computer across various programs.

You’ll need to know how to make something on a program and transfer it to another location while preserving its quality.

The most important thing to focus on is learning how to use the programs that you’ll be designing on. Programs like Photoshop provide users with a plethora of tools and features that allow them to manipulate their projects to their liking.

You’ll also need to know how your computer functions because Windows and Mac have many differences. For example, knowing how to remove icons from top bar Mac will give you more space to work on projects, something that many people are unaware of.

Tech skills will come in handy when working with clients remotely. You’ll have a better understanding of what kind of things you can get done and what will require in-person exchanges. You can then provide clients with this information so that they understand what needs to be done.

5. Typography

Typography is the skill of making text look visually appealing. This is often done with copywriting and it has a major role in graphic design. Typography skills typically come with creativity, but they’re something that most people should focus on because many clients will want text in their designs.

Keep in mind that most people looking for graphic designers are trying to create ads and build a brand. When you come up with a good font, your client can build off that and start getting recognized more often.
Now You Know the Skills of a Graphic Designer

Graphic design skills revolve around being artistic and knowing how to associate with clients. After obtaining the skills of a graphic designer, you can start working for clients and earn a decent income. Graphic design is something that will never go away, so you can get started whenever you’re comfortable.

We encourage you to start brushing up on your art skills. If you can’t draw but know how to design things on the computer, start focusing on that. When you’re ready to start taking clients, you simply need to find them on a job board or you can apply to companies.

Browse our articles to learn more about a variety of topics!

James blake, 360 MAGAZINE

JAMES BLAKE – LIVE STREAM

TUNE IN TO JAMES BLAKE’S LIVE STREAM PERFORMANCE TODAY

TUNE IN HERE.

Making the most of self-quarantine, British singer-songwriter James Blake will be performing on Instagram Live today, March 23rd at 3pm EST, 7pm GMT. Tune in HERE.
 

Vaughn Lowery, 360 MAGAZINE, art, design

Famous actors with a flair for poker

We know them as famous faces from the silver screen, although away from their day jobs bringing different characters to life in movies and TV shows, many actors and actresses have a favourite hobby. For some of them, playing poker has even become much more than just something to enjoy in their spare time.

Ben Affleck

Celeb news and gossip site TMZ recently published images of Ben Affleck turning up at a Hollywood casino, shortly after leaving a Halloween party where he’d obviously enjoyed quite a few drinks. Despite being somewhat the worse for wear and barely able to sit straight at the poker table, the 47-year-old actor still managed to stagger away with $1500 in winnings, working the game for just 12 minutes after dropping $20,000 in chips on the table.

Later admitting that he’s a recovering alcoholic who had slipped off the wagon on that occasion, Affleck still managed to show that he’s an accomplished poker player. As a keen student of the game and having learned from some of the best players around, before his recent turn as Batman in the DC movie franchise, Affleck actually won the 2004 California State Poker Championship, walking away from that tournament with $356,400 in winnings.

While his portrayal of Batman didn’t bring many glowing reviews from the movie critics, at least Affleck has shown that he maintains a strong flair for poker. That said, pro poker tour player Tobias Reinkemeier believes there’s another former Batman who would make a formidable opponent at the table.

Having won some of the most lucrative tournaments in the world, when asked to name potential talented celeb poker players who might enjoy success at the table, Reinkemeier had just one name in mind. He chose British actor Christian Bale, highlighting that his level of “dedication and hard work” would translate well to poker, simply because of method acting approach to getting into the skin of characters he plays.

Tobey Maguire

Speaking of other actors who have donned the superhero spandex for some of their most famous roles, it’s quite possible that Tobey Maguire could well be one of the most successful poker players of all time. At the peak of his stardom and while playing Peter Parker in the Spiderman trilogy, he was also reportedly cashing in millions at high-stakes poker games around Hollywood.

During a period of three to four years, Maguire was apparently amongst a group of high-rollers at illicit “invitation only” poker games, which were reportedly taking place at some of the most luxurious hotels around Los Angeles. While there were a host of other A-list Hollywood celebrities regularly participating at these games, none are said to have enjoyed anywhere near the winning success of Maguire.

Although these underground poker games weren’t strictly legal, when reports came to light amongst a variety of media outlets including Huffington Post, they claimed that Maguire was regularly taking winnings of around $1 million each month. Stack that up over a period of three to four years, it’s estimated that he scooped somewhere between $30 and $40 million from these poker games.

While there were subsequent legal investigations, there was little chance the State of California would actually prosecute the celebrity players involved. Nevertheless, Maguire did face some legal challenges for part of the money he’d won, because amongst those he’d allegedly beaten at the poker table, some were bankers and lawyers, who had used “improperly-diverted” investor funds to fuel their own participation.

Jennifer Tilly

Just have a glance through the IMDB role archive for Jennifer Tilly, it’s easy to see that she’s enjoyed a great movie and TV career, consistently working since the early 1980’s and still in demand for a variety of different roles. Aside from critical acclaim and various awards, she’s also carved out a niche for herself in the horror genre, appearing in the popular Child’s Play franchise of movies, after they were rebooted in 1998 with Bride of Chucky.

Even if she hadn’t become a famous actress, it seems that Jennifer was always destined for fame and celebrity, thanks to her success at the poker tables. Apparently, her interest in the cards began with a World Series of Poker (WSOP) video game she played and enjoyed, bought by her father. From there, the passion for poker grew and became a favourite pastime, whenever she had the chance to play between acting jobs.

Jennifer has also proven that more than just being a hobby, poker can also become a professional vocation, providing you have talent and the dedication to keep improving your game. She was awarded the WSOP bracelet in 2005 after winning the Ladies’ No Limit Hold’em tournament back in 2005, whilst also collecting the $158,335 prize. Although she decided to “retire” from professional poker in 2008, the hobby has again become a vocation since 2010.

Of course, being surrounded by fellow poker afficionados will always help. Tilly was married to The Simpsons co-creator Sam Simon between 1984 and 1991, who was also very fond of casino gaming and poker in particular. Since 2004 she has been in a long-term relationship with Phil Laak, an internationally renowned poker star from Dublin, Ireland, who has enjoyed great success on the World Poker Tour over the years.

High-Stakes Hobby

Such is the thrill and excitement of playing poker, it’s hardly surprising that so many famous celebrities have tried their hand at the tables. Some have even ended up earning more from what started out as a hobby, than they’re paid for their acting roles. For sure, it helps to have a nice pot of cash available to play with, although there’s always plenty of lesser-known players ready to take it off them too!

smartphones, cell, tech, app, illustration, 360 MAGAZINE, sara sandman

Online Jobs for Students to Earn Money at Home

One of the huge groups of people who need money and part-time jobs is students. Young people want to have enough money for a proper life, but not all parents provide it. In ordinary work, the experience is required and they pay very little. So after a long search, many come to the worldwide web.

Making money on the Internet for students at home without investment is a great opportunity to find a job with a free schedule and with the use of any skills. Students are well versed in IT technologies, social networks, and someone has mastered graphic editors or knows foreign languages. In other words, any skills will be useful.

What Jobs Are Suitable for Students

First of all, it is necessary to determine the criteria for your future job. For example, for a full-time student, earnings are given with great difficulty because there is too little time for work. There are the following things to keep in mind:

  • The study takes up most of the time, so it is possible to allocate 2-3 hours a day to work. However, you can ask essaysmatch for help with your assignments and spend more time on your work. 
  • Students are just too lazy to do complex work because they study.
  • Fears of taking the first step are also a popular barrier.
  • The job will be constantly confusing.

Building a full-fledged business or starting a successful career as a student is hard. There are many temptations, you have to study and work, and even friends are constantly calling somewhere. But if you are determined to make money, be sure to find the right option.

Why You Need to Start Earning Money

A job will bring money, and this is the main goal of students. In addition, making money on the Internet will help you develop, gain experience, improve financial literacy, and also get new connections.

Surely, you will enter into different communities, begin to communicate with like-minded people, learn from their experience or even find partners with whom you will start something serious in the future. Networking is fashionable and relevant, and according to experts, in the near future, most of the office workers will start working remotely.

Ways to Earn Money for Students on the Internet

Everyone can find a suitable source of income, we have made a selection of options, starting with the simplest. It’s definitely possible to start working without investment and experience. Your success will depend only on the efforts made. 

  1. Simple Advertisement Tasks

Advertisers are asked to perform the simplest actions. These can be postings, comments, clicks, and more. Payment is really small, performers get up to $5 per day. However, everyone will definitely cope with this.

  1. Mobile Earnings

It is easy to earn some money from a smartphone or tablet simply by installing different applications. There are a number of projects through which developers get downloads. This helps them to break into the TOPs, so they invest real money in it. 

  1. Copywriting and Rewriting

This is an option for those who can competently express their thoughts and knowledge. You simply need to write and sell articles. Some copywriters earn more than $1,000 dollars per month. True, they have to work eight hours every day. 

  1. Photo Stocks and Photo Banks 

Creating high-quality images is a common hobby. And if you have some expensive things to take a photo, use this advantage. Starting to post photos for sale, you will take the first step on the path to passive earnings. The fact is that licenses for using a snapshot are more often sold. It can be sold as many times as you like. Images are bought by different companies, used for various purposes, from advertising to filling sites.

The area for making money on the Internet is wide. People with all knowledge profiles work remotely. Designers, moderators, photographers, copywriters, programmers, content managers, translators, and many others earn their money online. That is why students have a great possibility to combine their education and work.

NYC, Vaughn Lowery, 360 MAGAZINE

5 Questions You Should Ask When Hiring a Web Development Team

Pretty much anyone can call themselves a web developer nowadays, and it is important that you do your due diligence before working with anyone. Make the wrong choice, and you could end up with tons of hidden costs, unfinished work, or in the worst case, never hearing from them again. 

However, by asking the right questions and doing your research, you should be able to find a great team that will be able to understand your vision and execute it. Here are some questions you should ask when hiring a web development team.

Have You Ever Worked on Projects Similar to Mine?

All websites have very different needs and have to be approached differently. For instance, building an e-commerce store and a portfolio site will be very different. If you need some of your employees to be able to access log in functions, for instance, or need an extensive database to be installed, not all web developers will have this kind of expertise.

This is why it is very important that you know your objectives for your website, and make sure that they can show you work similar to it. Don’t take their word for it. Some will say yes to everything, only to take twice as much time once they realise how much research they have to do.

How Long Will the Project Take from Beginning to End?

This is also something that needs to be clear from the get-go. If you have a deadline for this project, then you want someone who’ll be able to get the job done within that time period. That doesn’t mean, however, that you should go for rushed work. Some people might take a little bit longer, either because of conflicting schedules or previous engagements. Make sure that you look around to check the average completion time, and go for someone who can deliver the best work as fast as possible.

What Kind of Services do You Offer?

Different development teams will offer different packages, so it’s important that you know what their actual scope of service is, and what you can expect to pay. For instance, some companies will also offer some marketing and SEO services. Some will offer social media management and promotion as well.

That’s why you should make a clear list of the services you want to be included. This way, you’ll be able to eliminate those who can’t provide a crucial service that you absolutely need.

What About Your Employees?

You want to know what type of employees they work with. Do they outsource some of their work? If so, what do they outsource?

While outsourcing is not always an issue, it’s always better to go with a web development company that has their own in house employees. Teams like Appetiser, for instance, personally hand pick their programmers and have them go through a gruelling hiring process to make sure that they’re up to par. As a matter of fact, only 1.7% of the applicants coming from major tech firms are able to make it through their coding challenges.

You want a team that will be self-sufficient so you won’t have to suffer delays. Another thing is if you need some follow up work done, it’s better if the programmer who previously worked on your website performs it. Working with another programmer will require some additional troubleshooting that you may have to pay out of pocket for.

What Technologies Are Your Specialty?

This question allows the developer to talk about what distinguishes them from the competition. If you haven’t decided what technology you’re going to use, still ask what technologies they’re specialised in. If they’ve adapted to new technologies well, they are probably qualified to help you migrate to a new one.

Ask how many developers they have that work with these technologies. You don’t want to hire a software firm that specialises in a specific area, but if that expertise resides with one person who may leave the firm at any time this is also a problem. Ask how much time it may take to scale up the team to handle your project. If you may need to accelerate your schedule, you want to know you won’t have to wait a few weeks for key people to be available.

A related question to ask is their seniority. If their entire expertise in an area is within a group of junior developers, they may not be capable of the quality of work you need. Conversely, a mixed team of junior and senior developers is certain to be able to handle any challenge. 

Conclusion

Hiring a web development team is essential if you want to have a website that will show your business in the best possible light as possible. Make sure that you take your time, shop around, and find a team that can align with your goals and expectations.

smartphones, cell, tech, app, illustration, 360 MAGAZINE, sara sandman

Top Health Wearables for Leading a Healthy Lifestyle

The modern market is overloaded with hundreds of gadgets that promise a healthier lifestyle. However, it is really hard to make the right choice and find a superb tool that will show how to lead a healthy lifestyle and help you achieve your daily goals. 

When visiting Amazon or any other online store, there are dozens of problems that you might encounter: the gadget needs to be charged constantly, you face troubles with Bluetooth connections, poor synchronization and much more! But when you finally choose the tool and master the technology, you don’t have enough skills to properly interpret the data. So in this review, we’ll show what health wearables are really worth your attention!

Sleep As Android

If you are currently looking for a superb device that will help track sleeping, the use of this app might be the right idea. Sleep As Android is a freely available application that can reveal valuable insights about the quality of your sleep. It can even record when you snore! It tracks all the sleep stages and allows you to find out how long each stage lasts. The app is compatible with Android Wearable, Pebble and Galaxy Gear.

Polar Chest Strap

Being a superb GPS-based smartwatch, this gadget can analyze data like a pro. The main goal of this tool is to monitor heart rate and connect it to a variety of training devices with Bluetooth. With this solution, the heart rate is more accurate. Moreover, this gadget is regarded to be the gold standard in this area.

It’s a textile strap that comes with high-quality electrodes that accurately measure your heart rate. The material is very soft and comfortable to wear. The greatest benefit of this solution is that it is compatible with a wide array of fitness applications, smartwatches, etc. Its users can also check how much they can strain their capabilities with the help of the orthostatic test. This feature is very useful for those who want to build the body of their dream.

PIP

This device is for those who want to get rid of stress in their life. It’s a small but high-quality device that can provide you with immediate feedback about your stress level. Do you know that the skin pores on your fingertips are very sensitive to stress? PIP can capture all these changes and allows you to see them.

There are smartphone applications for iOS and Android that will help you find out how to calm down and relax. When you know your stress level, it is easier to learn how to control it. All in all, it is a superb way of reducing anxiety and encouraging relaxation. With this tool, you’ll become aware of your stress and be able to work in an active way to manage it.

Stress may lead to bad sleep and influences your emotional well being. So you need to take some measures to control it. PIP is the best solution in this case.

FitBit Aria 2

It’s a smart device that can monitor your weight changes, body fat percentage, and lean mass. This smart scale is a must-have tool for those who want to lose weight without harming their general state of health. The main benefits of this tool include:

  • The capability to measure body weight, lean mass, and fat percentage.
  • You can connect it to any iOS or Android-based device via Bluetooth.
  • It can track your progress with easy-to-read graphs.
  • It can recognize the data measured by 8 users.
  • Measurement range – 4.5 – 180 kg.

All in all, it’s a superb tool that can help you control your progress while losing weight.

Viatom Checkme Pro

When we get thick, the first thing we need to do is to measure the temperature. When using a clinical thermometer, it takes a long time to do this. Thanks to this innovation, you can measure your body temperature in a matter of seconds. Moreover, you can also measure pulse, oxygen saturation, sleep, physical activity, ECG and systolic blood pressure. Just a second and you’ll find out whether you have a fever or not. Simply put, this is an all-in-one solution for those who care about their well being.

Muse Headband

Managing your stress level is crucially important for your state of health. One of the best methods that can help reduce the stress level is meditation. Although meditation and technology seem to be incongruous terms, you should definitely give a chance to Muse Headband – the best brain sensing headband that allows you to get the most out of your meditation. The main goal of this gadget is to give biofeedback of your thoughts. 

So, how does it work? You need to put the headset on, make some breathing exercises to the proper sound that can help you find out how focused you are. If your brain is too active, the headband will notify you about this so you could clear your thoughts.

All these gadgets will help you better learn how your body works and faster achieve your goals. In other words, you’ll better understand the problem and be able to take some measures to solve it.