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Who’s Liable When an Uber Driver is Involved in an Accident?

Whether you’re a driver or a passenger, the last thing you’d want to imagine is being involved in a car crash. A car accident is often a deadening experience that, in addition to causing physical and emotional pain, can wreak havoc to the victim’s financial health. But accidents do happen from time to time, and they don’t come knocking at anyone’s door.

Since its founding in 2009, Uber has grown to become inarguably the most popular cab service not only in the US but in many other countries around the world. When you’re new in the city and want to navigate from one point to the other, you just call an Uber and you’re good to go. You get into a club, take several shots and you feel you’re not confident enough to drive yourself home, you can simply leave your vehicle, call an Uber and come pick your vehicle the next day when you’re not intoxicated. They’re an affordable and highly convenient means of transport.

However, this is not to say that an Uber driver cannot get into a car crash, which may arise from his negligence or the negligence of another driver. If you’ve been hurt in an Uber crash or another ridesharing service, the folks at http://www.brookslawgroup.com/car-accident-lawyer/uber-lyft-accidents/ say that finding an accident lawyer should be one of the first things to do. This is because car accident issues can sometimes be complicated, lengthy, and emotionally draining if you approach it alone. With a good car accident lawyer, the process of seeking compensation for your injuries and losses becomes smooth and less stressful, giving you enough time and peace of mind to heal and get back to your normal life. 
The big question, however, is, who’s liable for the damages in case this happens?

Car Insurance

In essence, all drivers are required to carry car insurance to be on the road. Remember, most cars under the Uber umbrella are actually owned by third parties or the drivers themselves. But since Uber is a large, well-reputed brand, many cab drivers choose to operate under Uber instead of conducting business as individuals or under other smaller ridesharing services. The good thing is that before Uber accepts a driver, they have to carry car insurance, which is meant to protect them from liability in case they were at fault in n auto accident.

Who’s Held Liable?

Now, if you or a loved one has been injured in an uber crash, liability lies in the driver who caused the accident. In other words, there are various scenarios to it. You could be a passenger in the Uber or a passenger/driver in the other vehicle. Either way, the driver who is found at fault for the crash (or their insurance company) should be the one to cover the resulting damages, including medical costs and compensation for your losses, pain, and suffering. But sometimes accident compensation matters can be highly complex and difficult to navigate, which is why is important to work with an accident attorney from the word go.

Supplemental Uber Insurance

The other good thing about Uber is that they also provide supplemental insurance to their drivers. This is specifically meant to help passengers who may get hurt in an Uber car crash. The accident policy, in the US, for instance, covers a liability of up to $1 million, which may be enough to compensate you for your losses, pay your medical bills, and other out of pocket expenses the persons involved in the accident might have incurred after the car crash. The ridesharing service also provides coverage of up to $50,000 per person and $100,000 per accident, along with $25,000 coverage for property damage caused by the accident. However, the caveat to this is that for the insurance to become available, the Uber driver has to have had the Uber app on during the ride. This makes it important that as a passenger, you always ensure that your driver has the Uber app on as soon as you board the vehicle.
 
After an Uber driver is involved in a car accident, the liability lies in the person at fault. They, the other driver, or their insurance company could be held liable. In a rideshare accident, some common types of compensation available include medical expenses, lost wages, pain and suffering, and loss of companionship, among others. Whether you’re the driver or the passenger in the accident and you’re injured, it is important to seek medical attention, talk with an accident attorney, file a police report, and get insurance information as soon as possible. This helps ensure that whoever is to blame for the accident is brought to justice and that you receive your compensation where due.
 

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