Posts tagged with "social skills"

Art by Mina Tocalini of 360 Magazine for use by 360 Magazine

Health Benefits of Online Gaming

Online gaming has long had a stigma that it’s only suitable for lazy people who don’t want to do their household chores or interact with the outside world. This stigma has been blown away by recent studies that suggest online gaming has a lot of benefits for your development. Let’s have a look at some of these benefits.

Risk-Management Skills Via Sports-Betting

Sports betting is something that will not suit the faint-hearted. You need to have an eye for sports betting by utilizing certain strategies to enhance the probability of winning. You will develop skills in stress management and risk management because you will need to ensure that the risk you’re taking is worth the possible outcomes.

A big part of risk management is to make sure that you are willing to lose the money you bet. You will have to summarize the player’s past performances and make more accurate predictions as history truly does repeat itself now and again. An example of the latest sports betting is Euro 2020 betting where people can bet on the teams and players in the tournament.

Social Skills Via RPG’s

Being lonely can have a dramatic effect on your health, there are many diseases where loneliness is a direct symptom like depression, dementia, and heart problems. Online games can improve the amount of communication you have with others. There are many role-playing games (also called RPG’s) where you will have to communicate with a stranger on the other side of the planet to engage in actions and thoughts for example. Some people have even made lasting friendships through online gaming.

Memory Games on Mobile Phones

Dementia is not just a disease for old people. Some 10% of dementia sufferers are under the age of 65. A study came out back in 2017 that gaming could decrease your risk of getting dementia by up to 27%. I don’t know about you, but I certainly like the odds. You can play any game where you need to recall certain information to complete your action.

There are a lot of mobile games that are customized just for this reason like brain training, puzzle games, and even old classics like Sudoku. Just search for brain improvement games on your Play Store, whether you have an iPhone or an Android and there will be thousands of results ready for you.

Conclusion

Online games can have great health benefits for your brain including a decreased risk of developing dementia, maintaining or developing your motor skills and spatial awareness, and decreasing the possibility of loneliness. You can also train yourself in risk management by playing more edgy betting games like the above-mentioned sports betting.

Everybody has different likes and dislikes and therefore it’s essential to find a type of game that you would enjoy by doing some of your own research. Some people like to play games with a storyline whilst others are more analytical and will enjoy anything with numbers. No matter the skill you’d like to improve there are loads of different gaming options out there for you.

5 Ways to Save More Money for a Down Payment on Your Home

There are plenty of reasons to buy your own home. Some of them are practical. In many places, mortgage costs are lower than rent. There are tax breaks associated with having a mortgage. A house can also be an excellent investment. However, many of the reasons are also emotional, and you may find yourself wanting to a buy a home even if it might not be the optimal financial decision. 

It can be comforting to know that you are not reliant on the whim of a landlord. If you are a DIY type, you may long to have a place of your own that you can put your stamp on. One of the big barriers to homeownership is money, and having more money for a down payment can get you a better payment plan. Below are several ways to help you save for this down payment.

Make a Budget

This is the first, fundamental step. Making a budget nearly always means that you will find places where there is waste, and you can put this money toward a home instead. Even though you are probably enthusiastic about saving, you should make sure that you don’t cut your budget to the absolute minimum because this is too hard to stick to. A budget that you can live with allows slow and steady savings.

Sell Your Life Insurance Policy

You might actually not realize that you have some valuable items that you could sell, such as your life insurance policy. Both permanent and term coverage can be sold, and it only takes a few seconds to get an estimate of your policy’s value. If you are single and do not have dependents, this might be a particularly attractive option. On the other hand, if there is a family that depends on you and they would need the money from the policy if anything happened to you, you may want to look at selling other items.

Sell Other Items

You can make money selling clothing, furniture, books, cookware and more. Whether you want to put them online, have an old-fashioned yard sale or take them to a consignment or other shop that buys used items, this is a quick way to make some cash on things you weren’t using anyway—and you won’t have to move them to your new home.

Gig Work

Gig work can be a great way to pick up some extra money because unlike a part-time job, it requires little commitment. You can deliver food, give people rides, walk dogs, mow lawns or do any number of other things and put away everything that you make toward your down payment. You might be surprised at how fast this can add up.

Look for High-Interest Savings

You can turn the money that you’re making from all of the above suggestions into even more money if you can get paid interest on it. While many traditional savings accounts offer low interest rates, if you do not need access to your down payment money for a while, you might look into certificates of deposit and other vehicles that may give you higher rates and make you some money without having to do anything at all.